Uwharrie Bank


Overview / Commentary
704-983-6181
167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 16th largest bank in the state of North Carolina. It is also the 984th largest bank in the nation. It was established in 1984 and as of June of 2022, it had grown to 178 employees at 10 locations. Uwharrie Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #24919
Year Established1984
Employees178
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.3%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$989.1MM$842.3MM
LoansQ2 2022vs Q2 2021$470.2MM$444.3MM
DepositsQ2 2022vs Q2 2021$914.2MM$761.9MM
Equity CapitalQ2 2022vs Q2 2021$64.8MM$68.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.2MM$4.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$588.00K$2.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Uwharrie Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Uwharrie Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-High Rate Passbook Savings
OTHER TIERS: 0.35% Up to $20k | 0.45% $20k - $50k
0.50%*$50k*-Commercial High Rate Savings
OTHER TIERS: 0.35% Up to $20k | 0.45% $20k - $50k
0.25%--Statement Savings
0.25%--Commercial Statement Savings

Uwharrie Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Leadership Money Market
OTHER TIERS: 0.45% Up to $50k | 0.55% $50k - $100k
0.65%*$100k*-Business Market Investment Account
OTHER TIERS: 0.45% Up to $50k | 0.55% $50k - $100k
0.25%--Money Manager Savings

Uwharrie Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Leadership Checking
0.05%--Business Manager and Non-Profit Checking
Locations


Cities: Albemarle, Charlotte, Concord, Locust, Mount Pleasant, Norwood, Oakboro, Wadesboro

Albemarle Branches
Bank Of Stanly167 N 2nd StAlbemarle, NC 28001
Village Branch710 North First StreetAlbemarle, NC 28001
Albemarle Branch800 Highway 24-27 BypassAlbemarle, NC 28001

Charlotte Branches
Rea Road At Stonecrest Branch5231 Piper Station DriveCharlotte, NC 28277

Concord Branches
Cabarrus Bank & Trust Company Branch25 Palaside Drive, N.E.Concord, NC 28025

Locust Branches
West Stanly Branch416 West Main Street, Po Box 715Locust, NC 28097

Mount Pleasant Branches
Mount Pleasant Branch1490 South Main StreetMount Pleasant, NC 28124

Norwood Branches
Norwood Branch107 South Main StreetNorwood, NC 28128

Oakboro Branches
Oakboro Branch224 N Main StOakboro, NC 28129

Wadesboro Branches
Anson Bank & Trust Co. Branch211 South Greene StreetWadesboro, NC 28170

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.