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Overview / Commentary
626-854-2818
3455 Nogales Street, Suite #105
West Covina, CA 91792

Universal Bank is headquartered in West Covina and is the 109th largest bank in the state of California. It is also the 1,908th largest bank in the nation. It was established in 1954 and as of September of 2016, it had grown to 72 employees at 5 locations. Universal Bank has an A+ health rating.

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Universal Bank 11-Month CD Special - Los Angeles Area - 10/27/2016

Saw this advertised at the bank Promotional 0.95% APY 11 Month - VIP Certificate of Deposit Minimum Balance to Open $50,000.00 Flyer (PDF)

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Health
A+

Health Grade Components

Overall
FDIC Certificate #30722
Year Established1954
Employees72
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.76%
Return on Equity - YTD20.21%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$355.8MM$334.7MM
LoansQ3 2016vs Q3 2015$273.9MM$282.3MM
DepositsQ3 2016vs Q3 2015$279.7MM$266.6MM
Equity CapitalQ3 2016vs Q3 2015$52.4MM$44.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$7.2MM$8.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$733.00K$902.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Universal Bank 11-Month CD Special - Los Angeles Area

Jake9   |  
Saw this advertised at the bank

Promotional
0.95% APY 11 Month - VIP Certificate of Deposit
Minimum Balance to Open $50,000.00
Flyer (PDF)

Rates
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Always verify rates and promotions with the bank or credit union. We are not Universal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Young Savers
0.04%$100-ATM Savings

Universal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Savings
OTHER TIERS: 0.05% $1k - $2,500 | 0.10% $2,500 - $50k
0.15%*$50k*-Money Market Checking
OTHER TIERS: 0.05% $1k - $2,500 | 0.10% $2,500 - $50k

Universal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k | 0.25% $10k - $100k
0.04%$2,500-VIP Checking

Universal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-2 Year CD
OTHER TIERS: 0.40% $1k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k
0.60%$1k-3 Year CD
0.45%*$100k*-60 Day CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.45%*$50k*-1 Year CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k
0.40%*$100k*-30 Day CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.35%*$100k*-180 Day CD
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k
0.30%*$100k*-90 Day CD
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Universal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-18 Month IRA
OTHER TIERS: 0.60% $100 - $10k | 0.70% $10k - $25k
Locations


Universal Bank Locations
Eagle Rock - Colorado Branch2575 Colorado BoulevardLos Angeles, CA 90041
Universal Bank3455 Nogales Street, Suite #105West Covina, CA 91792
Arcadia Branch747 West Duarte RoadArcadia, CA 91007
W Garvey Abenue Branch757 W Garvey AvenueMonterey Park, CA 91754
Rosemead Branch8855 East Valley BoulevardRosemead, CA 91770