Featured Savings Rates
Featured Accounts

US Bank (OH)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD59 Month CD Special
0.75%3-year CD37 Month CD Special
0.50%18-month CD19 Month CD Special

Overview / Commentary
612-872-2657
425 Walnut Street
Cincinnati, OH 45202

US Bank (OH) is headquartered in Cincinnati and is the 2nd largest bank in the state of Ohio. It is also the 5th largest bank in the nation. It was established in 1863 and as of September of 2016, it had grown to 68,353 employees at 3,222 locations. US Bank (OH) has an A health rating.

Related Posts

It's Time For US Bank's $150 "Summer Bank Bonus 2016" - 6/30/2016

US Bank has a $150 Summer Bank Bonus 2016 new checking bonus available now through August 12, 2016. Available nationwide online or at any US Bank branch.

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12/6/12 - U.S. Bank To Launch Photo Bill Payment In 2013
10/1/12 - $200 US Bank Checking Account Bonus - YMMV
8/16/12 - $150 US Bank Checking Account Bonus - YMMV
3/8/12 - Harsh Early Withdrawal Penalties at Some Banks & Credit Unions
1/17/12 - What to Do with Maturing CDs? Choosing Long-Term CDs with the Highest Rates
11/16/11 - Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals
11/14/11 - U.S. Bank's New Mobile Banking Fees
10/31/11 - Competitive 59-Month CD Rate at US Bank - Available Nationwide
1/20/12 - CD Increase
9/7/11 - Higher ATM Fees & Paper Statement Fees at PNC, US Bank & Citizens Bank
8/24/11 - Real-Time Alerts Now Available For U.S. Bank ATM And Check Card Customers
6/24/11 - Making Popmoney Payments Is A Snap At US Bank
6/2/11 - US Bank Hits IRA Customers with Higher Fees
3/22/11 - New US Bank Checking Fees
3/22/11 - Special 19-Month CD Rate at US Bank in Southern California
3/4/11 - U.S. Bank S.T.A.R.T Savings Plan
2/24/11 - US Bank Will Launch Its Online Check Deposit Service, DepositPoint, In March
1/24/11 - US Bank CEO Hints That They May End Free Checking
12/28/10 - Competitive Long-Term CD Rates at US Bank
12/28/10 - Remote Deposit Now Available At US Bank For Existing Customers
10/28/10 - US Bank's $15 Bonus For Using Its Online Bill Pay
10/24/10 - 2.50% 5-Year CD At US Bank
9/23/10 - Score $75 For FREE From U.S. Bank!
8/2/10 - $150 Checking Account Bonus At US Bank - YMMV
1/31/11 - US Bank is Adding Remote Deposit Capability - DepositPoint
5/21/10 - Competitive Special CD Rates at US Bank - Available Nationwide
9/16/09 - US Bank's New Savings START Program and Review of Other Savings Programs
8/13/09 - 2.25% 12-Month CD at Bank USA in Arizona - Local Only
7/24/09 - 4.00% 59-Month CD at US Bank Branches in California
4/22/09 - Short-Term CD Rates Up to 2.70% at FBOP Corp Banks in CA, AZ, IL, TX
4/12/09 - 4.00% 59-Month CD at US Bank Branches in CA, MO & Maybe Other States
4/6/09 - Up to $160 Checking Account Bonus at FBOP Banks in CA, TX, AZ & IL
3/13/09 - 4.25% 59-Month CD at US Bank Continues in CA - Benefit of Opening CD at Downey Savings Branches
2/23/09 - 4.25% 59-Month CD & 2.50% 10-Month CD at US Bank in California
2/16/09 - 4.00% 59-Month CD at US Bank
10/21/08 - Major Regional Banks: Their Latest Losses and CD Deals
10/19/08 - Another $75 Checking Account/Debit Card Bonus at US Bank
9/17/08 - $75 Checking Account/Debit Card Bonus at US Bank
8/27/08 - Up to $150 Checking Bonus at Cal National Bank in Southern California
7/29/08 - $100 Checking Account Bonus at US Bank in Milwaukee, St. Louis and Cincinnati
6/27/08 - 5.00% 59-Month / 4.75% 45-Month CD at US Bank
6/23/08 - CD Deal Reminders - 5% 100-Day at The Golden 1, 5.25% 5-Year at US Bank
4/24/08 - 4.50% 59-Month CD at US Bank
3/3/08 - $75 Checking Account Bonus at an Illinois Branch of US Bank
9/7/07 - $75 Checking Account Bonus at US Bank in Washington State
1/24/07 - 5.35% 11-Month CD at a Chicago Bank (Park National)
3/13/06 - 5.00% 6-Month CD at a California Bank

Amazing Experience!!

Posted by: ichaelm | Jan 10, 2017

I opened an Gold Checking Account with them and closed it and transferred out the funds about a year later, only because I very seldom used it. About a week later, I received a check in the mail from US Bank for $0.02!! Apparently this was for the accrued but unposted interest which my account had earned when I closed it. I have never dealt which such an ETHICAL bank!! Even if they were legally required to return the $0.02 to me, obviously I couldn't have cared less had they just kept it. For its honesty, US Bank deserves 5 stars!!

Been with US Bank for 10 years, no plans to leave

Posted by: AmberR | Jan 4, 2017

My history with US Bank starts early; both my parents have worked for the company and as a result all my savings and checking accounts have been opened through them. I've maintained a checking account with direct deposit through US Bank since I was 16 and working my first summer job. The thing I like about this bank is if you have scheduled direct deposits, they waive administrative fees on your accounts. Ordering checks is a bit of a hassle, and they tend to run 7 - 15 dollars a booklet, but the advent of mobile banking has made this a non issue for the most part. Their mobile banking app works well enough on my phone but could use some upgrades to do things like cancel automatic payments when your balance is less than the amount of the autopay - which currently doesn't work. Overall, it's a good bank with a lot of convenient locations in the Pacific Northwest.

