Universal Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Share Savings Account |
| 1.40% | 4-year CD | 48 Month Share Certificate |
Universal Federal Credit Union is headquartered in Huntington and is the 10th largest credit union in the state of West Virginia. It is also the 1,762nd largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 20 employees and 7,914 members at 3 locations. Universal Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, worship, volunteer, or belong to an association in the counties of Cabell County, Mason County, Wayne County and Lincoln County in West Virginia, and Lawrence County in Ohio.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 785 |
| Year Chartered | 1935 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 1.29% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $86.1MM$84.1MM |
| Loans | Q2 2018vs Q2 2017 | $28.4MM$30.3MM |
| Deposits | Q2 2018vs Q2 2017 | $69.2MM$69.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.3MM$10.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $65.00K$100.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $305.00K$277.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Universal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Universal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | IRA Share “Savings” Account | |
| 0.05% | $100 | - | Share Savings Account | |
| 0.05% | $100 | - | Christmas Club Savings Account | |
| 0.05% | - | - | Club Ed Share “Savings” Account |
Universal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.40% | $5k | - | 48 Month Share Certificate | |
| 1.15% | $5k | - | 36 Month Share Certificate | |
| 0.80% | $5k | - | 24 Month Share Certificate | |
| 0.40% | $5k | - | 12 Month Share Certificate |
| Universal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 317 31st ST | Huntington, WV 25702-1417 |
| Branch Office | 117 Mall RD | Barboursville, WV 25504-1824 |
| Branch Office | 2828 1st Ave ste 103 | Huntington, WV 25702 |