Overview / Commentary
Valley Central Bank is headquartered in Liberty Township and is the 110th largest bank in the state of Ohio. It is also the 3,468th largest bank in the nation. It was established in 1884 and as of December of 2020, it had grown to 39 employees at 4 locations. Valley Central Bank has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28555 |
| Year Established | 1884 |
| Employees | 39 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 2.76% |
| Annual Interest Income | $6.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $153.7MM$152.1MM |
| Loans | Q4 2020vs Q4 2019 | $125.4MM$133.3MM |
| Deposits | Q4 2020vs Q4 2019 | $110.6MM$98.2MM |
| Equity Capital | Q4 2020vs Q4 2019 | $37.2MM$36.1MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.1MM$944.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $201.00K$199.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |