Featured Savings Rates
Featured Accounts

University of Iowa Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingRewards Checking
0.60%1-year CD13 - 24 Month CD
2.00%2-year CD26 Month CD Special

Overview / Commentary
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 44th largest credit union in the nation. It was established in 1938 and as of March of 2017, it had grown to 377 employees and 152,877 members at 16 locations. University of Iowa Community Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to individuals who live or work in 82 Iowa counties (Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Chickasaw, Clarke, Clayton, Clinton, Dallas, Davis, Decatur, Delaware, Des Moines, Dubuque, Emmet, Fayette, Floyd, Franklin, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Henry, Howard, Humboldt, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mitchell, Monroe, Muscatine, Palo Alto, Pocahontas, Polk, Poweshiek, Ringgold, Scott, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Worth and Wright) or four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details

Related Posts

University of Iowa CCU 26-Month CD Special Earns 2.00% APY - 4/12/2017

University of Iowa CCU has added a 26-month CD Special (2.00% APY) and 16-month CD Special (1.50% APY). Either requires only $1k to open, with no stated balance cap.

UICCU Has New CD Specials - 3/3/2017

University of Iowa CCU has a couple of new CD Specials - 11mo 1.30% APY $250k and 21mo 1.80% APY $250k. There are lower APYs (increments of 0.10%) for deposits of $100k and $1.

University of Iowa CCU Adds 9- And 19-Month CD Specials - 9/5/2016

U of Iowa CCU adds CD Specials: 9-month (1.00% APY, $1k+; 1.10% APY, $100k+; 1.20% APY, $250k+) and 19-month (1.50% APY, $1k+; 1.60% APY, $100k+; 1.70% APY, $250k+).

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12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

UICCU Has Great Customer Service

Posted by: Wiley | Jul 16, 2014

My 4 year IRA CD just ended and I put most of the money in the new 2% for 25 months CD which is available as an IRA. The IRA dept. has given me great customer service. No complaints at all. I haven't lived in Iowa for many years but was able to join because I am an alumnus of Univ. of Iowa.

Long Term Member

Posted by: LTmember | May 6, 2013

The Rewards Account is consistently the best in market, and I can’t think of any other place where I can earn more on my checking than I would pay on my equity loan.  Been a member for 20 plus years and love what they do for me and the community.

University of Iowa Community Credit Union

After becoming fed up with US bank's terrible interest rates and unwillingness to offer me a competitive rate on refinancing my mortgage, I turned to University of Iowa Community Credit Union. I filled out a form and was contacted the next day regarding what they could offer on a refinance. It was a great deal so I went ahead with it. This provided me a great opportunity to move my checking and savings accounts to UICCU. They offer a "Premium" checking account that offers 2.25% interest (APY) if you meet several criteria, including having an ACH deposit and using your debit card at least 12 times a month. That was far greater than the 0.01% interest US bank was offering.After telling the officer I wanted to set up checking and savings accounts, he put me in contact with their accounts person. UICCU did all of the work for me, and all I had to do was go in and sign a few documents and receive my debit card. They allowed me to go to the closest branch to sign the documents. Since getting the checking account, I have used it to get great interest every month. I also recommended a person get the premium checking account, which got me a $50 bonus.

Not So Rewarding Checking

Posted by: jdmcderm | Aug 2, 2011

While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate.  One of the many stipulations is using the account's debit card 12 times a month (a reasonable request).  However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month.  This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped.  Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago.  Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too).  Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else.  Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.

I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar.  At least they picked up the phone quickly.

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Health

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees377
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD19.07%
Annual Interest Income$39.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$3.97B$3.35B
LoansQ1 2017vs Q1 2016$3.67B$3.05B
DepositsQ1 2017vs Q1 2016$3.13B$2.70B
Equity CapitalQ1 2017vs Q1 2016$340.2MM$279.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$21.1MM$18.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$14.6MM$10.1MM
Real Estate OwnedQ1 2017vs Q1 2016$2.9MM$1.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University of Iowa Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Savings Account
0.10%$500-Business Savings

University of Iowa Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
1.10%*$250k*-Business Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
0.80%*$250k*-Business Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k
0.80%*$250k*-Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k

University of Iowa Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$20kRewards Checking
OTHER TIERS: 0.15% $20k+
0.10%$5k-Commercial Checking

University of Iowa Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-26 Month CD Special
1.65%$1k-16 Month CD Special
1.20%$500-49 - 60 Month CD
0.95%$500-37 - 48 Month CD
0.75%$500-25 - 36 Month CD
0.60%$500-13 - 24 Month CD
0.50%$500-7 - 12 Month CD
0.50%$100-Young Investors CD
0.30%$500-3 - 6 Month CD

University of Iowa Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-26 Month IRA Special
1.65%$1k-16 Month IRA Special
1.20%$100-49 - 60 Month IRA
0.95%$100-37 - 48 Month IRA
0.75%$100-25 -36 Month IRA
0.60%$100-13 - 24 Month IRA
0.50%$100-7 - 12 Month IRA
0.30%$100-3 - 6 Month IRA
Locations

University of Iowa Community Credit Union has 16 locations. Click to view all University of Iowa Community Credit Union locations.