Unity One Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.65% | 1-year CD | |
| 0.15% | Savings | |
| 2.35% | 3-year CD | 2.65% - Barclays 36 Month Online CD |
Unity One Credit Union is headquartered in Fort Worth and is the 74th largest credit union in the state of Texas. It is also the 910th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 76 employees and 30,366 members at 10 locations. Unity One Credit Union's CD rates are 83% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to Unity One Credit Union is open to 1) anyone who lives, attends school or works in the communities of Greater Fort Worth, TX, Greater Saint Paul or Greater Saint Cloud, MN, or Johnson and Wyandotte counties in KS; 2) Retired members, and employees of any of the following organizations: BNSF Railway Co., ConocoPhillips, Inc., Skyway YMCA of St. Paul, MN, BOMA of Fort Worth, or CapitolRiver Council of St. Paul; 3) Immediate family of qualified members. (A complete list of eligibility requirements are found on the credit union's website)
See current membership details
Great Experience!
I'm so glad I switched from my old bank to Unity One. The service is great, everyone is so friendly. I was initially worried that joining a local credit union would be inconvenient, but after a friend assured me that wasn't the case I made the leap anyways. They were right! I'm never going back to my bank.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68589 |
| Year Chartered | 1934 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 4.31% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $248.4MM$244.1MM |
| Loans | Q2 2018vs Q2 2017 | $207.6MM$204.8MM |
| Deposits | Q2 2018vs Q2 2017 | $227.7MM$224.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $18.0MM$17.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.6MM$1.8MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $994.00K$1.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Unity One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Unity One Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $10k | - | High Yield Savings | |
| 0.75% | $10k | - | IRA High Yield Savings | |
| 0.20% | $1 | - | IRA Savings | |
| 0.20% | $10 | - | Holiday Savings | |
| 0.15% | $5 | - | Primary Savings Account | |
| 0.15% | $1 | - | Secondary Savings Account | |
| 0.15% | $10 | - | Vacation Club |
Unity One Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $2.5k | 0.25% → $2.5k - $5k | 0.40% → $5k - $10k | |||||
Unity One Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Free Checking Account |
Unity One Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.35% | $500 | - | 3 Year CD | |
| 2.05% | $500 | - | 2 Year CD | |
| 1.85% | $500 | - | 18 Month CD | |
| 1.65% | $500 | - | 1 Year CD | |
| 1.25% | $1k | - | 6 Month CD |
Unity One Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.35% | $500 | - | 3 Year IRA CD | |
| 2.05% | $500 | - | 2 Year IRA CD | |
| 1.85% | $500 | - | 18 Month IRA CD | |
| 1.65% | $500 | - | 1 Year IRA CD | |
| 1.25% | $1k | - | 6 Month IRA CD |
| Fort Worth Branches | ||
|---|---|---|
| Branch Office | 3215 N Houston St | Fort Worth, TX 76106 |
| Branch Office | 6701 Burlington Blvd | Fort Worth, TX 76131 |
| Branch Office | 4625 N Tarrant Pkwy | Fort Worth, TX 76244-4927 |
| Branch Office | 2625 N Main St | Fort Worth, TX 76164-7143 |
| Branch Office | 4101 Thompson Rd | Fort Worth, TX 76244 |
| Inver Grove Heights Branches | ||
|---|---|---|
| Branch Office | 5300 S Robert Trl Ste 100 | Inver Grove Heights, MN 55077-1428 |
| Kansas City Branches | ||
|---|---|---|
| Branch Office | 4150 Kansas Ave | Kansas City, KS 66106 |
| KELLER Branches | ||
|---|---|---|
| Branch Office | 891 KELLER PKWY STE 100 | KELLER, TX 76248 |
| Maplewood Branches | ||
|---|---|---|
| Branch Office | 1535 Beam Ave | Maplewood, MN 55109 |
| North Richland Hills Branches | ||
|---|---|---|
| Branch Office | 7020 Mid Cities Blvd Rm 103 | North Richland Hills, TX 76180-4958 |