Featured Savings Rates
Featured Accounts

US Bank (OH)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD59 Month CD Special
0.75%3-year CD37 Month CD Special
0.50%18-month CD19 Month CD Special

Overview / Commentary
612-872-2657
425 Walnut Street
Cincinnati, OH 45202

US Bank (OH) is headquartered in Cincinnati and is the 2nd largest bank in the state of Ohio. It is also the 5th largest bank in the nation. It was established in 1863 and as of September of 2016, it had grown to 68,353 employees at 3,222 locations. US Bank (OH) has an A health rating.

Related Posts

It's Time For US Bank's $150 "Summer Bank Bonus 2016" - 6/30/2016

US Bank has a $150 Summer Bank Bonus 2016 new checking bonus available now through August 12, 2016. Available nationwide online or at any US Bank branch.

View all posts from:

12/6/12 - U.S. Bank To Launch Photo Bill Payment In 2013
10/1/12 - $200 US Bank Checking Account Bonus - YMMV
8/16/12 - $150 US Bank Checking Account Bonus - YMMV
3/8/12 - Harsh Early Withdrawal Penalties at Some Banks & Credit Unions
1/17/12 - What to Do with Maturing CDs? Choosing Long-Term CDs with the Highest Rates
11/16/11 - Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals
11/14/11 - U.S. Bank's New Mobile Banking Fees
10/31/11 - Competitive 59-Month CD Rate at US Bank - Available Nationwide
1/20/12 - CD Increase
9/7/11 - Higher ATM Fees & Paper Statement Fees at PNC, US Bank & Citizens Bank
8/24/11 - Real-Time Alerts Now Available For U.S. Bank ATM And Check Card Customers
6/24/11 - Making Popmoney Payments Is A Snap At US Bank
6/2/11 - US Bank Hits IRA Customers with Higher Fees
3/22/11 - New US Bank Checking Fees
3/22/11 - Special 19-Month CD Rate at US Bank in Southern California
3/4/11 - U.S. Bank S.T.A.R.T Savings Plan
2/24/11 - US Bank Will Launch Its Online Check Deposit Service, DepositPoint, In March
1/24/11 - US Bank CEO Hints That They May End Free Checking
12/28/10 - Competitive Long-Term CD Rates at US Bank
12/28/10 - Remote Deposit Now Available At US Bank For Existing Customers
10/28/10 - US Bank's $15 Bonus For Using Its Online Bill Pay
10/24/10 - 2.50% 5-Year CD At US Bank
9/23/10 - Score $75 For FREE From U.S. Bank!
8/2/10 - $150 Checking Account Bonus At US Bank - YMMV
1/31/11 - US Bank is Adding Remote Deposit Capability - DepositPoint
5/21/10 - Competitive Special CD Rates at US Bank - Available Nationwide
9/16/09 - US Bank's New Savings START Program and Review of Other Savings Programs
8/13/09 - 2.25% 12-Month CD at Bank USA in Arizona - Local Only
7/24/09 - 4.00% 59-Month CD at US Bank Branches in California
4/22/09 - Short-Term CD Rates Up to 2.70% at FBOP Corp Banks in CA, AZ, IL, TX
4/12/09 - 4.00% 59-Month CD at US Bank Branches in CA, MO & Maybe Other States
4/6/09 - Up to $160 Checking Account Bonus at FBOP Banks in CA, TX, AZ & IL
3/13/09 - 4.25% 59-Month CD at US Bank Continues in CA - Benefit of Opening CD at Downey Savings Branches
2/23/09 - 4.25% 59-Month CD & 2.50% 10-Month CD at US Bank in California
2/16/09 - 4.00% 59-Month CD at US Bank
10/21/08 - Major Regional Banks: Their Latest Losses and CD Deals
10/19/08 - Another $75 Checking Account/Debit Card Bonus at US Bank
9/17/08 - $75 Checking Account/Debit Card Bonus at US Bank
8/27/08 - Up to $150 Checking Bonus at Cal National Bank in Southern California
7/29/08 - $100 Checking Account Bonus at US Bank in Milwaukee, St. Louis and Cincinnati
6/23/08 - CD Deal Reminders - 5% 100-Day at The Golden 1, 5.25% 5-Year at US Bank
6/27/08 - 5.00% 59-Month / 4.75% 45-Month CD at US Bank
4/24/08 - 4.50% 59-Month CD at US Bank
3/3/08 - $75 Checking Account Bonus at an Illinois Branch of US Bank
9/7/07 - $75 Checking Account Bonus at US Bank in Washington State
1/24/07 - 5.35% 11-Month CD at a Chicago Bank (Park National)
3/13/06 - 5.00% 6-Month CD at a California Bank

