University Of Wisconsin Credit Union


Overview / Commentary
800-533-6773
3750 University Ave
Madison, WI 53705

University Of Wisconsin Credit Union is headquartered in Madison and is the 3rd largest credit union in the state of Wisconsin. It is also the 69th largest credit union in the nation. It was established in 1931 and as of June of 2020, it had grown to 647 employees and 284,722 members at 29 locations. University Of Wisconsin Credit Union has an A health rating.

Field of Membership Restrictions

Membership in University of Wisconsin Credit Union is open to the following: (1) those who live, attend school or work within a 5-mile radius of a UW Credit Union branch; (2) current and former employees and students of the University of Wisconsin system; (3) residents of Wisconsin who are currently or were previously enrolled in any accredited institution of higher education; (4) current and former employees of UW Health.
See current membership details

Reviews (8)

Great To Work With!

I've banked with them for 6 years, loved it. The folks at the branch are friendly and competent. No complaints about anything. Online banking with WebBranch works great, although I have not tried the mobile feature. No hidden fees, no overdraft charges.

Great Credit Union!

I love my Credit Union. I originally put my money into UWCU because it was on my college campus. The first great impression was when I ordered a debit card. I didn't have to wait weeks or even days to get it. They made my card on site, it took 15 minutes and my card was ready to use! Their website and mobile app is very user friendly. I can easily move my money from savings to checking (or vice versa) in seconds and it's available for me to use right away. They have great customer service and have prompt responses to my questions. I graduated college a couple of years ago, and I honestly haven't physically been to my CU in years, but I still do not want to switch to a different CU! They make everything so user friendly that I can get all my money management needs done without actually having to go to the CU! My favorite option about my CU is mobile check deposits. I have deposited multiple checks through my phone and have never had one problem. The software is great! I would highly recommend this CU to any pre or post college student!

getting proper credit

Posted by: |

I had a unique situation were a church was wanting to send a check to the uw credit union to pay for a portable A/C I was concerned about the check getting properly applied I forgot the guys name but he was very professional took onweship of the problem and what ever he did the check was properly credited

Really Good To Its Customers

Posted by: |

I've been with UW Credit Union for 3 years now after leaving my old bank because I was sick of all the fees and general sense of greed. UW Credit Union has many free ATM's in my area that are readily available and in convenient locations. Also, their customer service is quite good and always very friendly. Even thought I am not the richest person in the world, they always treat me with respect.



I actually switched to them when I noticed when I was taking money out of their ATMs I did not get charged a service fee, even though I was not with their bank. My old bank had fees that were borderline criminal so I was happy to leave them and join UW Credit Union.

This is a great Credit Union!

Posted by: |

I've been with the UW Credit Union ever since I first started college in 2005. I've had nothing but good experiences with them. The staff is always polite and courteous, and they're always very willing to do whatever they can to help you out. They're excellent at helping you gain more knowledge about personal finance, which is crucial for an institution that deals mostly with students who have just moved out of their parents' houses. Every time I've had a question they've been able to provide me with a prompt answer. What I really like about this bank is that they're in a convenient location in my city, located both in my student union, and another location just a few miles north. I'm able to access banking whenever I need it, and I really like the ease of use with their mobile site. I'd recommend this credit union to anyone attending the University of Wisconsin.

Great Service & Great Products

Posted by: |

I have been using the UW Credit Union for the past few years and the service has been amazing. They are always very helpful to sit down and talking about my accounts and questions. Additionally they also have very low fees and are always put the customers interest first.

Pretty good

I have had zero problems when banking with the credit union. The online banking is far superior to my previous bank. Depositing check via mobile has saved me a lot of time and energy. They also have a much better web app. I have never had any user problems with it and constantly had problems with my old bank's app. It is very quick and easy to check my balance or do anything thing else through the app.

Great for a beginner

I joined this bank as a freshman in college. I was moving to a new town all alone, opening my first account on my own, and I was very nervous. The people at this bank took the time to explain everything to me about what type of account I should open and why, how to use it, and helped work through all the kinks I ran into along the way. I once went over my account spending limit, and was charged a fee which they forgave me for because it was my first time. I am very shy, but I have no problem calling them up whenever I have questions or concerns. I love that I can also email them securely when ever I feel necessary. They also have a mobile deposit feature that I love! I can deposit my checks from where ever I am. I now live in a city half an hour away, and I haven't switched banks because I love this one. I do wish they had more locations around here, but I won't be switching any time soon.



