Featured Savings Rates
Featured Accounts

USF Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.20%5-year CD60 Month CD
0.85%1-year CD12 Month CD
0.20%SavingsSpecial Savings Account

Overview / Commentary
813-569-2000
13302 Usf Palm Dr
Tampa, FL 33612-9600

USF Federal Credit Union is headquartered in Tampa and is the 26th largest credit union in the state of Florida. It is also the 449th largest credit union in the nation. It was established in 1985 and as of December of 2017, it had grown to 131 employees and 57,777 members at 9 locations. USF Federal Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in USF Federal Credit Union is open to faculty, staff and students of the University of South Florida, members of the USF Alumni Association and affiliated organizations.
See current membership details

Reviews (1)

USF Federal Credit Union - A Review

I've been a member of the USF Federal Credit Union for about 25 years.
I have a savings, money market and checking account with them as well as a traditional IRA share certificate.
On the whole, I feel that they offer competitive rates.
Their mobile app is how I do most of my banking with them. I like the fact that I can do a mobile deposit of a check versus having to go over to the credit union itself.
The negatives are that there are limited ATMs in which I can deposit a check in case something goes wrong with the mobile checking option.
The customer service is average at best and it appears they are short on staff.
They recently became affiliated with Darden (?) and that is when they began to decline IMO.
Overall though, I think I will stay with them instead of looking for another bank.



Health

Health Grade Components

Overall
NCUA #24223
Year Chartered1985
Employees131
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.69%
Annual Interest Income$22.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$624.7MM$563.1MM
LoansQ4 2017vs Q4 2016$508.9MM$452.3MM
DepositsQ4 2017vs Q4 2016$553.2MM$497.2MM
Equity CapitalQ4 2017vs Q4 2016$64.0MM$59.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.8MM$4.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.3MM$3.3MM
Real Estate OwnedQ4 2017vs Q4 2016$115.00K$61.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not USF Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USF Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Share Savings Account
OTHER TIERS: 0.15% $500+
0.20%--Business Savings Account
0.20%--Special Savings Account
0.20%--Holiday Savings Account
0.20%--IRA Savings Account
0.20%--Secured Visa Savings

USF Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Savings Account
OTHER TIERS: 0.20% Up to $1k | 0.25% $1k - $25k | 0.30% $25k - $50k | 0.45% $50k - $100k
0.50%*$100k*-Money Market IRA Savings Account
OTHER TIERS: 0.20% Up to $1k | 0.25% $1k - $25k | 0.30% $25k - $50k | 0.45% $50k - $100k

USF Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25k-Dividend Checking Account
0.25%$25k-Business Checking Account

USF Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Month CD
1.85%$500-48 Month CD
1.60%$500-36 Month CD
1.35%$5k-36 Month Bump-Up CD Special
1.25%$500-24 Month CD
0.85%$500-12 Month CD
0.70%$500-6 Month CD

USF Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 Month IRA
1.85%$500-48 Month IRA
1.60%$500-36 Month IRA
1.35%$5k-36 Month Bump-Up IRA Special
1.25%$500-24 Month IRA
0.85%$500-12 Month IRA
0.70%$500-6 Month IRA
Locations


USF Federal Credit Union Locations
Branch Office4202 E Fowler Ave Rm 1400Tampa, FL 33620-9951
Branch Office510 3rd St S Ste 130Saint Petersburg, FL 33701
Branch Office710 Oakfield Dr Ste 175Brandon, FL 33511-4954
Branch Office20610 Bruce B Downs Blvd.Tampa, FL 33647-1855
Branch Office13302 Usf Palm DrTampa, FL 33612-9600
Branch Office1000 Darden Center DrOrlando, FL 32837-4032
Branch Office20610 Bruce B Downs Blvd.Tampa, FL 33647
Branch Office852 Tallevast RdSarasota, FL 34243-3249
Branch Office3487 Clark RdSarasota, FL 34231-8405

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