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Utah Heritage Credit Union


Overview / Commentary
www.utahheritagecu.org
435-436-8288
84 W Main St
Moroni, UT 84646

Utah Heritage Credit Union is headquartered in Moroni and is the 23rd largest credit union in the state of Utah. It is also the 1,776th largest credit union in the nation. It was established in 1969 and as of December of 2020, it had grown to 20 employees and 8,115 members at 5 locations. Utah Heritage Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live in Sanpete and Sevier Counties in Utah and to employees and patrons of Moroni Feed Company.
See current membership details

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Health
A

Data as of Q4 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Utah Heritage Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67076
Year Chartered1969
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.8%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$97.3MM$83.1MM
LoansQ4 2020vs Q4 2019$62.5MM$59.3MM
DepositsQ4 2020vs Q4 2019$86.8MM$73.6MM
Equity CapitalQ4 2020vs Q4 2019$9.4MM$8.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$267.00K$254.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$242.00K$1.1MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utah Heritage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Suffix IRA
OTHER TIERS: 0.10% → $100 - $2.5k
0.05%$100-Share Savings - Suffix #1
0.05%$100-All Other Shares
0.05%$100-Youth Account

Utah Heritage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $500 - $2k | 0.10% → $2k - $25k | 0.15% → $25k - $50k

Utah Heritage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$100k-5 Year Jumbo CD
0.80%$500-5 Year CD
0.70%$500-4 Year CD
0.70%$100k-4 Year Jumbo CD
0.60%$100k-3 Year Jumbo CD
0.60%$500-3 Year CD
0.50%$500-2 Year CD
0.50%$100k-2 Year Jumbo CD
0.40%$500-18 Month CD
0.40%$100k-18 Month Jumbo CD
0.35%*$50k*-1 Year Flex CD
OTHER TIERS: 0.25% → $500 - $25k | 0.30% → $25k - $50k
0.30%$100k-1 Year Jumbo CD
0.30%$500-9 Month CD
0.30%$100k-9 Month Jumbo CD
0.30%$500-1 Year CD
0.25%$500-6 Month CD
0.25%$100k-6 Month Jumbo CD
Locations


Utah Heritage Credit Union Locations
Branch Office84 W Main StMoroni, UT 84646
Branch Office268 S MAIN StEPHRAIM, UT 84627
Branch Office520 S Main StGunnison, UT 84634
Branch Office1050 S STATE St # 3MT PLEASANT, UT 84647
Branch Office62 W Main StMORONI, UT 84646

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