Featured Savings Rates
Featured Accounts

Upstate Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.16%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.10%SavingsRegular Share Savings Account

Overview / Commentary
864-332-6372
207 E Highland Ave
Anderson, SC 29621

Upstate Federal Credit Union is headquartered in Anderson and is the 27th largest credit union in the state of South Carolina. It is also the 2,273rd largest credit union in the nation. It was established in 1965 and as of December of 2016, it had grown to 35 employees and 10,508 members at 5 locations. Upstate Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those in Anderson or Abbeville Counties in South Carolina.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upstate Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24484
Year Chartered1965
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD11.71%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$52.1MM$45.7MM
LoansQ4 2016vs Q4 2015$41.1MM$36.0MM
DepositsQ4 2016vs Q4 2015$47.5MM$41.6MM
Equity CapitalQ4 2016vs Q4 2015$4.3MM$3.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$237.00K$223.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$173.00K$165.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upstate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Share Savings Account
0.10%$100-IRA Variable Share Account
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club Account
0.10%$100-Insurance Club Account

Upstate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k

Upstate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Premium Checking Account
OTHER TIERS: 0.35% $10k - $25k
0.05%$100-Checking PLUS Account
0.05%$100-Freedom 55 Checking Account

Upstate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%--60 Month CD
1.05%--48 Month CD
0.95%--36 Month CD
0.80%--30 Month CD
0.75%--24 Month CD
0.65%--18 Month CD
0.55%--12 Month CD
0.50%--6 Month CD
0.40%--3 Month CD

Upstate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%--60 Month IRA
1.05%--48 Month IRA
0.95%--36 Month IRA
0.80%--30 Month IRA
0.75%--24 Month IRA
0.65%--18 Month IRA
0.55%--12 Month IRA
0.50%--6 Month IRA
0.40%--3 Month IRA
Locations


Upstate Federal Credit Union Locations
Branch Office207 E Highland AveAnderson, SC 29621
Branch Office4805 Highway 81 SStarr, SC 29684-9308
Branch Office430 N Main StHonea Path, SC 29654-1440
Branch Office4 roberts BlvdWilliamston, SC 29697
Branch Office910 Whitehall RdAnderson, SC 29625-2120