U$X Federal Credit Union is headquartered in Cranberry Twp and is the 35th largest credit union in the state of Pennsylvania. It is also the 1,074th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 62 employees and 21,046 members at 8 locations. U$X Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership to U$X Federal Credit Union is open to individuals (and their immediate family members) who work for or a member of one of the 780 Preferred Partner Groups.
See current membership details
Shifting from PNC to USXFCU
Initially while banking with a larger institution in the greater Pittsburgh area I was hit with outrageous fees that hampered my ability to save money. A few colleagues suggested I investigate the USXFCU and as an employee I was welcomed in the door and treated like a person not a commodity. Because I was a new employee in the workforce out of college, I didn't have sufficient credit to command good APR offers at my previous bank and would have paid outrageous interest on investments into my future. At the USXFCU I was able to secure a great home and auto loan so that I could continue to build great credit.
It was easy for me to find a financial advisor that fit my needs and dealt with people in my income bracket, age bracket and other demographics. This made the transition all the easier.
Recently I've been earning the same kinds of 'points' I'd be getting with a major bank and major credit card of any kind. I'd recommend USXFCU without hesitation, or to check out their local banks and FCUs for competitive rates and to be treated like a person.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2740 |
| Year Chartered | 1938 |
| Employees | 62 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.14% |
| Return on Equity - YTD | -1.68% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $265.2MM$269.7MM |
| Loans | Q2 2023vs Q2 2022 | $147.7MM$142.3MM |
| Deposits | Q2 2023vs Q2 2022 | $233.6MM$244.8MM |
| Equity Capital | Q2 2023vs Q2 2022 | $21.8MM$23.9MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$842.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $937.00K$960.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |