Univest Bank and Trust Co.

Overview / Commentary
10 West Broad Street
Souderton, PA 18964

Univest Bank and Trust Co. is headquartered in Souderton and is the 10th largest bank in the state of Pennsylvania. It is also the 217th largest bank in the nation. It was established in 1876 and as of December of 2019, it had grown to 768 employees at 47 locations. Univest Bank and Trust Co. has an A health rating.

Related Posts

View all posts from:

Reviews (2)

Awesome People

Posted by: |

I love this bank. Every time I walk into the bank I am greeted by the tellers by name. It makes me feel special and warm. Then after they finish my transaction flawlessly, they always ask me if I would like a cookie. This bank bakes their cookies in-house and they are so delicious! It's always a nice part of my day when I am there. I'm thankful to be part of this bank.

Great Bank

Posted by: |

Last year when I moved to Philadelphia, I happened to walk by a small bank on 36th and Market st called UniBank. They had an offer for 1.3% return on a 24 month CD, which is pretty high nowaways for banks with physical locations. Turns out, this bank is mainly in the Northeast and they also have slightly higher yield savings accounts as well. I opened my account there in August, 2016 and have been very happy with the interest rates and the service. They are open on many holidays as well, which has made it easy for me to access them whenever I have a question or have a banking need. Since they are a smaller branch, they focus more on customer service, and I feel like I am not just a number to them. The tellers both know me by name and always greet me with a smiling face. I currently only have a CD with them, but will consider opening another savings account in the near future.


Health Grade Components

FDIC Certificate #7759
Year Established1876
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD10.64%
Annual Interest Income$214.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$5.36B$4.96B
LoansQ4 2019vs Q4 2018$4.36B$3.98B
DepositsQ4 2019vs Q4 2018$4.44B$3.96B
Equity CapitalQ4 2019vs Q4 2018$685.4MM$638.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$35.3MM$29.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$38.1MM$26.3MM
Real Estate OwnedQ4 2019vs Q4 2018$516.00K$1.2MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Univest Bank and Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

Univest Bank and Trust Co. CD Rates

1.30%$500-72 Month Fixed CD
1.15%$500-48 Month Fixed CD
1.10%$500-36 Month Fixed CD
0.85%$500-30 Month Fixed CD
0.55%$500-18 Month Fixed CD
0.10%$500-26 Week Fixed CD
0.05%$500-91 Day Fixed CD

Univest Bank and Trust Co. IRA Rates

1.10%$500-36 Month IRA
0.95%$500-60 Month IRA
0.85%$500-48 Month IRA
0.75%$500-24 Month IRA
0.45%$500-12 Month IRA
0.10%$500-26 Week IRA
0.05%$500-91 Day IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.