Universal Bank

Overview / Commentary
3455 Nogales St. 2nd Floor
West Covina, CA 91792

Universal Bank is headquartered in WEST COVINA and is the 98th largest bank in the state of California. It is also the 2,165th largest bank in the nation. It was established in 1954 and as of December of 2023, it had grown to 51 employees at 5 locations. Universal Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #30722
Year Established1954
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.16%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$370.7MM$334.5MM
LoansQ4 2023vs Q4 2022$277MM$259.9MM
DepositsQ4 2023vs Q4 2022$254.8MM$225.1MM
Equity CapitalQ4 2023vs Q4 2022$64.8MM$63.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.3MM$4.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$0$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Universal Bank are currently being reviewed.


Universal Bank Locations
Eagle Rock Branch2575 Colorado BoulevardLos Angeles, CA 90041
West Covina Branch3455 S Nogales St Ste 105West Covina, CA 91792
Arcadia Branch57 Wheeler Ave, Unit GArcadia, CA 91007
Monterey Park Branch404 S. Atlantic Blvd, Suite CMonterey Park, CA 91754
Rosemead Branch3676 Rosemead BoulevardRosemead, CA 91770

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