University CU (FL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.65% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 0.27% - National Average |
University CU (FL) is headquartered in MIAMI and is the 45th largest credit union in the state of Florida. It is also the 1,035th largest credit union in the nation. It was established in 1947 and as of December of 2018, it had grown to 58 employees and 16,527 members at 5 locations. University CU (FL) has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Miami-Dade County. Membership is also open to employees, faculty, students and alumni of University of Miami, St. Thomas University, Florida International University, to those who work in the legal field in in Miami-Dade, Broward, Palm Beach or Monroe Counties.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67348 |
| Year Chartered | 1947 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 5.39% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $207.1MM$203.9MM |
| Loans | Q4 2018vs Q4 2017 | $70.2MM$69.4MM |
| Deposits | Q4 2018vs Q4 2017 | $186.0MM$183.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $18.2MM$17.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $595.00K$605.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $365.00K$199.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not University CU (FL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
University CU (FL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $500 | - | IRA Accumulation | |
| 0.15% | $5 | - | Shares Account | |
| 0.15% | - | - | Holiday Club Account | |
| 0.15% | - | - | Vacation Club Account |
University CU (FL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $40k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $2k | 0.20% → $2k - $40k | |||||
University CU (FL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 5 Year CD | |
| 1.10% | $500 | - | 3 Year CD | |
| 0.85% | $500 | - | 2 Year CD | |
| 0.65% | $500 | - | 1 Year CD | |
| 0.60% | $500 | - | 6 Month CD | |
| 0.45% | $500 | - | 91 Day CD |
University CU (FL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 5 Year IRA | |
| 1.10% | $500 | - | 3 Year IRA | |
| 0.85% | $500 | - | 2 Year IRA | |
| 0.65% | $500 | - | 1 Year IRA |
| University CU (FL) Locations | ||
|---|---|---|
| Branch Office | 3000 NE 151st St | North Miami, FL 33181-3605 |
| Branch Office | 13241 SW 136th St | MIAMI, FL 33186-5822 |
| Branch Office | 10880 SW 16TH ST | Miami, FL 33199 |
| Branch Office | 1611 NW 12th Ave Suite J | Miami, FL 33136-1005 |
| Branch Office | 6250 SW 57th Ave | MIAMI, FL 33143-2357 |