Featured Savings Rates
Featured Accounts

Universal 1 Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%5-year CD60 Months Share Certificate
0.25%1-year CD12 Months Money Saver Share Certificate
0.15%SavingsSavings Account

Overview / Commentary
800-762-9555
1 River Park Dr
Dayton, OH 45409-2104

Universal 1 Credit Union is headquartered in Dayton and is the 12th largest credit union in the state of Ohio. It is also the 603rd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 107 employees and 51,860 members at 12 locations. Universal 1 Credit Union has a B+ health rating.

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Health
B+

Health Grade Components

Overall
NCUA #64970
Year Chartered1937
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.69%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$404.3MM$386.5MM
LoansQ2 2016vs Q2 2015$307.5MM$306.9MM
DepositsQ2 2016vs Q2 2015$366.7MM$349.3MM
Equity CapitalQ2 2016vs Q2 2015$33.7MM$33.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.2MM$4.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.5MM$5.3MM
Real Estate OwnedQ2 2016vs Q2 2015$30.00K$77.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal 1 Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--Health Savings Account
0.25%--Passbook IRA Savings
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% $300 - $10k | 0.10% $10k - $50k
0.10%$50-Holiday Club
0.10%$50-Vacation Club

Universal 1 Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market
OTHER TIERS: 0.10% $2k - $25k

Universal 1 Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Universal Freedom 500

Universal 1 Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-3 Months HSA Certificate
2.02%$1k-60 Months Share Certificate
1.61%$1k-48 Months Share Certificate
1.26%$1k-36 Months Share Certificate
1.01%$1k-24 Months Share Certificate
1.01%$1k-30 Months Share Certificate
0.85%$1k-18 Months Share Certificate
0.75%$500-12 Months Share Certificate
0.75%$500-13 Months Share Certificate
0.50%$1k-6 Months Share Certificate
0.50%$1k-7 Months Share Certificate
0.25%$25-12 Months Money Saver Share Certificate

Universal 1 Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Months IRA Certificate
1.61%$1k-48 Months IRA Certificate
1.01%$1k-24 Months IRA Certificate
1.01%$1k-30 Months IRA Certificate
0.75%$500-12 Months IRA Certificate
Locations

Universal 1 Credit Union has 12 locations. Click to view all Universal 1 Credit Union locations.