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Overview / Commentary
167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 21st largest bank in the state of North Carolina. It is also the 1,254th largest bank in the nation. It was established in 1984 and as of June of 2017, it had grown to 156 employees at 9 locations. Uwharrie Bank has an A health rating.


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Health Grade Components

FDIC Certificate #24919
Year Established1984
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.03%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$583.5MM$523.5MM
LoansQ2 2017vs Q2 2016$353.7MM$329.9MM
DepositsQ2 2017vs Q2 2016$524.6MM$464.7MM
Equity CapitalQ2 2017vs Q2 2016$52.3MM$52.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.6MM$2.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.0MM$1.0MM
Real Estate OwnedQ2 2017vs Q2 2016$2.8MM$4.4MM

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Uwharrie Bank Locations
Norwood Branch107 South Main StreetNorwood, NC 28128
Bank Of Stanly167 North Second StreetAlbemarle, NC 28001
West Stanly Branch416 West Main Street, Po Box 715Locust, NC 28097
Oakboro Branch624 North Main StreetOakboro, NC 28129
Village Branch710 North First StreetAlbemarle, NC 28001
Albemarle Branch800 Highway 24-27 BypassAlbemarle, NC 28001
Mount Pleasant Branch1490 South Main StreetMount Pleasant, NC 28124
Anson Bank & Trust Co. Branch211 South Greene StreetWadesboro, NC 28170
Cabarrus Bank & Trust Company Branch25 Palaside Drive, N.E.Concord, NC 28026