Overview / Commentary
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 33rd largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 446 employees and 175,135 members at 18 locations. University of Iowa Community Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to individuals who live or work anywhere in Iowa or in any of four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details

Related Posts

University of Iowa CCU Offers 19-Month CD Special - 9/22/2018

University of Iowa Community Credit Union has added a 19-month CD Special, which earns 2.90% APY ($100k+), 2.80% APY ($10k+), and 2.70% APY ($1k+).

University Of Iowa CCU Offers 39-Month CD Special - 8/30/2018

University of Iowa CCU has raised the rates on its 39-month Bump Option CD Special: 3.35% APY ($100k+), 3.25% APY ($10k+), and 3.15% APY ($1k+).

UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000) - 4/13/2018

University of Iowa Community Credit Union is offering a 45-month promo CD at 2.90% APY for a minimum deposit of $1,000, or 3.00% APY for a minimum deposit of $100,000.

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11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

Very Happy With UICCU

Posted by: bbartlet | May 24, 2012

I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.

Regional Rates Are Different

Posted by: h2oman | Feb 19, 2018

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

Communication Is TERRIBLE !

Posted by: diamondx | Apr 30, 2018

Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????

And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.

so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.

Uiccu Review

Their Savings account is definitely the best in market, and I can't think of any other place where I can earn more on my account. This credit union prices things more aggressively, from CDs to Money Markets to Mortgage Loans. Not only that, when they send out the updated fee schedule each year, they actually include advice on how to avoid paying fees. I've been a member for 20 plus years and love what they do for me and the community.
I've had a very good experience with the University of Iowa Credit Union. As a local of Iowa City, and as a business person, my choices are not limited to credit unions, however I am happy with this one. Going into their offices, I've always had great customer service experiences. All of the employees are friendly and very helpful. This is the best I have ever had and their mobile banking is also very nice.

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Health
B+

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees446
Primary Regulator
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD16.98%
Annual Interest Income$102.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$5.12B$4.32B
LoansQ2 2018vs Q2 2017$4.72B$3.94B
DepositsQ2 2018vs Q2 2017$3.90B$3.26B
Equity CapitalQ2 2018vs Q2 2017$429.6MM$358.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$30.2MM$23.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$32.4MM$18.7MM
Real Estate OwnedQ2 2018vs Q2 2017$1.1MM$2.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not University of Iowa Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

University of Iowa Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Savings Account
0.05%$500-Business Savings

University of Iowa Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$500k*-Green Account
OTHER TIERS: 1.50% $10k - $100k | 1.75% $100k - $250k | 2.00% $250k - $500k
2.00%*$500k*-Business Green Account
OTHER TIERS: 1.25% $10k - $100k | 1.50% $100k - $250k | 1.75% $250k - $500k
1.40%*$250k*-Preferred Money Market
OTHER TIERS: 0.60% $25k - $50k | 0.80% $50k - $100k | 1.10% $100k - $250k
1.00%*$250k*-Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.90% $100k - $250k
1.00%*$250k*-Business Mega Money Market
OTHER TIERS: 0.50% $25k - $50k | 0.70% $50k - $100k | 0.90% $100k - $250k
0.80%*$250k*-Business Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k
0.80%*$250k*-Premier Money Market
OTHER TIERS: 0.20% $10k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k

University of Iowa Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$20kR2 Checking
OTHER TIERS: 0.15% $20k+
2.00%*-$20kRewards Checking
OTHER TIERS: 0.15% $20k+
0.10%$5k-Commercial Checking

University of Iowa Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$100k*-34 Month Bump Option CD Special
OTHER TIERS: 3.20% $1k - $10k | 3.30% $10k - $100k
2.90%*$100k*-15 Month CD Special
OTHER TIERS: 2.70% $1k - $10k | 2.80% $10k - $100k
1.20%$500-49 - 60 Month CD
0.95%$500-37 - 48 Month CD
0.75%$500-25 - 36 Month CD
0.60%$500-13 - 24 Month CD
0.50%$500-7 - 12 Month CD
0.50%$100-Young Investors CD
0.30%$500-3 - 6 Month CD

University of Iowa Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$100k*-34 Month Bump Option IRA Special
OTHER TIERS: 3.20% $1k - $10k | 3.30% $10k - $100k
2.90%*$100k*-15 Month IRA Special
OTHER TIERS: 2.70% $1k - $10k | 2.80% $10k - $100k
1.20%$100-49 - 60 Month IRA
0.95%$100-37 - 48 Month IRA
0.75%$100-25 -36 Month IRA
0.60%$100-13 - 24 Month IRA
0.50%$100-7 - 12 Month IRA
0.30%$100-3 - 6 Month IRA
Locations

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