University of Iowa Community Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 33rd largest credit union in the nation. It was established in 1938 and as of March of 2019, it had grown to 464 employees and 190,463 members at 19 locations. University of Iowa Community Credit Union has an A health rating.
Membership in University of Iowa Community Credit Union is open to individuals who live or work anywhere in Iowa or in any of four Illinois counties (Henry, Knox, Mercer, and Rock Island). University of Iowa students, staff, or alumni are eligible for membership, as are direct relatives of current members.
See current membership details
I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!
When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.
While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate. One of the many stipulations is using the account's debit card 12 times a month (a reasonable request). However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month. This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped. Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago. Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too). Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else. Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.
I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar. At least they picked up the phone quickly.
Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????
And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.
so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.
|Return on Assets - YTD||1.35%|
|Return on Equity - YTD||14.88%|
|Annual Interest Income||$58.9MM|
|Assets and Liabilities|
|Assets||Q1 2019vs Q1 2018||$5.38B$4.79B|
|Loans||Q1 2019vs Q1 2018||$5.03B$4.44B|
|Deposits||Q1 2019vs Q1 2018||$4.20B$3.71B|
|Equity Capital||Q1 2019vs Q1 2018||$487.0MM$411.0MM|
|Loan Loss Allowance||Q1 2019vs Q1 2018||$32.9MM$28.7MM|
|Unbacked Noncurrent Loans||Q1 2019vs Q1 2018||$35.2MM$26.5MM|
|Real Estate Owned||Q1 2019vs Q1 2018||$465.00K$1.3MM|
Rates for University of Iowa Community Credit Union are currently being reviewed.