Featured Savings Rates
Featured Accounts
  2. Universal 1 Credit Union

Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Months Share Certificate
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.25%1-year CD12 Months Money Saver Share Certificate
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.15%SavingsSavings Account
1.00% - Ally Bank Online Savings AccountAdvertisement
View all Universal 1 Credit Union rates »

Overview / Commentary
www.universal1cu.org
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 12th largest credit union in the state of Ohio. It is also the 603rd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 107 employees and 51,860 members at 12 locations. Universal 1 Credit Union has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.69%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$404.3MM$386.5MM
LoansQ2 2016vs Q2 2015$307.5MM$306.9MM
DepositsQ2 2016vs Q2 2015$366.7MM$349.3MM
Equity CapitalQ2 2016vs Q2 2015$33.7MM$33.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.2MM$4.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.5MM$5.3MM
Real Estate OwnedQ2 2016vs Q2 2015$30.00K$77.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Universal 1 Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% → $300 - $10k | 0.10% → $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market
OTHER TIERS: 0.10% → $2k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.02%$1k-60 Months Share Certificate
1.61%$1k-48 Months Share Certificate
1.26%$1k-36 Months Share Certificate
1.01%$1k-24 Months Share Certificate
1.01%$1k-30 Months Share Certificate
0.85%$1k-18 Months Share Certificate
0.75%$500-12 Months Share Certificate
0.75%$500-13 Months Share Certificate
0.50%$1k-6 Months Share Certificate
0.50%$1k-7 Months Share Certificate
0.25%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Months IRA Certificate
1.61%$1k-48 Months IRA Certificate
1.01%$1k-24 Months IRA Certificate
1.01%$1k-30 Months IRA Certificate
0.75%$500-12 Months IRA Certificate
Locations

Universal 1 Credit Union has 12 locations. Click to view all Universal 1 Credit Union locations.