Overview / Commentary
US Community Credit Union is headquartered in Nashville and is the 23rd largest credit union in the state of Tennessee. It is also the 1,036th largest credit union in the nation. It was established in 1968 and as of June of 2022, it had grown to 72 employees and 27,757 members at 5 locations. US Community Credit Union has an A health rating.
Field of Membership Restrictions
US Community Credit Union membership is open to individuals who live, work, worship, or attend school in the Tennessee counties of Cannon, Cheatham, Davidson, Dickson, Hickman, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, or Wilson. Businesses and legal entities located in these Tennessee counties also qualify for membership.
See current membership details
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67720 |
| Year Chartered | 1968 |
| Employees | 72 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.43% |
| Return on Equity - YTD | 14.38% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $281.6MM$258.8MM |
| Loans | Q2 2022vs Q2 2021 | $208.9MM$182.1MM |
| Deposits | Q2 2022vs Q2 2021 | $242.2MM$226.8MM |
| Equity Capital | Q2 2022vs Q2 2021 | $27.6MM$27.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.5MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $753.00K$625.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |