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Overview / Commentary
167 North Second Street
Albemarle, NC 28001

Uwharrie Bank is headquartered in Albemarle and is the 22nd largest bank in the state of North Carolina. It is also the 1,238th largest bank in the nation. It was established in 1984 and as of September of 2017, it had grown to 159 employees at 9 locations. Uwharrie Bank has an A health rating.


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Health Grade Components

FDIC Certificate #24919
Year Established1984
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.84%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$589.8MM$550.4MM
LoansQ3 2017vs Q3 2016$350.2MM$344.2MM
DepositsQ3 2017vs Q3 2016$529.9MM$491.4MM
Equity CapitalQ3 2017vs Q3 2016$53.0MM$53.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.4MM$2.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$760.00K$1.2MM
Real Estate OwnedQ3 2017vs Q3 2016$2.7MM$4.4MM

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Uwharrie Bank Locations
Norwood Branch107 South Main StreetNorwood, NC 28128
Bank Of Stanly167 North Second StreetAlbemarle, NC 28001
West Stanly Branch416 West Main Street, Po Box 715Locust, NC 28097
Oakboro Branch624 North Main StreetOakboro, NC 28129
Village Branch710 North First StreetAlbemarle, NC 28001
Albemarle Branch800 Highway 24-27 BypassAlbemarle, NC 28001
Mount Pleasant Branch1490 South Main StreetMount Pleasant, NC 28124
Anson Bank & Trust Co. Branch211 South Greene StreetWadesboro, NC 28170
Cabarrus Bank & Trust Company Branch25 Palaside Drive, N.E.Concord, NC 28026