Featured Savings Rates
Featured Accounts

Utah Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%5-year CD60 Month Regular CD
3.00%5-year IRA60 Month Regular IRA (Traditional, Roth)
1.00%1-year CD12 Month (Add-On) Regular CD

Overview / Commentary
801-223-8188
188 W 5200 N
Provo, UT 84604

Utah Community Credit Union is headquartered in Provo and is the 4th largest credit union in the state of Utah. It is also the 223rd largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 291 employees and 159,952 members at 20 locations. Utah Community Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Utah Community Credit Union is open to those who live, work, worship, or attend school in Utah, Wasatch, Juab, or Sanpete Counties.
See current membership details

Related Posts

View all posts from:


Full Service Credit Union With Small-Town Feel

I joined this credit union back in January, and I've loved the small-town feel of the credit union. Seriously, getting to know the people in the branch I always go into has been wonderful. They recognize me and we have great conversations. But even though it has a small-town feel, they can still give me all the functionality of a bigger credit union/bank. And you can't argue with the lowest fees and rates around. The online banking is very capable, and while the mobile banking interface could use some touchups, it still gets 5 stars from me.

UCCU has held true to their roots

UCCU (Utah Community Credit Union) started as a local credit union meant to service the students of BYU and people of surrounding areas. Eventually they grew and have two branches. They're still small, which I like, because it allows them to remain dedicated to their community, their values, and serve their customers better.

It wasn't until recently that I was able to use UCCU's services to any great degree, but they were extremely helpful and patient with me over the phone dealing with my unique situation (I could not physically visit a branch). They helped me resolve an odd situation with my savings account that prevented me from accessing it at all, then they helped me set up online banking with their brand new system, and finally helped me when I had problems adding a checking account. It turned out to be a problem with their new system, but in the end the bank manager asked a representative to do the entire setup for me so I didn't have to worry about it, so it worked out better than I could have hoped. I now have a checking account, a debit card, and a savings account that I can access easily, that fits my needs. UCCU has been more cooperative and able to help me than other banks (even credit unions) have been.

Could use some work to help compete with other sites

When I first moved to the area, I found a local branch that was convenient to my work so I decided to go with them. Because they are on the smaller side, they didn't have a wide variety of different programs to choose from. The simple checking works, but they somehow charge a lot for wanting to print checks themselves which is a bit odd. I used them infrequently so not a huge deal, but a bit intolerable. I didn't like how their website made it so hard to find why my balance was what it was; could really use a web developer to update it past the 2003 era. Overall, I think there's too many other local options that far surpass it to recommend it any higher.

Great Credit Union

Posted by: kjbanks | Jun 22, 2016

I've always had a great experience here at UCCU and the loan rates are always the lowest.

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #10709
Year Chartered1955
Employees291
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.92%
Annual Interest Income$38.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.27B$1.17B
LoansQ4 2017vs Q4 2016$912.3MM$826.4MM
DepositsQ4 2017vs Q4 2016$1.11B$1.02B
Equity CapitalQ4 2017vs Q4 2016$134.1MM$123.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.7MM$10.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.6MM$3.8MM
Real Estate OwnedQ4 2017vs Q4 2016$0$58.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Utah Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utah Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-IRA Savings
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.15%--Platinum Business Savings
0.15%*$5k*-Youth Savers
OTHER TIERS: 0.10% Up to $5k
0.10%--Business Main Savings
0.10%--Main Savings
0.10%--Daily Savings
0.10%--Business Daily Savings

Utah Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Platinum Business Money Market Savings
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.30%*$250k*-Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k
0.15%*$5k*-MoneySmart Money Market
OTHER TIERS: 0.10% Up to $5k

Utah Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-Business 60 Month CD
3.00%$100-60 Month Money Smart CD
3.00%$500-60 Month Regular CD
2.15%$500-Business 48 Month CD
2.15%$100-48 Month Money Smart CD
2.15%$500-48 Month Regular CD
2.00%$500-Business 24 Month CD
2.00%$500-Business 36 Month CD
2.00%$100-24 Month MoneySmart CD
2.00%$100-36 Month Money Smart CD
2.00%$500-24 Month Regular CD
2.00%$500-36 Month Regular CD
1.80%$500-Business 24 Month (Jump Up) CD
1.80%$100-24 Month (Jump Up) MoneySmart CD
1.80%$500-24 Month (Jump Up) Regular CD
1.25%$500-Business 12 Month CD
1.25%$100-12 Month MoneySmart CD
1.25%$500-12 Month Regular CD
1.00%$500-Business 12 Month (Add-On) CD
1.00%$100-12 Month (Add-On) Regular CD
1.00%$100-12 Month (Add-On) MoneySmart CD
0.50%$500-Business 6 Month CD
0.50%$100-6 Month MoneySmart CD
0.50%$500-6 Month Regular CD
0.25%$500-Business 90 Day CD
0.25%$100-3 Month MoneySmart CD
0.25%$500-90 Day Regular CD

Utah Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month Regular IRA
2.15%$500-48 Month Regular IRA
2.00%$500-24 Month Regular IRA
2.00%$500-36 Month Regular IRA
1.80%$500-24 Month (Jump Up) Regular IRA
1.25%$500-12 Month Regular IRA
1.00%$100-12 Month (Add-On) Regular IRA
0.50%$500-6 Month Regular IRA
0.25%$500-90 Day Regular IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.