University Of Kentucky Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ukfcu.org

859-264-4200

1730 Alysheba Way
Lexington, KY 40509

University Of Kentucky Federal Credit Union is headquartered in Lexington and is the 4^th largest credit union in the state of Kentucky. It is also the 305^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 257 employees and 108,770 members at 8 locations. University Of Kentucky Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in University Of Kentucky Federal Credit Union is open to all Kentucky residents through membership in the American Consumer Council. Membership is also extended to individuals who live, work, worship, or attend school in portions of Fayette County (greater Lexington area). Faculty, staff, and students of the University of Kentucky and members of select alumni associations and other SEGs are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24165
Year Chartered	1937
Employees	257
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.68%
Annual Interest Income	$22.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.56B$1.53B
Loans	Q1 2025vs Q1 2024	$1.3B$1.28B
Deposits	Q1 2025vs Q1 2024	$1.25B$1.25B
Equity Capital	Q1 2025vs Q1 2024	$172.1MM$160.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$14.7MM$14.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$9MM$7.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for University Of Kentucky Federal Credit Union.

Locations

University Of Kentucky Federal Credit Union Locations
Branch Office	603 S Broadway	Lexington, KY 40508-3125
Branch Office	370 Meijer Way	Lexington, KY 40503
Branch Office	2557 Sir Barton Way	Lexington, KY 40509
Branch Office	940 Midnight Pass	Lexington, KY 40513
Corporate Office	1730 Alysheba Way	Lexington, KY 40509
Branch Office	689 Wilson Downing Rd	Lexington, KY 40517-1961
Branch Office	2000 Winchester Rd	Lexington, KY 40505-4800
Branch Office	201 Bryant Dr	Nicholasville, KY 40356

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