Featured Savings Rates
Featured Accounts

Upper Cumberland

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.85%1-year CD12 Month Term Share Certificate
0.65%SavingsWish Account Savings
1.26%3-year CD36 Month Term Share Certificate

Overview / Commentary
931-484-9433
627 Livingston Rd
Crossville, TN 38555

Upper Cumberland is headquartered in Crossville and is the 45th largest credit union in the state of Tennessee. It is also the 2,136th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 24 employees and 7,488 members at 3 locations. Upper Cumberland's savings rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bledsoe, Cumberland or Fentress, Putnam, or White Counties.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upper Cumberland has a relatively low asset base.

Health Grade Components

Overall
NCUA #832
Year Chartered1935
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.96%
Annual Interest Income$669.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$60.8MM$55.8MM
LoansQ1 2017vs Q1 2016$42.5MM$39.0MM
DepositsQ1 2017vs Q1 2016$55.2MM$50.7MM
Equity CapitalQ1 2017vs Q1 2016$5.4MM$4.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$86.00K$142.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$103.00K$88.00K
Real Estate OwnedQ1 2017vs Q1 2016$140.00K$13.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upper Cumberland Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100$10kChristmas Club
0.75%*$100k*-IRA (Variable Rate)
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $50k | 0.35% $50k - $75k | 0.50% $75k - $100k
0.75%*$100k*-Roth IRA (Variable Rate)
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $50k | 0.35% $50k - $75k | 0.50% $75k - $100k
0.65%*$50k*-Regular Shares
OTHER TIERS: 0.25% $1k - $5k | 0.35% $5k - $10k | 0.45% $10k - $25k | 0.55% $25k - $50k
0.65%*$50k*-Wish Account Savings
OTHER TIERS: 0.25% $1k - $5k | 0.35% $5k - $10k | 0.45% $10k - $25k | 0.55% $25k - $50k

Upper Cumberland CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--36 Month Term Share Certificate
1.00%--24 Month Term Share Certificate
0.85%--12 Month Term Share Certificate
0.65%--6 Month Term Share Certificate
0.25%--3 Month Term Share Certificate

Upper Cumberland IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--36 Month Term IRA Certificate
0.90%--24 Month Term IRA Certificate
0.80%--12 Month Term IRA Certificate
Locations


Upper Cumberland Locations
Branch Office6829 S York HwyClarkrange, TN 38553
Branch Office627 Livingston RdCrossville, TN 38555
Branch Office9 Southbend DrCrossville, TN 38555