University Of Wisconsin Credit Union


Overview / Commentary
608-232-5000
3500 University Ave
Madison, WI 53705

University Of Wisconsin Credit Union is headquartered in Madison and is the 3rd largest credit union in the state of Wisconsin. It is also the 64th largest credit union in the nation. It was established in 1931 and as of March of 2022, it had grown to 787 employees and 314,472 members at 32 locations. University Of Wisconsin Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in University of Wisconsin Credit Union is open to the following: (1) those who live, attend school or work within a 5-mile radius of a UW Credit Union branch; (2) current and former employees and students of the University of Wisconsin system; (3) residents of Wisconsin who are currently or were previously enrolled in any accredited institution of higher education; (4) current and former employees of UW Health.
See current membership details

Great To Work With!

I've banked with them for 6 years, loved it. The folks at the branch are friendly and competent. No complaints about anything. Online banking with WebBranch works great, although I have not tried the mobile feature. No hidden fees, no overdraft charges.

getting proper credit

Posted by: |

I had a unique situation were a church was wanting to send a check to the uw credit union to pay for a portable A/C I was concerned about the check getting properly applied I forgot the guys name but he was very professional took onweship of the problem and what ever he did the check was properly credited

Pretty good

I have had zero problems when banking with the credit union. The online banking is far superior to my previous bank. Depositing check via mobile has saved me a lot of time and energy. They also have a much better web app. I have never had any user problems with it and constantly had problems with my old bank's app. It is very quick and easy to check my balance or do anything thing else through the app.

Would Never Use Them

Posted by: |

Wouldn't use them ever again. Got a HELOC in 2019. During the pandemic, I had 3 30 day Lates. I was completing an internship, was unable to work as I was a teacher, had to wait for over a year for my unemployment, and had COVID. When there collection people would call, I would explain to then what was going on and was told to pay when I could, which i did. Now I'm trying to get a debt consolidation loan and the 3 30 day lates are holding me up. My credit rating person told me to ask for them to be removed but they refused because they said they HAD to keep them on there. Talking to the people who are helping me build back up my credit, I Know they can do it, they just don't want to. Then when I explained about all of my circumstances, the man paused and said "Oh, no one wrote that down." This is the same company who will not send me a HELOC statement without jumping through hoops and continues to give me delays when I try to get online access in order to print them out myself. So, you can use them if you want but God help you if you have any kind of negative events in your life. Terrible, heartless, and pretty sure violating some kind of law somewhere. Go to them at your own risk.

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Health

Health Grade Components

Overall
NCUA #66492
Year Chartered1931
Employees787
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.38%
Annual Interest Income$28.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$4.97B$4.55B
LoansQ1 2022vs Q1 2021$2.91B$2.70B
DepositsQ1 2022vs Q1 2021$4.24B$3.84B
Equity CapitalQ1 2022vs Q1 2021$447.8MM$415.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$17.3MM$29.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$10.3MM$13.4MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not University Of Wisconsin Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Of Wisconsin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%$100-IRA Savings
0.13%$100-College Fund
0.03%$100-Personal Savings
0.03%$100-Youth Savings
0.03%$100-Business Savings
0.03%$100-Organization Savings

University Of Wisconsin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.59%*$250k*-Investor's Indexed Money Market
OTHER TIERS: 1.29% $10k - $50k | 1.39% $50k - $100k | 1.49% $100k - $250k
0.50%*$50k*-Investor's Advantage Money Market
OTHER TIERS: 0.07% Up to $2.5k | 0.15% $2.5k - $7.5k | 0.20% $7.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k

University Of Wisconsin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Premium Checking
0.01%$5k-Business Checking
0.01%$1k-Trust & Estate Checking

