Featured Savings Rates
Featured Accounts

Valdosta Teachers Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.55%1-year CD1 Year CD
0.15%SavingsRegular Share Account
0.88%3-year CD3 Year CD

Overview / Commentary
229-247-9930
102 E. Force Street
Valdosta, GA 31601

Valdosta Teachers Federal Credit Union is headquartered in Valdosta and is the 79th largest credit union in the state of Georgia. It is also the 4,286th largest credit union in the nation. It was established in 1958 and as of September of 2016, it had grown to 7 employees and 2,126 members at 1 location. Valdosta Teachers Federal Credit Union's money market rates are 14% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Brooks County Schools who work in, or are paid or supervised from Quitman, Wiregrass who work in Valdosta, South Georgia Regional Library who work in or are paid from Valdosta, Laws Magnolia Furniture Gallery who work, are paid from or supervised from Valdosta, Laws Furniture Central who work in, are paid from or supervised from Valdosta, Macvestment, Inc., South Georgia Regional Library, Allen Statenville Library, Miller Lakeland Library, Johnston Lakes Library, Slater Hahira Library, McMullen Southside Library, Valdosta City Schools, Pinevale Learning Center, Brooks County Board of Education, Valdosta Board of Education and students of Valdosta High School or students within the city of Valdosta.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valdosta Teachers Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #12290
Year Chartered1958
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.39%
Return on Equity - YTD-2.6%
Annual Interest Income$295.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$9.6MM$9.6MM
LoansQ3 2016vs Q3 2015$4.6MM$4.8MM
DepositsQ3 2016vs Q3 2015$8.1MM$8.2MM
Equity CapitalQ3 2016vs Q3 2015$1.4MM$1.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$24.00K$26.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$47.00K$27.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Valdosta Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Share Account
0.15%--Youth Share Account
0.15%$15-Teen Share Account
0.15%--Christmas Account
0.15%--Vacation Account

Valdosta Teachers Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Money Market Account
OTHER TIERS: 0.20% $1k - $2,500 | 0.30% $2,500 - $10k | 0.40% $10k - $25k

Valdosta Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$750-Premier Advantage Share Draft Account
0.05%$350-Advantage Share Draft Account

Valdosta Teachers Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.88%$1k-3 Year CD
0.88%$500-3 Year CU 101 CD
0.75%$1k-2 Year CD
0.75%$500-2 Year CU 101 CD
0.55%$1k-1 Year CD
0.55%$500-1 Year CU 101 CD
0.35%$1k-6 Month CD
0.35%$500-6 Month CU 101 CD

Valdosta Teachers Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%$250-5 Year Traditional IRA
1.13%$250-5 Year Educational IRA
0.90%$250-4 Year Traditional IRA
0.90%$250-4 Year Educational IRA
0.88%$250-3 Year Traditional IRA
0.88%$250-3 Year Educational IRA
0.75%$250-2 Year Traditional IRA
0.75%$250-2 Year Educational IRA
0.55%$250-1 Year Traditional IRA
0.55%$250-1 Year Educational IRA
Locations


Valdosta Teachers Federal Credit Union Locations
Branch Office102 E Force StValdosta, GA 31601-3904