Featured Savings Rates
Featured Accounts

University of Iowa Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingRewards Checking
2.00%18-month CD16 Month CD Special
2.00%18-month IRA16 Month IRA Special (Traditional, Roth, SEP)

Overview / Commentary
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 38th largest credit union in the nation. It was established in 1938 and as of June of 2017, it had grown to 386 employees and 158,778 members at 17 locations. University of Iowa Community Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to individuals who live or work anywhere in Iowa or in any of four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details

Related Posts

26 MTH 2.20% CD No Longer Available - 9/1/2017

The UICCU website is no longer showing the 2.20% 26 MTH CD Special. The 2.00% 16 MTH and 2.60% 35 MTH Cd Specials are still being listed. I will call to confirm tomorrow since when I checked earlier today the 2.00% 16 MTH Cd was not listed-but now it is.

University of Iowa CCU Ups 16-Month CD Special Rates - 8/4/2017

University of Iowa Community CU has raised the rates on its 16-month CD Special: 2.00% APY, $250k; 1.90% APY, $100k; 1.80% APY, $1k. Also as an IRA.

University of Iowa CCU Adds 16-, 26- and 35-Month CD Specials - 7/11/2017

University of Iowa CCU has added three new tiered-rate CD Specials: 16-month (1.65% APY, $250k), 26-month (2.20% APY, $250k), 35-month (2.60% APY, $250k).

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12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate

UICCU Has Great Customer Service

Posted by: Wiley | Jul 16, 2014

My 4 year IRA CD just ended and I put most of the money in the new 2% for 25 months CD which is available as an IRA. The IRA dept. has given me great customer service. No complaints at all. I haven't lived in Iowa for many years but was able to join because I am an alumnus of Univ. of Iowa.

University of Iowa Community Credit Union

After becoming fed up with US bank's terrible interest rates and unwillingness to offer me a competitive rate on refinancing my mortgage, I turned to University of Iowa Community Credit Union. I filled out a form and was contacted the next day regarding what they could offer on a refinance. It was a great deal so I went ahead with it. This provided me a great opportunity to move my checking and savings accounts to UICCU. They offer a "Premium" checking account that offers 2.25% interest (APY) if you meet several criteria, including having an ACH deposit and using your debit card at least 12 times a month. That was far greater than the 0.01% interest US bank was offering.After telling the officer I wanted to set up checking and savings accounts, he put me in contact with their accounts person. UICCU did all of the work for me, and all I had to do was go in and sign a few documents and receive my debit card. They allowed me to go to the closest branch to sign the documents. Since getting the checking account, I have used it to get great interest every month. I also recommended a person get the premium checking account, which got me a $50 bonus.

Not So Rewarding Checking

Posted by: jdmcderm | Aug 2, 2011

While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate.  One of the many stipulations is using the account's debit card 12 times a month (a reasonable request).  However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month.  This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped.  Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago.  Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too).  Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else.  Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.

I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar.  At least they picked up the phone quickly.

Worse Banking? Experience

Those people are non professional, dishonest and just want to take your money. I open a checking account and applied for a credit card that they never issued. I've sent all the documents they required to the account executive by mail as she asked. She never replied. Then I've been in her office and she said I was approved and I should get in my mail in ten business days. It never happened. The worst they have been charging me for very different paperwork statement fees, withdrawal fee etc. They made also false promises that I would have $50 rewards using my ATM card a certain number of time as my referral. All those bullshits. I just wanna close my account. Don't go there if you want to save your money and have valuable services. They don't even deserve one star.

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Health

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees386
Primary Regulator
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD19.38%
Annual Interest Income$81.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.32B$3.59B
LoansQ2 2017vs Q2 2016$3.94B$3.24B
DepositsQ2 2017vs Q2 2016$3.26B$2.80B
Equity CapitalQ2 2017vs Q2 2016$358.8MM$291.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$23.1MM$20.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$18.7MM$20.5MM
Real Estate OwnedQ2 2017vs Q2 2016$2.7MM$1.4MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

26 MTH 2.20% CD No Longer Available

paulaj   |  
The UICCU website is no longer showing the 2.20% 26 MTH CD Special. The 2.00% 16 MTH and 2.60% 35 MTH Cd Specials are still being listed. I will call to confirm tomorrow since when I checked earlier today the 2.00% 16 MTH Cd was not listed-but now it is.

35 Month Special 2.40 %

sanddune   |  
2.40 %
( 2.50% APY if balance exceeds $100,000.
2.60% APY if balance exceeds $250,000. )

https://www.uiccu.org/banking/zone-one-deposit-rates#cdsIras

Rates
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Always verify rates and promotions with the bank or credit union. We are not University of Iowa Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

University of Iowa Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Savings Account
0.10%$500-Business Savings

University of Iowa Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
1.10%*$250k*-Business Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.95% $100k - $250k
0.80%*$250k*-Business Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k
0.80%*$250k*-Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k

University of Iowa Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kR2 Checking
OTHER TIERS: 0.15% $20k+
2.25%*-$20kRewards Checking
OTHER TIERS: 0.15% $20k+
0.10%$5k-Commercial Checking

University of Iowa Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$250k*-35 Month CD Special
OTHER TIERS: 2.40% $1k - $100k | 2.50% $100k - $250k
2.00%*$250k*-16 Month CD Special
OTHER TIERS: 1.80% $1k - $100k | 1.90% $100k - $250k
1.20%$500-49 - 60 Month CD
0.95%$500-37 - 48 Month CD
0.75%$500-25 - 36 Month CD
0.60%$500-13 - 24 Month CD
0.50%$500-7 - 12 Month CD
0.50%$100-Young Investors CD
0.30%$500-3 - 6 Month CD

University of Iowa Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$250k*-35 Month IRA Special
OTHER TIERS: 2.40% $1k - $100k | 2.50% $100k - $250k
2.00%*$250k*-16 Month IRA Special
OTHER TIERS: 1.80% $1k - $100k | 1.90% $100k - $250k
1.20%$100-49 - 60 Month IRA
0.95%$100-37 - 48 Month IRA
0.75%$100-25 -36 Month IRA
0.60%$100-13 - 24 Month IRA
0.50%$100-7 - 12 Month IRA
0.30%$100-3 - 6 Month IRA
Locations

Availability