Uwharrie Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.05%	Savings	1.90% - American Express National Bank High Yield Savings Account
0.15%	Money Market	1.90% - American Express National Bank High Yield Savings Account
0.05%	Checking	0.90% - nbkc bank Personal Account

View all Uwharrie Bank rates »

Overview / Commentary

www.uwharrie.com

704-983-6181

167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 16^th largest bank in the state of North Carolina. It is also the 1,192^nd largest bank in the nation. It was established in 1984 and as of June of 2018, it had grown to 170 employees at 10 locations. Uwharrie Bank has an A health rating.

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
FDIC Certificate #	24919
Year Established	1984
Employees	170
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	4.27%
Annual Interest Income	$10.5MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$611.8MM$583.5MM
Loans	Q2 2018vs Q2 2017	$373.3MM$353.7MM
Deposits	Q2 2018vs Q2 2017	$552.6MM$524.6MM
Equity Capital	Q2 2018vs Q2 2017	$52.1MM$52.3MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$2.6MM$2.6MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$958.00K$1.0MM
Real Estate Owned	Q2 2018vs Q2 2017	$1.4MM$2.8MM

Rates

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Savings
Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Uwharrie Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$5k^*	-	Health Savings Account - HSA
OTHER TIERS: 0.05% → Up to $5k
0.15%^*	$5k^*	-	Business Health Savings Account
OTHER TIERS: 0.05% → Up to $5k
0.11%^*	$10k^*	-	High Rate Passbook Savings
OTHER TIERS: 0.10% → Up to $10k
0.11%^*	$10k^*	-	Commercial High Rate Savings
OTHER TIERS: 0.10% → Up to $10k
0.05%	-	-	Statement Savings
0.05%	-	-	Christmas Club Account
0.05%	-	-	Youth and Student Savings
0.05%	-	-	Commercial Statement Savings

Uwharrie Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$10k^*	-	Leadership Money Market
OTHER TIERS: 0.15% → Up to $10k
0.15%^*	$50k^*	-	Money Manager Savings
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k
0.15%^*	$50k^*	-	Business Market Investment Account
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k

Uwharrie Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	Leadership Checking
0.05%	-	-	Business Manager and Non-Profit Checking
0.05%	-	-	Interest on Lawyers Trust Account (IOLTA)

Locations

Cities: Albemarle, Charlotte, Concord, Locust, Mount Pleasant, Norwood, Oakboro, Wadesboro

Albemarle Branches
Bank Of Stanly	167 North Second Street	Albemarle, NC 28001
Village Branch	710 North First Street	Albemarle, NC 28001
Albemarle Branch	800 Highway 24-27 Bypass	Albemarle, NC 28001

Charlotte Branches
Rea Road At Stonecrest Branch	5231 Piper Station Drive	Charlotte, NC 28277

Concord Branches
Cabarrus Bank & Trust Company Branch	25 Palaside Drive, N.E.	Concord, NC 28026

Locust Branches
West Stanly Branch	416 West Main Street, Po Box 715	Locust, NC 28097

Mount Pleasant Branches
Mount Pleasant Branch	1490 South Main Street	Mount Pleasant, NC 28124

Norwood Branches
Norwood Branch	107 South Main Street	Norwood, NC 28128

Oakboro Branches
Oakboro Branch	624 North Main Street	Oakboro, NC 28129

Wadesboro Branches
Anson Bank & Trust Co. Branch	211 South Greene Street	Wadesboro, NC 28170

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