Featured Savings Rates
Featured Accounts

Usx Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month Share Certificate
0.85%1-year CD12 Month Share Certificate
0.10%SavingsRegular Shares

Overview / Commentary
888-219-3159
1293 Freedom Rd
Cranberry Twp, PA 16066

Usx Federal Credit Union is headquartered in Cranberry Twp and is the 27th largest credit union in the state of Pennsylvania. It is also the 941st largest credit union in the nation. It was established in 1938 and as of September of 2017, it had grown to 95 employees and 26,792 members at 11 locations. Usx Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of one of the several sponsors. Also open to employees whose employer is a member of the Butler County Chamber of Commerce or a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce.
See current membership details

Reviews (1)

Shifting from PNC to USXFCU

Posted by: Annonizzi | Dec 9, 2017

Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.

It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.

Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.



Health
B+

Health Grade Components

Overall
NCUA #2740
Year Chartered1938
Employees95
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0.03%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$229.9MM$222.6MM
LoansQ3 2017vs Q3 2016$163.2MM$155.2MM
DepositsQ3 2017vs Q3 2016$197.3MM$189.5MM
Equity CapitalQ3 2017vs Q3 2016$32.0MM$32.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.4MM$1.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.0MM$2.9MM
Real Estate OwnedQ3 2017vs Q3 2016$44.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Usx Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$500Dollar Dog Youth Savings
1.00%-$500cha-ching Youth Savings
1.00%-$500The edge Youth Savings
0.10%--Regular Shares
0.10%--IRA Shares
0.10%--Holiday Club Account
0.10%--Club Savings

Usx Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-IMMA Shares
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

Usx Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Members Plus Checking

Usx Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$25k*-60 Month Share Certificate
OTHER TIERS: 1.15% $500 - $10k | 1.65% $10k - $25k
1.45%*$25k*-48 Month Share Certificate
OTHER TIERS: 0.85% $500 - $10k | 1.35% $10k - $25k
1.25%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.65% $500 - $10k | 1.15% $10k - $25k
1.05%*$25k*-24 Month Share Certificate
OTHER TIERS: 0.55% $500 - $10k | 0.95% $10k - $25k
0.85%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.45% $500 - $10k | 0.75% $10k - $25k
0.55%*$25k*-6 Month Share Certificate
OTHER TIERS: 0.30% $500 - $10k | 0.45% $10k - $25k

Usx Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$25k*-60 Month IRA Certificate
OTHER TIERS: 1.15% $500 - $10k | 1.65% $10k - $25k
1.45%*$25k*-48 Month IRA Certificate
OTHER TIERS: 0.85% $500 - $10k | 1.35% $10k - $25k
1.25%*$25k*-36 Month IRA Certificate
OTHER TIERS: 0.65% $500 - $10k | 1.15% $10k - $25k
1.05%*$25k*-24 Month IRA Certificate
OTHER TIERS: 0.55% $500 - $10k | 0.95% $10k - $25k
0.85%*$25k*-12 Month IRA Certificate
OTHER TIERS: 0.45% $500 - $10k | 0.75% $10k - $25k
Locations

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