Vacationland Federal Credit Union

Overview / Commentary
2911 S. Hayes Avenue
Sandusky, OH 44870

Vacationland Federal Credit Union is headquartered in Sandusky and is the 29th largest credit union in the state of Ohio. It is also the 945th largest credit union in the nation. It was established in 1956 and as of December of 2020, it had grown to 68 employees and 20,184 members at 4 locations. Vacationland Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

VacationLand Federal Credit Union is open to businesses and legal entities, and those who live, work, worship, or attend school in Erie County or Huron County, Ohio, as well as York Township in Sandusky County, the Village of Green Springs, and Adams, Thompson, Venice or Reed townships in Seneca County.. Retired pensioners, Board of Education employees in Huron County, Ohio, Board of Education of Ehove Joint Vocational School, immediate family and household members are also eligible to join.
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Health Grade Components

NCUA #11293
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.52%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$283.0MM$247.1MM
LoansQ4 2020vs Q4 2019$186.9MM$168.9MM
DepositsQ4 2020vs Q4 2019$226.3MM$191.8MM
Equity CapitalQ4 2020vs Q4 2019$29.9MM$27.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.0MM$1.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$739.00K$1.5MM
Real Estate OwnedQ4 2020vs Q4 2019$142.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vacationland Federal Credit Union Savings Account Rates

0.15%$125-Youth Club Account
0.15%$125-Dollar Dog Account
0.15%$100-IRA Share Account
0.10%$185-Club Account
0.10%$185-Christmas Club Account
0.05%$185-Share Savings Account

Vacationland Federal Credit Union Money Market Rates

0.15%*$250k*-Money Market Plus Account
OTHER TIERS: 0.05% $2k - $25k | 0.08% $25k - $50k | 0.10% $50k - $100k | 0.13% $100k - $250k
0.15%*$250k*-Business Money Market Plus
OTHER TIERS: 0.05% $2k - $25k | 0.08% $25k - $50k | 0.10% $50k - $100k | 0.13% $100k - $250k

Vacationland Federal Credit Union Checking Account Rates

0.05%$2k-Value Checking Plus Account
0.05%$2k-Member Business Checking Plus+

Vacationland Federal Credit Union CD Rates

3.96%$500-12 Month Youth CD - Age 19
3.86%$500-12 Month Youth CD - Age 18
3.75%$500-12 Month Youth CD - Age 17
3.65%$500-12 Month Youth CD - Age 16
3.55%$500-12 Month Youth CD - Age 15
3.44%$500-12 Month Youth CD - Age 14
3.34%$500-12 Month Youth CD - Age 13
3.24%$100-12 Month Youth CD - Age 12
3.14%$100-12 Month Youth CD - Age 11
3.03%$100-12 Month Youth CD - Age 10
2.93%$100-12 Month Youth CD - Age 9
2.83%$100-12 Month Youth CD - Age 8
2.73%$100-12 Month Youth CD - Age 7
2.63%$100-12 Month Youth CD - Age 6
2.52%$100-12 Month Youth CD - Age 5
2.42%$100-12 Month Youth CD - Age 4
2.32%$100-12 Month Youth CD - Age 3
2.22%$100-12 Month Youth CD - Age 2
2.12%$100-12 Month Youth CD - Age 1
2.02%$100-12 Month Youth CD - Age 0
1.05%$50k-120 Month Jumbo CD
1.00%$500-120 Month CD
1.00%$50k-108 Month Jumbo CD
1.00%$500-120 Month Business CD
0.95%$500-108 Month CD
0.95%$50k-96 Month Jumbo CD
0.95%$500-108 Month Business CD
0.90%$500-96 Month CD
0.90%$500-96 Month Business CD
0.85%$50k-84 Month Jumbo CD
0.80%$500-84 Month CD
0.80%$500-84 Month Business CD
0.75%$50k-72 Month Jumbo CD
0.70%$500-72 Month CD
0.70%$500-72 Month Business CD
0.55%$50k-60 Month Jumbo CD
0.55%$500-59 Month CD
0.55%$500-59 Month Business CD
0.50%$500-60 Month CD
0.50%$50k-30 Month Jumbo CD
0.50%$500-40 Month CD
0.50%$500-40 Month Business CD
0.50%$500-60 Month Business CD
0.45%$50k-36 Month Jumbo CD
0.45%$50k-48 Month Jumbo CD
0.45%$500-21 Month CD
0.45%$500-21 Month Business CD
0.40%$500-36 Month CD
0.40%$500-48 Month CD
0.40%$500-36 Month Business CD
0.40%$500-48 Month Business CD
0.35%$500-9 Month CD
0.35%$500-9 Month Business CD
0.30%$500-24 Month CD
0.30%$500-30 Month CD
0.30%$50k-24 Month Jumbo CD
0.30%$500-24 Month Business CD
0.30%$500-30 Month Business CD
0.25%$500-12 Month CD
0.25%$500-18 Month CD
0.25%$500-12 Month Business CD
0.25%$500-18 Month Business CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD
0.10%$500-3 Month Business CD
0.10%$500-6 Month Business CD

Vacationland Federal Credit Union IRA Rates

1.00%$500-120 Month IRA
0.95%$500-108 Month IRA
0.90%$500-96 Month IRA
0.80%$500-84 Month IRA
0.70%$500-72 Month IRA
0.55%$500-59 Month IRA
0.50%$500-40 Month IRA
0.50%$500-60 Month IRA
0.45%$500-21 Month IRA
0.40%$500-36 Month IRA
0.40%$500-48 Month IRA
0.35%$500-9 Month IRA
0.30%$500-24 Month IRA
0.30%$500-30 Month IRA
0.25%$500-12 Month IRA
0.25%$500-18 Month IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA

Vacationland Federal Credit Union Locations
Branch Office2911 Hayes AveSandusky, OH 44870-7206
Branch Office1607 State Rd # 60Vermilion, OH 44089-9142
Branch Office2409 E Perkins AveSandusky, OH 44870
Branch Office295 Milan Ave Suite CNorwalk, OH 44857

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