Upper Cumberland

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.90%	1-year CD	2.65% - Barclays 12 Month Online CD
0.65%	Savings	2.00% - Ally Bank Online Savings Account
1.56%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all Upper Cumberland rates »

Overview / Commentary

www.ucfcu.org

931-484-9433

627 Livingston Rd
Crossville, TN 38555

Upper Cumberland is headquartered in Crossville and is the 42^nd largest credit union in the state of Tennessee. It is also the 1,962^nd largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 31 employees and 7,456 members at 4 locations. Upper Cumberland's savings rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bledsoe, Cumberland or Fentress, Putnam, or White Counties.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upper Cumberland has a relatively low asset base.

Health Grade Components

Overall
NCUA #	832
Year Chartered	1935
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	10.57%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$70.5MM$61.9MM
Loans	Q3 2018vs Q3 2017	$46.4MM$43.1MM
Deposits	Q3 2018vs Q3 2017	$63.8MM$55.8MM
Equity Capital	Q3 2018vs Q3 2017	$6.5MM$5.8MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$195.00K$104.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$244.00K$170.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Upper Cumberland; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upper Cumberland Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$100	$10k	Christmas Club
0.75%^*	$100k^*	-	IRA Accumulation Account
OTHER TIERS: 0.05% → $5 - $25k \| 0.15% → $25k - $50k \| 0.35% → $50k - $75k \| 0.50% → $75k - $100k
0.65%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.25% → $1k - $5k \| 0.35% → $5k - $10k \| 0.45% → $10k - $25k \| 0.55% → $25k - $50k
0.65%^*	$50k^*	-	Wish Account Savings
OTHER TIERS: 0.25% → $1k - $5k \| 0.35% → $5k - $10k \| 0.45% → $10k - $25k \| 0.55% → $25k - $50k

Upper Cumberland CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%	-	-	36 Month Term Share Certificate
1.20%	-	-	24 Month Term Share Certificate
0.90%	-	-	12 Month Term Share Certificate
0.75%	-	-	6 Month Term Share Certificate

Upper Cumberland IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%	-	-	36 Month Term IRA Certificate
1.20%	-	-	24 Month Term IRA Certificate
0.90%	-	-	12 Month Term IRA Certificate

Locations

Upper Cumberland Locations
Branch Office	6829 S York Hwy	Clarkrange, TN 38553
Branch Office	627 Livingston Rd	Crossville, TN 38555
Branch Office	9 Southbend Dr	Crossville, TN 38555
Branch Office	228 E Broad St Ste 110	Cookeville, TN 38501

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.