Overview / Commentary
University CU (FL) is headquartered in MIAMI and is the 52nd largest credit union in the state of Florida. It is also the 1,166th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 44 employees and 15,415 members at 4 locations. University CU (FL) has a B health rating.
Field of Membership Restrictions
University Credit Union is open to those who live or work in Miami-Dade County, Florida. Membership is also open to employees, faculty, students, and alumni of the University of Miami, St. Thomas University, Florida International University, to those who work in the legal field in Miami-Dade, Broward, Palm Beach, or Monroe Counties.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67348 |
| Year Chartered | 1947 |
| Employees | 44 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 4.02% |
| Annual Interest Income | $2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $240.6MM$255.6MM |
| Loans | Q1 2025vs Q1 2024 | $92.5MM$104.1MM |
| Deposits | Q1 2025vs Q1 2024 | $210.1MM$218.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $14.3MM$10.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $833K$994K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $231K$222K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |