Featured Savings Rates
Featured Accounts

Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Months Share Certificate
0.25%1-year CD12 Months Money Saver Share Certificate
0.15%SavingsSavings Account

Overview / Commentary
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 12th largest credit union in the state of Ohio. It is also the 612th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 106 employees and 52,413 members at 11 locations. Universal 1 Credit Union has a B+ health rating.

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Reviews (1)

You Must Live Or Work In Ohio To Join Universal 1

Posted by: factpath | Apr 20, 2017

You must live or work in Ohio to join Universal 1 Credit Union. (Their membership-eligibility requirements were not readily available on their web site.)



Health
B+

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees106
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.87%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$423.8MM$404.3MM
LoansQ2 2017vs Q2 2016$334.2MM$307.5MM
DepositsQ2 2017vs Q2 2016$385.8MM$366.7MM
Equity CapitalQ2 2017vs Q2 2016$34.1MM$33.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.5MM$4.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.0MM$3.5MM
Real Estate OwnedQ2 2017vs Q2 2016$181.00K$30.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% $300 - $10k | 0.10% $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market
OTHER TIERS: 0.10% $2k - $10k | 0.20% $10k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.02%$1k-60 Months Share Certificate
1.82%$1k-48 Months Share Certificate
1.46%$1k-36 Months Share Certificate
1.21%$1k-24 Months Share Certificate
1.21%$1k-30 Months Share Certificate
1.06%$1k-18 Months Share Certificate
0.90%$500-12 Months Share Certificate
0.90%$500-13 Months Share Certificate
0.65%$1k-6 Months Share Certificate
0.65%$1k-7 Months Share Certificate
0.25%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Months IRA Certificate
1.82%$1k-48 Months IRA Certificate
1.21%$1k-24 Months IRA Certificate
1.21%$1k-30 Months IRA Certificate
0.90%$500-12 Months IRA Certificate
Locations

Availability