Universal Bank is headquartered in West Covina and is the 104th largest bank in the state of California. It is also the 1,849th largest bank in the nation. It was established in 1954 and as of September of 2020, it had grown to 67 employees at 5 locations. Universal Bank has a B+ health rating.
Overall | |
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FDIC Certificate # | 30722 |
Year Established | 1954 |
Employees | 67 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.2% |
Return on Equity - YTD | 1.34% |
Annual Interest Income | $12.1MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $423.8MM$406.5MM |
Loans | Q3 2020vs Q3 2019 | $319.1MM$315.4MM |
Deposits | Q3 2020vs Q3 2019 | $307.7MM$342.8MM |
Equity Capital | Q3 2020vs Q3 2019 | $60.8MM$57.9MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $4.3MM$4.1MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $305.00K$388.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $1 | - | Young Savers | |
0.04% | $100 | - | ATM Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $100k* | - | Business Interest Checking | ||
OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $10k | 0.25% → $10k - $100k | |||||
0.04% | $2.5k | - | VIP Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.55%* | $25k* | - | 18 Month IRA | ||
OTHER TIERS: 0.40% → $100 - $10k | 0.45% → $10k - $25k |
Universal Bank Locations | ||
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Eagle Rock Branch | 2575 Colorado Boulevard | Los Angeles, CA 90041 |
West Covina Branch | 3455 Nogales Street, Suite 105 | West Covina, CA 91792 |
Arcadia Branch | 747 West Duarte Road | Arcadia, CA 91007 |
Monterey Park Branch | 404 S. Atlantic Blvd, Suite C | Monterey Park, CA 91754 |
Rosemead Branch | 3676 Rosemead Boulevard | Rosemead, CA 91770 |