Updated to fit customers needs.

Posted by: Saber | Dec 21, 2016

I have been a USbank customer for a couple of years now. At first, I just went with them because it is basically the first local one I found that does not charge monthly fees for checking and savings accounts. They have always been pretty good to me but have recently updated to suite customers needs better. Example one, they walked me through linking checking account to a credit card that way if I ever had something bounce it would go onto the credit card instead of charging you an overdraft fee and leaving you with nothing. Also one thing that they updated is how quickly they release your funds. Before they would only instantly release funds for paychecks and everything else would take several days til the money was available. Now from the minute you deposit all of the funds are yours and you can use them right away.

Mixed feelings about this bank

Posted by: ali82 | Dec 7, 2016

I went to US Bank to open a basic checking account with them. I waited for 10-15 minutes before a banker acknowledged me. Eventually he began to help me with the process of opening a new account. While he reviewed my identification card and other paperwork I needed to give him, I was told it was not wise to bank with them as he believed I didn't have "enough" money to cover the monthly maintenance fees. I was surprised, because I never heard of a bank rejecting a new customer for that reason. It wasn't his business to tell me that and the only job he had to do was open the account, and let me worry if I didn't have money to keep my account open and in the positive. I was appalled and left the place angry. I eventually did sign up online with no issues and the person who helped me was very efficient and did their duties as an employee. I will avoid going to that local branch as much as I can, because I do not support unsatisfactory experiences/duties.

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Health
A

Health Grade Components

Overall
FDIC Certificate #6548
Year Established1863
Employees68353
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD12.85%
Annual Interest Income$9.63B
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$448.4B$410.9B
LoansQ3 2016vs Q3 2015$272.2B$254.2B
DepositsQ3 2016vs Q3 2015$345.4B$305.2B
Equity CapitalQ3 2016vs Q3 2015$45.16B$41.50B
Loan Loss AllowanceQ3 2016vs Q3 2015$3.80B$3.97B
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.11B$2.03B
Real Estate OwnedQ3 2016vs Q3 2015$212.4MM$275.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

US Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$50k*-Business Savings Sweep
OTHER TIERS: 0.08% Up to $10k | 0.10% $10k - $50k
0.01%--Standard Savings
0.01%--Goal Savings
0.01%--Star Savers Club
0.01%--Basic Business Savings

US Bank (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$5k*-Retirement Money Market Savings - Bonus Rate
OTHER TIERS: 0.55% Up to $5k
0.15%*$100k*$1mPlatinum Business Money Market - Bonus Rate
OTHER TIERS: 0.10% Up to $5k | 0.13% $5k - $100k
0.10%*$50k*-Platinum Select Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.10%*$5k*-Retirement Money Market Savings
OTHER TIERS: 0.05% Up to $5k
0.10%*$50k*-Package Money Money Market Saving
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.10%*$100k*$1mPlatinum Business Money Market
OTHER TIERS: 0.05% Any amount | 0.08% $5k - $100k
0.10%*$500k*$1mPremium Business Money Market
OTHER TIERS: 0.05% Any amount | 0.08% $20k - $500k
0.10%*$100k*$1mPreferred Business Money Market
OTHER TIERS: 0.01% Up to $20k | 0.05% $1mm+ | 0.08% $20k - $100k
0.08%*$50k*-Elite Money Market
OTHER TIERS: 0.05% Up to $10k | 0.06% $10k - $50k
0.05%*$10k*-Standard Money Market
OTHER TIERS: 0.04% Up to $10k

US Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Non-Profit Checking
0.02%*$50k*-Premium Checking
OTHER TIERS: 0.01% Up to $50k
0.02%*$10k*-Platinum Checking
OTHER TIERS: 0.01% Up to $10k
0.01%--Premium Business Checking with Interest
0.01%$20k-Gold Business Checking Package with Interest

US Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k$250k59 Month CD Special
1.50%$1k$250kBusiness 59 Month CD Special
0.80%$1k$250k60 Month Trade-Up CD
0.80%$1k$250kBusiness 60 Month Trade-Up CD
0.75%$1k$250k37 Month CD Special
0.75%$500$250k60 Month CD
0.75%$1k$250kBusiness 37 Month CD Special
0.75%$500$250kBusiness 60 Month CD
0.50%$500$250k48 Month CD
0.50%$1k$250k19 Month CD Special
0.50%$1k$250kBusiness 19 Month CD Special
0.50%$500$250kBusiness 48 Month CD
0.40%$1k$250k30 Month Trade-Up CD
0.40%$1k$250k28 Month Step Up CD
0.40%$1k$250kBusiness 28 Month Step Up CD
0.40%$1k$250kBusiness 30 Month Trade-Up CD
0.35%$500$250k36 Month CD
0.35%$500$250kBusiness 36 Month CD
0.20%$500$250k24 Month CD
0.20%$500$250kBusiness 24 Month CD
0.15%$500$250k18 Month CD
0.15%$500$250kBusiness 18 Month CD
0.10%$500$250k12 Month CD
0.10%$500$250kBusiness 12 Month CD
0.05%$500$250k1 Month CD
0.05%$500$250k2 Month CD
0.05%$500$250k3 Month CD
0.05%$500$250k6 Month CD
0.05%$500$250k9 Month CD
0.05%$500$250kBusiness 1 Month CD
0.05%$500$250kBusiness 2 Month CD
0.05%$500$250kBusiness 3 Month CD
0.05%$500$250kBusiness 6 Month CD
0.05%$500$250kBusiness 9 Month CD
Locations

US Bank (OH) has 3,210 locations. Click to view all US Bank (OH) locations.