Overview / Commentary
United Texas Credit Union is headquartered in San Antonio and is the 69th largest credit union in the state of Texas. It is also the 824th largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 56 employees and 22,197 members at 6 locations. United Texas Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school, and businesses and legal entities in the Texas counties of Bexar, Kendall, Tarrant, and the portion of Comal County that lies west of U.S. Highway 281. Members of Friends of Consumer Freedom living in Tarrant, Denton, or Johnson Counties also qualify for membership.
See current membership details
Health
B
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97107 |
| Year Chartered | 1955 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 5.27% |
| Annual Interest Income | $9.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $418.5MM$405.3MM |
| Loans | Q2 2024vs Q2 2023 | $311.8MM$310.7MM |
| Deposits | Q2 2024vs Q2 2023 | $370MM$370.6MM |
| Equity Capital | Q2 2024vs Q2 2023 | $27.1MM$21.1MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $1.4MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $2.1MM$1.3MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $224K$0 |