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Overview / Commentary
5500 UTSA Blvd
San Antonio, TX 78249

United Texas Credit Union is headquartered in San Antonio and is the 79th largest credit union in the state of Texas. It is also the 942nd largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 59 employees and 17,461 members at 5 locations. United Texas Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school, and businesses and legal entities in Bexar and Kendall Counties, and a select part of Comal County, Texas.
See current membership details

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Reviews (5)

One Of The Very Best Credit Unions!

Posted by: nicke | Jun 22, 2012

My experience of United SA FCU is excellent. Great customer service, personal, fast and efficient. They also have great rates on loans. You will feel well taken care about here.Way much better experience than with the big banks that just see you as an account not a person. 

Great Credit Union!

I love banking with united Sa they are great place to do my banking. I go to the branch in the medical center area and they are great. I am so happy to bank with them!

Certified Checks

Made a CERTIFIED CHECK deposit to one of their sister credit unions and now have to wait 12 days from deposit before I can access my money. First I'm told it's because they can't see an image of the check.... When asked if they requested an image they couldn't seem to respond....Then I'm told it's because a stop pay could be put on the Certified check...... Then I'm told they have to receive notice from the Federal Reserve that the check is good.....Asked to speak to a Supervisor and was refused.....I've banked with them in one iteration or another for 29 years and this is the kind of service I get. Can't imagine how they treat new customers.

Overall Rating

I have been with this bank for over a year now and have been completely unsatisfied. I have never felt so unprotected in my history of dealing with banks. I came to a credit union so I could get that extra protection I needed from scans and fraud. This specific bank fails to ever help me with any matter they have always let me down. It's quite upsetting. They have some good people who work here but overall I don't feel that this bank is here to help and protect me against fraud or anything of that nature.

Check Cashing Fee

Posted by: miruegas | Sep 27, 2012

I don't bank with United FCU, But a good friend of mine does and he wrote me a check for $150. I drove to the teller window and they said I had to go inside. I was to surprise they were charging me $6.00 because I am not a member. I thought it was ridiculous from a supposedly consumer oriented financial institution. I bank with Wells Fargo and they have no such fee, account holder or not.



Health Grade Components

NCUA #97107
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.4%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ4 2017$229.5MM
LoansQ4 2017$172.1MM
DepositsQ4 2017$205.3MM
Equity CapitalQ4 2017$20.1MM
Loan Loss AllowanceQ4 2017$758.00K
Unbacked Noncurrent LoansQ4 2017$457.00K
Real Estate OwnedQ4 2017$40.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Texas Credit Union Savings Account Rates

0.75%*$5k*-Health Savings Account
OTHER TIERS: 0.50% Up to $5k
0.50%$100-IRA Savings Account
0.35%--Vacation/Christmas Club Account
0.10%--Liquid Asset Account
0.10%*$40k*-Business Savings
OTHER TIERS: 0.05% $7k - $40k

United Texas Credit Union Money Market Rates

0.50%*$2,500*-Money Market
OTHER TIERS: 0.25% Up to $2,500
0.15%*$50k*-Business Money Market
OTHER TIERS: 0.05% $7,500 - $50k

United Texas Credit Union Checking Account Rates

0.25%$1k-PLUS Business Checking
0.05%--Checking Account

United Texas Credit Union CD Rates

2.27%$500-60 Month CD
2.27%$500-Business 60 Month CD
2.02%$500-48 Month CD
2.02%$500-Business 48 Month CD
1.92%$500-36 Month CD
1.92%$500-Business 36 Month CD
1.81%$500-12 Month CD
1.81%$500-Business 12 Month CD
1.71%$500-24 Month CD
1.71%$500-Business 24 Month CD
0.75%$500-6 Month CD
0.75%$500-Business 6 Month CD

United Texas Credit Union IRA Rates

2.27%$500-60 Month IRA
2.02%$500-48 Month IRA
1.92%$500-36 Month IRA
1.81%$500-12 Month IRA
1.71%$500-24 Month IRA
0.75%$500-6 Month IRA

United Texas Credit Union Locations
Corporate Office5500 UTSA BlvdSan Antonio, TX 78249
Branch Office9910 W LOOP 1604 N STE 129SAN ANTONIO, TX 78254
Branch Office2838 N Loop 1604 E Ste 117San Antonio, TX 78232
Branch Office1440 S MAIN STBOERNE, TX 78006