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Overview / Commentary
518-773-6548
137 Harrison Street
Gloversville, NY 12078

Upstate Telco Federal Credit Union is headquartered in Gloversville and is the 271st largest credit union in the state of New York. It is also the 4,697th largest credit union in the nation. It was established in 1956 and as of March of 2018, it had grown to 1 employees and 658 members at 1 location. Upstate Telco Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Upstate Telco Federal Credit Union is open to employees and retirees of Frontier- a Citizens Communications Company who work or are supervised from the Gloversville or Middletown offices.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Upstate Telco Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #10746
Year Chartered1956
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD3.23%
Annual Interest Income$30.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$5.1MM$5.0MM
LoansQ1 2018vs Q1 2017$1.3MM$1.3MM
DepositsQ1 2018vs Q1 2017$4.3MM$4.2MM
Equity CapitalQ1 2018vs Q1 2017$742.00K$717.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$6.00K$45.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$4.00K$8.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Upstate Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Savings
0.10%--Vacation Club
0.10%--Christmas Club
Locations


Upstate Telco Federal Credit Union Locations
Branch Office137 Harrison StGloversville, NY 12078

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