U$X Federal Credit Union

Overview / Commentary
1293 Freedom Rd
Cranberry Twp, PA 16066

U$X Federal Credit Union is headquartered in Cranberry Twp and is the 39th largest credit union in the state of Pennsylvania. It is also the 1,109th largest credit union in the nation. It was established in 1938 and as of March of 2024, it had grown to 62 employees and 20,285 members at 8 locations. U$X Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to U$X Federal Credit Union is open to individuals (and their immediate family members) who work for or a member of one of the 780 Preferred Partner Groups.
See current membership details

Reviews (1)

Shifting from PNC to USXFCU

Posted by: |

Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.

It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.

Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.


Health Grade Components

NCUA #2740
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-1.42%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$255.6MM$272.7MM
LoansQ1 2024vs Q1 2023$134.6MM$148.2MM
DepositsQ1 2024vs Q1 2023$228.6MM$240.7MM
Equity CapitalQ1 2024vs Q1 2023$24.5MM$22.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$787K$1.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1MM$682K
Real Estate OwnedQ1 2024vs Q1 2023$75K$105K

Rates for U$X Federal Credit Union are currently being reviewed.


U$X Federal Credit Union Locations
Branch Office1038 Interstate CtFindlay, OH 45840
Branch Office565 Coal Valley RdJefferson Hills, PA 15025
Branch Office479 N Pike RdSarver, PA 16055
Branch Office539 S Main StFindlay, OH 45840
Branch OfficePO Box 1728Cranberry Twp, PA 16066-0728
Branch Office305 North Center AveNew Stanton, PA 15672
Branch Office55 S Washington AveGreensburg, PA 15601
Branch Office400 Frankfort RdMonaca, PA 15061

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