I Think US Bank Is Great

Posted by: jimboy | May 30, 2012

 

I'm a 65 year old male who spent 40 years working in commercial banks.  I retired 3 years ago but prior to retiring I spent alot of time researching local banks for the best checking account plans at the lowest cost.  I found US Bank to be the best for my needs (close to home, numerous ATM's nationwide, and very few charges with a direct deposit).   I've found their staff to be friendly and knowledgeable. US Bank has very low rates when it comes to savings and CD's but that's common with most local banks and credit unions these days.  If you want the better rates go with Ally or American Express.

 

Jim B

Pueblo, Co

US Bank Customer Experience

Posted by: Leota | Nov 15, 2016

My experience with US Bank has been one with peaks and some valley's. I love the flexibility of having several branches to be able to go to depending on where I am in the city or if I'm traveling. Some locations actually are open on Sundays and have extended hours until 7:00 PM making doing banking business extremely convenient. My experience with in person tellers/bankers have been posisible. I'm met with a smile, they acknowledge my children and exchange pleasantries while doing our interaction. The draw backs for me as a consumer would be when needing to call in for customer care assistance or being directed to the call center for assistance. Reps are usually rude and the wait time to even get to a rep is astronomical. I've not been able to get anyone to be able to successfully help me regain access to my online account in the last year. I've literally given up because I've spent so much time trying to get it corrected. I actually switched banks with my checking account because online banking is a vital piece of my households financials, being able to see real-time expenditures ect. I've only left my savings accounts open due to lesser activity.

New Member

My partner and I just recently started an account with US Bank. We found them to be the best option as they are conveniently located in several areas close to our neighborhood. I was most excited to check out their website and get my online account set up. A friend had recommended using the phone app as she could easily check her balance at the push of a button. I was having trouble setting up my online account the other day when going to review it. I called customer service and was talking to a rep on the phone within 2 minutes! I was very impressed with their customer service and was able to resolve my issue within 5 minutes. Thank you for everything you have done for us US Bank.

US Bank Fees Increase 300% For Small Retirement Accounts

Per the letter recieved dated 5/10/2011:

"A US Bank IRA continues to be a great way for you to save for your retirement. The annual fee for your IRA plan is increasing from $10 to $30. The balance requirement to waive this fee is also increasing from $5,000 to $25,000 for IRA plans and from $1,000 to $5,000 for Coverdell Education Savings accounts (CESA). In the past, your fee may have been waived automatically if you were over age 70 1/2 and receiving automatic distributions from your IRA plan. This automatic waiver will no longer be applied."

With the low interest rates being offered some folks may actually be losing principle to these fees now. This is a very unethical action of this large bank and will affect many account holders. It shows how a bank can take advantage of loopholes to literally take small investors funds who trusted that their IRA CD was securely invested to grow at a advertised interest rate.

Either this bank has become greedy and is willing to sacrifice ethics to its small account customers, or it has some major financial problems that it is desperately trying to remedy.

Here are some actions that all of us can do to try and stop this and similar actions of these institutions:

- Spread the word to other savers through social media, word of mouth, AARP or other media.

- Sell the stock of unethical institutions like this.

- Withdraw any accounts that you can afford to do so (withdrawl penalties may be assessed).

- Contact your congressman to show this as an example of why tighter bank regulation is needed.

