United Texas Credit Union


Overview / Commentary
210-561-4500
5500 UTSA Blvd
San Antonio, TX 78249-1622

United Texas Credit Union is headquartered in San Antonio and is the 70th largest credit union in the state of Texas. It is also the 841st largest credit union in the nation. It was established in 1955 and as of September of 2022, it had grown to 60 employees and 23,023 members at 6 locations. United Texas Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school, and businesses and legal entities in Bexar and Kendall Counties, and a select part of Comal County, Texas.
See current membership details

Reviews (5)

One Of The Very Best Credit Unions!

Posted by: |

My experience of United SA FCU is excellent. Great customer service, personal, fast and efficient. They also have great rates on loans. You will feel well taken care about here.Way much better experience than with the big banks that just see you as an account not a person. 

Great Credit Union!

I love banking with united Sa they are great place to do my banking. I go to the branch in the medical center area and they are great. I am so happy to bank with them!

Certified Checks

Made a CERTIFIED CHECK deposit to one of their sister credit unions and now have to wait 12 days from deposit before I can access my money. First I'm told it's because they can't see an image of the check.... When asked if they requested an image they couldn't seem to respond....Then I'm told it's because a stop pay could be put on the Certified check...... Then I'm told they have to receive notice from the Federal Reserve that the check is good.....Asked to speak to a Supervisor and was refused.....I've banked with them in one iteration or another for 29 years and this is the kind of service I get. Can't imagine how they treat new customers.

Overall Rating

I have been with this bank for over a year now and have been completely unsatisfied. I have never felt so unprotected in my history of dealing with banks. I came to a credit union so I could get that extra protection I needed from scans and fraud. This specific bank fails to ever help me with any matter they have always let me down. It's quite upsetting. They have some good people who work here but overall I don't feel that this bank is here to help and protect me against fraud or anything of that nature.

Check Cashing Fee

Posted by: |

I don't bank with United FCU, But a good friend of mine does and he wrote me a check for $150. I drove to the teller window and they said I had to go inside. I was to surprise they were charging me $6.00 because I am not a member. I thought it was ridiculous from a supposedly consumer oriented financial institution. I bank with Wells Fargo and they have no such fee, account holder or not.

Manny



Health
B+

Health Grade Components

Overall
NCUA #97107
Year Chartered1955
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD15.59%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$395.4MM$386.0MM
LoansQ3 2022vs Q3 2021$294.2MM$225.3MM
DepositsQ3 2022vs Q3 2021$361.2MM$351.8MM
Equity CapitalQ3 2022vs Q3 2021$20.9MM$29.3MM
Loan Loss AllowanceQ3 2022vs Q3 2021$504.00K$657.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.3MM$2.3MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for United Texas Credit Union are currently being reviewed.

Locations


United Texas Credit Union Locations
Branch Office7318 LOUIS PASTEUR DRSAN ANTONIO, TX 78229
Corporate Office5500 UTSA BlvdSan Antonio, TX 78249
Branch Office10023 W Loop 1604 NSAN ANTONIO, TX 78254
Branch Office5120 GOLDEN TRIANGLE BLVDFORT WORTH, TX 76244
Branch Office1440 S MAIN STBOERNE, TX 78006
Branch Office2595 POLARIS DRFORT WORTH, TX 76137-4208

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