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Overview / Commentary
167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 17th largest bank in the state of North Carolina. It is also the 1,261st largest bank in the nation. It was established in 1984 and as of December of 2017, it had grown to 161 employees at 9 locations. Uwharrie Bank has an A health rating.


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Health Grade Components

FDIC Certificate #24919
Year Established1984
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.5%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$574.2MM$546.2MM
LoansQ4 2017vs Q4 2016$358.8MM$344.9MM
DepositsQ4 2017vs Q4 2016$515.0MM$488.5MM
Equity CapitalQ4 2017vs Q4 2016$52.6MM$52.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.5MM$2.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.0MM$1.5MM
Real Estate OwnedQ4 2017vs Q4 2016$2.3MM$4.2MM

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Cities: Albemarle, Charlotte, Concord, Locust, Mount Pleasant, Norwood, Oakboro, Wadesboro

Albemarle Branches
Bank Of Stanly167 North Second StreetAlbemarle, NC 28001
Village Branch710 North First StreetAlbemarle, NC 28001
Albemarle Branch800 Highway 24-27 BypassAlbemarle, NC 28001

Charlotte Branches
Rea Road At Stonecrest Branch5231 Piper Station DriveCharlotte, NC 28277

Concord Branches
Cabarrus Bank & Trust Company Branch25 Palaside Drive, N.E.Concord, NC 28026

Locust Branches
West Stanly Branch416 West Main Street, Po Box 715Locust, NC 28097

Mount Pleasant Branches
Mount Pleasant Branch1490 South Main StreetMount Pleasant, NC 28124

Norwood Branches
Norwood Branch107 South Main StreetNorwood, NC 28128

Oakboro Branches
Oakboro Branch624 North Main StreetOakboro, NC 28129

Wadesboro Branches
Anson Bank & Trust Co. Branch211 South Greene StreetWadesboro, NC 28170

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