Featured Savings Rates
Featured Accounts

University Of Wisconsin Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.98%5-year CD60 Month Regular CD
0.04%1-year CD12 Month Smart Saver Plus CD
0.03%SavingsPersonal Savings

Overview / Commentary
800-533-6773
3500 University Ave
Madison, WI 53705

University Of Wisconsin Credit Union is headquartered in Madison and is the 4th largest credit union in the state of Wisconsin. It is also the 87th largest credit union in the nation. It was established in 1931 and as of September of 2016, it had grown to 427 employees and 220,304 members at 24 locations. University Of Wisconsin Credit Union has an A health rating.

Field of Membership Restrictions

Membership in University of Wisconsin Credit Union is open to the following: (1) those who live, attend school or work within a 5-mile radius of a UW Credit Union branch; (2) current and former employees and students of the University of Wisconsin system; (3) residents of Wisconsin who are currently or formerly enrolled in any accredited institution of higher education; (4) current and former employees of UW Health.
See current membership details

Reviews (7)

Great To Work With!

I've banked with them for 6 years, loved it. The folks at the branch are friendly and competent. No complaints about anything. Online banking with WebBranch works great, although I have not tried the mobile feature. No hidden fees, no overdraft charges.

Great Credit Union!

I love my Credit Union. I originally put my money into UWCU because it was on my college campus. The first great impression was when I ordered a debit card. I didn't have to wait weeks or even days to get it. They made my card on site, it took 15 minutes and my card was ready to use! Their website and mobile app is very user friendly. I can easily move my money from savings to checking (or vice versa) in seconds and it's available for me to use right away. They have great customer service and have prompt responses to my questions. I graduated college a couple of years ago, and I honestly haven't physically been to my CU in years, but I still do not want to switch to a different CU! They make everything so user friendly that I can get all my money management needs done without actually having to go to the CU! My favorite option about my CU is mobile check deposits. I have deposited multiple checks through my phone and have never had one problem. The software is great! I would highly recommend this CU to any pre or post college student!

getting proper credit

Posted by: pave | Feb 22, 2015

I had a unique situation were a church was wanting to send a check to the uw credit union to pay for a portable A/C I was concerned about the check getting properly applied I forgot the guys name but he was very professional took onweship of the problem and what ever he did the check was properly credited

Really Good To Its Customers

Posted by: TomRaisen | Nov 5, 2014

I've been with UW Credit Union for 3 years now after leaving my old bank because I was sick of all the fees and general sense of greed. UW Credit Union has many free ATM's in my area that are readily available and in convenient locations. Also, their customer service is quite good and always very friendly. Even thought I am not the richest person in the world, they always treat me with respect.



I actually switched to them when I noticed when I was taking money out of their ATMs I did not get charged a service fee, even though I was not with their bank. My old bank had fees that were borderline criminal so I was happy to leave them and join UW Credit Union.

This is a great Credit Union!

Posted by: Cianet2 | Oct 29, 2014

I've been with the UW Credit Union ever since I first started college in 2005. I've had nothing but good experiences with them. The staff is always polite and courteous, and they're always very willing to do whatever they can to help you out. They're excellent at helping you gain more knowledge about personal finance, which is crucial for an institution that deals mostly with students who have just moved out of their parents' houses. Every time I've had a question they've been able to provide me with a prompt answer. What I really like about this bank is that they're in a convenient location in my city, located both in my student union, and another location just a few miles north. I'm able to access banking whenever I need it, and I really like the ease of use with their mobile site. I'd recommend this credit union to anyone attending the University of Wisconsin.

Great Service & Great Products

Posted by: HunterT | Sep 15, 2014

I have been using the UW Credit Union for the past few years and the service has been amazing. They are always very helpful to sit down and talking about my accounts and questions. Additionally they also have very low fees and are always put the customers interest first.

Great for a beginner

I joined this bank as a freshman in college. I was moving to a new town all alone, opening my first account on my own, and I was very nervous. The people at this bank took the time to explain everything to me about what type of account I should open and why, how to use it, and helped work through all the kinks I ran into along the way. I once went over my account spending limit, and was charged a fee which they forgave me for because it was my first time. I am very shy, but I have no problem calling them up whenever I have questions or concerns. I love that I can also email them securely when ever I feel necessary. They also have a mobile deposit feature that I love! I can deposit my checks from where ever I am. I now live in a city half an hour away, and I haven't switched banks because I love this one. I do wish they had more locations around here, but I won't be switching any time soon.



