U$X Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | |
| 2.50% | 1-year CD | 1.29% - National Average |
| 0.10% | Savings |
U$X Federal Credit Union is headquartered in Cranberry Twp and is the 29th largest credit union in the state of Pennsylvania. It is also the 985th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 90 employees and 26,384 members at 11 locations. U$X Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership to U$X Federal Credit Union is open if you or an immediate family member works for, or a member of, one of the 600 Preferred Partner Groups.
See current membership details
Shifting from PNC to USXFCU
Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.
It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.
Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2740 |
| Year Chartered | 1938 |
| Employees | 90 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 1.98% |
| Annual Interest Income | $7.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $223.9MM$229.9MM |
| Loans | Q3 2018vs Q3 2017 | $164.6MM$163.2MM |
| Deposits | Q3 2018vs Q3 2017 | $195.5MM$197.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $27.7MM$32.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.3MM$1.4MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.6MM$4.0MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$44.00K |
Always verify rates and promotions with the bank or credit union. We are not U$X Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
U$X Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | - | $500 | Dollar Dog Youth Savings | ||
| 1.00%* | - | $500 | cha-ching Youth Savings | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 1.00% | - | $500 | The edge Youth Savings | ||
| 0.10% | - | - | Regular Shares | ||
| 0.10% | - | - | IRA Shares | ||
| 0.10% | - | - | Holiday Club Account | ||
| 0.10% | - | - | Club Savings | ||
U$X Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.30%* | $100k* | - | IMMA Shares | ||
| OTHER TIERS: 0.45% → Up to $10k | 1.00% → $10k - $25k | 1.10% → $25k - $50k | 1.20% → $50k - $100k | |||||
U$X Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Members Plus Checking |
U$X Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.30% | $10k | - | 66 Month Share Certificate Special | ||
| 3.00%* | $25k* | - | 60 Month Share Certificate | ||
| OTHER TIERS: 2.60% → $500 - $10k | 2.80% → $10k - $25k | |||||
| 2.75%* | $25k* | - | 48 Month Share Certificate | ||
| OTHER TIERS: 2.35% → $500 - $10k | 2.55% → $10k - $25k | |||||
| 2.75% | $10k | - | 15 Month Share Certificate Special | ||
| 2.50% | $500 | - | 12 Month Share Certificate | ||
| 2.50% | $500 | - | 24 Month Share Certificate | ||
| 2.50%* | $25k* | - | 36 Month Share Certificate | ||
| OTHER TIERS: 2.10% → $500 - $10k | 2.30% → $10k - $25k | |||||
| 1.60%* | $25k* | - | 6 Month Share Certificate | ||
| OTHER TIERS: 1.20% → $500 - $10k | 1.40% → $10k - $25k | |||||
U$X Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.30% | $10k | - | 66 Month IRA Certificate Special | ||
| 3.00%* | $25k* | - | 60 Month IRA Certificate | ||
| OTHER TIERS: 2.60% → $500 - $10k | 2.80% → $10k - $25k | |||||
| 2.75%* | $25k* | - | 48 Month IRA Certificate | ||
| OTHER TIERS: 2.35% → $500 - $10k | 2.55% → $10k - $25k | |||||
| 2.75% | $10k | - | 15 Month IRA Certificate Special | ||
| 2.50% | $500 | - | 12 Month IRA Certificate | ||
| 2.50% | $500 | - | 24 Month IRA Certificate | ||
| 2.50%* | $25k* | - | 36 Month IRA Certificate | ||
| OTHER TIERS: 2.10% → $500 - $10k | 2.30% → $10k - $25k | |||||
