US Bank Offers $200 Summer Checking Bonus


UPDATE 7/10/2017: As some DA readers have noted in the Comments section below, this offer is not available nationwide. I have included more detail in the Availability section below. Thank you, DA readers!

Deal Summary: $200 bonus when opening a new Silver, Gold, or Platinum Checking account.

Availability: Nationwide Market area includes AR, AZ, CA, CO, FL, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY. Those in other states with an existing US Bank relationship are also eligible.

It’s July, which means it's time for a US Bank checking bonus. This is the fourth year in a row that US Bank has offered a summer themed bonus.

Pack your bags for summer adventure season!

This year’s bonus doesn’t have a catchy name, but it does offer a $200 bonus (as compared to last summer's $150 bonus) when opening a new Silver, Gold, or Platinum Checking account, now through August 21, 2017.

$200 Bonus Requirements

  • Use the promo code (emailed or sent by text) when opening a new checking account.
  • Complete one or more direct deposits totaling at least $500 within 60 days of account opening, or
  • Make two or more online bill payments (of at least $25 each) within 60 days of account opening.
  • The bonus will post within 60 days of the above requirements being met, provided your checking account is still open.


  • Minimum $25 opening deposit.
  • Not available to existing US Bank checking account customers.
  • Not available to customers who have closed a US Bank checking account in the last six months.
  • Not valid if another US Bank bonus has been received in the last six months.
  • Cannot be combined with any other checking promotion.

Checking Accounts

The Silver, Gold, and Platinum Checking Accounts can all be opened with a $25 minimum deposit. Of the three, the Silver Checking is probably the best option, since it has the lowest monthly maintenance fees.

    $8.95 fee, with paper statements

    $6.95 fee, with eStatements

    $0 fee, with a fee-free Package Money Market Savings account and either

      a combined monthly direct deposits totaling $1k, or
      a combined average deposit balance of $1.5k

For complete details on all three checking accounts, please refer to US Bank’s Compare Checking Accounts page.


Headquartered in Cincinnati, Ohio, US Bank is offering this year’s $200 Summer Checking promotion between June 24 and August 21, 2017, to U.S. residents, 18 years or older, who reside in Arkansas, Arizona, California, Colorado, Florida, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Minnesota, Missouri, Montana, North Dakota, Nebraska, New Mexico, Nevada, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, and Wyoming.

UPDATE - CSR stated that the $200 bonus is both “nationwide and not-nationwide,” which sounds like an oxymoron. He explained while the bonus is available to ALL residents in the above named 26 states, it is also available to residents of the other 24 states who have an existing relationship with US Bank. For example, if you have a credit card through US Bank that you opened while living in California and you now live in New York, you are eligible to apply for the $200 bonus.

Opening a new checking account and applying for the bonus can be done online, using the 24-hour phone banker (866.506.5585), or in person at any of more than 3,200 full-service branches located in 26 states.

The promotion code must be used when applying for the bonus, whether online, by phone, or in person.

Enter mobile phone number or email address to receive your promotion code.

Bank Overview

US Bank, has an overall health grade of "A" at, with a Texas Ratio of 4.25% (excellent), based on March 31, 2017 data. In the past year, US Bank has increased its total non-brokered deposits by $23.93 billion, an excellent annual growth rate of 8.38%. Please refer to our financial overview of US Bank (FDIC Certificate # 6548) for more details.

Founded in 1863 as The First National Bank of Cincinnati, today’s US Bank has assets in excess of $443 billion and more than 18.9 million customer accounts. In 154 years of continuous operation, US Bank has acquired 58 financial institutions in 25 states to become the fifth largest bank in the nation.

Other Bank Promotions and Bonuses

Not eligible for US Bank’s checking bonus? Check out my latest bank and credit union bonus blog posts to find other promotions. In addition, readers and I also post often on bonuses in the Bank Promotions Forum.

