Featured Savings Rates
Featured Accounts
Overview / Commentary
3720 S Flower St FL 4
Los Angeles, CA 90007

USC Credit Union is headquartered in Los Angeles and is the 75th largest credit union in the state of California. It is also the 528th largest credit union in the nation. It was established in 1973 and as of December of 2017, it had grown to 92 employees and 71,125 members at 4 locations. USC Credit Union's CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the City of Los Angeles or Orange County, California. Membership is also open to employees, students, or faculty of the University of Southern California and to members of the USC Alumni Association.
See current membership details

Reviews (1)

Excellent Credit Union

Posted by: EricZ | Oct 2, 2014

This credit union really goes out of its way to provide for its customers. I needed a loan for a car, and despite having recently graduated, I was able to get one at a very good rate. This is a credit union that cares about its members, and is more about helping its members get what they need than just eating up more interest. The customer service is great, and all the people I spoke to were very cordial.


Health Grade Components

NCUA #68459
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD9.09%
Annual Interest Income$17.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$512.7MM$475.0MM
LoansQ4 2017vs Q4 2016$450.8MM$381.7MM
DepositsQ4 2017vs Q4 2016$467.5MM$432.9MM
Equity CapitalQ4 2017vs Q4 2016$40.8MM$37.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.4MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.5MM$2.7MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not USC Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USC Credit Union Savings Account Rates

0.15%$25-Regular Share
0.15%$25-Club Account
0.15%$100-IRA Share
0.15%--Business Savings

USC Credit Union Money Market Rates

0.45%*$10k*-Value+ Money Market
OTHER TIERS: 0.10% Up to $10k
0.40%*$100k*-Money Market
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k
0.30%*$25k*-Business Money Market
OTHER TIERS: 0.20% $10k - $25k

USC Credit Union Checking Account Rates

0.10%$2,500-Trojan Checking
0.05%$750-Gold Checking

USC Credit Union CD Rates

2.00%$1k-60 Month CD
1.65%$1k-48 Month CD
1.45%$1k-36 Month CD
1.30%$1k-24 Month CD
1.05%$1k-12 Month CD
0.70%$1k-6 Month CD
0.45%$1k-3 Month CD

USC Credit Union IRA Rates

2.00%$1k-60 Month IRA
1.65%$1k-48 Month IRA
1.45%$1k-36 Month IRA
1.30%$1k-24 Month IRA
1.05%$1k-12 Month IRA

USC Credit Union Locations
Branch Office3601 Trousdale Pkwy Ste 106Los Angeles, CA 90089
Branch Office3720 S Flower St FL 1Los Angeles, CA 90007
Branch Office1969 Zonal Ave Ste 101BLos Angeles, CA 90033
Branch Office2272 Michelson Dr Ste 102Irvine, CA 92612