Overview / Commentary
US Community Credit Union is headquartered in Nashville and is the 23rd largest credit union in the state of Tennessee. It is also the 987th largest credit union in the nation. It was established in 1968 and as of December of 2024, it had grown to 79 employees and 26,134 members at 5 locations. US Community Credit Union has an A health rating.
Field of Membership Restrictions
US Community Credit Union membership is open to individuals who live, work, worship, or attend school in the Tennessee counties of Cannon, Cheatham, Davidson, Dickson, Hickman, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, or Wilson. Businesses and legal entities located in these Tennessee counties also qualify for membership.
See current membership details
Health
A
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67720 |
| Year Chartered | 1968 |
| Employees | 79 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 5.49% |
| Annual Interest Income | $15.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $319MM$294.7MM |
| Loans | Q4 2024vs Q4 2023 | $224.4MM$220.4MM |
| Deposits | Q4 2024vs Q4 2023 | $277.8MM$257.2MM |
| Equity Capital | Q4 2024vs Q4 2023 | $32.1MM$30MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $2.2MM$2.8MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.7MM$1.4MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |