University Of Michigan Credit Union
University Of Michigan Credit Union is headquartered in Ann Arbor and is the 21st largest credit union in the state of Michigan. It is also the 354th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 225 employees and 120,394 members at 15 locations. University Of Michigan Credit Union has an A health rating.
Unamerican Company
Every company is out to take advantage of everyone they can.
It is the new way to do business. Dishonesty and deception. Has become the new business common practice.
University Of Michigan Credit union, Is NO exception.
Covid changed everything. Everything has doubled. Prices, Fees, and businesses taking advantage of everyone. Even companies that were once respectable.
University Of Michigan Credit Union is no exception to the new “Screw you over” business practices.
I have been a longtime customer. With business and personal accounts. Have one auto loan and another credit card, almost paid off after 5 years of paying on time. Even paying more than asked, most months.
NEVER missing a payment. Even during covid. When I didn’t have work for a year. And no one helped me!!!
Being self employed, and a middleaged caucasin male.
Now that I made it through covid, and need help keeping my successful business from going under, due to equipment needs.
University Of Michigan Credit Union refuses to help me in any way. And I have excellent credit not to mention above attributes.
I highly recommend doing business with a bank who cares about their customers.
UNLIKE UNIVERSITY OF MICHIGAN CREDIT UNION
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61552 |
| Year Chartered | 1954 |
| Employees | 225 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 4.55% |
| Annual Interest Income | $16.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.38B$1.37B |
| Loans | Q1 2025vs Q1 2024 | $1.04B$1.06B |
| Deposits | Q1 2025vs Q1 2024 | $1.07B$1.07B |
| Equity Capital | Q1 2025vs Q1 2024 | $143.2MM$130.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $10.5MM$9.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $7.5MM$6.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
