University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 33rd largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 446 employees and 175,135 members at 18 locations. University of Iowa Community Credit Union has a B+ health rating.
Membership in University of Iowa Community Credit Union is open to individuals who live or work anywhere in Iowa or in any of four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details
I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.
When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.
Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????
And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.
so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.
Their Savings account is definitely the best in market, and I can't think of any other place where I can earn more on my account. This credit union prices things more aggressively, from CDs to Money Markets to Mortgage Loans. Not only that, when they send out the updated fee schedule each year, they actually include advice on how to avoid paying fees. I've been a member for 20 plus years and love what they do for me and the community.
I've had a very good experience with the University of Iowa Credit Union. As a local of Iowa City, and as a business person, my choices are not limited to credit unions, however I am happy with this one. Going into their offices, I've always had great customer service experiences. All of the employees are friendly and very helpful. This is the best I have ever had and their mobile banking is also very nice.
|Return on Assets - YTD||1.47%|
|Return on Equity - YTD||16.98%|
|Annual Interest Income||$102.3MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$5.12B$4.32B|
|Loans||Q2 2018vs Q2 2017||$4.72B$3.94B|
|Deposits||Q2 2018vs Q2 2017||$3.90B$3.26B|
|Equity Capital||Q2 2018vs Q2 2017||$429.6MM$358.8MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$30.2MM$23.1MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$32.4MM$18.7MM|
|Real Estate Owned||Q2 2018vs Q2 2017||$1.1MM$2.7MM|
Rates for University of Iowa Community Credit Union are currently being reviewed.