United Texas Credit Union is headquartered in San Antonio and is the 70th largest credit union in the state of Texas. It is also the 841st largest credit union in the nation. It was established in 1955 and as of September of 2022, it had grown to 60 employees and 23,023 members at 6 locations. United Texas Credit Union has a B+ health rating.
Membership is open to those who live, work, worship or attend school, and businesses and legal entities in Bexar and Kendall Counties, and a select part of Comal County, Texas.
See current membership details
My experience of United SA FCU is excellent. Great customer service, personal, fast and efficient. They also have great rates on loans. You will feel well taken care about here.Way much better experience than with the big banks that just see you as an account not a person.
Made a CERTIFIED CHECK deposit to one of their sister credit unions and now have to wait 12 days from deposit before I can access my money. First I'm told it's because they can't see an image of the check.... When asked if they requested an image they couldn't seem to respond....Then I'm told it's because a stop pay could be put on the Certified check...... Then I'm told they have to receive notice from the Federal Reserve that the check is good.....Asked to speak to a Supervisor and was refused.....I've banked with them in one iteration or another for 29 years and this is the kind of service I get. Can't imagine how they treat new customers.
I have been with this bank for over a year now and have been completely unsatisfied. I have never felt so unprotected in my history of dealing with banks. I came to a credit union so I could get that extra protection I needed from scans and fraud. This specific bank fails to ever help me with any matter they have always let me down. It's quite upsetting. They have some good people who work here but overall I don't feel that this bank is here to help and protect me against fraud or anything of that nature.
I don't bank with United FCU, But a good friend of mine does and he wrote me a check for $150. I drove to the teller window and they said I had to go inside. I was to surprise they were charging me $6.00 because I am not a member. I thought it was ridiculous from a supposedly consumer oriented financial institution. I bank with Wells Fargo and they have no such fee, account holder or not.
|Return on Assets - YTD||0.82%|
|Return on Equity - YTD||15.59%|
|Annual Interest Income||$9.6MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$395.4MM$386.0MM|
|Loans||Q3 2022vs Q3 2021||$294.2MM$225.3MM|
|Deposits||Q3 2022vs Q3 2021||$361.2MM$351.8MM|
|Equity Capital||Q3 2022vs Q3 2021||$20.9MM$29.3MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$504.00K$657.00K|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$1.3MM$2.3MM|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for United Texas Credit Union are currently being reviewed.
|United Texas Credit Union Locations|
|Branch Office||7318 LOUIS PASTEUR DR||SAN ANTONIO, TX 78229|
|Corporate Office||5500 UTSA Blvd||San Antonio, TX 78249|
|Branch Office||10023 W Loop 1604 N||SAN ANTONIO, TX 78254|
|Branch Office||5120 GOLDEN TRIANGLE BLVD||FORT WORTH, TX 76244|
|Branch Office||1440 S MAIN ST||BOERNE, TX 78006|
|Branch Office||2595 POLARIS DR||FORT WORTH, TX 76137-4208|