Featured Savings Rates
Featured Accounts

Upstate Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.16%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.10%SavingsRegular Share Savings Account

Overview / Commentary
864-332-6372
207 E Highland Ave
Anderson, SC 29621

Upstate Federal Credit Union is headquartered in Anderson and is the 29th largest credit union in the state of South Carolina. It is also the 2,347th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 34 employees and 10,128 members at 5 locations. Upstate Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those in Anderson or Abbeville Counties in South Carolina.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upstate Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24484
Year Chartered1965
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD15.33%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$48.8MM$44.6MM
LoansQ2 2016vs Q2 2015$39.3MM$34.0MM
DepositsQ2 2016vs Q2 2015$44.5MM$40.5MM
Equity CapitalQ2 2016vs Q2 2015$4.1MM$3.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$193.00K$193.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$179.00K$123.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Upstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Upstate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Share Savings Account
0.10%$100-IRA Variable Share Account
0.10%$100-Christmas Club Account
0.10%$100-Vacation Club Account
0.10%$100-Insurance Club Account

Upstate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k

Upstate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Premium Checking Account
OTHER TIERS: 0.35% $10k - $25k
0.05%$100-Checking PLUS Account
0.05%$100-Freedom 55 Checking Account

Upstate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%--60 Month CD
1.05%--48 Month CD
0.95%--36 Month CD
0.80%--30 Month CD
0.75%--24 Month CD
0.65%--18 Month CD
0.55%--12 Month CD
0.50%--6 Month CD
0.40%--3 Month CD

Upstate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%--60 Month IRA
1.05%--48 Month IRA
0.95%--36 Month IRA
0.80%--30 Month IRA
0.75%--24 Month IRA
0.65%--18 Month IRA
0.55%--12 Month IRA
0.50%--6 Month IRA
0.40%--3 Month IRA
Locations


Upstate Federal Credit Union Locations
Branch Office1303 N Murray AveAnderson, SC 29625-3712
Branch Office207 E Highland AveAnderson, SC 29621
Branch Office4805 Highway 81 SStarr, SC 29684-9308
Branch Office430 N Main StHonea Path, SC 29654-1440
Branch Office4 roberts BlvdWilliamston, SC 29697