Overview / Commentary
864-328-0303
123 Broadbent Way
Anderson, SC 29625

Upstate Federal Credit Union is headquartered in Anderson and is the 27th largest credit union in the state of South Carolina. It is also the 2,085th largest credit union in the nation. It was established in 1965 and as of June of 2018, it had grown to 36 employees and 12,100 members at 5 locations. Upstate Federal Credit Union's CD rates are 73% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those in Anderson or Abbeville Counties in South Carolina.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upstate Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24484
Year Chartered1965
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD2.38%
Return on Equity - YTD24.43%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$62.9MM$55.3MM
LoansQ2 2018vs Q2 2017$49.3MM$42.9MM
DepositsQ2 2018vs Q2 2017$56.7MM$50.1MM
Equity CapitalQ2 2018vs Q2 2017$6.0MM$4.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$240.00K$228.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$130.00K$151.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Upstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upstate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Regular Share Savings Account

Upstate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.30% $5k - $10k | 0.35% $10k - $25k

Upstate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Premium Checking Account
OTHER TIERS: 0.20% $100 - $10k | 0.60% $10k - $25k | 0.70% $25k - $50k
0.05%$100-Checking PLUS Account

Upstate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.21%--60 Month CD
2.11%--48 Month CD
2.01%--36 Month CD
1.91%--30 Month CD
1.86%--24 Month CD
1.76%--18 Month CD
1.56%--12 Month CD
1.25%--6 Month CD
1.00%--3 Month CD
Locations


Upstate Federal Credit Union Locations
Branch Office123 Broadbent WayAnderson, SC 29625
Branch Office4805 Highway 81 SStarr, SC 29684-9308
Branch Office430 N Main StHonea Path, SC 29654-1440
Branch Office4 roberts BlvdWilliamston, SC 29697
Branch Office910 Whitehall RdAnderson, SC 29625-2120

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.