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Utah Community Credit Union

Popular Accounts at this Credit Union

2.50%5-year CD60 Month Regular CD
2.50%5-year IRA60 Month Regular IRA
0.50%1-year CD12 Month Regular CD

Overview / Commentary
188 W 5200 N
Provo, UT 84604

Utah Community Credit Union is headquartered in Provo and is the 4th largest credit union in the state of Utah. It is also the 221st largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 286 employees and 152,514 members at 20 locations. Utah Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Utah Community Credit Union is open to those who live, work, worship, or attend school in Utah, Wasatch, Juab, or Sanpete Counties.
See current membership details

Related Posts

Utah Community CU Adds 120 Basis Points To 60-Month CD - 2/6/2017

Utah Community CU has raised the rate on its 60-month Certificate (2.50% APY) by 120 basis points. MInimum deposit is $500, with no stated balance cap.

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Great Credit Union

Posted by: kjbanks | Jun 22, 2016

I've always had a great experience here at UCCU and the loan rates are always the lowest.

Great credit union

Posted by: Glen | Apr 26, 2014

I have used this credit union for over 15 years and have enjoyed their services. I just wish that their loans would be a little more competitive with other credit unions around. I have had no other problems and they have answered all my questions through email within 24 hours. I also can use their app to deposit checks through pictures so I barely have to go to the bank.

UCCU has held true to their roots

UCCU (Utah Community Credit Union) started as a local credit union meant to service the students of BYU and people of surrounding areas. Eventually they grew and have two branches. They're still small, which I like, because it allows them to remain dedicated to their community, their values, and serve their customers better.

It wasn't until recently that I was able to use UCCU's services to any great degree, but they were extremely helpful and patient with me over the phone dealing with my unique situation (I could not physically visit a branch). They helped me resolve an odd situation with my savings account that prevented me from accessing it at all, then they helped me set up online banking with their brand new system, and finally helped me when I had problems adding a checking account. It turned out to be a problem with their new system, but in the end the bank manager asked a representative to do the entire setup for me so I didn't have to worry about it, so it worked out better than I could have hoped. I now have a checking account, a debit card, and a savings account that I can access easily, that fits my needs. UCCU has been more cooperative and able to help me than other banks (even credit unions) have been.

Waste Of Time, Terrible Service

The credit union wasted three weeks of our time before rejecting our loan application. After they have informed us of their crtieria which we failed to meet, it was clear that our application should have been rejected on day one. I am not disappointed with the decision, but I am shocked with how the application was handled, how much time was wasted, and the lack of communication even after multiple attempts on our part to reach out. In addition, we consented to the bank running our credit score, even though the criteria that we clearly could not meet was not dependent on our credit. I would highly recommend using another bank. Very disappointed.



Health Grade Components

NCUA #10709
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.19%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.24B$1.13B
LoansQ2 2017vs Q2 2016$869.6MM$743.0MM
DepositsQ2 2017vs Q2 2016$1.09B$989.2MM
Equity CapitalQ2 2017vs Q2 2016$128.5MM$119.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$11.8MM$8.6MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.7MM$2.7MM
Real Estate OwnedQ2 2017vs Q2 2016$58.00K$83.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utah Community Credit Union Savings Account Rates

0.30%*$250k*-IRA Savings
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.30%*$250k*-Roth IRA Savings
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.15%--Platinum Business Savings
0.15%*$5k*-Youth Savers
OTHER TIERS: 0.10% Up to $5k
0.10%--Business Main Savings
0.10%--Main Savings
0.10%--Daily Savings
0.10%--Business Daily Savings

Utah Community Credit Union Money Market Rates

0.30%*$250k*-Platinum Business Money Market Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.30%*$250k*-Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.15%*$5k*-MoneySmart Money Market
OTHER TIERS: 0.10% Up to $5k

Utah Community Credit Union CD Rates

2.50%$500-Business 60 Month CD
2.50%$100-60 Month Money Smart CD
2.50%$500-60 Month Regular CD
1.70%$500-Business 48 Month CD
1.70%$100-48 Month Money Smart CD
1.70%$500-48 Month Regular CD
1.50%$500-Business 36 Month CD
1.50%$100-36 Month Money Smart CD
1.50%$500-36 Month Regular CD
1.10%$500-Business 24 Month CD
1.10%$100-24 Month MoneySmart CD
1.10%$500-24 Month Regular CD
0.50%$500-Business 12 Month CD
0.50%$100-12 Month MoneySmart CD
0.50%$500-12 Month Regular CD
0.30%$500-Business 6 Month CD
0.30%$100-6 Month MoneySmart CD
0.30%$500-6 Month Regular CD
0.15%$500-Business 90 Day CD
0.15%$100-3 Month MoneySmart CD
0.15%$500-90 Day Regular CD

Utah Community Credit Union IRA Rates

2.50%$500-60 Month Regular IRA
1.70%$500-48 Month Regular IRA
1.50%$500-36 Month Regular IRA
1.10%$500-24 Month Regular IRA
0.50%$500-12 Month Regular IRA
0.30%$500-6 Month Regular IRA
0.15%$500-90 Day Regular IRA