Featured Savings Rates
Featured Accounts

University of Iowa Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingRewards Checking
0.60%1-year CD13 - 24 Month CD
1.20%4-year CD49 - 60 Month CD

Overview / Commentary
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 36th largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 410 employees and 170,715 members at 17 locations. University of Iowa Community Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to individuals who live or work anywhere in Iowa or in any of four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details

Related Posts

UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000) - 4/13/2018

University of Iowa Community Credit Union is offering a 45-month promo CD at 2.90% APY for a minimum deposit of $1,000, or 3.00% APY for a minimum deposit of $100,000.

University of Iowa CCU's 45-month CD Special Hits New High - 2/19/2018

University of Iowa CCU has boosted the rate on its 45-month CD Special to 3.00% APY. The minimum deposit is $100k. Deposits between $1k-$100k earn 2.90% APY.

New CD Specials, Including 45-Month 3.00% APY($100K) And 2.90% APY ($1K) - 2/17/2018

Two new UICCU CD Specials, and a new rate for 45-month CD Special: 18-month 2.50% APY ($100k) and 2.40% APY ($1k) 30-month 2.70% APY ($100k) and 2.60% APY ($1k) 45-month 3.00% APY ($100k) and 2.90% APY ($1k) https://www.uiccu.org/banking/zone-one-deposit-rates#cdsIras

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11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

UICCU Has Great Customer Service

Posted by: Wiley | Jul 16, 2014

My 4 year IRA CD just ended and I put most of the money in the new 2% for 25 months CD which is available as an IRA. The IRA dept. has given me great customer service. No complaints at all. I haven't lived in Iowa for many years but was able to join because I am an alumnus of Univ. of Iowa.

Very Happy With UICCU

Posted by: bbartlet | May 24, 2012

I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.

Regional Rates Are Different

Posted by: h2oman | Feb 19, 2018

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

Not So Rewarding Checking

Posted by: jdmcderm | Aug 2, 2011

While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate.  One of the many stipulations is using the account's debit card 12 times a month (a reasonable request).  However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month.  This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped.  Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago.  Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too).  Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else.  Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.

I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar.  At least they picked up the phone quickly.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees410
Primary Regulator
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD17.7%
Annual Interest Income$175.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$4.67B$3.90B
LoansQ4 2017vs Q4 2016$4.31B$3.55B
DepositsQ4 2017vs Q4 2016$3.53B$3.03B
Equity CapitalQ4 2017vs Q4 2016$393.8MM$323.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$27.0MM$21.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$33.4MM$27.9MM
Real Estate OwnedQ4 2017vs Q4 2016$969.00K$1.6MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000)

paulaj   |  
University of Iowa Community Credit Union is offering a 45-month promo CD at 2.90% APY for a minimum deposit of $1,000, or 3.00% APY for a minimum deposit of $100,000.

New CD Specials, Including 45-Month 3.00% APY($100K) And 2.90% APY ($1K)

Carpline   |  
Two new UICCU CD Specials, and a new rate for 45-month CD Special:

18-month 2.50% APY ($100k) and 2.40% APY ($1k)
30-month 2.70% APY ($100k) and 2.60% APY ($1k)
45-month 3.00% APY ($100k) and 2.90% APY ($1k)

https://www.uiccu.org/banking/zone-one-deposit-rates#cdsIras

Rates
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Always verify rates and promotions with the bank or credit union. We are not University of Iowa Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

University of Iowa Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Savings Account
0.10%$500-Business Savings

University of Iowa Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$250k*-Preferred Money Market
OTHER TIERS: 0.60% $25k - $50k | 0.80% $50k - $100k | 1.10% $100k - $250k
1.10%*$250k*-Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
1.10%*$250k*-Business Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
0.80%*$250k*-Business Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k
0.80%*$250k*-Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k

University of Iowa Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kR2 Checking
OTHER TIERS: 0.15% $20k+
2.00%*-$20kRewards Checking
OTHER TIERS: 0.15% $20k+
0.10%$5k-Commercial Checking

University of Iowa Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-45 Month CD Special
OTHER TIERS: 2.90% $1k - $100k
2.70%*$100k*-30 Month CD Special
OTHER TIERS: 2.60% $1k - $100k
2.50%*$100k*-18 Month CD Special
OTHER TIERS: 2.40% $1k - $100k
1.20%$500-49 - 60 Month CD
0.95%$500-37 - 48 Month CD
0.75%$500-25 - 36 Month CD
0.60%$500-13 - 24 Month CD
0.50%$500-7 - 12 Month CD
0.50%$100-Young Investors CD
0.30%$500-3 - 6 Month CD

University of Iowa Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-45 Month IRA Special
OTHER TIERS: 2.90% $1k - $100k
2.70%*$100k*-30 Month IRA Special
OTHER TIERS: 2.60% $1k - $100k
2.50%*$100k*-18 Month IRA Special
OTHER TIERS: 2.40% $1k - $100k
1.20%$100-49 - 60 Month IRA
0.95%$100-37 - 48 Month IRA
0.75%$100-25 -36 Month IRA
0.60%$100-13 - 24 Month IRA
0.50%$100-7 - 12 Month IRA
0.30%$100-3 - 6 Month IRA
Locations

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