 

VIEW MORE REVIEWS

Health
A

Health Grade Components

Overall
FDIC Certificate #6548
Year Established1863
Employees68353
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD12.85%
Annual Interest Income$9.63B
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$448.4B$410.9B
LoansQ3 2016vs Q3 2015$272.2B$254.2B
DepositsQ3 2016vs Q3 2015$345.4B$305.2B
Equity CapitalQ3 2016vs Q3 2015$45.16B$41.50B
Loan Loss AllowanceQ3 2016vs Q3 2015$3.80B$3.97B
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.11B$2.03B
Real Estate OwnedQ3 2016vs Q3 2015$212.4MM$275.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

US Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$50k*-Business Savings Sweep
OTHER TIERS: 0.08% Up to $10k | 0.10% $10k - $50k
0.01%--Standard Savings
0.01%--Goal Savings
0.01%--Star Savers Club
0.01%--Basic Business Savings

US Bank (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$5k*-Retirement Money Market Savings - Bonus Rate
OTHER TIERS: 0.55% Up to $5k
0.15%*$100k*$1mPlatinum Business Money Market - Bonus Rate
OTHER TIERS: 0.05% $1mm+ | 0.10% Up to $5k | 0.13% $5k - $100k
0.10%*$50k*-Platinum Select Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.10%*$5k*-Retirement Money Market Savings
OTHER TIERS: 0.05% Up to $5k
0.10%*$50k*-Package Money Money Market Saving
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.10%*$100k*$1mPlatinum Business Money Market
OTHER TIERS: 0.05% Any amount | 0.08% $5k - $100k
0.10%*$500k*$1mPremium Business Money Market
OTHER TIERS: 0.05% Any amount | 0.08% $20k - $500k
0.10%*$100k*$1mPreferred Business Money Market
OTHER TIERS: 0.01% Up to $20k | 0.05% $1mm+ | 0.08% $20k - $100k
0.08%*$50k*-Elite Money Market
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.05%*$10k*-Standard Money Market
OTHER TIERS: 0.04% Up to $10k

US Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Non-Profit Checking
0.02%*$50k*-Premium Checking
OTHER TIERS: 0.01% Up to $50k
0.02%*$10k*-Platinum Checking
OTHER TIERS: 0.01% Up to $10k
0.01%--Premium Business Checking with Interest
0.01%$20k-Gold Business Checking Package with Interest

US Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k$250k59 Month CD Special
1.50%$1k$250kBusiness 59 Month CD Special
0.80%$1k$250k60 Month Trade-Up CD
0.80%$1k$250kBusiness 60 Month Trade-Up CD
0.75%$1k$250k37 Month CD Special
0.75%$500$250k60 Month CD
0.75%$1k$250kBusiness 37 Month CD Special
0.75%$500$250kBusiness 60 Month CD
0.50%$500$250k48 Month CD
0.50%$1k$250k19 Month CD Special
0.50%$1k$250kBusiness 19 Month CD Special
0.50%$500$250kBusiness 48 Month CD
0.40%$1k$250k30 Month Trade-Up CD
0.40%$1k$250k28 Month Step Up CD
0.40%$1k$250kBusiness 28 Month Step Up CD
0.40%$1k$250kBusiness 30 Month Trade-Up CD
0.35%$500$250k36 Month CD
0.35%$500$250kBusiness 36 Month CD
0.20%$500$250k24 Month CD
0.20%$500$250kBusiness 24 Month CD
0.15%$500$250k18 Month CD
0.15%$500$250kBusiness 18 Month CD
0.10%$500$250k12 Month CD
0.10%$500$250kBusiness 12 Month CD
0.05%$500$250k1 Month CD
0.05%$500$250k2 Month CD
0.05%$500$250k3 Month CD
0.05%$500$250k6 Month CD
0.05%$500$250k9 Month CD
0.05%$500$250kBusiness 1 Month CD
0.05%$500$250kBusiness 2 Month CD
0.05%$500$250kBusiness 3 Month CD
0.05%$500$250kBusiness 6 Month CD
0.05%$500$250kBusiness 9 Month CD
Locations

US Bank (OH) has 3,210 locations. Click to view all US Bank (OH) locations.