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Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.33%5-year CD60 Months Share Certificate
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
0.75%1-year CD12 Months Money Saver Share Certificate
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.15%SavingsSavings Account
1.30% - Nationwide Bank Online Savings Account
View all Universal 1 Credit Union rates »

Overview / Commentary
www.universal1cu.org
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 13th largest credit union in the state of Ohio. It is also the 621st largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 105 employees and 52,685 members at 11 locations. Universal 1 Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.

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Reviews (1)

You Must Live Or Work In Ohio To Join Universal 1

Posted by: factpath | Apr 20, 2017

You must live or work in Ohio to join Universal 1 Credit Union. (Their membership-eligibility requirements were not readily available on their web site.)

1


Health
B+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees105
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.13%
Annual Interest Income$15.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$419.1MM$416.4MM
LoansQ4 2017vs Q4 2016$337.2MM$313.8MM
DepositsQ4 2017vs Q4 2016$381.2MM$379.1MM
Equity CapitalQ4 2017vs Q4 2016$34.1MM$33.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.3MM$4.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.2MM$3.5MM
Real Estate OwnedQ4 2017vs Q4 2016$181.00K$374.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% → $300 - $10k | 0.10% → $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market
OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.33%$1k-60 Months Share Certificate
2.07%$1k-48 Months Share Certificate
1.87%$1k-36 Months Share Certificate
1.77%$1k-24 Months Share Certificate
1.77%$1k-30 Months Share Certificate
1.56%$1k-18 Months Share Certificate
1.41%$500-12 Months Share Certificate
1.41%$500-13 Months Share Certificate
1.21%$1k-6 Months Share Certificate
1.21%$1k-7 Months Share Certificate
0.75%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.33%$1k-60 Months IRA Certificate
2.07%$1k-48 Months IRA Certificate
1.77%$1k-24 Months IRA Certificate
1.77%$1k-30 Months IRA Certificate
1.41%$500-12 Months IRA Certificate
Locations

Availability

Dayton Area

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