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612-872-2657
425 Walnut Street
Cincinnati, OH 45202

US Bank (OH) is headquartered in Cincinnati and is the 2nd largest bank in the state of Ohio. It is also the 5th largest bank in the nation. It was established in 1863 and as of December of 2016, it had grown to 70,030 employees at 3,221 locations. US Bank (OH) has an A health rating.

Related Posts

It's Time For US Bank's $150 "Summer Bank Bonus 2016" - 6/30/2016

US Bank has a $150 Summer Bank Bonus 2016 new checking bonus available now through August 12, 2016. Available nationwide online or at any US Bank branch.

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12/6/12 - U.S. Bank To Launch Photo Bill Payment In 2013
10/1/12 - $200 US Bank Checking Account Bonus - YMMV
8/16/12 - $150 US Bank Checking Account Bonus - YMMV
3/8/12 - Harsh Early Withdrawal Penalties at Some Banks & Credit Unions
1/17/12 - What to Do with Maturing CDs? Choosing Long-Term CDs with the Highest Rates
11/16/11 - Inflation Dangerous Banks - Those That Could Refuse CD Early Withdrawals
11/14/11 - U.S. Bank's New Mobile Banking Fees
10/31/11 - Competitive 59-Month CD Rate at US Bank - Available Nationwide
10/28/11 - CD Increase
9/7/11 - Higher ATM Fees & Paper Statement Fees at PNC, US Bank & Citizens Bank
8/24/11 - Real-Time Alerts Now Available For U.S. Bank ATM And Check Card Customers
6/24/11 - Making Popmoney Payments Is A Snap At US Bank
6/2/11 - US Bank Hits IRA Customers with Higher Fees
3/22/11 - New US Bank Checking Fees
3/22/11 - Special 19-Month CD Rate at US Bank in Southern California
3/4/11 - U.S. Bank S.T.A.R.T Savings Plan
2/24/11 - US Bank Will Launch Its Online Check Deposit Service, DepositPoint, In March
1/24/11 - US Bank CEO Hints That They May End Free Checking
12/28/10 - Competitive Long-Term CD Rates at US Bank
12/14/10 - Remote Deposit Now Available At US Bank For Existing Customers
10/28/10 - US Bank's $15 Bonus For Using Its Online Bill Pay
10/24/10 - 2.50% 5-Year CD At US Bank
9/23/10 - Score $75 For FREE From U.S. Bank!
8/2/10 - $150 Checking Account Bonus At US Bank - YMMV
5/23/10 - US Bank is Adding Remote Deposit Capability - DepositPoint
5/21/10 - Competitive Special CD Rates at US Bank - Available Nationwide
9/16/09 - US Bank's New Savings START Program and Review of Other Savings Programs
8/13/09 - 2.25% 12-Month CD at Bank USA in Arizona - Local Only
7/24/09 - 4.00% 59-Month CD at US Bank Branches in California
4/22/09 - Short-Term CD Rates Up to 2.70% at FBOP Corp Banks in CA, AZ, IL, TX
4/12/09 - 4.00% 59-Month CD at US Bank Branches in CA, MO & Maybe Other States
4/6/09 - Up to $160 Checking Account Bonus at FBOP Banks in CA, TX, AZ & IL
3/13/09 - 4.25% 59-Month CD at US Bank Continues in CA - Benefit of Opening CD at Downey Savings Branches
2/23/09 - 4.25% 59-Month CD & 2.50% 10-Month CD at US Bank in California
2/16/09 - 4.00% 59-Month CD at US Bank
10/21/08 - Major Regional Banks: Their Latest Losses and CD Deals
10/19/08 - Another $75 Checking Account/Debit Card Bonus at US Bank
9/17/08 - $75 Checking Account/Debit Card Bonus at US Bank
8/27/08 - Up to $150 Checking Bonus at Cal National Bank in Southern California
7/29/08 - $100 Checking Account Bonus at US Bank in Milwaukee, St. Louis and Cincinnati
6/27/08 - 5.00% 59-Month / 4.75% 45-Month CD at US Bank
6/23/08 - CD Deal Reminders - 5% 100-Day at The Golden 1, 5.25% 5-Year at US Bank
4/24/08 - 4.50% 59-Month CD at US Bank
3/3/08 - $75 Checking Account Bonus at an Illinois Branch of US Bank
9/7/07 - $75 Checking Account Bonus at US Bank in Washington State
1/24/07 - 5.35% 11-Month CD at a Chicago Bank (Park National)
3/13/06 - 5.00% 6-Month CD at a California Bank

