Universal Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Special Savings 1.00% - Ally Bank Online Savings Account
0.80%	4-year CD	48 Month Share Certificate 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all Universal Federal Credit Union rates »

Overview / Commentary

www.universalfcu.com

304-697-2919

317 31st ST
Huntington, WV 25702-1417

Universal Federal Credit Union is headquartered in Huntington and is the 11^th largest credit union in the state of West Virginia. It is also the 1,750^th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 21 employees and 8,523 members at 3 locations. Universal Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship, volunteer, or belong to an association in the counties of Cabell County, Mason County, Wayne County and Lincoln County in West Virginia, and Lawrence County in Ohio.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Universal Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	785
Year Chartered	1935
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.21%
Return on Equity - YTD	1.75%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$83.8MM$81.9MM
Loans	Q2 2016vs Q2 2015	$32.2MM$33.3MM
Deposits	Q2 2016vs Q2 2015	$69.8MM$68.6MM
Equity Capital	Q2 2016vs Q2 2015	$10.1MM$9.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$116.00K$107.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$422.00K$724.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Universal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Account
0.05%	$100	-	Regular Shares
0.05%	$100	-	Special Savings

Universal Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	-	-	48 Month Share Certificate
0.65%	-	-	36 Month Share Certificate
0.40%	-	-	24 Month Share Certificate
0.20%	-	-	12 Month Share Certificate

Universal Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	60 Month IRA Certificate
0.80%	-	-	48 Month IRA Certificate
0.65%	-	-	36 Month IRA Certificate
0.40%	-	-	24 Month IRA Certificate
0.20%	-	-	12 Month IRA Certificate

Locations

Universal Federal Credit Union Locations
Branch Office	317 31st ST	Huntington, WV 25702-1417
Branch Office	117 Mall RD	Barboursville, WV 25504-1824
Branch Office	2828 1st Ave ste 102	Huntington, WV 25702