U$X Federal Credit Union


Overview / Commentary
888-219-3159
1293 Freedom Rd
Cranberry Twp, PA 16066

U$X Federal Credit Union is headquartered in Cranberry Twp and is the 31st largest credit union in the state of Pennsylvania. It is also the 1,013th largest credit union in the nation. It was established in 1938 and as of June of 2020, it had grown to 72 employees and 23,796 members at 9 locations. U$X Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership to U$X Federal Credit Union is open to individuals (and their immediate family members) who work for or a member of one of the 780 Preferred Partner Groups.
See current membership details

Reviews (1)

Shifting from PNC to USXFCU

Posted by: |

Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.

It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.

Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.



Health
A+

Health Grade Components

Overall
NCUA #2740
Year Chartered1938
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.45%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$246.3MM$232.8MM
LoansQ2 2020vs Q2 2019$152.3MM$165.1MM
DepositsQ2 2020vs Q2 2019$215.7MM$203.0MM
Equity CapitalQ2 2020vs Q2 2019$29.6MM$28.8MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.2MM$2.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.1MM$1.5MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not U$X Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U$X Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Dollar Dog Youth Savings
OTHER TIERS: 0.10% $500+
1.00%*-$500cha-ching Youth Savings
OTHER TIERS: 0.10% $500+
1.00%*-$500The edge Youth Savings
OTHER TIERS: 0.10% $500+
0.10%--Regular Shares
0.10%--IRA Shares
0.10%--Holiday Club Account
0.10%--Club Savings

U$X Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-IMMA Shares
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.25% $50k - $100k

U$X Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Members Plus Checking

U$X Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-60 Month Share Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.65% $10k - $25k
0.70%*$25k*-48 Month Share Certificate
OTHER TIERS: 0.45% $500 - $10k | 0.60% $10k - $25k
0.65%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.40% $500 - $10k | 0.55% $10k - $25k
0.60%*$25k*-24 Month Share Certificate
OTHER TIERS: 0.35% $500 - $10k | 0.50% $10k - $25k
0.55%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.30% $500 - $10k | 0.45% $10k - $25k
0.45%*$25k*-6 Month Share Certificate
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $25k

U$X Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-60 Month IRA Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.65% $10k - $25k
0.70%*$25k*-48 Month IRA Certificate
OTHER TIERS: 0.45% $500 - $10k | 0.60% $10k - $25k
0.65%*$25k*-36 Month IRA Certificate
OTHER TIERS: 0.40% $500 - $10k | 0.55% $10k - $25k
0.60%*$25k*-24 Month IRA Certificate
OTHER TIERS: 0.35% $500 - $10k | 0.50% $10k - $25k
0.55%*$25k*-12 Month IRA Certificate
OTHER TIERS: 0.30% $500 - $10k | 0.45% $10k - $25k
Locations


U$X Federal Credit Union Locations
Branch Office600 Grant StPittsburgh, PA 15219
Branch Office1038 Interstate CtFindlay, OH 45840
Branch Office565 Coal Valley RdJefferson Hills, PA 15025
Branch Office479 N Pike RdSarver, PA 16055
Branch Office539 S Main StFindlay, OH 45840
Branch OfficePO Box 1728Cranberry Twp, PA 16066-0728
Branch Office100 Bair BlvdNew Stanton, PA 15672
Branch Office55 S Washington AveGreensburg, PA 15601
Branch Office400 Frankfort RdMonaca, PA 15061

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