Valdosta Teachers Federal Credit Union is headquartered in Valdosta and is the 55th largest credit union in the state of Georgia. It is also the 3,535th largest credit union in the nation. It was established in 1958 and as of December of 2024, it had grown to 6 employees and 2,323 members at 1 location. Valdosta Teachers Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.
Membership to Valdosta Teachers Federal Credit Union is open to employees of Brooks County Schools who work in, or are paid or supervised from Quitman, Wiregrass who work in Valdosta, South Georgia Regional Library who work in or are paid from Valdosta, Laws Magnolia Furniture Gallery who work, are paid from or supervised from Valdosta, Laws Furniture Central who work in, are paid from or supervised from Valdosta, Macvestment, Inc., South Georgia Regional Library, Allen Statenville Library, Miller Lakeland Library, Johnston Lakes Library, Slater Hahira Library, McMullen Southside Library, Valdosta City Schools, Pinevale Learning Center, Brooks County Board of Education, Valdosta Board of Education and students of Valdosta High School or students within the city of Valdosta.
See current membership details
Overall | |
---|---|
NCUA # | 12290 |
Year Chartered | 1958 |
Employees | 6 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.63% |
Return on Equity - YTD | 4.59% |
Annual Interest Income | $635K |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $12.2MM$11.4MM |
Loans | Q4 2024vs Q4 2023 | $5.9MM$5.6MM |
Deposits | Q4 2024vs Q4 2023 | $10.5MM$9.7MM |
Equity Capital | Q4 2024vs Q4 2023 | $1.6MM$1.5MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $107K$83K |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $205K$45K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Valdosta Teachers Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $100 | - | Regular Share Account | |
0.25% | $10 | - | Youth Share Account | |
0.25% | $15 | - | Teen Share Account | |
0.25% | $0 | - | Christmas Account | |
0.25% | $0 | - | Vacation Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $25k* | - | Money Market Account | ||
OTHER TIERS: 0.35% → $1k - $2.5k | 0.55% → $2.5k - $10k | 0.65% → $10k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $750 | - | Premier Advantage Share Draft Account | |
0.07% | $350 | - | Advantage Share Draft Account |
Valdosta Teachers Federal Credit Union Locations | ||
---|---|---|
Branch Office | 102 E Force St | Valdosta, GA 31601-3904 |