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University Of Kentucky Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%1-year CD1 Year CD Dividend Paid At Maturity
1.80%3-year CD3 Year CD Dividend Paid Annually
1.55%2-year CD2 Year CD Dividend Paid Annually

Overview / Commentary
859-264-4200
2557 Sir Barton Way
Lexington, KY 40509

University Of Kentucky Federal Credit Union is headquartered in Lexington and is the 5th largest credit union in the state of Kentucky. It is also the 409th largest credit union in the nation. It was established in 1937 and as of March of 2016, it had grown to 139 employees and 64,237 members at 5 locations. University Of Kentucky Federal Credit Union's CD rates are 44% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to students and faculty of the University of Kentucky, members of select alumni associations, and other select groups. Membership is also extended to individuals who live, work, worship, or attend school in portions of the greater Lexington area.
See current membership details

Related Posts

University of Kentucky FCU Celebrates With Special CD Rates - 7/2/2016

University of Kentucky FCU is offering special rates on three CDs: 1-year (1.25% APY), 2-year (1.55% APY), and 3-year (1.80% APY). Min $1k deposit and no balance cap.

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Reviews (3)

University of Kentucky Federal Credit Union

Posted by: UderricKY | Jun 14, 2015

I have banked with the University of Kentucky Federal Credit Union since 2001. They have been helpful when I was struggling financially and have been even more helpful when I had the propensity to keep more money in the account that I currently have registered with them. All locations are friendly, willing to help and they go above and beyond your average bank. They were also very helpful and diligent in helping a potential write off that existed on my account as a 19 year old college student and quickly updated my credit report accurately. I could not ask for a better bank than UKFCU.

UK Credit Union

Posted by: hfkinney | Mar 6, 2011

I have been very pleased with my banking experience here. I always have a positive experience when dealing with employees. They have good rates and managing my checking and savings account are very easy. They also have a really helpful online site where I can manage my accounts with ease. There is a restriction on how many online transfers you can do per month though, so as long as that is kept in mind, it is a very useful tool. The only thing that would improve this bank would be more locations so it would be easier to access when you did need to go to the bank and it wouldn't be so out of the way. 

Okay, but doesn't offer much the regular banks don't already have

I used to bank with the University of Kentucky Federal Credit Union when I was a student there. It was convenient since I was on campus so much. As far as banking goes, the place was pretty normal. No real surprises and they didn't screw anything up. My main complaint is that they would seem to hire inexperienced tellers. I'm not sure if they were college students or what, but the lines moved glacially slow because of them. They also hit me with a bunch of overdraft fees once, causing me to abandon that account. It's been a while, but I don't really feel like it was entirely my fault. It may have been due to them holding a deposit, but I'm not sure. Either way it left a bad taste in my mouth and I won't be a customer of their's again.



Health
A+

Health Grade Components

Overall
NCUA #24165
Year Chartered1937
Employees139
Primary Regulator
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD12.89%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$625.7MM$580.7MM
LoansQ1 2016vs Q1 2015$493.6MM$433.5MM
DepositsQ1 2016vs Q1 2015$544.3MM$503.5MM
Equity CapitalQ1 2016vs Q1 2015$69.9MM$63.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.0MM$7.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.0MM$2.7MM
Real Estate OwnedQ1 2016vs Q1 2015$45.00K$366.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Of Kentucky Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Senior Share
0.15%--IRA Account
0.15%--Roth IRA Account
0.10%$100-Prime Share
0.10%--Vacation Club Account
0.10%--Holiday Club Account

University Of Kentucky Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k

University Of Kentucky Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$100k-5 Year Jumbo CD Dividend Paid Annually
2.03%$100k-5 Year Jumbo CD Dividend Paid Monthly
2.00%$1k-5 Year CD Dividend Paid Annually
1.98%$1k-5 Year CD Dividend Paid Monthly
1.85%$100k-3 Year Jumbo CD Dividend Paid Annually
1.85%$100k-4 Year Jumbo CD Dividend Paid Annually
1.84%$100k-3 Year Jumbo CD Dividend Paid Monthly
1.83%$100k-4 Year Jumbo CD Dividend Paid Monthly
1.80%$1k-3 Year CD Dividend Paid Annually
1.80%$1k-4 Year CD Dividend Paid Annually
1.78%$1k-3 Year CD Dividend Paid Monthly
1.78%$1k-4 Year CD Dividend Paid Monthly
1.60%$100k-2 Year Jumbo CD Dividend Paid Annually
1.59%$100k-2 Year Jumbo CD Dividend Paid Monthly
1.55%$1k-2 Year CD Dividend Paid Annually
1.54%$1k-2 Year CD Dividend Paid Monthly
1.30%$100k-1 Year Jumbo CD Dividend Paid At Maturity
1.29%$100k-1 Year Jumbo CD Dividend Paid Monthly
1.25%$1k-1 Year CD Dividend Paid At Maturity
1.25%$1k-1 Year Grand Opening CD Special
1.24%$1k-1 Year CD Dividend Paid Monthly
1.20%$1k-2 Year Step Rate CD Dividend Paid Annually
1.19%$1k-2 Year Step Rate CD Dividend Paid Monthly
1.05%$100k-18 Month Jumbo CD Dividend Paid At Maturity
1.05%$100k-18 Month Jumbo CD Dividend Paid Monthly
1.00%$1k-18 Month CD Dividend Paid At Maturity
1.00%$1k-18 Month CD Dividend Paid Monthly
0.35%$1k-6 Month CD Dividend Paid At Maturity
0.20%$1k-3 Month CD Dividend Paid At Maturity

University Of Kentucky Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-5 Year IRA
1.80%$1k-3 Year IRA
1.80%$1k-4 Year IRA
1.55%$1k-2 Year IRA
1.25%$1k-1 Year IRA
1.00%$1k-18 Month IRA
Locations


University Of Kentucky Federal Credit Union Locations
Branch Office1080 Export StLexington, KY 40504-2760
Branch Office370 Meijer WayLexington, KY 40503
Branch Office2557 Sir Barton WayLexington, KY 40509
Branch Office940 Midnight PassLexington, KY 40513
Branch Office106 Avenue of Champions, Student Center Room 245Lexington, KY 40506