University of Illinois Community Credit Union is headquartered in Champaign and is the 17th largest credit union in the state of Illinois. It is also the 619th largest credit union in the nation. It was established in 1932 and as of June of 2024, it had grown to 166 employees and 63,384 members at 7 locations. University of Illinois Community Credit Union's savings rates are 4X the national average, and it has a B+ health rating.
Membership in U of I Community Credit Union is open to those who live or work in the Illinois counties of Champaign, Coles, Dewitt, Douglas, Edgar, Ford, Iroquois, McLean, Moultrie, Piatt, Sangamon or Vermilion. Membership is also open to students and employees of the University of Illinois at Urbana-Champaign and their allied agencies, employees and retirees of Illinois Bell Telephone Company, Ameritech and its subsidiaries, AT&T Communications, AT&T Information Systems, AT&T Communications, Lucent Technologies, Illinois state agencies and federal agencies in Urbana/Champaign, any member of the International Brotherhood of Electrical Workers of Local 601, University of Illinois Research Park and Employees of tenant companies.
See current membership details
| Overall | |
|---|---|
| NCUA # | 60583 |
| Year Chartered | 1932 |
| Employees | 166 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.04% |
| Return on Equity - YTD | 0.53% |
| Annual Interest Income | $20.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $667.6MM$640.3MM |
| Loans | Q2 2024vs Q2 2023 | $545.3MM$509.8MM |
| Deposits | Q2 2024vs Q2 2023 | $577.6MM$550.9MM |
| Equity Capital | Q2 2024vs Q2 2023 | $54.7MM$53MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $6.4MM$4.1MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $3.9MM$2.3MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not University of Illinois Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $50k* | - | Jumbo Money Market | ||
| OTHER TIERS: 0.40% → $0 - $50k | |||||
| 0.75%* | $25k* | - | Illini Draft Money Market | ||
| OTHER TIERS: 0.20% → $0 - $2.5k | 0.40% → $2.5k - $25k | |||||
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $0 | - | Loyalty Checking - Qualifying |
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 1 Year IRA | |
| 1.15% | $1k | - | 2 Year IRA | |
| 1.05% | $1k | - | 3 Year IRA | |
| 1.05% | $1k | - | 4 Year IRA | |
| 1.05% | $1k | - | 5 Year IRA |
| University of Illinois Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 1401 W Green St | Urbana, IL 61801 |
| Branch Office | 206 E University Ave | Urbana, IL 61801-1794 |
| Branch Office | 2201 S 1ST ST | Champaign, IL 61820-7402 |
| Branch Office | 1019 E Fairchild St | Danville, IL 61832 |
| Branch Office | 1722 E Hamilton Rd | Bloomington, IL 61704 |
| Branch Office | 416 Kays Dr | Normal, IL 61761 |
| Branch Office | 210 N Gilbert St | Danville, IL 61832 |