United Teletech Financial Federal Credit Union

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CURRENT TOP RATE

42 Month CD Special

Overview / Commentary

www.utfinancial.org

732-530-8100

205 Hance Ave
Tinton Falls, NJ 07724

United Teletech Financial Federal Credit Union is headquartered in TINTON FALLS and is the 9^th largest credit union in the state of New Jersey. It is also the 975^th largest credit union in the nation. It was established in 1967 and as of September of 2022, it had grown to 61 employees and 24,219 members at 6 locations. United Teletech Financial Federal Credit Union's CD rates are 3X the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Monmouth County, Ocean County and parts of central Middlesex County.
See current membership details

Related Posts

View all posts from:

2016
2008
2007

1/27 - United Teletech Financial (NJ) Has Promotional Money Market Rate

8/10 - 4.15% 8-Month CD at a New Jersey CU (United Teletech Financial)
4/26 - 4.50% Money Market 4-Month Promotion and CD Specials at a New Jersey CU (United Teletech Financial)
3/22 - 4.25% 4-Month / 4.25% 36-Month CD at a Central New Jersey CU (United Teletech Financial).

10/24 - 5.50% 4-Month CD at a New Jersey CU (United Teletech Financial)
6/18 - 5.50% 4-Month Money Market Account Promo at a New Jersey CU (United Teletech Financial)

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Health

C-

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18195
Year Chartered	1967
Employees	61
Primary Regulator

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	10.34%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q3 2022vs Q3 2021	$309.6MM$326.1MM
Loans	Q3 2022vs Q3 2021	$213.9MM$200.6MM
Deposits	Q3 2022vs Q3 2021	$293.0MM$301.0MM
Equity Capital	Q3 2022vs Q3 2021	$13.5MM$24.2MM
Loan Loss Allowance	Q3 2022vs Q3 2021	$7.1MM$7.3MM
Unbacked Noncurrent Loans	Q3 2022vs Q3 2021	$9.6MM$10.7MM
Real Estate Owned	Q3 2022vs Q3 2021	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not United Teletech Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Teletech Financial Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$5k	U-Savers Club (Systematic Savings Account)
OTHER TIERS: 0.10% → $5k+
0.50%^*	-	$2.5k	Kids Club Savings Account
OTHER TIERS: 0.10% → $2.5k+
0.25%	-	$1.5k	U-Win Savings
0.15%	$100	-	IRA Savings
0.15%	$100	-	Roth IRA Savings
0.15%	$100	-	Coverdell Educational Savings Account
0.15%	$100	-	Conduit IRA
0.10%	-	-	Holiday Club Savings Account
0.10%	-	-	Vacation Club Savings Account
0.05%	$250	-	Consumer Savings Account
0.05%	$250	-	Business Savings Account

United Teletech Financial Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	U-Savers Money Market Account
0.10%	$1k	-	Estate Money Market Account
0.05%	$1k	-	Business Money Market Account

United Teletech Financial Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$50k	-	42 Month CD Special
3.50%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.00% → $500 - $25k \| 3.25% → $25k - $100k
3.50%	$50k	-	27 Month CD Special
3.25%^*	$100k^*	-	48 to 59 Month CD
OTHER TIERS: 2.25% → $500 - $25k \| 2.50% → $25k - $75k \| 3.00% → $75k - $100k
3.00%^*	$100k^*	-	36 to 47 Month CD
OTHER TIERS: 2.00% → $500 - $75k \| 2.50% → $75k - $100k
2.50%^*	$100k^*	-	24 to 35 Month CD
OTHER TIERS: 1.50% → $500 - $25k \| 1.75% → $25k - $75k \| 2.00% → $75k - $100k
2.25%^*	$100k^*	-	18 to 23 Month CD
OTHER TIERS: 1.25% → $500 - $75k \| 1.75% → $75k - $100k
2.25%	$50k	-	12 Month CD Special
2.00%^*	$100k^*	-	12 to 17 Month CD
OTHER TIERS: 1.00% → $500 - $75k \| 1.50% → $75k - $100k
1.00%^*	$50k^*	$75k	6 to 11 Month CD
OTHER TIERS: 0.10% → $500+
0.10%	$500	-	3 to 5 Month CD

United Teletech Financial Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$50k	-	42 Month IRA Special - New Money
3.50%	$50k	-	27 Month IRA Special - New Money
3.25%^*	$25k^*	$75k	60 Month IRA
OTHER TIERS: 0.00% → $75k+ \| 3.00% → $500 - $25k
2.50%^*	$25k^*	$75k	48 to 59 Month IRA
OTHER TIERS: 0.00% → $75k+ \| 2.25% → $500 - $25k
2.25%	$50k	-	12 Month IRA Special
2.00%^*	$500^*	$75k	36 to 47 Month IRA
OTHER TIERS: 0.00% → $75k+
1.75%^*	$25k^*	$75k	24 to 35 Month IRA
OTHER TIERS: 0.00% → $75k+ \| 1.50% → $500 - $25k
1.25%^*	$500^*	$75k	18 to 23 Month IRA
OTHER TIERS: 0.00% → $75k+
1.00%	$500	$100m	12 to 17 Month IRA
0.10%^*	$500^*	$75k	3 to 5 Month IRA
OTHER TIERS: 0.00% → $75k+
0.10%^*	$500^*	$75k	6 to 11 Month IRA
OTHER TIERS: 0.00% → $75k+

Locations

United Teletech Financial Federal Credit Union Locations
Branch Office	3636 State Route 33	NEPTUNE, NJ 07753
Branch Office	2201 US HIGHWAY 1 STE 119	NORTH BRUNSWICK, NJ 08902
Branch Office	67 US HIGHWAY 9 STE 4	MORGANVILLE, NJ 07751
Branch Office	205 Hance Ave	TINTON FALLS, NJ 07724
Branch Office	200 S LAUREL AVE	MIDDLETOWN, NJ 07748
Branch Office	600 HIGHWAY 36	HAZLET, NJ 07730-1797

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