Featured Savings Rates
Featured Accounts

Universal Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.20%1-year CD12 Month Share Certificate
0.05%SavingsSpecial Savings
0.80%4-year CD48 Month Share Certificate

Overview / Commentary
304-697-2919
317 31st ST
Huntington, WV 25702-1417

Universal Federal Credit Union is headquartered in Huntington and is the 11th largest credit union in the state of West Virginia. It is also the 1,772nd largest credit union in the nation. It was established in 1935 and as of March of 2016, it had grown to 21 employees and 8,539 members at 3 locations. Universal Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship, volunteer, or belong to an association in the counties of Cabell County, Mason County, Wayne County and Lincoln County in West Virginia, and Lawrence County in Ohio.
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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Universal Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #785
Year Chartered1935
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.8%
Annual Interest Income$525.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$82.0MM$80.1MM
LoansQ1 2016vs Q1 2015$31.8MM$32.8MM
DepositsQ1 2016vs Q1 2015$71.0MM$68.7MM
Equity CapitalQ1 2016vs Q1 2015$10.0MM$9.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$116.00K$103.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$525.00K$367.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Universal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Account
0.05%$100-Regular Shares
0.05%$100-Special Savings

Universal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--48 Month Share Certificate
0.65%--36 Month Share Certificate
0.40%--24 Month Share Certificate
0.20%--12 Month Share Certificate

Universal Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--60 Month IRA Certificate
0.80%--48 Month IRA Certificate
0.65%--36 Month IRA Certificate
0.40%--24 Month IRA Certificate
0.20%--12 Month IRA Certificate
Locations


Universal Federal Credit Union Locations
Branch Office317 31st STHuntington, WV 25702-1417
Branch Office117 Mall RDBarboursville, WV 25504-1824
Branch Office2828 1st Ave ste 102Huntington, WV 25702