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United Teletech Financial Federal Credit Union


Overview / Commentary
www.utfinancial.org
732-530-8100
205 Hance Ave
Tinton Falls, NJ 07724

United Teletech Financial Federal Credit Union is headquartered in TINTON FALLS and is the 9th largest credit union in the state of New Jersey. It is also the 957th largest credit union in the nation. It was established in 1967 and as of June of 2023, it had grown to 61 employees and 24,687 members at 6 locations. United Teletech Financial Federal Credit Union's money market rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or volunteer in the New Jersey counties of Monmouth or Ocean, and parts of central Middlesex County.
See current membership details

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Reviews (1)

Non-Existent Customer Support

Posted by: |

This credit union is terrible. Their commitment to the customer is non existent. There has been a money transferring issue since May of this year and now it is July and they have done nothing to correct the problem. My money is being held hostage and they show no interest in fixing the problem. I would not recommend them. I gave them one star but zero would have been more appropriate.

1


Health
C+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #18195
Year Chartered1967
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD18.48%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$326.1MM$315.7MM
LoansQ2 2023vs Q2 2022$235.0MM$210.0MM
DepositsQ2 2023vs Q2 2022$278.4MM$297.7MM
Equity CapitalQ2 2023vs Q2 2022$17.4MM$16.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$1.5MM$7.1MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.3MM$9.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Teletech Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Teletech Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$5kU-Savers Club (Systematic Savings Account)
OTHER TIERS: 0.10% → $5k+
0.50%*-$2.5k Kids Club Savings Account
OTHER TIERS: 0.10% → $2.5k+
0.25%-$1.5kU-Win Savings
0.15%$100-IRA Savings
0.15%$100-Roth IRA Savings
0.15%$100-Coverdell Educational Savings Account
0.15%$100-Conduit IRA
0.10%--Holiday Club Savings Account
0.10%--Vacation Club Savings Account
0.05%$250-Consumer Savings Account
0.05%$250-Business Savings Account

United Teletech Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$1m*-U-Savers Money Market Account
OTHER TIERS: 0.25% → $1k - $50k | 0.50% → $50k - $250k | 1.00% → $250k - $1m
0.10%$1k-Estate Money Market Account
0.05%$1k-Business Money Market Account

United Teletech Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-60 Month CD
OTHER TIERS: 3.00% → $500 - $25k | 3.25% → $25k - $100k
3.25%*$100k*-48 to 59 Month CD
OTHER TIERS: 2.25% → $500 - $25k | 2.50% → $25k - $75k | 3.00% → $75k - $100k
3.00%*$100k*-36 to 47 Month CD
OTHER TIERS: 2.00% → $500 - $75k | 2.50% → $75k - $100k
2.50%*$100k*-24 to 35 Month CD
OTHER TIERS: 1.50% → $500 - $25k | 1.75% → $25k - $75k | 2.00% → $75k - $100k
2.25%*$100k*-18 to 23 Month CD
OTHER TIERS: 1.25% → $500 - $75k | 1.75% → $75k - $100k
2.00%*$100k*-12 to 17 Month CD
OTHER TIERS: 1.00% → $500 - $75k | 1.50% → $75k - $100k
0.10%$500-3 to 5 Month CD
0.10%$500-6 to 11 Month CD

United Teletech Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-60 Month IRA
OTHER TIERS: 3.00% → $500 - $25k | 3.25% → $25k - $100k
3.25%*$100k*-48 to 59 Month IRA
OTHER TIERS: 2.25% → $500 - $25k | 2.50% → $25k - $75k | 3.00% → $75k - $100k
3.00%*$100k*-36 to 47 Month IRA
OTHER TIERS: 2.00% → $500 - $75k | 2.50% → $75k - $100k
2.50%*$100k*-24 to 35 Month IRA
OTHER TIERS: 1.50% → $500 - $25k | 1.75% → $25k - $75k | 2.00% → $75k - $100k
2.25%*$100k*-18 to 23 Month IRA
OTHER TIERS: 1.25% → $500 - $75k | 1.75% → $75k - $100k
2.00%*$100k*-12 to 17 Month IRA
OTHER TIERS: 1.00% → $500 - $75k | 1.50% → $75k - $100k
0.10%$500-3 to 5 Month IRA
0.10%$500-6 to 11 Month IRA
Locations


United Teletech Financial Federal Credit Union Locations
Branch Office3636 State Route 33NEPTUNE, NJ 07753
Branch Office2201 US HIGHWAY 1 STE 119NORTH BRUNSWICK, NJ 08902
Branch Office67 US HIGHWAY 9 STE 4MORGANVILLE, NJ 07751
Branch Office205 Hance AveTINTON FALLS, NJ 07724
Branch Office200 S LAUREL AVEMIDDLETOWN, NJ 07748
Branch Office600 HIGHWAY 36HAZLET, NJ 07730-1797

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