UVA Community Credit Union


Overview / Commentary
434-964-2001
3300 Berkmar Dr
Charlottesville, VA 22901

UVA Community Credit Union is headquartered in Charlottesville and is the 13th largest credit union in the state of Virginia. It is also the 325th largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 264 employees and 80,094 members at 18 locations. UVA Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in University of Virginia Community Credit Union is open to those who live or work in the Virginia counties of Albemarle, Amherst, Augusta, Bath, Bedford, Buckingham, Campbell, Culpeper, Cumberland, Fauquier, Fluvanna, Greene, Highland, Louisa, Madison, Nelson, Orange, Rappahannock, Rockbridge, or Rockingham, or the Virginia cities of Charlottesville, Harrisonburg, Lynchburg, Staunton, or Waynesboro.
See current membership details

Reviews (2)

Banking with UVa Credit Union

UVa Credit Union was a good bank overall. I used a debit card with them and had a savings and checking account. When I traveled to Italy they made it very easy for me to access my money without any problems. They had good online banking, however I think they were late in the game for getting the online check deposit and whenever I went to the ATM window at the bank to deposit checks that way it was always broken which was frustrating so I would have to go in with my checks until they eventually got the app and could deposit checks with your phone. I also did not like how it was difficult to transfer money to people with different banks. I have Wells Fargo now and it is a lot easier to transfer people money that do not have the same bank as me. I really enjoyed having a checking and savings account with them. There were never hidden fees, they had a small minimum amount for each account and I could transfer money between the two accounts very easily and at any time. This made balancing my money a lot easier. I would have kept an account with them if I had stayed in that area but when I moved there were no Credit Unions so I got a Wells Fargo account. They workers at UVa Credit Union were also always polite and ready to help me with any problems.

UVA Community Credit Union is great

I've been a customer of the UVA community credit union for over 10 years. I think it's a great local bank and I love the ease of doing business with them. I have a savings and checking account through the UVA credit union. My paycheck is directly deposited into my account. I have never encountered any errors with my money. The website is easy to navigate and I use the bill pay option, which is easy and convenient. Their mobile app makes it easy for me to deposit checks, so I rarely have to visit a branch. Speaking of branches, there are plenty in my area. There is one within a 5 minute drive of my work, as well as one of their atm's inside my work building. There is also one within a 10 minute drive of my home, as well as several other branches scattered throughout my home town. So finding a local atm is easy and helps prevent having to pay atm fees.

I've only had one incident with them, which was my fault and demonstrates how strong their security is. I traveled out of the country and forget to alert them to my travels. So when I tried to pull cash out of an atm, the transaction was denied. I was able to email them and explain that I was out of the country, so they lifted the block on my account and I was able to use the atm. While inconvenient at the time, I realize that they were protecting my account since it was unusual for my atm card to be used in another country.

I've had a great experience with the UVA community credit union and plan to be their customer for a long time.



Health
B+

Health Grade Components

Overall
NCUA #62504
Year Chartered1954
Employees264
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.57%
Annual Interest Income$53.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.45B$1.41B
LoansQ4 2023vs Q4 2022$823.6MM$727.7MM
DepositsQ4 2023vs Q4 2022$1.29B$1.29B
Equity CapitalQ4 2023vs Q4 2022$109.2MM$97.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.6MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$6.5MM$1.8MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for UVA Community Credit Union are currently being reviewed.

Locations

Availability



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