Featured Savings Rates
Featured Accounts

Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Months Share Certificate
0.25%1-year CD12 Months Money Saver Share Certificate
0.15%SavingsSavings Account

Overview / Commentary
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 12th largest credit union in the state of Ohio. It is also the 599th largest credit union in the nation. It was established in 1937 and as of September of 2016, it had grown to 110 employees and 52,058 members at 11 locations. Universal 1 Credit Union has a B+ health rating.

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Health
B+

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees110
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.53%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$413.9MM$391.3MM
LoansQ3 2016vs Q3 2015$311.0MM$310.8MM
DepositsQ3 2016vs Q3 2015$376.3MM$354.7MM
Equity CapitalQ3 2016vs Q3 2015$33.6MM$33.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.1MM$4.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.1MM$4.6MM
Real Estate OwnedQ3 2016vs Q3 2015$404.00K$46.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% $300 - $10k | 0.10% $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market
OTHER TIERS: 0.10% $2k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.02%$1k-60 Months Share Certificate
1.61%$1k-48 Months Share Certificate
1.26%$1k-36 Months Share Certificate
1.01%$1k-24 Months Share Certificate
1.01%$1k-30 Months Share Certificate
0.85%$1k-18 Months Share Certificate
0.75%$500-12 Months Share Certificate
0.75%$500-13 Months Share Certificate
0.50%$1k-6 Months Share Certificate
0.50%$1k-7 Months Share Certificate
0.25%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Months IRA Certificate
1.61%$1k-48 Months IRA Certificate
1.01%$1k-24 Months IRA Certificate
1.01%$1k-30 Months IRA Certificate
0.75%$500-12 Months IRA Certificate
Locations

Universal 1 Credit Union has 11 locations. Click to view all Universal 1 Credit Union locations.