U$X Federal Credit Union is headquartered in Cranberry Twp and is the 34th largest credit union in the state of Pennsylvania. It is also the 1,060th largest credit union in the nation. It was established in 1938 and as of December of 2022, it had grown to 60 employees and 21,268 members at 8 locations. U$X Federal Credit Union has a B+ health rating.
Membership to U$X Federal Credit Union is open to individuals (and their immediate family members) who work for or a member of one of the 780 Preferred Partner Groups.
See current membership details
Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.
It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.
Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.
|Return on Assets - YTD||0.26%|
|Return on Equity - YTD||3.3%|
|Annual Interest Income||$7.5MM|
|Assets and Liabilities|
|Assets||Q4 2022vs Q4 2021||$273.3MM$266.4MM|
|Loans||Q4 2022vs Q4 2021||$152.3MM$140.3MM|
|Deposits||Q4 2022vs Q4 2021||$237.1MM$236.6MM|
|Equity Capital||Q4 2022vs Q4 2021||$21.5MM$28.9MM|
|Loan Loss Allowance||Q4 2022vs Q4 2021||$672.00K$927.00K|
|Unbacked Noncurrent Loans||Q4 2022vs Q4 2021||$972.00K$621.00K|
|Real Estate Owned||Q4 2022vs Q4 2021||$0$0|
Rates for U$X Federal Credit Union are currently being reviewed.
|U$X Federal Credit Union Locations|
|Branch Office||1038 Interstate Ct||Findlay, OH 45840|
|Branch Office||565 Coal Valley Rd||Jefferson Hills, PA 15025|
|Branch Office||479 N Pike Rd||Sarver, PA 16055|
|Branch Office||539 S Main St||Findlay, OH 45840|
|Branch Office||PO Box 1728||Cranberry Twp, PA 16066-0728|
|Branch Office||100 Bair Blvd||New Stanton, PA 15672|
|Branch Office||55 S Washington Ave||Greensburg, PA 15601|
|Branch Office||400 Frankfort Rd||Monaca, PA 15061|