Valdosta Teachers Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.35% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.20% | Savings | |
| 1.83% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
Valdosta Teachers Federal Credit Union is headquartered in Valdosta and is the 74th largest credit union in the state of Georgia. It is also the 4,113th largest credit union in the nation. It was established in 1958 and as of June of 2018, it had grown to 7 employees and 2,146 members at 1 location. Valdosta Teachers Federal Credit Union's CD rates are 50% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership to Valdosta Teachers Federal Credit Union is open to employees of Brooks County Schools who work in, or are paid or supervised from Quitman, Wiregrass who work in Valdosta, South Georgia Regional Library who work in or are paid from Valdosta, Laws Magnolia Furniture Gallery who work, are paid from or supervised from Valdosta, Laws Furniture Central who work in, are paid from or supervised from Valdosta, Macvestment, Inc., South Georgia Regional Library, Allen Statenville Library, Miller Lakeland Library, Johnston Lakes Library, Slater Hahira Library, McMullen Southside Library, Valdosta City Schools, Pinevale Learning Center, Brooks County Board of Education, Valdosta Board of Education and students of Valdosta High School or students within the city of Valdosta.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12290 |
| Year Chartered | 1958 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.16% |
| Return on Equity - YTD | -1.08% |
| Annual Interest Income | $205.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $10.0MM$10.0MM |
| Loans | Q2 2018vs Q2 2017 | $4.7MM$4.6MM |
| Deposits | Q2 2018vs Q2 2017 | $8.4MM$8.5MM |
| Equity Capital | Q2 2018vs Q2 2017 | $1.5MM$1.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $62.00K$51.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $97.00K$45.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Valdosta Teachers Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Christmas Account | |
| 0.25% | - | - | Vacation Account | |
| 0.20% | $100 | - | Regular Share Account | |
| 0.20% | $10 | - | Youth Share Account | |
| 0.20% | $15 | - | Teen Share Account |
Valdosta Teachers Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $1k - $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | |||||
Valdosta Teachers Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $750 | - | Premier Advantage Share Draft Account | |
| 0.05% | $350 | - | Advantage Share Draft Account |
Valdosta Teachers Federal Credit Union CD Rates
Valdosta Teachers Federal Credit Union IRA Rates
| Valdosta Teachers Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 102 E Force St | Valdosta, GA 31601-3904 |