Health
A

Health Grade Components

Overall
NCUA #66492
Year Chartered1931
Employees427
Primary Regulator
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD16.33%
Annual Interest Income$51.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$2.33B$2.01B
LoansQ3 2016vs Q3 2015$1.45B$1.33B
DepositsQ3 2016vs Q3 2015$2.08B$1.80B
Equity CapitalQ3 2016vs Q3 2015$211.7MM$173.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$10.8MM$10.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$9.1MM$10.3MM
Real Estate OwnedQ3 2016vs Q3 2015$0$130.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Of Wisconsin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%--IRA Savings
0.13%$100-College Fund
0.13%--Roth IRA Savings
0.13%--CESA
0.03%--Personal Savings
0.03%--Youth Savings
0.03%--Business Savings
0.03%--Organization Savings

University Of Wisconsin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Investor's Indexed Money Market
OTHER TIERS: 0.11% $10k - $50k | 0.14% $50k - $100k | 0.18% $100k - $250k
0.14%*$50k*-Investor's Advantage Money Market
OTHER TIERS: 0.01% Up to $2,500 | 0.03% $2,500 - $7,500 | 0.04% $7,500 - $10k | 0.08% $10k - $25k | 0.11% $25k - $50k

University Of Wisconsin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$50-Premium Checking
0.01%$50-Business Checking
0.01%$50-Trust & Estate Checking

University Of Wisconsin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.14%$250k-57 Month CD Special - Jumbo
1.09%$5k-57 Month CD Special - $10K or Premium Checking
1.08%$250k-60 Month Regular CD - Jumbo
1.04%$5k-57 Month CD Special
1.03%$500-60 Month Regular CD - $10K or Premium Checking
0.98%$500-60 Month Regular CD
0.85%$250k-48 Month Regular CD - Jumbo
0.80%$500-48 Month Regular CD - $10K or Premium Checking
0.75%$500-48 Month Regular CD
0.60%$250k-36 Month Regular CD - Jumbo
0.55%$500-36 Month Regular CD - $10K or Premium Checking
0.50%$500-36 Month Regular CD
0.48%$250k-30 Month Regular CD - Jumbo
0.43%$500-30 Month Regular CD - $10K or Premium Checking
0.43%$250k-24 Month Regular CD - Jumbo
0.38%$250k-17 Month CD Special - Jumbo
0.38%$500-30 Month Regular CD
0.38%$500-24 Month Regular CD - $10K or Premium Checking
0.35%$250k-18 Month Regular CD - Jumbo
0.33%$5k-17 Month CD Special - $10K or Premium Checking
0.33%$500-24 Month Regular CD
0.31%$250k-12 Month Regular CD - Jumbo
0.30%$500-18 Month Regular CD - $10K or Premium Checking
0.28%$5k-17 Month CD Special
0.26%$500-12 Month Regular CD - $10K or Premium Checking
0.25%$500-18 Month Regular CD
0.24%$250k-9 Month Regular CD - Jumbo
0.22%$250-30 Month Smart Saver CD - $10K or Premium Checking
0.21%$500-12 Month Regular CD
0.20%$250k-6 Month Regular CD - Jumbo
0.19%$500-9 Month Regular CD - $10K or Premium Checking
0.17%$250-30 Month Smart Saver CD
0.16%$250k-3 Month Regular CD - Jumbo
0.15%$500-6 Month Regular CD - $10K or Premium Checking
0.14%$250k-24 Month Rate Bump CD - Jumbo
0.14%$500-9 Month Regular CD
0.12%$250-18 Month Smart Saver CD - $10K or Premium Checking
0.11%$500-3 Month Regular CD - $10K or Premium Checking
0.10%$500-6 Month Regular CD
0.09%$250-12 Month Smart Saver Plus CD - $10K or Premium Checking
0.07%$250-18 Month Smart Saver CD
0.06%$500-3 Month Regular CD
0.04%$5k-24 Month Rate Bump CD
0.04%$250-12 Month Smart Saver Plus CD

University Of Wisconsin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.08%$250k-60 Month Regular IRA - Jumbo
1.03%$500-60 Month Regular IRA - $10K or Premium Checking
0.98%$500-60 Month Regular IRA
0.85%$250k-48 Month Regular IRA - Jumbo
0.80%$500-48 Month Regular IRA - $10K or Premium Checking
0.75%$500-48 Month Regular IRA
0.60%$250k-36 Month Regular IRA - Jumbo
0.55%$500-36 Month Regular IRA - $10K or Premium Checking
0.50%$500-36 Month Regular IRA
0.48%$250k-30 Month Regular IRA - Jumbo
0.43%$250k-24 Month Regular IRA - Jumbo
0.43%$500-30 Month Regular IRA - $10K or Premium Checking
0.38%$500-24 Month Regular IRA - $10K or Premium Checking
0.38%$500-30 Month Regular IRA
0.35%$250k-18 Month Regular IRA - Jumbo
0.33%$500-24 Month Regular IRA
0.31%$250k-12 Month Regular IRA - Jumbo
0.30%$500-18 Month Regular IRA - $10K or Premium Checking
0.26%$500-12 Month Regular IRA - $10K or Premium Checking
0.25%$500-18 Month Regular IRA
0.24%$250k-9 Month Regular IRA - Jumbo
0.21%$500-12 Month Regular IRA
0.20%$250k-6 Month Regular IRA - Jumbo
0.19%$500-9 Month Regular IRA - $10K or Premium Checking
0.16%$250k-3 Month Regular IRA - Jumbo
0.15%$500-6 Month Regular IRA - $10K or Premium Checking
0.14%$500-9 Month Regular IRA
0.11%$500-3 Month Regular IRA - $10K or Premium Checking
0.10%$500-6 Month Regular IRA
0.06%$500-3 Month Regular IRA
Locations

University Of Wisconsin Credit Union has 24 locations. Click to view all University Of Wisconsin Credit Union locations.