Health

Health Grade Components

Overall
NCUA #66492
Year Chartered1931
Employees647
Primary Regulator
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD16.31%
Annual Interest Income$59.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$3.90B$3.16B
LoansQ2 2020vs Q2 2019$2.49B$2.29B
DepositsQ2 2020vs Q2 2019$3.28B$2.67B
Equity CapitalQ2 2020vs Q2 2019$367.3MM$311.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$24.2MM$15.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$11.7MM$15.1MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not University Of Wisconsin Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Of Wisconsin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%$100-IRA Savings
0.13%$100-College Fund
0.03%$100-Personal Savings
0.03%$100-Youth Savings
0.03%$100-Business Savings
0.03%$100-Organization Savings

University Of Wisconsin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-Investor's Indexed Money Market
OTHER TIERS: 0.09% $10k - $50k | 0.11% $50k - $100k | 0.20% $100k - $250k
0.13%*$50k*-Investor's Advantage Money Market
OTHER TIERS: 0.03% Up to $2.5k | 0.04% $2.5k - $7.5k | 0.05% $7.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $50k

University Of Wisconsin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Premium Checking
0.01%$5k-Business Checking
0.01%$1k-Trust & Estate Checking

University Of Wisconsin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$250k-57 Month CD Special - Jumbo
0.80%*$250k*-19 Month CD Special
OTHER TIERS: 0.70% $5k - $10k | 0.75% $10k - $250k
0.75%*$250k*-60 Month CD
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $250k
0.75%$10k-57 Month CD Special - $10K or Premium Checking
0.75%$10k-19 Month CD Special with Premium Checking
0.70%$10k-60 Month CD with Premium Checking
0.65%*$250k*-48 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $250k
0.60%$10k-48 Month CD with Premium Checking
0.60%*$10k*$100k30 Month Smart Saver CD
OTHER TIERS: 0.55% $250 - $10k
0.60%$10k-30 Month Smart Saver CD with Premium Checking
0.55%*$250k*-24 Month Rate Bump CD
OTHER TIERS: 0.45% $5k - $250k
0.50%*$250k*-36 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $250k
0.50%*$250k*-30 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $250k
0.50%*$250k*-8 Month CD Special
OTHER TIERS: 0.40% $5k - $10k | 0.45% $10k - $250k
0.50%$10k-14 Month CD Special - $10K or Premium Checking
0.50%$250k-14 Month CD Special - Jumbo
0.45%*$250k*-24 Month CD
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $250k
0.45%*$250k*-18 Month CD
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $250k
0.45%$10k-30 Month CD with Premium Checking
0.45%$10k-36 Month CD with Premium Checking
0.45%$10k-8 Month CD Special with Premium Checking
0.40%$10k-18 Month CD with Premium Checking
0.40%$10k-24 Month CD with Premium Checking
0.40%$5k-14 Month CD Special
0.35%*$250k*-12 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $250k
0.30%*$250k*-9 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $250k
0.30%$10k-12 Month CD with Premium Checking
0.25%*$250k*-6 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $250k
0.25%$10k-9 Month CD with Premium Checking
0.25%*$10k*$100k18 Month Smart Saver CD
OTHER TIERS: 0.20% $250 - $10k
0.25%$10k-18 Month Smart Saver CD with Premium Checking
0.23%*$10k*-12 Month Smart Saver Plus CD
OTHER TIERS: 0.18% $250 - $10k
0.23%$10k-12 Month Smart Saver Plus CD with Premium Checking
0.20%*$250k*-3 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $250k
0.20%$10k-6 Month CD with Premium Checking
0.15%$10k-3 Month CD with Premium Checking

University Of Wisconsin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-60 Month IRA
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $250k
0.70%$10k-60 Month IRA with Premium Checking
0.65%*$250k*-48 Month IRA
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $250k
0.60%$10k-48 Month IRA with Premium Checking
0.50%*$250k*-30 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $250k
0.50%*$250k*-36 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $250k
0.45%*$250k*-18 Month IRA
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $250k
0.45%*$250k*-24 Month IRA
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $250k
0.45%$10k-30 Month IRA with Premium Checking
0.45%$10k-36 Month IRA with Premium Checking
0.40%$10k-18 Month IRA with Premium Checking
0.40%$10k-24 Month IRA with Premium Checking
0.35%*$250k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $250k
0.30%*$250k*-9 Month IRA
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $250k
0.30%$10k-12 Month IRA with Premium Checking
0.25%*$250k*-6 Month IRA
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $250k
0.25%$10k-9 Month IRA with Premium Checking
0.20%*$250k*-3 Month IRA
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $250k
0.20%$10k-6 Month IRA with Premium Checking
0.15%$10k-3 Month IRA with Premium Checking
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.