Related Pages: nationwide deals, bank bonuses

  |     |   Comment #1
The bank is known to pull a credit report for merely having had a check account in existence for years!
  |     |   Comment #2
If you have a US Bank Credit Card the "Gold Package" is a better option as the card waives the monthly fee and you don't have to worry about opening a Savings Account or keeping a $1500.00 average balance.
  |     |   Comment #12
To get the $200 you need to apply for the package. A checking account by itself isn't a package.
  |     |   Comment #3
Are you sure this is "nationwide"? Based on DOC blog commenters in states with no US Bank branches and who never had any relationship (loan, credit card, etc.) had their applications denied!
  |     |   Comment #4
My friend in Vermont trying to get this in HS said he had issues because of the branch availability near him as well. Might be location dependent.
  |     |   Comment #5
NYC here, got denied for opening the Silver and MMF accounts. Appears to be location based...
"Thank you for your interest in an account with U.S. Bank. Based on the information you provided us, we are unable to grant your request for a deposit account at this time."
  |     |   Comment #6
I live in the DC metro area. There are no US Banks within a 100-mile radius of me, but I was approved for a Gold account. I do have 4 US Bank credit cards, though. Commentor 'Nothing' is correct, though; this is a HARD pull.
  |     |   Comment #7
And there are pulls during the year...again, even if you only have a checking account with no overdraft, etc. i. e. You are the creditor NOT a debtor!
  |     |   Comment #8
Commenters #1 and #6 - can you tell us if the hard pull you got was via Experian? I signed up for this offer a few weeks, ago, have had US Bank VISA cards for awhile, got my $200 recently. My CreditKarma shows no hard pulls from TransUnion or EquiFax, so that would seem to leave only Experian. (My offer may have been targeted.)
  |     |   Comment #9
Nope to your question
  |     |   Comment #11
My hard pull was from TransUnion.
  |     |   Comment #10
Ken, your summary says: 'Headquartered in Cincinnati, Ohio, US Bank is offering this year’s $200 Summer:... that is not correct. US Bank HQ is in Minnesota.
It's Time For US Bank's $150 "Summer Bank Bonus 2016"
Availability: Nationwide

It’s officially summer, so it must be time for a US Bank checking bonus. In the past two years, US Bank offered its "Power Up Your Summer" ($150) and "Power Up 2015" ($125) bonuses. This year’s promotion is the "Summer Bank Bonus 2016", which earns $150 when opening a new checking account now through August 12, 2016.

Unlike the two previous promotions, there is no sweepstakes attached (like last year’s $50K "Power Up Your Home Sweepstakes"). Instead, US Bank is offering an additional $50 bonus...

Continue Reading
Earn $125 with US Bank's Power Up 2015 New Checking Account Bonus
Availability: Nationwide

Last year, US Bank celebrated Summer with its "Power Up Your Summer" checking account bonus; this Summer, US Bank is offering a $125 "Power Up 2015" bonus, when opening a new checking account now through August 10, 2015. In addition, you will be automatically entered in the $50K "Power Up Your Home Sweepstakes" when you open your new checking account.

The checking accounts connected to this promotion are the Silver, Gold, and Platinum Checking Packages ($25 minimum opening deposit). Each of these checking accounts has a monthly...

Continue Reading
US Bank's "Power Up Your Summer" with $150 Bonus for New Checking

US Bank (OH) is helping to "Power Up Your Summer" with a cash bonus of up to $150 when opening a new checking account. In addition, when the account is opened ($25 minimum), you are automatically entered for a chance to win a 2014 Tesla Model S or $100K in cash. US Bank offers five checking accounts (Easy Checking, Silver Checking, Gold Checking, Premium Checking and Platinum Checking) that are connected to this promotion. Any of these accounts can be opened online, by phone or in person....

Continue Reading
Competitive 59-Month CD Rate at US Bank - Available Nationwide

On Friday US Bank did something that's rare these days. It raised the rate of its competitive long-term CD. The rate of the 59-month CD special increased from 2.00% to 2.25% APY. The two other special CDs with shorter terms are not nearly as competitive. One is a 1.25% APY 37-month CD and the other is a 1.01% APY 19-month CD. Minimum deposit is $1,000, and the maximum is $249,999. These rates are listed in US Bank's CD page as of 10/31/2011. Rates could change at any time, but they...

Continue Reading
US Bank Hits IRA Customers with Higher Fees

US Bank is hitting its IRA customers with a higher annual fee, and it's making it harder to avoid. Several readers have reported receiving a letter from US Bank informing them of higher fees on their IRA CDs. In summary, the annual fee is going up from $10 to $30, and the minimum IRA balance to have this fee waived is going up from $5,000 to $25,000. This takes effect in July on both existing and new accounts including those with IRA CDs. I just confirmed this with a call...

Continue Reading

More Past Offers

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.