UVA Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.90% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 0.26% - National Average |
UVA Community Credit Union is headquartered in Charlottesville and is the 13th largest credit union in the state of Virginia. It is also the 326th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 237 employees and 72,569 members at 21 locations. UVA Community Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in University of Virginia Community Credit Union is open to those who live or work in Albemarle, Culpeper, Fauquier, Fluvanna, Greene, Louisa, Madison, Nelson, Orange or Rappahannock Counties in Virginia or in the City of Charlottesville, Virginia.
See current membership details
Banking with UVa Credit Union
UVa Credit Union was a good bank overall. I used a debit card with them and had a savings and checking account. When I traveled to Italy they made it very easy for me to access my money without any problems. They had good online banking, however I think they were late in the game for getting the online check deposit and whenever I went to the ATM window at the bank to deposit checks that way it was always broken which was frustrating so I would have to go in with my checks until they eventually got the app and could deposit checks with your phone. I also did not like how it was difficult to transfer money to people with different banks. I have Wells Fargo now and it is a lot easier to transfer people money that do not have the same bank as me. I really enjoyed having a checking and savings account with them. There were never hidden fees, they had a small minimum amount for each account and I could transfer money between the two accounts very easily and at any time. This made balancing my money a lot easier. I would have kept an account with them if I had stayed in that area but when I moved there were no Credit Unions so I got a Wells Fargo account. They workers at UVa Credit Union were also always polite and ready to help me with any problems.
UVA Community Credit Union is great
I've been a customer of the UVA community credit union for over 10 years. I think it's a great local bank and I love the ease of doing business with them. I have a savings and checking account through the UVA credit union. My paycheck is directly deposited into my account. I have never encountered any errors with my money. The website is easy to navigate and I use the bill pay option, which is easy and convenient. Their mobile app makes it easy for me to deposit checks, so I rarely have to visit a branch. Speaking of branches, there are plenty in my area. There is one within a 5 minute drive of my work, as well as one of their atm's inside my work building. There is also one within a 10 minute drive of my home, as well as several other branches scattered throughout my home town. So finding a local atm is easy and helps prevent having to pay atm fees.
I've only had one incident with them, which was my fault and demonstrates how strong their security is. I traveled out of the country and forget to alert them to my travels. So when I tried to pull cash out of an atm, the transaction was denied. I was able to email them and explain that I was out of the country, so they lifted the block on my account and I was able to use the atm. While inconvenient at the time, I realize that they were protecting my account since it was unusual for my atm card to be used in another country.
I've had a great experience with the UVA community credit union and plan to be their customer for a long time.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62504 |
| Year Chartered | 1954 |
| Employees | 237 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.72% |
| Annual Interest Income | $31.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $954.2MM$913.8MM |
| Loans | Q4 2018vs Q4 2017 | $494.5MM$444.7MM |
| Deposits | Q4 2018vs Q4 2017 | $840.7MM$809.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $94.1MM$90.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.6MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$1.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $209.00K$64.00K |
Always verify rates and promotions with the bank or credit union. We are not UVA Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
UVA Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | Traditional IRA | |
| 0.30% | $100 | - | Roth IRA | |
| 0.30% | $100 | - | Coverdell Education Savings Account | |
| 0.15% | $300 | - | Business Savings | |
| 0.15% | $100 | - | Share Savings | |
| 0.15% | $100 | - | Christmas Club |
UVA Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Business Money Market Rates | ||
| OTHER TIERS: 0.30% → $5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.85% → $50k - $100k | |||||
| 1.00%* | $100k* | - | Money Market Rates | ||
| OTHER TIERS: 0.20% → $2.5k - $5k | 0.30% → $5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.85% → $50k - $100k | |||||
UVA Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $2k* | - | Business Economy Checking | ||
| OTHER TIERS: 0.02% → $1k - $2k | |||||
| 0.05% | $3k | - | Business Plus Checking | ||
| 0.05%* | $2k* | - | Share Checking | ||
| OTHER TIERS: 0.01% → Up to $750 | 0.02% → $750 - $2k | |||||
UVA Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year CD | |
| 3.00% | $500 | - | Business 5 Year CD | |
| 2.65% | $500 | - | 4 Year CD | |
| 2.65% | $500 | - | Business 4 Year CD | |
| 2.55% | $5k | - | 37 Month CD | |
| 2.55% | $5k | - | Business 37 Month CD | |
| 2.45% | $500 | - | 3 Year CD | |
| 2.45% | $500 | - | Business 3 Year CD | |
| 2.40% | $500 | - | 30 Month CD | |
| 2.40% | $500 | - | Business 30 Month CD | |
| 2.35% | $5k | - | 25 Month CD | |
| 2.35% | $5k | - | Business 25 Month CD | |
| 2.25% | $500 | - | 2 Year CD | |
| 2.25% | $500 | - | Business 2 Year CD | |
| 2.20% | $5k | - | 13 Month CD | |
| 2.20% | $5k | - | Business 13 Month CD | |
| 1.90% | $500 | - | 1 Year CD | |
| 1.90% | $500 | - | Business 1 Year CD | |
| 1.30% | $5k | - | 7 Month CD | |
| 1.30% | $5k | - | Business 7 Month CD | |
| 1.00% | $500 | - | 6 Month CD | |
| 1.00% | $500 | - | Business 6 Month CD | |
| 0.75% | $500 | - | 3 Month CD | |
| 0.75% | $500 | - | Business 3 Month CD |
UVA Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year IRA | |
| 2.65% | $500 | - | 4 Year IRA | |
| 2.45% | $500 | - | 3 Year IRA | |
| 2.25% | $500 | - | 2 Year IRA | |
| 1.90% | $500 | - | 1 Year IRA |
