Overview / Commentary
United Valley Bank is headquartered in Cavalier and is the 18th largest bank in the state of North Dakota. It is also the 1,914th largest bank in the nation. It was established in 1905 and as of June of 2019, it had grown to 67 employees at 8 locations. United Valley Bank's savings rates are 73% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15478 |
| Year Established | 1905 |
| Employees | 67 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 10.96% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $359.4MM$259.3MM |
| Loans | Q2 2019vs Q2 2018 | $275.9MM$202.5MM |
| Deposits | Q2 2019vs Q2 2018 | $302.0MM$217.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $40.3MM$24.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $3.8MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $3.2MM$660.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $227.00K$125.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $500k* | - | Valley Preferred Savings | ||
| OTHER TIERS: 0.25% → Up to $25k | 0.45% → $25k - $100k | 0.60% → $100k - $500k | |||||
| 0.05% | $200 | - | Valley Savings | ||
United Valley Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Valley Preferred Checking |
United Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 5 Year CD | |
| 2.00% | $500 | - | 3 Year CD | |
| 1.75% | $500 | - | 2 Year CD | |
| 1.50% | $500 | - | 1 Year CD | |
| 1.15% | $500 | - | 182 Day CD | |
| 0.75% | $500 | - | 91 Day CD |
Locations
| United Valley Bank Locations | ||
|---|---|---|
| United Valley Bank Branch | 103 West Third Street | Argyle, MN 56713 |
| Downtown Grand Forks Branch | 200 First Avenue North | Grand Forks, ND 58203 |
| United Valley Bank | 203 South 2nd Street | Hallock, MN 56728 |
| United Valley Bank | 211 Division Avenue South | Cavalier, ND 58220 |
| Grand Forks Branch | 2718 South Columbia Road | Grand Forks, ND 58201 |
| Detached Facility | 114 Central Avenue S | Lancaster, MN 56735 |
| Mahnomen Br | 103 N. Main Street | Mahnomen, MN 56557 |
| Twin Valley Branch | 205 Main Avenue West | Twin Valley, MN 56584 |