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  2. Utah First Federal Credit Union

Utah First Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
3.00%5-year IRA60 Month IRA (Traditional, Roth, CESA)
1.77% - National Average
1.35%1-year CD12 Month CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
View all Utah First Federal Credit Union rates »

Overview / Commentary
utahfirst.com
801-320-2600
200 E South Temple
Salt Lake City, UT 84111

Utah First Federal Credit Union is headquartered in Salt Lake City and is the 10th largest credit union in the state of Utah. It is also the 704th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 84 employees and 21,476 members at 10 locations. Utah First Federal Credit Union's savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone by becoming a member of Community Volunteers of Utah ($5 annual fee). Joining Community Volunteer can be done on the Credit Union's online application. Membership is also open to employees of nearly 30 Select Employer Groups, and to immediate family members of current Utah First members.
See current membership details

Related Posts

Utah First Credit Union Ups 60-Month CD - 1/16/2018

Utah First Credit Union (easy membership) has raised the rates on its 60-month CD: 2.70% APY ($50k) and 2.60% APY ($500). Also available as an IRA.

Utah First CU Has Nationally Available 60-Month CD - 9/28/2017

Utah First Credit Union has raised the rate on its nationally available 60-month CD (2.50% APY). Minimum deposit is $500, with no stated balance cap.

View all posts from:


Reviews (2)

Quite Possibly The Easiest Out-Of-State Certificate Opening Ever

Posted by: BankReviewer | Feb 23, 2018

Extremely easy to open a certificate. They have methods in place to make secure verification and document exchange fast and easy. Very friendly service from Alli. Very competitive savings certificate rates at the time of this review. Highly recommend.

6

Pleasant But Not Secure

Posted by: Gail | Apr 4, 2018

The bank has no real security policies in place and treats documents with personal information like SS numbers, birth dates and account numbers cavalierly with no regard for identity protection by sending them in plain text through email instead of through encrypted and secure channels. Be advised. Of course, the bank could start training its employees to use proper security and to require it as a bank policy, but there is no evidence of this yet.

4


Health
A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #528
Year Chartered1935
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD15.43%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$350.0MM$308.8MM
LoansQ4 2017vs Q4 2016$294.3MM$249.3MM
DepositsQ4 2017vs Q4 2016$304.3MM$271.0MM
Equity CapitalQ4 2017vs Q4 2016$40.3MM$34.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.1MM$2.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.2MM$716.00K
Real Estate OwnedQ4 2017vs Q4 2016$446.00K$276.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utah First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$50-Dedicated Savings
0.20%--IRA
0.10%$50-Savings

Utah First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-High Rate Money Market
OTHER TIERS: 0.25% → $25k - $100k | 0.35% → $100k - $250k
0.30%*$250k*-Money Market
OTHER TIERS: 0.10% → $3k - $5k | 0.15% → $5k - $20k | 0.20% → $20k - $100k | 0.25% → $100k - $250k

Utah First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Dividend Checking
OTHER TIERS: 0.05% → $1k - $25k

Utah First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month CD
2.20%*$50k*-48 Month CD
OTHER TIERS: 2.10% → $500 - $50k
1.85%*$50k*-36 Month CD
OTHER TIERS: 1.75% → $500 - $50k
1.70%*$50k*-24 Month CD
OTHER TIERS: 1.60% → $500 - $50k
1.60%*$50k*-18 Month CD
OTHER TIERS: 1.50% → $500 - $50k
1.35%*$50k*-12 Month CD
OTHER TIERS: 1.25% → $500 - $50k
1.10%*$50k*-6 Month CD
OTHER TIERS: 1.00% → $500 - $50k

Utah First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month IRA
2.20%*$50k*-48 Month IRA
OTHER TIERS: 2.10% → $500 - $50k
1.85%*$50k*-36 Month IRA
OTHER TIERS: 1.75% → $500 - $50k
1.70%*$50k*-24 Month IRA
OTHER TIERS: 1.60% → $500 - $50k
1.60%*$50k*-18 Month IRA
OTHER TIERS: 1.50% → $500 - $50k
1.35%*$50k*-12 Month IRA
OTHER TIERS: 1.25% → $500 - $50k
1.10%*$50k*-6 Month IRA
OTHER TIERS: 1.00% → $500 - $50k
Locations


Cities: American Fork, Farmington, Midvale, Provo, Salt Lake City, Sandy, South Jordan, Woods Cross

American Fork Branches
Branch Office616 W Main StAmerican Fork, UT 84003

Farmington Branches
Branch Office1173 Shepard Creek PkwyFarmington, UT 84025

Midvale Branches
Branch Office6935 S 900 EMidvale, UT 84047

Provo Branches
Branch Office310 N 100 WProvo, UT 84601

Salt Lake City Branches
Branch Office200 E South TempleSalt Lake City, UT 84111
Branch Office1760 W 2100 SSalt Lake City, UT 84127
Branch Office2641 S 3270 W Suite BSalt Lake City, UT 84119

Sandy Branches
Branch Office9213 S Quarry Bend DrSandy, UT 84094

South Jordan Branches
Branch Office3642 W 11400 SSouth Jordan, UT 84095

Woods Cross Branches
Branch Office1520 S 500 WWoods Cross, UT 84010-7414

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