University CU (FL)


Overview / Commentary
786-425-5000
13241 SW 136th St
Miami, FL 33186

University CU (FL) is headquartered in MIAMI and is the 50th largest credit union in the state of Florida. It is also the 1,102nd largest credit union in the nation. It was established in 1947 and as of December of 2023, it had grown to 42 employees and 14,976 members at 4 locations. University CU (FL)'s CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

University Credit Union is open to those who live or work in Miami-Dade County, Florida. Membership is also open to employees, faculty, students, and alumni of the University of Miami, St. Thomas University, Florida International University, to those who work in the legal field in Miami-Dade, Broward, Palm Beach, or Monroe Counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #67348
Year Chartered1947
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD9.15%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$255.5MM$261.6MM
LoansQ4 2023vs Q4 2022$109.1MM$111.8MM
DepositsQ4 2023vs Q4 2022$215.1MM$239.6MM
Equity CapitalQ4 2023vs Q4 2022$11.1MM$8.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.1MM$863K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$194K$17K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University CU (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-IRA Accumulation
0.10%$5-Shares Account
0.10%--Holiday Club Account
0.10%--Vacation Club Account

University CU (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$40k*-Money Market Account
OTHER TIERS: 0.10% Up to $2k | 0.25% $2k - $40k

University CU (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500$250k25 Month CD Special
4.01%$500$250k15 Month CD Special
1.50%$500-2 Year CD
1.50%$500-3 Year CD
1.50%$500-5 Year CD
1.25%$500-1 Year CD
1.00%$500-6 Month CD
0.50%$500-91 Day CD

University CU (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-2 Year IRA
1.50%$500-3 Year IRA
1.50%$500-5 Year IRA
1.25%$500-1 Year IRA
Locations


University CU (FL) Locations
Branch Office13241 SW 136th StMIAMI, FL 33186-5822
Branch Office10880 SW 16TH STMiami, FL 33199
Branch Office1611 NW 12th Ave Suite JMiami, FL 33136-1005
Branch Office6250 SW 57th AveMIAMI, FL 33143-2357

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