UnitedOne Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.90% | 1-year CD | 1 Year CD |
| 0.05% | Savings | Primary Share Account |
| 1.30% | 4-year CD | 4 Year CD |
UnitedOne Credit Union is headquartered in Manitowoc and is the 30th largest credit union in the state of Wisconsin. It is also the 1,010th largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 72 employees and 19,547 members at 8 locations. UnitedOne Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Sheboygan, Manitowoc, Door and Kewaunee Counties in Wisconsin.
See current membership details
United One Credit Union
I have had a savings and checking account at this credit union for roughly 20 years. Overall I have had a very positive experience with them. I have lived outside the county of it's operations for 10 years, but still maintain banking with them. I pay no fees to maintain my accounts with them, and can readily find ATM machines in my area to withdraw funds without a service fee.
In addition to the checking and savings accounts, I have had a car loan and mortgage with the credit union. The car loan was a quick and easy process. It was the first time I had taken out a bank loan, and it was very easy to work with them. Having the loan at the same credit union as my checking and savings account made it quick and easy to make payments to the loan, and I was able to quickly pay it off ahead of schedule. My mortgage was initially through the credit union. I had a meeting with a credit union employee to go over pre-approval, and to get an idea of monthly mortgage payments. After closing the mortgage was transferred to another party. I was unaware going into it that this was going to occur. A couple years later I refinanced with another bank.
I do most of my banking online, and have found at times to have trouble with their internet site. I've had trouble logging in, when they've made changes to the site. I've had to change my PIN once, and was easily able to do it over the phone when I called. There was no trouble getting someone on the phone to help with problems.
I'm very happy with my credit union, and have never had any trouble that would push me to find a new institution.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67248 |
| Year Chartered | 1938 |
| Employees | 72 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 5.57% |
| Annual Interest Income | $7.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $210.4MM$201.1MM |
| Loans | Q4 2017vs Q4 2016 | $175.1MM$159.7MM |
| Deposits | Q4 2017vs Q4 2016 | $180.3MM$173.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $26.3MM$24.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $994.00K$1.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.1MM$1.0MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not UnitedOne Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
UnitedOne Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.08% | $50 | - | Christmas Club | |
| 0.05% | $100 | - | Primary Share Account | |
| 0.05% | $25 | - | Mates Club (age 0-11) | |
| 0.05% | $25 | - | eXtreme Fundz (age 12-17) | |
| 0.05% | $25 | - | Open Savings IRA |
UnitedOne Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $200k* | - | AchieveOne Money Market | ||
| OTHER TIERS: 0.40% → $25k - $50k | 0.60% → $50k - $75k | 0.70% → $75k - $100k | 0.80% → $100k - $200k | |||||
| 0.25%* | $40k* | - | Money Market Premier Account | ||
| OTHER TIERS: 0.05% → Up to $40k | |||||
| 0.20%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $15k | 0.15% → $15k - $25k | |||||
UnitedOne Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $2,500* | - | Dividend Checking Account | ||
| OTHER TIERS: 0.05% → $1k - $2,500 | |||||
UnitedOne Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40% | $10k | - | 4 Year Jumbo CD | ||
| 1.30% | $1k | - | 4 Year CD | ||
| 1.30% | $5k | - | 22 Month CD Special w/ Active Checking | ||
| 1.20% | $10k | - | 2 Year Jumbo CD | ||
| 1.15% | $5k | - | 22 Month CD Special w/o Active Checking | ||
| 1.10% | $1k | - | 2 Year CD | ||
| 1.00% | $10k | - | 1 Year Jumbo CD | ||
| 0.90% | $1k | - | 1 Year CD | ||
| 0.60% | $1k | - | 6 Month CD | ||
| 0.50%* | $25k* | - | 9 Month Advantage CD | ||
| OTHER TIERS: 0.40% → $10k - $25k | |||||
| 0.20% | $1k | - | 3 Month CD | ||
UnitedOne Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40% | $10k | - | 4 Year Jumbo IRA | ||
| 1.30% | $1k | - | 4 Year IRA | ||
| 1.30% | $5k | - | 22 Month IRA Special w/ Active Checking | ||
| 1.20% | $10k | - | 2 Year Jumbo IRA | ||
| 1.15% | $5k | - | 22 Month IRA Special w/o Active Checking | ||
| 1.10% | $1k | - | 2 Year IRA | ||
| 1.00% | $10k | - | 1 Year Jumbo IRA | ||
| 0.90% | $1k | - | 1 Year IRA | ||
| 0.50%* | $25k* | - | 9 Month Advantage IRA | ||
| OTHER TIERS: 0.40% → $10k - $25k | |||||
| UnitedOne Credit Union Locations | ||
|---|---|---|
| Branch Office | 2122 Superior Ave | Sheboygan, WI 53081-2246 |
| Branch Office | 1117 S 10th St | Manitowoc, WI 54220-5211 |
| Branch Office | 4115 Calumet Ave | Manitowoc, WI 54220-5400 |
| Branch Office | 3509 Washington Avenue S Frontage Rd S. Frontage Road | Sheboygan, WI 53081-6436 |
| Branch Office | 2629 N 7th St | Sheboygan, WI 53083-4932 |
| Branch Office | 2401 Menasha Ave | Manitowoc, WI 54220-1615 |
| Branch Office | 2414 Kohler Memorial Dr | Sheboygan, WI 53081-3129 |
| Branch Office | 733 N 8th St | Sheboygan, WI 53081 |