Overview / Commentary
626-854-2818
3455 Nogales Street, Suite #105
West Covina, CA 91792

Universal Bank is headquartered in West Covina and is the 103rd largest bank in the state of California. It is also the 1,878th largest bank in the nation. It was established in 1954 and as of June of 2018, it had grown to 68 employees at 5 locations. Universal Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #30722
Year Established1954
Employees68
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD8.4%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$364.9MM$364.7MM
LoansQ2 2018vs Q2 2017$296.6MM$279.6MM
DepositsQ2 2018vs Q2 2017$304.2MM$297.5MM
Equity CapitalQ2 2018vs Q2 2017$56.4MM$52.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$4.0MM$7.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$61.00K$299.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Universal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Young Savers
0.04%$100-ATM Savings

Universal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Savings
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $50k
0.15%*$50k*-Money Market Checking
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $50k

Universal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% $100 - $1k | 0.15% $1k - $10k | 0.25% $10k - $100k
0.04%$2.5k-VIP Checking

Universal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-2 Year CD
OTHER TIERS: 0.40% $1k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k
0.60%$1k-3 Year CD
0.45%*$100k*-60 Day CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.45%*$50k*-1 Year CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k
0.40%*$100k*-30 Day CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.35%*$100k*-180 Day CD
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k
0.30%*$100k*-90 Day CD
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Universal Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-18 Month IRA
OTHER TIERS: 0.60% $100 - $10k | 0.70% $10k - $25k
Locations


Universal Bank Locations
Eagle Rock - Colorado Branch2575 Colorado BoulevardLos Angeles, CA 90041
Universal Bank3455 Nogales Street, Suite 105West Covina, CA 91792
Arcadia Branch747 West Duarte RoadArcadia, CA 91007
W Garvey Abenue Branch757 W Garvey AvenueMonterey Park, CA 91754
Rosemead Branch3676 Rosemead BoulevardRosemead, CA 91770

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