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Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.33%5-year CD60 Months Share Certificate
3.00% - Barclays 60 Month Online CDAdvertisement
0.75%1-year CD12 Months Money Saver Share Certificate
0.96% - National Average
0.15%SavingsSavings Account
1.75% - American Express National Bank High Yield Savings AccountAdvertisement
View all Universal 1 Credit Union rates »

Overview / Commentary
www.universal1cu.org
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 13th largest credit union in the state of Ohio. It is also the 626th largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 105 employees and 52,930 members at 11 locations. Universal 1 Credit Union's CD rates are 57% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions


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Reviews (1)

You Must Live Or Work In Ohio To Join Universal 1

Posted by: factpath | Apr 20, 2017

You must live or work in Ohio to join Universal 1 Credit Union. (Their membership-eligibility requirements were not readily available on their web site.)

1


Health
B+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees105
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.16%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$427.8MM$425.1MM
LoansQ1 2018vs Q1 2017$333.9MM$322.8MM
DepositsQ1 2018vs Q1 2017$389.5MM$387.4MM
Equity CapitalQ1 2018vs Q1 2017$34.2MM$33.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.1MM$3.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.6MM$3.2MM
Real Estate OwnedQ1 2018vs Q1 2017$139.00K$256.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% → $300 - $10k | 0.10% → $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market
OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.33%$1k-60 Months Share Certificate
2.07%$1k-48 Months Share Certificate
1.87%$1k-36 Months Share Certificate
1.77%$1k-24 Months Share Certificate
1.77%$1k-30 Months Share Certificate
1.56%$1k-18 Months Share Certificate
1.41%$500-12 Months Share Certificate
1.41%$500-13 Months Share Certificate
1.21%$1k-6 Months Share Certificate
1.21%$1k-7 Months Share Certificate
0.75%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.33%$1k-60 Months IRA Certificate
2.07%$1k-48 Months IRA Certificate
1.77%$1k-24 Months IRA Certificate
1.77%$1k-30 Months IRA Certificate
1.41%$500-12 Months IRA Certificate
Locations

Availability



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