USC Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	5-year CD	60 Months CD 1.85% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Months CD 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Share 1.00% - Ally Bank Online Savings Account

View all USC Credit Union rates »

Overview / Commentary

www.usccreditunion.org

213-821-7100

3720 S Flower St FL 4
Los Angeles, CA 90007

USC Credit Union is headquartered in Los Angeles and is the 80^th largest credit union in the state of California. It is also the 551^st largest credit union in the nation. It was established in 1973 and as of June of 2016, it had grown to 81 employees and 65,450 members at 4 locations. USC Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the City of Los Angeles or Orange County, California. Membership is also open to employees, students, or faculty of the University of Southern California and to members of the USC Alumni Association.
See current membership details

Reviews (1)

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Excellent Credit Union

Posted by: EricZ | Oct 2, 2014

This credit union really goes out of its way to provide for its customers. I needed a loan for a car, and despite having recently graduated, I was able to get one at a very good rate. This is a credit union that cares about its members, and is more about helping its members get what they need than just eating up more interest. The customer service is great, and all the people I spoke to were very cordial.

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1

Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68459
Year Chartered	1973
Employees	81
Primary Regulator

Profit Margin
Return on Assets - YTD	0.21%
Return on Equity - YTD	2.68%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$448.2MM$411.0MM
Loans	Q2 2016vs Q2 2015	$345.5MM$296.9MM
Deposits	Q2 2016vs Q2 2015	$407.5MM$372.0MM
Equity Capital	Q2 2016vs Q2 2015	$35.5MM$34.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.7MM$1.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.0MM$1.7MM
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USC Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$25	-	Regular Share
0.15%	$25	-	Club Account
0.15%	$100	-	IRA Share
0.15%	-	-	Business Savings
0.15%	$100	-	Roth IRA Share
0.15%	-	-	Coverdell Education Savings

USC Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $100k
0.40%^*	$10k^*	-	Value+ Money Market
OTHER TIERS: 0.10% → Up to $10k
0.25%^*	$25k^*	-	Business Money Market
OTHER TIERS: 0.15% → $10k - $25k

USC Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2,500	-	Trojan Checking
0.05%	$750	-	Gold Checking

USC Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	60 Months CD
1.45%	$1k	-	48 Months CD
1.20%	$1k	-	36 Months CD
0.95%	$1k	-	24 Months CD
0.75%	$1k	-	12 Months CD
0.55%	$1k	-	6 Months CD
0.35%	$1k	-	3 Months CD

USC Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	60 Months IRA
1.45%	$1k	-	48 Months IRA
1.20%	$1k	-	36 Months IRA
0.95%	$1k	-	24 Months IRA
0.75%	$1k	-	12 Months IRA

Locations

USC Credit Union Locations
Branch Office	3601 Trousdale Pkwy Ste 106	Los Angeles, CA 90089
Branch Office	3720 S Flower St FL 1	Los Angeles, CA 90007
Branch Office	1969 Zonal Ave Ste 101B	Los Angeles, CA 90033
Branch Office	2272 Michelson Dr Ste 102	Irvine, CA 92612