Featured Savings Rates
Featured Accounts

University of Illinois Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD5 Year CD
0.25%1-year CD1 Year Home Buyers CD
0.05%SavingsShare Savings Account

Overview / Commentary
217-278-7700
2201 S 1ST ST
Champaign, IL 61820-7402

University of Illinois Community Credit Union is headquartered in Champaign and is the 22nd largest credit union in the state of Illinois. It is also the 727th largest credit union in the nation. It was established in 1932 and as of June of 2017, it had grown to 104 employees and 45,887 members at 3 locations. University of Illinois Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Ford, Champaign, Douglas, Piatt and Vermilion Counties in Illinois. Membership is also open to students and employees of the University of Illinois at Urbana-Champaign and their allied agencies, employees and retirees of Illinois Bell Telephone Company, Ameritech and its subsidiaries, AT&T Communications, AT&T Information Systems, AT&T Communications, Lucent Technologies, Illinois state agencies and federal agencies in Urbana/Champaign, ny member of the International Brotherhood of Electrical Workers of Local 601, University of Illinois Research Park and Employees of tenant companies.
See current membership details

Reviews (4)

A Better Option, And Not For Profit

Posted by: Tenedor | Jul 15, 2011

Could not be more pleased with the University of Illinois Credit Union.  After ten years with Busey I became frustrated with the mergers and their service levels have decreased in my opinion.  I think because their staff are so woried about what will happen to them and if they they are keeping their jobs.

The credit union has been very helpful, I was able to refinance both my car loans and my mortgage.  Good service, friendly but professional people.  They also have a orange visa card that has the University logo on it that has a low rate.  And I was approved for one of those too, but I don't really carry a balance so I will try their rewards program.

Good place, hope they keep growing.

Great for savings, not banking.

I currently hold a savings account at University of Illinois credit union. I do like how friendly the front staff is, however, I have issues with the credit union in general. The first issue I have is the website is not very user friendly. For example, one day I wanted to transfer funds from my chase to the credit union, but could not do it using their website. The bank also does not give access to an ATM card, so I am stuck on weekends without access to cash. I will say they have lower fees than my chase account, that is why I have a savings account with them. The staff is friendlier, and willing to go out of their way to figure out workarounds. It is a great account to just save money, but not to use as a bank, as it is not as recognized as bigger banks. On the one vacation I took out of state, I did get my card declined due to artificial limits they put on it. Due to being out of state they thought it was fraud, they didn't contact me till after I got back. This alone makes me just use them as a savings account only.

Not A Helpful Or Caring Institution

Posted by: donnan | Dec 30, 2016

I recently have been forced into a relationship with U of I CCU by the death of my aunt as I am her executor and she was a member. Though I have all the necessary documentation establishing my control over her finances, it has taken multiple phone calls to do to do this, and employees have been outright unhelpful in giving out any information over the phone though I live out of state. My initial contact with the customer service personnel was not only terse and unfeeling toward a customer dealing with a family death, but also a clear indication that they did not even know what paperwork to ask for in the situation. I may end up having to pay my attorney to get information from them that other businesses willingly have supplied as soon as I established my identity as the new holder of the account.

The Devil Behind The Smile

The tellers are friendly and helpful.  But if you have over draft or collections issues with this organization you will be amazed at how badly they treat their own members (and they are a credit union).  Their managment of these situations is amazingly bad.  



Health

Health Grade Components

Overall
NCUA #60583
Year Chartered1932
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.26%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$333.6MM$310.0MM
LoansQ2 2017vs Q2 2016$282.5MM$260.0MM
DepositsQ2 2017vs Q2 2016$289.6MM$273.5MM
Equity CapitalQ2 2017vs Q2 2016$26.8MM$25.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.0MM$3.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.6MM$1.8MM
Real Estate OwnedQ2 2017vs Q2 2016$0$127.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University of Illinois Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Savings Account
0.05%--IRA Share Savings Account
0.05%--Holiday Club Account
0.05%--Vacation Club Account

University of Illinois Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.05% $100 - $25k

University of Illinois Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-5 Year CD
0.75%$500-3 Year CD
0.75%$500-4 Year CD
0.50%$500-2 Year CD
0.25%$500-1 Year CD
0.25%$500-1 Year Home Buyers CD
0.20%$1k-6 Month CD
0.15%$1k-90 Day CD

University of Illinois Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year IRA
1.00%$500-5 Year ESA
0.50%$1k-3 Year IRA
0.50%$1k-4 Year IRA
0.50%$500-3 Year ESA
0.50%$500-4 Year ESA
0.25%$1k-2 Year IRA
0.25%$500-2 Year ESA
0.10%$1k-1 Year IRA
0.10%$500-1 Year ESA
Locations


University of Illinois Community Credit Union Locations
Branch Office1401 W Green StUrbana, IL 61801
Branch Office206 E University AveUrbana, IL 61801-1794
Branch Office2201 S 1ST STChampaign, IL 61820-7402