Amazing Experience!!

Posted by: ichaelm | Jan 10, 2017

I opened an Gold Checking Account with them and closed it and transferred out the funds about a year later, only because I very seldom used it. About a week later, I received a check in the mail from US Bank for $0.02!! Apparently this was for the accrued but unposted interest which my account had earned when I closed it. I have never dealt which such an ETHICAL bank!! Even if they were legally required to return the $0.02 to me, obviously I couldn't have cared less had they just kept it. For its honesty, US Bank deserves 5 stars!!

Fantastic!

I have had nothing but good experiences with US Bank online in the 15 years I have banked there. I use the bill pay feature to pay bills and also send money to people for different reasons. I also have my business account with US bank and it is connected together with my personal account so when I log in I can see account information for both accounts at once. Recently, I got aa message telling me if I change the type account I have, I can reduce the minimum balance requirement for no fee on my checking account. IO didn't ask about it, they just notified me on their own volition. On the down side, their money market accounts are not as competitive as other online banks. They require a larger balance and pay slightly less rates.

Been with US Bank for 10 years, no plans to leave

Posted by: AmberR | Jan 4, 2017

My history with US Bank starts early; both my parents have worked for the company and as a result all my savings and checking accounts have been opened through them. I've maintained a checking account with direct deposit through US Bank since I was 16 and working my first summer job. The thing I like about this bank is if you have scheduled direct deposits, they waive administrative fees on your accounts. Ordering checks is a bit of a hassle, and they tend to run 7 - 15 dollars a booklet, but the advent of mobile banking has made this a non issue for the most part. Their mobile banking app works well enough on my phone but could use some upgrades to do things like cancel automatic payments when your balance is less than the amount of the autopay - which currently doesn't work. Overall, it's a good bank with a lot of convenient locations in the Pacific Northwest.

Mixed feelings about this bank

Posted by: ali82 | Dec 7, 2016

I went to US Bank to open a basic checking account with them. I waited for 10-15 minutes before a banker acknowledged me. Eventually he began to help me with the process of opening a new account. While he reviewed my identification card and other paperwork I needed to give him, I was told it was not wise to bank with them as he believed I didn't have "enough" money to cover the monthly maintenance fees. I was surprised, because I never heard of a bank rejecting a new customer for that reason. It wasn't his business to tell me that and the only job he had to do was open the account, and let me worry if I didn't have money to keep my account open and in the positive. I was appalled and left the place angry. I eventually did sign up online with no issues and the person who helped me was very efficient and did their duties as an employee. I will avoid going to that local branch as much as I can, because I do not support unsatisfactory experiences/duties.

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Health

Health Grade Components

Overall
FDIC Certificate #6548
Year Established1863
Employees70030
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD12.86%
Annual Interest Income$12.95B
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$441B$417.5B
LoansQ4 2016vs Q4 2015$273.4B$259.1B
DepositsQ4 2016vs Q4 2015$343.1B$310.4B
Equity CapitalQ4 2016vs Q4 2015$45.34B$42.19B
Loan Loss AllowanceQ4 2016vs Q4 2015$3.81B$3.86B
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.09B$1.99B
Real Estate OwnedQ4 2016vs Q4 2015$186.1MM$280.1MM
Rates

Rates for US Bank (OH) are currently being reviewed.

Locations

US Bank (OH) has 3,210 locations. Click to view all US Bank (OH) locations.