University Of Wisconsin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$250k-57 Month Jumbo CD Special
1.60%$500-57 Month CD Special w/ Premium Checking
1.60%*$10k*-57 Month CD Special
OTHER TIERS: 1.55% $5k - $10k
1.15%$250k-14 Month Jumbo CD Special
1.10%$500-14 Month CD Special w/ Premium Checking
1.10%*$10k*-14 Month CD Special
OTHER TIERS: 1.05% $5k - $10k
0.75%$250k-60 Month Jumbo CD
0.70%*$10k*-60 Month CD
OTHER TIERS: 0.65% $500 - $10k
0.70%$500-60 Month CD w/ Premium Checking
0.70%*$10k*$100k30 Month Smart Saver CD
OTHER TIERS: 0.65% $250 - $10k
0.70%$500-30 Month Smart Saver CD w/ Premium Checking
0.65%$250k-24 Month Rate Bump Jumbo CD
0.65%$250k-48 Month Jumbo CD
0.60%*$10k*-48 Month CD
OTHER TIERS: 0.55% $500 - $10k
0.60%$500-48 Month CD w/ Premium Checking
0.60%*$10k*$100k18 Month Smart Saver CD
OTHER TIERS: 0.55% $250 - $10k
0.60%$500-18 Month Smart Saver CD w/ Premium Checking
0.55%$5k$250k24 Month Rate Bump CD
0.55%$250k-36 Month Jumbo CD
0.50%*$10k*-36 Month CD
OTHER TIERS: 0.45% $500 - $10k
0.50%$500-36 Month CD w/ Premium Checking
0.50%$250k-30 Month Jumbo CD
0.50%*$10k*-12 Month Smart Saver Plus CD
OTHER TIERS: 0.45% $250 - $10k
0.50%$500-12 Month Smart Saver Plus CD w/ Premium Checking
0.45%*$10k*-30 Month CD
OTHER TIERS: 0.40% $500 - $10k
0.45%$500-30 Month CD w/ Premium Checking
0.45%$250k-24 Month Jumbo CD
0.40%*$10k*-24 Month CD
OTHER TIERS: 0.35% $500 - $10k
0.40%$500-24 Month CD w/ Premium Checking
0.38%$250k-18 Month Jumbo CD
0.35%$250k-12 Month Jumbo CD
0.33%*$10k*-18 Month CD
OTHER TIERS: 0.28% $500 - $10k
0.33%$500-18 Month CD w/ Premium Checking
0.30%*$10k*-12 Month CD
OTHER TIERS: 0.25% $500 - $10k
0.30%$500-12 Month CD w/ Premium Checking
0.27%$250k-9 Month Jumbo CD
0.25%$250k-6 Month Jumbo CD
0.22%*$10k*-9 Month CD
OTHER TIERS: 0.17% $500 - $10k
0.22%$500-9 Month CD w/ Premium Checking
0.20%*$10k*-6 Month CD
OTHER TIERS: 0.15% $500 - $10k
0.20%$500-6 Month CD w/ Premium Checking
0.15%$250k-3 Month Jumbo CD
0.10%*$10k*-3 Month CD
OTHER TIERS: 0.05% $500 - $10k
0.10%$500-3 Month CD w/ Premium Checking

University Of Wisconsin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$250k-39 Month Jumbo IRA Special
1.50%*$10k*-39 Month IRA Special
OTHER TIERS: 1.45% $500 - $10k
1.50%$500-39 Month IRA Special w/ Premium Checking
1.15%$250k-15 Month Jumbo IRA Special
1.10%*$10k*-15 Month IRA Special
OTHER TIERS: 1.05% $500 - $10k
1.10%$500-15 Month IRA Special w/ Premium Checking
0.75%$250k-60 Month Jumbo IRA
0.70%*$10k*-60 Month IRA
OTHER TIERS: 0.65% $500 - $10k
0.70%$500-60 Month IRA w/ Premium Checking
0.65%$250k-48 Month Jumbo IRA
0.60%*$10k*-48 Month IRA
OTHER TIERS: 0.55% $500 - $10k
0.60%$500-48 Month IRA w/ Premium Checking
0.55%$250k-36 Month Jumbo IRA
0.50%$250k-30 Month Jumbo IRA
0.50%*$10k*-36 Month IRA
OTHER TIERS: 0.45% $500 - $10k
0.50%$500-36 Month IRA w/ Premium Checking
0.45%$250k-24 Month Jumbo IRA
0.45%*$10k*-30 Month IRA
OTHER TIERS: 0.40% $500 - $10k
0.45%$500-30 Month IRA w/ Premium Checking
0.40%*$10k*-24 Month IRA
OTHER TIERS: 0.35% $500 - $10k
0.40%$500-24 Month IRA w/ Premium Checking
0.38%$250k-18 Month Jumbo IRA
0.35%$250k-12 Month Jumbo IRA
0.33%*$10k*-18 Month IRA
OTHER TIERS: 0.28% $500 - $10k
0.33%$500-18 Month IRA w/ Premium Checking
0.30%*$10k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $10k
0.30%$500-12 Month IRA w/ Premium Checking
0.27%$250k-9 Month Jumbo IRA
0.25%$250k-6 Month Jumbo IRA
0.22%*$10k*-9 Month IRA
OTHER TIERS: 0.17% $500 - $10k
0.22%$500-9 Month IRA w/ Premium Checking
0.20%*$10k*-6 Month IRA
OTHER TIERS: 0.15% $500 - $10k
0.20%$500-6 Month IRA w/ Premium Checking
0.15%$250k-3 Month Jumbo IRA
0.10%*$10k*-3 Month IRA
OTHER TIERS: 0.05% $500 - $10k
0.10%$500-3 Month IRA w/ Premium Checking
Locations

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