Uwharrie Bank


Overview / Commentary
704-983-6181
167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 15th largest bank in the state of North Carolina. It is also the 1,062nd largest bank in the nation. It was established in 1984 and as of September of 2021, it had grown to 176 employees at 10 locations. Uwharrie Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #24919
Year Established1984
Employees176
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD17.23%
Annual Interest Income$20.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$917.5MM$787.1MM
LoansQ3 2021vs Q3 2020$438.4MM$471.0MM
DepositsQ3 2021vs Q3 2020$820.2MM$715.6MM
Equity CapitalQ3 2021vs Q3 2020$84.7MM$60.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.7MM$4.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$3.2MM$3.9MM
Real Estate OwnedQ3 2021vs Q3 2020$0$359.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Uwharrie Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%*$10k*-High Rate Passbook Savings
OTHER TIERS: 0.10% Up to $10k
0.11%*$10k*-Commercial High Rate Savings
OTHER TIERS: 0.10% Up to $10k
0.05%--Statement Savings
0.05%--Commercial Statement Savings

Uwharrie Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Business Market Investment Account
OTHER TIERS: 0.10% Up to $20k | 0.15% $20k - $100k
0.15%*$50k*-Leadership Money Market
OTHER TIERS: 0.10% Up to $50k
0.10%*$50k*-Money Manager Savings
OTHER TIERS: 0.05% Up to $50k

Uwharrie Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Leadership Checking
0.05%--Business Manager and Non-Profit Checking
Locations


Cities: Albemarle, Charlotte, Concord, Locust, Mount Pleasant, Norwood, Oakboro, Wadesboro

Albemarle Branches
Bank Of Stanly167 North Second StreetAlbemarle, NC 28001
Village Branch710 North First StreetAlbemarle, NC 28001
Albemarle Branch800 Highway 24-27 BypassAlbemarle, NC 28001

Charlotte Branches
Rea Road At Stonecrest Branch5231 Piper Station DriveCharlotte, NC 28277

Concord Branches
Cabarrus Bank & Trust Company Branch25 Palaside Drive, N.E.Concord, NC 28025

Locust Branches
West Stanly Branch416 West Main Street, Po Box 715Locust, NC 28097

Mount Pleasant Branches
Mount Pleasant Branch1490 South Main StreetMount Pleasant, NC 28124

Norwood Branches
Norwood Branch107 South Main StreetNorwood, NC 28128

Oakboro Branches
Oakboro Branch224 N Main StOakboro, NC 28129

Wadesboro Branches
Anson Bank & Trust Co. Branch211 South Greene StreetWadesboro, NC 28170

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