Upstate Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.21% | 5-year CD | |
| 1.56% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
Upstate Federal Credit Union is headquartered in Anderson and is the 27th largest credit union in the state of South Carolina. It is also the 2,050th largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 40 employees and 12,426 members at 5 locations. Upstate Federal Credit Union's CD rates are 73% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those in Anderson or Abbeville Counties in South Carolina.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24484 |
| Year Chartered | 1965 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.05% |
| Return on Equity - YTD | 20.89% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $64.7MM$55.0MM |
| Loans | Q3 2018vs Q3 2017 | $50.9MM$44.8MM |
| Deposits | Q3 2018vs Q3 2017 | $58.1MM$49.8MM |
| Equity Capital | Q3 2018vs Q3 2017 | $6.3MM$5.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $241.00K$231.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $194.00K$219.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Upstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Upstate Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Regular Share Savings Account |
Upstate Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.30% → $5k - $10k | 0.35% → $10k - $25k | |||||
Upstate Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $50k* | - | Premium Checking Account | ||
| OTHER TIERS: 0.20% → $100 - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | |||||
| 0.05% | $100 | - | Checking PLUS Account | ||
Upstate Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.21% | - | - | 60 Month CD | |
| 2.11% | - | - | 48 Month CD | |
| 2.01% | - | - | 36 Month CD | |
| 1.91% | - | - | 30 Month CD | |
| 1.86% | - | - | 24 Month CD | |
| 1.76% | - | - | 18 Month CD | |
| 1.56% | - | - | 12 Month CD | |
| 1.25% | - | - | 6 Month CD | |
| 1.00% | - | - | 3 Month CD |
| Upstate Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 123 Broadbent Way | Anderson, SC 29625 |
| Branch Office | 4805 Highway 81 S | Starr, SC 29684-9308 |
| Branch Office | 430 N Main St | Honea Path, SC 29654-1440 |
| Branch Office | 4 roberts Blvd | Williamston, SC 29697 |
| Branch Office | 910 Whitehall Rd | Anderson, SC 29625-2120 |