Upstate Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.41%	5-year CD	60 Month CD 2.40% - Goldman Sachs Bank USA 5 Year CD
0.75%	1-year CD	12 Month CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.10%	Savings	Regular Share Savings Account 1.20% - Goldman Sachs Bank USA Online Savings

View all Upstate Federal Credit Union rates »

Overview / Commentary

www.upstatefcu.org

864-328-0303

123 Broadbent Way
Anderson, SC 29625

Upstate Federal Credit Union is headquartered in Anderson and is the 27^th largest credit union in the state of South Carolina. It is also the 2,231^st largest credit union in the nation. It was established in 1965 and as of June of 2017, it had grown to 35 employees and 11,061 members at 5 locations. Upstate Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those in Anderson or Abbeville Counties in South Carolina.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upstate Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	24484
Year Chartered	1965
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	21.88%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$55.3MM$48.8MM
Loans	Q2 2017vs Q2 2016	$42.9MM$39.3MM
Deposits	Q2 2017vs Q2 2016	$50.1MM$44.5MM
Equity Capital	Q2 2017vs Q2 2016	$4.9MM$4.1MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$228.00K$193.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$151.00K$179.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upstate Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Regular Share Savings Account
0.10%	$100	-	IRA Variable Share Account
0.10%	$100	-	Christmas Club Account
0.10%	$100	-	Vacation Club Account
0.10%	$100	-	Insurance Club Account

Upstate Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $10k \| 0.25% → $10k - $25k

Upstate Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$50k^*	-	Premium Checking Account
OTHER TIERS: 0.10% → Up to $10k \| 0.40% → $10k - $25k \| 0.50% → $25k - $50k
0.05%	$100	-	Checking PLUS Account
0.05%	$100	-	Freedom 55 Checking Account

Upstate Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	-	-	60 Month CD
1.21%	-	-	48 Month CD
1.10%	-	-	36 Month CD
1.00%	-	-	30 Month CD
0.90%	-	-	24 Month CD
0.80%	-	-	18 Month CD
0.75%	-	-	12 Month CD
0.60%	-	-	6 Month CD
0.50%	-	-	3 Month CD

Upstate Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	-	-	60 Month IRA
1.21%	-	-	48 Month IRA
1.10%	-	-	36 Month IRA
1.00%	-	-	30 Month IRA
0.90%	-	-	24 Month IRA
0.80%	-	-	18 Month IRA
0.75%	-	-	12 Month IRA
0.60%	-	-	6 Month IRA
0.50%	-	-	3 Month IRA

Locations

Upstate Federal Credit Union Locations
Branch Office	123 Broadbent Way	Anderson, SC 29625
Branch Office	4805 Highway 81 S	Starr, SC 29684-9308
Branch Office	430 N Main St	Honea Path, SC 29654-1440
Branch Office	4 roberts Blvd	Williamston, SC 29697
Branch Office	910 Whitehall Rd	Anderson, SC 29625-2120