Universal 1 Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 60 Months Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.25% | 1-year CD | 12 Months Money Saver Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Savings Account |
Universal 1 Credit Union is headquartered in Dayton and is the 12th largest credit union in the state of Ohio. It is also the 612th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 106 employees and 52,413 members at 11 locations. Universal 1 Credit Union has a B+ health rating.
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You Must Live Or Work In Ohio To Join Universal 1
You must live or work in Ohio to join Universal 1 Credit Union. (Their membership-eligibility requirements were not readily available on their web site.)
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64970 |
| Year Chartered | 1937 |
| Employees | 106 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 3.87% |
| Annual Interest Income | $7.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $423.8MM$404.3MM |
| Loans | Q2 2017vs Q2 2016 | $334.2MM$307.5MM |
| Deposits | Q2 2017vs Q2 2016 | $385.8MM$366.7MM |
| Equity Capital | Q2 2017vs Q2 2016 | $34.1MM$33.7MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $3.5MM$4.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.0MM$3.5MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $181.00K$30.00K |
Always verify rates and promotions with the bank or credit union. We are not Universal 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Universal 1 Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.54% | - | - | Health Savings Account | ||
| 0.25% | - | - | Passbook IRA Savings | ||
| 0.15%* | $50k* | - | Savings Account | ||
| OTHER TIERS: 0.05% → $300 - $10k | 0.10% → $10k - $50k | |||||
| 0.10% | $50 | - | Holiday Club | ||
| 0.10% | $50 | - | Vacation Club | ||
Universal 1 Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k | |||||
Universal 1 Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Universal Freedom 500 |
Universal 1 Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 3 Months HSA Certificate | |
| 2.02% | $1k | - | 60 Months Share Certificate | |
| 1.82% | $1k | - | 48 Months Share Certificate | |
| 1.46% | $1k | - | 36 Months Share Certificate | |
| 1.21% | $1k | - | 24 Months Share Certificate | |
| 1.21% | $1k | - | 30 Months Share Certificate | |
| 1.06% | $1k | - | 18 Months Share Certificate | |
| 0.90% | $500 | - | 12 Months Share Certificate | |
| 0.90% | $500 | - | 13 Months Share Certificate | |
| 0.65% | $1k | - | 6 Months Share Certificate | |
| 0.65% | $1k | - | 7 Months Share Certificate | |
| 0.25% | $25 | - | 12 Months Money Saver Share Certificate |
Universal 1 Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 60 Months IRA Certificate | |
| 1.82% | $1k | - | 48 Months IRA Certificate | |
| 1.21% | $1k | - | 24 Months IRA Certificate | |
| 1.21% | $1k | - | 30 Months IRA Certificate | |
| 0.90% | $500 | - | 12 Months IRA Certificate |
