Utah Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | 5-year CD | 60 Month Regular CD 2.25% - Ally Bank High Yield 5 Year CD |
| 2.50% | 5-year IRA | 60 Month Regular IRA 1.56% - National Average |
| 0.50% | 1-year CD | 12 Month Regular CD 1.50% - Ally Bank No Penalty 11-Month CD |
Utah Community Credit Union is headquartered in Provo and is the 4th largest credit union in the state of Utah. It is also the 221st largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 286 employees and 152,514 members at 20 locations. Utah Community Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Utah Community Credit Union is open to those who live, work, worship, or attend school in Utah, Wasatch, Juab, or Sanpete Counties.
See current membership details
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Great Credit Union
I've always had a great experience here at UCCU and the loan rates are always the lowest.
Great credit union
I have used this credit union for over 15 years and have enjoyed their services. I just wish that their loans would be a little more competitive with other credit unions around. I have had no other problems and they have answered all my questions through email within 24 hours. I also can use their app to deposit checks through pictures so I barely have to go to the bank.
UCCU has held true to their roots
UCCU (Utah Community Credit Union) started as a local credit union meant to service the students of BYU and people of surrounding areas. Eventually they grew and have two branches. They're still small, which I like, because it allows them to remain dedicated to their community, their values, and serve their customers better.
It wasn't until recently that I was able to use UCCU's services to any great degree, but they were extremely helpful and patient with me over the phone dealing with my unique situation (I could not physically visit a branch). They helped me resolve an odd situation with my savings account that prevented me from accessing it at all, then they helped me set up online banking with their brand new system, and finally helped me when I had problems adding a checking account. It turned out to be a problem with their new system, but in the end the bank manager asked a representative to do the entire setup for me so I didn't have to worry about it, so it worked out better than I could have hoped. I now have a checking account, a debit card, and a savings account that I can access easily, that fits my needs. UCCU has been more cooperative and able to help me than other banks (even credit unions) have been.
Waste Of Time, Terrible Service
The credit union wasted three weeks of our time before rejecting our loan application. After they have informed us of their crtieria which we failed to meet, it was clear that our application should have been rejected on day one. I am not disappointed with the decision, but I am shocked with how the application was handled, how much time was wasted, and the lack of communication even after multiple attempts on our part to reach out. In addition, we consented to the bank running our credit score, even though the criteria that we clearly could not meet was not dependent on our credit. I would highly recommend using another bank. Very disappointed.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10709 |
| Year Chartered | 1955 |
| Employees | 286 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 6.19% |
| Annual Interest Income | $18.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1.24B$1.13B |
| Loans | Q2 2017vs Q2 2016 | $869.6MM$743.0MM |
| Deposits | Q2 2017vs Q2 2016 | $1.09B$989.2MM |
| Equity Capital | Q2 2017vs Q2 2016 | $128.5MM$119.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $11.8MM$8.6MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.7MM$2.7MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $58.00K$83.00K |
Always verify rates and promotions with the bank or credit union. We are not Utah Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Utah Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | IRA Savings | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k | |||||
| 0.30%* | $250k* | - | Roth IRA Savings | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k | |||||
| 0.15% | - | - | Platinum Business Savings | ||
| 0.15%* | $5k* | - | Youth Savers | ||
| OTHER TIERS: 0.10% → Up to $5k | |||||
| 0.10% | - | - | Business Main Savings | ||
| 0.10% | - | - | Main Savings | ||
| 0.10% | - | - | Daily Savings | ||
| 0.10% | - | - | Business Daily Savings | ||
Utah Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | Platinum Business Money Market Savings | ||
| OTHER TIERS: 0.15% → Up to $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k | |||||
| 0.30%* | $250k* | - | Money Market | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k | 0.20% → $25k - $100k | 0.25% → $100k - $250k | |||||
| 0.15%* | $5k* | - | MoneySmart Money Market | ||
| OTHER TIERS: 0.10% → Up to $5k | |||||
Utah Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | Business 60 Month CD | |
| 2.50% | $100 | - | 60 Month Money Smart CD | |
| 2.50% | $500 | - | 60 Month Regular CD | |
| 1.70% | $500 | - | Business 48 Month CD | |
| 1.70% | $100 | - | 48 Month Money Smart CD | |
| 1.70% | $500 | - | 48 Month Regular CD | |
| 1.50% | $500 | - | Business 36 Month CD | |
| 1.50% | $100 | - | 36 Month Money Smart CD | |
| 1.50% | $500 | - | 36 Month Regular CD | |
| 1.10% | $500 | - | Business 24 Month CD | |
| 1.10% | $100 | - | 24 Month MoneySmart CD | |
| 1.10% | $500 | - | 24 Month Regular CD | |
| 0.50% | $500 | - | Business 12 Month CD | |
| 0.50% | $100 | - | 12 Month MoneySmart CD | |
| 0.50% | $500 | - | 12 Month Regular CD | |
| 0.30% | $500 | - | Business 6 Month CD | |
| 0.30% | $100 | - | 6 Month MoneySmart CD | |
| 0.30% | $500 | - | 6 Month Regular CD | |
| 0.15% | $500 | - | Business 90 Day CD | |
| 0.15% | $100 | - | 3 Month MoneySmart CD | |
| 0.15% | $500 | - | 90 Day Regular CD |
Utah Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 60 Month Regular IRA | |
| 1.70% | $500 | - | 48 Month Regular IRA | |
| 1.50% | $500 | - | 36 Month Regular IRA | |
| 1.10% | $500 | - | 24 Month Regular IRA | |
| 0.50% | $500 | - | 12 Month Regular IRA | |
| 0.30% | $500 | - | 6 Month Regular IRA | |
| 0.15% | $500 | - | 90 Day Regular IRA |
