Overview / Commentary
2911 S. Hayes Avenue
Sandusky, OH 44870

Vacationland Federal Credit Union is headquartered in Sandusky and is the 31st largest credit union in the state of Ohio. It is also the 973rd largest credit union in the nation. It was established in 1956 and as of September of 2018, it had grown to 72 employees and 19,275 members at 4 locations. Vacationland Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

VacationLand Federal Credit Union is open to businesses and legal entities and those who reside, attend school, work or worship in Erie County. Retired pensioners, Board of Education employees in Huron County, Board of Education of Ehove Joint Vocational School, immediate family and household members are also eligible to join.
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Health Grade Components

NCUA #11293
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.44%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$228.7MM$214.8MM
LoansQ3 2018vs Q3 2017$158.0MM$140.5MM
DepositsQ3 2018vs Q3 2017$180.8MM$169.6MM
Equity CapitalQ3 2018vs Q3 2017$23.9MM$22.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.5MM$1.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$535.00K$855.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$10.00K
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Always verify rates and promotions with the bank or credit union. We are not Vacationland Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vacationland Federal Credit Union Savings Account Rates

0.20%$100-IRA Share Account
0.15%$125-Youth Club Account
0.15%$125-Dollar Dog Account
0.10%$185-Share Savings Account
0.10%$185-Club Account
0.10%$185-Christmas Club Account

Vacationland Federal Credit Union Money Market Rates

1.00%*$500k*-Money Market Plus Account
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k | 0.70% $250k - $500k
1.00%*$500k*-Business Money Market Plus
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k | 0.70% $250k - $500k

Vacationland Federal Credit Union Checking Account Rates

0.05%$2k-Value Checking Plus Account
0.05%$2k-Member Business Checking Plus+

Vacationland Federal Credit Union CD Rates

3.90%$500-12 Month Youth CD - Age 19
3.80%$500-12 Month Youth CD - Age 18
3.70%$500-12 Month Youth CD - Age 17
3.60%$500-12 Month Youth CD - Age 16
3.50%$500-12 Month Youth CD - Age 15
3.40%$500-12 Month Youth CD - Age 14
3.35%$500-120 Month CD
3.35%$50k-120 Month Jumbo CD
3.30%$500-108 Month CD
3.30%$50k-108 Month Jumbo CD
3.30%$500-12 Month Youth CD - Age 13
3.25%$500-96 Month CD
3.25%$50k-96 Month Jumbo CD
3.20%$500-84 Month CD
3.20%$50k-84 Month Jumbo CD
3.20%$100-12 Month Youth CD - Age 12
3.15%$500-59 Month CD
3.15%$500-72 Month CD
3.15%$50k-72 Month Jumbo CD
3.11%$500-40 Month CD
3.10%$100-12 Month Youth CD - Age 11
3.00%$100-12 Month Youth CD - Age 10
2.90%$100-12 Month Youth CD - Age 9
2.80%$50k-30 Month Jumbo CD
2.80%$100-12 Month Youth CD - Age 8
2.75%$50k-60 Month Jumbo CD
2.70%$500-60 Month CD
2.70%$100-12 Month Youth CD - Age 7
2.65%$50k-24 Month Jumbo CD
2.60%$500-24 Month CD
2.60%$100-12 Month Youth CD - Age 6
2.50%$50k-48 Month Jumbo CD
2.50%$100-12 Month Youth CD - Age 5
2.45%$50k-36 Month Jumbo CD
2.40%$100-12 Month Youth CD - Age 4
2.30%$100-12 Month Youth CD - Age 3
2.20%$100-12 Month Youth CD - Age 2
2.10%$100-12 Month Youth CD - Age 1
2.00%$500-21 Month CD
2.00%$100-12 Month Youth CD - Age 0
1.50%$500-9 Month CD
1.21%$500-48 Month CD
1.05%$500-36 Month CD
1.00%$500-18 Month CD
1.00%$500-30 Month CD
0.75%$500-12 Month CD
0.15%$500-3 Month CD
0.15%$500-6 Month CD

Vacationland Federal Credit Union IRA Rates

3.35%$500-120 Month IRA
3.30%$500-108 Month IRA
3.25%$500-96 Month IRA
3.20%$500-84 Month IRA
3.15%$500-59 Month IRA
3.15%$500-72 Month IRA
3.11%$500-40 Month IRA
2.70%$500-60 Month IRA
2.60%$500-24 Month IRA
2.00%$500-21 Month IRA
1.50%$500-9 Month IRA
1.21%$500-48 Month IRA
1.05%$500-36 Month IRA
1.00%$500-18 Month IRA
1.00%$500-30 Month IRA
0.75%$500-12 Month IRA
0.15%$500-3 Month IRA
0.15%$500-6 Month IRA

Vacationland Federal Credit Union Locations
Branch Office2911 Hayes AveSandusky, OH 44870-7206
Branch Office1607 State Rd # 60Vermilion, OH 44089-9142
Branch Office2409 E Perkins AveSandusky, OH 44870
Branch Office295 Milan Ave Suite CNorwalk, OH 44857

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