U$X Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.30% | 5-year CD | 60 Month Share Certificate 2.80% - Barclays 60 Month Online CD |
| 1.45% | 1-year CD | 12 Month Share Certificate 2.20% - Barclays 12 Month Online CD |
| 0.10% | Savings | Regular Shares |
U$X Federal Credit Union is headquartered in Cranberry Twp and is the 28th largest credit union in the state of Pennsylvania. It is also the 972nd largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 95 employees and 26,841 members at 11 locations. U$X Federal Credit Union's CD rates are 61% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must be an employee of one of the several sponsors. Also open to employees whose employer is a member of the Butler County Chamber of Commerce or a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce.
See current membership details
| Featured Account Options | SPONSORED LISTINGS | ||||
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Shifting from PNC to USXFCU
Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.
It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.
Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2740 |
| Year Chartered | 1938 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.91% |
| Return on Equity - YTD | -15.7% |
| Annual Interest Income | $9.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $222.7MM$220.9MM |
| Loans | Q4 2017vs Q4 2016 | $161.7MM$156.7MM |
| Deposits | Q4 2017vs Q4 2016 | $194.6MM$188.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $27.5MM$32.0MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $5.5MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $4.8MM$3.6MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $44.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not U$X Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
U$X Federal Credit Union Savings Account Rates
U$X Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | IMMA Shares | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | |||||
U$X Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Members Plus Checking |
