Overview / Commentary
Utah Heritage Credit Union is headquartered in Moroni and is the 21st largest credit union in the state of Utah. It is also the 1,496th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 19 employees and 8,816 members at 5 locations. Utah Heritage Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Utah Heritage Credit Union is open to those who live in the Utah counties of Sanpete or Sevier and to employees and patrons of Pitman Farms. Family members of existing Utah Heritage Credit Union members also qualify for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67076 |
| Year Chartered | 1969 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.84% |
| Return on Equity - YTD | 15.94% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $150.8MM$138.2MM |
| Loans | Q1 2025vs Q1 2024 | $107.9MM$97.5MM |
| Deposits | Q1 2025vs Q1 2024 | $131.6MM$122.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $17.2MM$14.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $684K$530K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.8MM$546K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |