UT Federal Credit Union


Overview / Commentary
865-971-1971
1512 Coleman Rd
Knoxville, TN 37909

UT Federal Credit Union is headquartered in Knoxville and is the 17th largest credit union in the state of Tennessee. It is also the 770th largest credit union in the nation. It was established in 1969 and as of September of 2022, it had grown to 79 employees and 25,815 members at 8 locations. UT Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in UT Federal Credit Union is open to individuals who live, work, worship, attend school, regularly conduct business or volunteer in the Tennessee counties of Anderson, Blount, Knox, Loudon, or Union. Family members of current UT Federal Credit Union are also eligible to join.
See current membership details

Reviews (1)

Great Experience with University of Tennessee Credit Union

I have been banking with UTFCU for 7 years now. I have had nothing but good experiences. When it comes to customer service, they are fantastic. I had an "unusual" charge go through my account that didn't match my normal spending patterns in 2016. I was a college student at the time and they didn't think I would be spending more than $1,000 at a mall in a city I had never visited before. They were exactly right. I was personally contacted by a representative from the bank to inquire about the charges. When I confirmed their suspicions of the fraudulent charge, they immediately suspended my debit card and put a hold on both my checking and saving accounts. I was able to handle everything over the phone to remove those charges and received a new debit card in the mail three days later. All the representatives I have ever dealt with have been kind and professional. Finances can be overwhelming for a young adult. It's nice to know that support is there just down the street at my credit union. Their mobile deposits for checks is very user friendly and their 24 hour ATM is also extremely useful.



Health

Health Grade Components

Overall
NCUA #19448
Year Chartered1969
Employees79
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD11.81%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$441.4MM$411.8MM
LoansQ3 2022vs Q3 2021$359.9MM$307.3MM
DepositsQ3 2022vs Q3 2021$402.5MM$371.6MM
Equity CapitalQ3 2022vs Q3 2021$36.5MM$38.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.5MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$272.00K$740.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for UT Federal Credit Union are currently being reviewed.

Locations


UT Federal Credit Union Locations
Branch Office103 Hurt StMartin, TN 38237-2909
Branch Office1924 Alcoa HwyKnoxville, TN 37920-1511
Branch Office707 E Emory RdKnoxville, TN 37938-4614
Branch Office910 Madison AveMemphis, TN 38103
Branch Office2100 White AveKnoxville, TN 37916-2216
Branch Office9700 Kingston PikeKnoxville, TN 37922
Branch Office1502 Cumberland Ave Ste 160Knoxville, TN 37996-4537
Corporate Office1512 Coleman RdKnoxville, TN 37909

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