Featured Savings Rates
Featured Accounts

Valdosta Teachers Federal Credit Union

Popular Accounts at this Credit Union

0.77%1-year CD1 Year CD
0.20%SavingsRegular Share Account
1.14%3-year CD3 Year CD

Overview / Commentary
102 E. Force Street
Valdosta, GA 31601

Valdosta Teachers Federal Credit Union is headquartered in Valdosta and is the 77th largest credit union in the state of Georgia. It is also the 4,201st largest credit union in the nation. It was established in 1958 and as of June of 2017, it had grown to 7 employees and 2,130 members at 1 location. Valdosta Teachers Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Brooks County Schools who work in, or are paid or supervised from Quitman, Wiregrass who work in Valdosta, South Georgia Regional Library who work in or are paid from Valdosta, Laws Magnolia Furniture Gallery who work, are paid from or supervised from Valdosta, Laws Furniture Central who work in, are paid from or supervised from Valdosta, Macvestment, Inc., South Georgia Regional Library, Allen Statenville Library, Miller Lakeland Library, Johnston Lakes Library, Slater Hahira Library, McMullen Southside Library, Valdosta City Schools, Pinevale Learning Center, Brooks County Board of Education, Valdosta Board of Education and students of Valdosta High School or students within the city of Valdosta.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valdosta Teachers Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12290
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD1.65%
Annual Interest Income$203.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$10.0MM$9.7MM
LoansQ2 2017vs Q2 2016$4.6MM$4.7MM
DepositsQ2 2017vs Q2 2016$8.5MM$8.1MM
Equity CapitalQ2 2017vs Q2 2016$1.5MM$1.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$51.00K$8.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$45.00K$64.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Valdosta Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Valdosta Teachers Federal Credit Union Savings Account Rates

0.25%--Christmas Account
0.25%--Vacation Account
0.20%$100-Regular Share Account
0.20%--Youth Share Account
0.20%$15-Teen Share Account

Valdosta Teachers Federal Credit Union Money Market Rates

0.50%*$25k*-Money Market Account
OTHER TIERS: 0.20% $1k - $2,500 | 0.30% $2,500 - $10k | 0.40% $10k - $25k

Valdosta Teachers Federal Credit Union Checking Account Rates

0.10%$750-Premier Advantage Share Draft Account
0.05%$350-Advantage Share Draft Account

Valdosta Teachers Federal Credit Union CD Rates

1.14%$1k-3 Year CD
1.14%$500-3 Year CU 101 CD
0.96%$1k-2 Year CD
0.96%$500-2 Year CU 101 CD
0.77%$1k-1 Year CD
0.77%$500-1 Year CU 101 CD
0.62%$1k-6 Month CD
0.62%$500-6 Month CU 101 CD

Valdosta Teachers Federal Credit Union IRA Rates

1.27%$250-5 Year Traditional IRA
1.27%$250-5 Year Educational IRA
1.14%$250-3 Year Traditional IRA
1.14%$250-3 Year Educational IRA
1.06%$250-4 Year Traditional IRA
1.06%$250-4 Year Educational IRA
0.78%$250-2 Year Traditional IRA
0.78%$250-2 Year Educational IRA
0.63%$250-1 Year Traditional IRA
0.63%$250-1 Year Educational IRA

Valdosta Teachers Federal Credit Union Locations
Branch Office102 E Force StValdosta, GA 31601-3904