Overview / Commentary
888-219-3159
1293 Freedom Rd
Cranberry Twp, PA 16066

U$X Federal Credit Union is headquartered in Cranberry Twp and is the 27th largest credit union in the state of Pennsylvania. It is also the 964th largest credit union in the nation. It was established in 1938 and as of March of 2018, it had grown to 89 employees and 26,538 members at 11 locations. U$X Federal Credit Union's CD rates are 100% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee of one of the several sponsors. Also open to employees whose employer is a member of the Butler County Chamber of Commerce or a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce.
See current membership details

Reviews (1)

Shifting from PNC to USXFCU

Posted by: Annonizzi | Dec 9, 2017

Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.

It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.

Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.



Health

Health Grade Components

Overall
NCUA #2740
Year Chartered1938
Employees89
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.13%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$231.6MM$227.5MM
LoansQ1 2018vs Q1 2017$158.3MM$155.9MM
DepositsQ1 2018vs Q1 2017$203.4MM$194.9MM
Equity CapitalQ1 2018vs Q1 2017$27.5MM$32.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$4.0MM$1.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.2MM$3.0MM
Real Estate OwnedQ1 2018vs Q1 2017$44.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not U$X Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U$X Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$500Dollar Dog Youth Savings
1.00%-$500cha-ching Youth Savings
1.00%-$500The edge Youth Savings
0.10%--Regular Shares
0.10%--IRA Shares
0.10%--Holiday Club Account
0.10%--Club Savings

U$X Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-IMMA Shares
OTHER TIERS: 0.15% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

U$X Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Members Plus Checking

U$X Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%*$25k*-60 Month Share Certificate
OTHER TIERS: 2.20% $500 - $10k | 2.30% $10k - $25k
2.30%*$25k*-48 Month Share Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.20% $10k - $25k
2.20%*$25k*-36 Month Share Certificate
OTHER TIERS: 2.00% $500 - $10k | 2.10% $10k - $25k
2.00%*$25k*-24 Month Share Certificate
OTHER TIERS: 1.80% $500 - $10k | 1.90% $10k - $25k
1.80%*$25k*-12 Month Share Certificate
OTHER TIERS: 1.60% $500 - $10k | 1.70% $10k - $25k
1.40%*$25k*-6 Month Share Certificate
OTHER TIERS: 1.20% $500 - $10k | 1.30% $10k - $25k

U$X Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%*$25k*-60 Month IRA Certificate
OTHER TIERS: 2.20% $500 - $10k | 2.30% $10k - $25k
2.30%*$25k*-48 Month IRA Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.20% $10k - $25k
2.20%*$25k*-36 Month IRA Certificate
OTHER TIERS: 2.00% $500 - $10k | 2.10% $10k - $25k
2.00%*$25k*-24 Month IRA Certificate
OTHER TIERS: 1.80% $500 - $10k | 1.90% $10k - $25k
1.80%*$25k*-12 Month IRA Certificate
OTHER TIERS: 1.60% $500 - $10k | 1.70% $10k - $25k
Locations

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