Universal Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.45%	1-year CD	1.37% - National Average
0.04%	Savings	0.26% - National Average
0.60%	2-year CD	1.68% - National Average

View all Universal Bank rates »

Overview / Commentary

www.universalbank.com

626-854-2818

3455 Nogales St., Suite 105
West Covina, CA 91792

Universal Bank is headquartered in West Covina and is the 100^th largest bank in the state of California. It is also the 1,825^th largest bank in the nation. It was established in 1954 and as of December of 2018, it had grown to 67 employees at 5 locations. Universal Bank's money market rates are 3X the national average, and it has an A health rating.

View all posts from:

2016
2009
2008

10/27 - Universal Bank 11-Month CD Special - Los Angeles Area

11/25 - 2.50% 24-Month & 2.10% 12-Month Jumbo CDs at Universal Bank in CA - Local Only

7/26 - 4.10% 12-Month CD at a California Bank (Universal).

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	30722
Year Established	1954
Employees	67
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	5.61%
Annual Interest Income	$15.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$382.0MM$374.8MM
Loans	Q4 2018vs Q4 2017	$301.2MM$296.1MM
Deposits	Q4 2018vs Q4 2017	$318.9MM$316.6MM
Equity Capital	Q4 2018vs Q4 2017	$57.2MM$54.3MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$4.0MM$5.5MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$52.00K$75.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Universal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1	-	Young Savers
0.04%	$100	-	ATM Savings

Universal Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%^*	$250k^*	-	VIP Advantage Money Market Savings Promo
OTHER TIERS: 0.70% → $100k - $150k \| 0.80% → $150k - $200k \| 0.90% → $200k - $250k
0.15%^*	$50k^*	-	Money Market Savings
OTHER TIERS: 0.05% → $1k - $2.5k \| 0.10% → $2.5k - $50k
0.15%^*	$50k^*	-	Money Market Checking
OTHER TIERS: 0.05% → $1k - $2.5k \| 0.10% → $2.5k - $50k

Universal Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.10% → $100 - $1k \| 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.04%	$2.5k	-	VIP Checking

Universal Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$50k	-	24 Month VIP Advantage CD Promo
1.32%	$50k	-	18 Month VIP Advantage CD Promo
1.00%	$1k	-	1 Year VIP Advantage CD Builder Promo
0.60%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.40% → $1k - $10k \| 0.45% → $10k - $25k \| 0.50% → $25k - $50k \| 0.55% → $50k - $100k
0.60%	$1k	-	3 Year CD
0.45%^*	$100k^*	-	60 Day CD
OTHER TIERS: 0.25% → $1k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $100k
0.45%^*	$50k^*	-	1 Year CD
OTHER TIERS: 0.25% → $1k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k
0.40%^*	$100k^*	-	30 Day CD
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k
0.35%^*	$100k^*	-	180 Day CD
OTHER TIERS: 0.15% → $1k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k
0.30%^*	$100k^*	-	90 Day CD
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Universal Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$25k^*	-	18 Month IRA
OTHER TIERS: 0.60% → $100 - $10k \| 0.70% → $10k - $25k

Locations

Universal Bank Locations
Eagle Rock - Colorado Branch	2575 Colorado Boulevard	Los Angeles, CA 90041
Universal Bank	3455 Nogales Street, Suite 105	West Covina, CA 91792
Arcadia Branch	747 West Duarte Road	Arcadia, CA 91007
W Garvey Abenue Branch	757 W Garvey Avenue	Monterey Park, CA 91754
Rosemead Branch	3676 Rosemead Boulevard	Rosemead, CA 91770

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.