University CU (FL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	5 Year CD 3.00% - Barclays 60 Month Online CD
0.65%	1-year CD	1 Year CD 0.96% - National Average
0.10%	Savings	Shares Account 1.75% - American Express National Bank High Yield Savings Account

View all University CU (FL) rates »

Overview / Commentary

www.myunicu.coop

786-425-5000

13241 SW 136th St
MIAMI, FL 33186-5822

University CU (FL) is headquartered in MIAMI and is the 43^rd largest credit union in the state of Florida. It is also the 1,029^th largest credit union in the nation. It was established in 1947 and as of March of 2018, it had grown to 55 employees and 16,592 members at 5 locations. University CU (FL) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Miami-Dade County. Membership is also open to employees, faculty, students and alumni of University of Miami, St. Thomas University, Florida International University, to those who work in the legal field in in Miami-Dade, Broward, Palm Beach or Monroe Counties.
See current membership details

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Health

B+

Data as of Q1 2018

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Health Grade Components

Overall
NCUA #	67348
Year Chartered	1947
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	5.83%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$207.9MM$206.5MM
Loans	Q1 2018vs Q1 2017	$69.7MM$62.8MM
Deposits	Q1 2018vs Q1 2017	$187.0MM$182.3MM
Equity Capital	Q1 2018vs Q1 2017	$17.6MM$16.9MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$618.00K$654.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$381.00K$205.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University CU (FL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$500	-	IRA Accumulation
0.10%	-	-	Shares Account
0.10%	-	-	Holiday Club Account
0.10%	-	-	Vacation Club Account

University CU (FL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$40k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $2k \| 0.15% → $2k - $40k

University CU (FL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$500	-	5 Year CD
1.10%	$500	-	3 Year CD
0.85%	$500	-	2 Year CD
0.65%	$500	-	1 Year CD
0.60%	$500	-	6 Month CD
0.45%	$500	-	91 Day CD

University CU (FL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$500	-	5 Year IRA
1.10%	$500	-	3 Year IRA
0.85%	$500	-	2 Year IRA
0.65%	$500	-	1 Year IRA

Locations

University CU (FL) Locations
Branch Office	3000 NE 151st St	North Miami, FL 33181-3605
Branch Office	13241 SW 136th St	MIAMI, FL 33186-5822
Branch Office	10880 SW 16TH ST	Miami, FL 33199
Branch Office	1611 NW 12th Ave Suite J	Miami, FL 33136-1005
Branch Office	6250 SW 57th Ave	MIAMI, FL 33143-2357

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