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Overview / Commentary
865-971-1971
2100 White Ave
Knoxville, TN 37916-2216

UT Federal Credit Union is headquartered in Knoxville and is the 19th largest credit union in the state of Tennessee. It is also the 844th largest credit union in the nation. It was established in 1969 and as of March of 2018, it had grown to 69 employees and 23,268 members at 6 locations. UT Federal Credit Union has an A health rating.

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Reviews (1)

Great Experience with University of Tennessee Credit Union

I have been banking with UTFCU for 7 years now. I have had nothing but good experiences. When it comes to customer service, they are fantastic. I had an "unusual" charge go through my account that didn't match my normal spending patterns in 2016. I was a college student at the time and they didn't think I would be spending more than $1,000 at a mall in a city I had never visited before. They were exactly right. I was personally contacted by a representative from the bank to inquire about the charges. When I confirmed their suspicions of the fraudulent charge, they immediately suspended my debit card and put a hold on both my checking and saving accounts. I was able to handle everything over the phone to remove those charges and received a new debit card in the mail three days later. All the representatives I have ever dealt with have been kind and professional. Finances can be overwhelming for a young adult. It's nice to know that support is there just down the street at my credit union. Their mobile deposits for checks is very user friendly and their 24 hour ATM is also extremely useful.



Health

Health Grade Components

Overall
NCUA #19448
Year Chartered1969
Employees69
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.58%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$277.1MM$259.7MM
LoansQ1 2018vs Q1 2017$215.0MM$194.7MM
DepositsQ1 2018vs Q1 2017$251.4MM$236.2MM
Equity CapitalQ1 2018vs Q1 2017$23.7MM$21.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$945.00K$735.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$302.00K$328.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not UT Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UT Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$2.5kYouth Shares
OTHER TIERS: 0.05% $2,500+
0.50%--Holiday Club
0.35%--Health Savings
0.35%--Cumulative IRA
0.05%--Regular Shares

UT Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k

UT Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Deluxe Share Draft
0.05%--Generations Gold Share Draft

UT Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$50k*-48 Month CD
OTHER TIERS: 1.70% $1k - $10k | 1.80% $10k - $50k
1.80%*$50k*-36 Month CD
OTHER TIERS: 1.60% $1k - $10k | 1.70% $10k - $50k
1.75%*$50k*-30 Month CD
OTHER TIERS: 1.55% $1k - $10k | 1.65% $10k - $50k
1.70%*$50k*-24 Month CD
OTHER TIERS: 1.50% $1k - $10k | 1.60% $10k - $50k
1.40%*$50k*-18 Month CD
OTHER TIERS: 1.20% $1k - $10k | 1.30% $10k - $50k
0.75%*$50k*-12 Month CD
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $50k
0.30%*$50k*-6 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k
0.25%*$50k*-3 Month CD
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $50k

UT Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$50k*-48 Month IRA
OTHER TIERS: 1.70% $1k - $10k | 1.80% $10k - $50k
1.80%*$50k*-36 Month IRA
OTHER TIERS: 1.60% $1k - $10k | 1.70% $10k - $50k
1.75%*$50k*-30 Month IRA
OTHER TIERS: 1.55% $1k - $10k | 1.65% $10k - $50k
1.70%*$50k*-24 Month IRA
OTHER TIERS: 1.50% $1k - $10k | 1.60% $10k - $50k
1.40%*$50k*-18 Month IRA
OTHER TIERS: 1.20% $1k - $10k | 1.30% $10k - $50k
1.30%$100$2k18 Month Educational IRA
0.75%*$50k*-12 Month IRA
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $50k
0.30%*$50k*-6 Month IRA
OTHER TIERS: 0.10% $1k - $10k | 0.20% $10k - $50k
0.25%*$50k*-3 Month IRA
OTHER TIERS: 0.05% $1k - $10k | 0.15% $10k - $50k
Locations


UT Federal Credit Union Locations
Branch Office103 Hurt StMartin, TN 38237-2909
Branch Office1924 Alcoa HwyKnoxville, TN 37920-1511
Branch Office707 E Emory RdKnoxville, TN 37938-4614
Branch Office910 Madison AveMemphis, TN 38103
Branch Office2100 White AveKnoxville, TN 37916-2216
Branch Office9700 Kingston PikeKnoxville, TN 37922

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