Univest Bank and Trust Co.


Overview / Commentary
877-723-5571
14 North Main Street
Souderton, PA 18964

Univest Bank and Trust Co. is headquartered in SOUDERTON and is the 10th largest bank in the state of Pennsylvania. It is also the 188th largest bank in the nation. It was established in 1876 and as of December of 2024, it had grown to 838 employees at 52 locations. Univest Bank and Trust Co. has an A+ health rating.

Reviews (2)

Treats Their Customers Inhumanely

Posted by: |

My dad has a loan with this bank. He recently went into hospice care, and I called them to explain that he would be a couple of months behind while I arranged for his home care and insurance. I informed them that I would catch up on his payments by next month. They told me that they would not wait for one month and were going to pursue foreclosure immediately. My father is 89, bedridden, and they would rather evict him than give him one more month to catch up on his two payments. This bank lacks humanity, and while John and LaToya claim to want to help, the only assistance they offer is to give you one week to make the payments. They will not notify you of the consequences of being even one month behind. Moreover, they will completely ignore your calls and emails while you attempt to make the payment. Their only intention is to foreclose on people's homes. Stay away from this bank at all costs or risk losing your home.

Customer Service

Posted by: |

Inherited assets distribution
The customer service provided by Irene Grove is despicable. I have called, left messages, texted and emailed Irene Grove numerous times to obtain updates to the process of processing my parents estate. Most messages are ignored.



Health
A+

Health Grade Components

Overall
FDIC Certificate #7759
Year Established1876
Employees838
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD9.75%
Annual Interest Income$412.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$8.11B$7.76B
LoansQ4 2024vs Q4 2023$6.76B$6.49B
DepositsQ4 2024vs Q4 2023$6.89B$6.49B
Equity CapitalQ4 2024vs Q4 2023$887.2MM$856.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$87.1MM$85.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$11.1MM$19MM
Real Estate OwnedQ4 2024vs Q4 2023$20.1MM$19MM
Rates
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Univest Bank and Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month CD Special
3.75%$500-13 Month CD Special
3.00%$500-25 Month CD Special
0.80%$500-72 Month Fixed CD
0.65%$500-60 Month Fixed CD
0.55%$500-48 Month Fixed CD
0.50%$500-36 Month Fixed CD
0.47%$500-30 Month Fixed CD
0.45%$500-24 Month Fixed CD
0.40%$500-18 Month Fixed CD
0.35%$500-12 Month Fixed CD
0.20%$500-9 Month Fixed CD
0.10%$500-26 Week Fixed CD
0.05%$500-91 Day Fixed CD

Univest Bank and Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month IRA Special
3.75%$500-13 Month IRA Special
3.00%$500-25 Month IRA Special
0.80%$500-72 Month Fixed IRA
0.65%$500-60 Month Fixed IRA
0.55%$500-48 Month Fixed IRA
0.50%$500-36 Month Fixed IRA
0.47%$500-30 Month Fixed IRA
0.45%$500-24 Month Fixed IRA
0.40%$500-18 Month Fixed IRA
0.35%$500-12 Month Fixed IRA
0.20%$500-9 Month Fixed IRA
0.10%$500-26 Week Fixed IRA
0.05%$500-91 Day Fixed IRA
Locations

Availability

Philadelphia Area

Interactive local rates map


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