1. Banks
  2. Universal Bank

Universal Bank


Overview / Commentary
www.universalbank.com
626-854-2818
3455 S Nogales Street
West Covina, CA 91792

Universal Bank is headquartered in West Covina and is the 104th largest bank in the state of California. It is also the 1,877th largest bank in the nation. It was established in 1954 and as of December of 2020, it had grown to 67 employees at 5 locations. Universal Bank has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30722
Year Established1954
Employees67
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.5%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$423.8MM$417.2MM
LoansQ4 2020vs Q4 2019$302.2MM$319.8MM
DepositsQ4 2020vs Q4 2019$312.2MM$351.3MM
Equity CapitalQ4 2020vs Q4 2019$61.1MM$60.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$4.3MM$4.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.4MM$362.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Universal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Young Savers
0.04%$100-ATM Savings

Universal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Savings
OTHER TIERS: 0.05% → $1k - $2.5k | 0.10% → $2.5k - $50k
0.15%*$50k*-Money Market Checking
OTHER TIERS: 0.05% → $1k - $2.5k | 0.10% → $2.5k - $50k

Universal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $10k | 0.25% → $10k - $100k
0.04%$2.5k-Basic Checking

Universal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-2 Year CD
OTHER TIERS: 0.40% → $1k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k
0.60%$1k-3 Year CD
0.45%*$50k*-1 Year CD
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k
0.35%*$100k*-180 Day CD
OTHER TIERS: 0.15% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.30%*$100k*-90 Day CD
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.20%*$50k*-60 Day CD
OTHER TIERS: 0.10% → $1k - $50k
0.10%*$50k*-30 Day CD
OTHER TIERS: 0.05% → $1k - $50k

Universal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-18 Month IRA
OTHER TIERS: 0.40% → $100 - $10k | 0.45% → $10k - $25k
Locations


Universal Bank Locations
Eagle Rock Branch2575 Colorado BoulevardLos Angeles, CA 90041
West Covina Branch3455 Nogales Street, Suite 105West Covina, CA 91792
Arcadia Branch747 West Duarte RoadArcadia, CA 91007
Monterey Park Branch404 S. Atlantic Blvd, Suite CMonterey Park, CA 91754
Rosemead Branch3676 Rosemead BoulevardRosemead, CA 91770

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.