Utah Community Credit Union

Overview / Commentary
188 W 5200 N
Provo, UT 84604

Utah Community Credit Union is headquartered in Provo and is the 4th largest credit union in the state of Utah. It is also the 192nd largest credit union in the nation. It was established in 1955 and as of September of 2019, it had grown to 366 employees and 202,449 members at 18 locations. Utah Community Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Utah Community Credit Union is open to those who live, work, worship, or attend school in Davis, Juab, Salt Lake, Sanpete, Summit, Tooele, Utah, or Wasatch Counties, Utah.
See current membership details

Related Posts

Utah Community Credit Union Offers 22-Month Add-On CD, 3.05% APY - 4/3/2019

Utah Community Credit Union has added a 22-month Add-On CD (3.05% APY), with unlimited additional deposits throughout the term. Minimum opening deposit is $500.

Utah Community Credit Union Adds 9-Month CD, 3.00% APY - 2/27/2019

Utah Community Credit Union has added a 9-month CD, which earns 3.00% APY. Minimum deposit is $500, with no stated balance cap. Also available as an IRA.

View all posts from:

Surprisingly Impressed.

Posted by: |

I've seen a lot of negative reviews but I still opened an account here out of convenience (location). I have only had wonderful experiences with them and I feel like I've established several relationships with them: great online banking, account services, personal loans, auto loans, and just barely - a home loan! I'm planning on being here for life!

Great credit union

Posted by: |

I have used this credit union for over 15 years and have enjoyed their services. I just wish that their loans would be a little more competitive with other credit unions around. I have had no other problems and they have answered all my questions through email within 24 hours. I also can use their app to deposit checks through pictures so I barely have to go to the bank.

UCCU has held true to their roots

UCCU (Utah Community Credit Union) started as a local credit union meant to service the students of BYU and people of surrounding areas. Eventually they grew and have two branches. They're still small, which I like, because it allows them to remain dedicated to their community, their values, and serve their customers better.

It wasn't until recently that I was able to use UCCU's services to any great degree, but they were extremely helpful and patient with me over the phone dealing with my unique situation (I could not physically visit a branch). They helped me resolve an odd situation with my savings account that prevented me from accessing it at all, then they helped me set up online banking with their brand new system, and finally helped me when I had problems adding a checking account. It turned out to be a problem with their new system, but in the end the bank manager asked a representative to do the entire setup for me so I didn't have to worry about it, so it worked out better than I could have hoped. I now have a checking account, a debit card, and a savings account that I can access easily, that fits my needs. UCCU has been more cooperative and able to help me than other banks (even credit unions) have been.

Not The Greatest

Posted by: |

Just average. They do have fees on their checking accounts (with perks) but its just not worth it. They aren't as competitive as other credit unions in the area.



Health Grade Components

NCUA #10709
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD12.86%
Annual Interest Income$43.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.62B$1.39B
LoansQ3 2019vs Q3 2018$1.12B$1.03B
DepositsQ3 2019vs Q3 2018$1.42B$1.22B
Equity CapitalQ3 2019vs Q3 2018$169.0MM$145.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$13.1MM$12.8MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.3MM$4.4MM
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Utah Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utah Community Credit Union Savings Account Rates

0.50%*$250k*-IRA Savings
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $5k | 0.20% $5k - $20k | 0.25% $20k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $150k | 0.45% $150k - $250k
0.15%--Platinum Business Savings
0.15%*$5k*-Youth Savers
OTHER TIERS: 0.10% Up to $5k
0.10%$5-Business Main Savings
0.10%$5-Main Savings
0.10%--Auxiliary Savings
0.10%--Business Auxiliary Savings

Utah Community Credit Union Money Market Rates

0.50%*$250k*-Platinum Business Money Market Savings
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $5k | 0.20% $5k - $20k | 0.25% $20k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $150k | 0.45% $150k - $250k
0.50%*$250k*-Money Market
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $5k | 0.20% $5k - $20k | 0.25% $20k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $150k | 0.45% $150k - $250k
0.20%*$5k*-MoneySmart Money Market
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $5k

Utah Community Credit Union Checking Account Rates

0.10%--Prime Plus Checking

Utah Community Credit Union CD Rates

2.30%$500-Business 60 Month CD
2.30%$100-60 Month MoneySmart CD
2.30%$500-60 Month Regular CD
2.25%$500-Business 48 Month CD
2.25%$100-48 Month MoneySmart CD
2.25%$500-48 Month Regular CD
2.20%$500-Business 36 Month CD
2.20%$100-36 Month MoneySmart CD
2.20%$500-36 Month Regular CD
2.10%$500-Business 24 Month CD
2.10%$100-24 Month MoneySmart CD
2.10%$500-24 Month Regular CD
2.10%$500-60 Month Jump Up Regular CD
2.10%$100-60 Month Jump Up MoneySmart CD
2.10%$500-Business 60 Month Jump Up CD
2.05%$500-48 Month Jump Up Regular CD
2.05%$100-48 Month Jump Up MoneySmart CD
2.05%$500-Business 48 Month Jump Up CD
2.00%$500-36 Month Jump Up Regular CD
2.00%$100-36 Month Jump Up MoneySmart CD
2.00%$500-Business 36 Month Jump Up CD
1.90%$500-Business 24 Month Jump Up CD
1.90%$100-24 Month Jump Up MoneySmart CD
1.90%$500-24 Month Jump Up Regular CD
1.85%$500-Business 12 Month CD
1.85%$100-12 Month MoneySmart CD
1.85%$500-12 Month Regular CD
1.55%$500-Business 12 Month Add-On CD
1.55%$100-12 Month Add-On Regular CD
1.55%$100-12 Month Add-On MoneySmart CD
1.25%$500-Business 6 Month CD
1.25%$100-6 Month MoneySmart CD
1.25%$500-6 Month Regular CD
0.25%$500-Business 90 Day CD
0.25%$100-3 Month MoneySmart CD
0.25%$500-90 Day Regular CD

Utah Community Credit Union IRA Rates

2.30%$500-60 Month Regular IRA
2.25%$500-48 Month Regular IRA
2.20%$500-36 Month Regular IRA
2.10%$500-24 Month Regular IRA
2.10%$500-60 Month Jump Up Regular IRA
2.05%$500-48 Month Jump Up Regular IRA
2.00%$500-36 Month Jump Up Regular IRA
1.90%$500-24 Month Jump Up Regular IRA
1.85%$500-12 Month Regular IRA
1.55%$100-12 Month Add-On Regular IRA
1.25%$500-6 Month Regular IRA
0.25%$500-90 Day Regular IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.