Vacationland Federal Credit Union

Overview / Commentary
2911 S. Hayes Avenue
Sandusky, OH 44870

Vacationland Federal Credit Union is headquartered in Sandusky and is the 30th largest credit union in the state of Ohio. It is also the 957th largest credit union in the nation. It was established in 1956 and as of December of 2021, it had grown to 67 employees and 20,392 members at 4 locations. Vacationland Federal Credit Union has an A health rating.

Field of Membership Restrictions

VacationLand Federal Credit Union is open to businesses and legal entities, and those who live, work, worship, or attend school in Erie County or Huron County, Ohio, as well as York Township in Sandusky County, the Village of Green Springs, and Adams, Thompson, Venice or Reed townships in Seneca County.. Retired pensioners, Board of Education employees in Huron County, Ohio, Board of Education of Ehove Joint Vocational School, immediate family and household members are also eligible to join.
See current membership details


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Health Grade Components

NCUA #11293
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.76%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$312.8MM$283.0MM
LoansQ4 2021vs Q4 2020$170.2MM$186.9MM
DepositsQ4 2021vs Q4 2020$255.6MM$226.3MM
Equity CapitalQ4 2021vs Q4 2020$32.7MM$29.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.9MM$2.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$940.00K$739.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$142.00K
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Always verify rates and promotions with the bank or credit union. We are not Vacationland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vacationland Federal Credit Union Savings Account Rates

0.20%$100-IRA Share Account
0.15%$125-Youth Club Account
0.15%$125-Dollar Dog Account
0.05%$185-Share Savings Account
0.05%$185-Club Account
0.05%$185-Christmas Club Account

Vacationland Federal Credit Union Money Market Rates

0.12%*$100k*-Money Market Plus+
OTHER TIERS: 0.05% $2k - $25k | 0.08% $25k - $100k
0.12%*$100k*-Business Money Market Plus+
OTHER TIERS: 0.05% $2k - $25k | 0.08% $25k - $100k

Vacationland Federal Credit Union Checking Account Rates

0.05%$2k-Value Checking Plus+ Account
0.05%$2k-Business Checking Plus+

Vacationland Federal Credit Union CD Rates

2.17%$500-12 Month Youth CD - Age 19
2.07%$500-12 Month Youth CD - Age 18
1.96%$500-12 Month Youth CD - Age 17
1.86%$500-12 Month Youth CD - Age 16
1.76%$500-12 Month Youth CD - Age 15
1.66%$500-12 Month Youth CD - Age 14
1.56%$500-12 Month Youth CD - Age 13
1.46%$100-12 Month Youth CD - Age 12
1.36%$100-12 Month Youth CD - Age 11
1.26%$100-12 Month Youth CD - Age 10
1.16%$100-12 Month Youth CD - Age 9
1.05%$100-12 Month Youth CD - Age 8
0.95%$100-12 Month Youth CD - Age 7
0.85%$100-12 Month Youth CD - Age 6
0.75%$100-12 Month Youth CD - Age 5
0.65%$50k-60 Month Jumbo CD
0.65%$100-12 Month Youth CD - Age 4
0.55%$500-60 Month CD
0.55%$50k-48 Month Jumbo CD
0.55%$500-59 Month CD
0.55%$100-12 Month Youth CD - Age 3
0.55%$500-Business 59 Month CD
0.55%$500-Business 60 Month CD
0.50%$50k-30 Month Jumbo CD
0.50%$50k-36 Month Jumbo CD
0.45%$500-48 Month CD
0.45%$500-40 Month CD
0.45%$100-12 Month Youth CD - Age 2
0.45%$500-Business 40 Month CD
0.45%$500-Business 48 Month CD
0.40%$500-36 Month CD
0.40%$500-Business 36 Month CD
0.35%$500-30 Month CD
0.35%$50k-24 Month Jumbo CD
0.35%$500-21 Month CD
0.35%$100-12 Month Youth CD - Age 1
0.35%$500-Business 21 Month CD
0.35%$500-Business 30 Month CD
0.30%$500-24 Month CD
0.30%$500-Business 24 Month CD
0.25%$500-9 Month CD
0.25%$500-18 Month CD
0.25%$100-12 Month Youth CD - Age 0
0.25%$500-Business 9 Month CD
0.25%$500-Business 18 Month CD
0.20%$500-12 Month CD
0.20%$500-Business 12 Month CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD
0.10%$500-Business 3 Month CD
0.10%$500-Business 6 Month CD

Vacationland Federal Credit Union IRA Rates

0.55%$500-59 Month IRA
0.55%$500-60 Month IRA
0.45%$500-40 Month IRA
0.45%$500-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-21 Month IRA
0.35%$500-30 Month IRA
0.30%$500-24 Month IRA
0.25%$500-9 Month IRA
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA

Vacationland Federal Credit Union Locations
Branch Office2911 Hayes AveSandusky, OH 44870-7206
Branch Office1607 State Rd # 60Vermilion, OH 44089-9142
Branch Office2409 E Perkins AveSandusky, OH 44870
Branch Office295 Milan Ave Suite CNorwalk, OH 44857

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