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Overview / Commentary
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in Liberty Township and is the 127th largest bank in the state of Ohio. It is also the 4,049th largest bank in the nation. It was established in 1884 and as of March of 2018, it had grown to 29 employees at 2 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.19%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$110.4MM$111.2MM
LoansQ1 2018vs Q1 2017$94.7MM$99.0MM
DepositsQ1 2018vs Q1 2017$74.0MM$72.4MM
Equity CapitalQ1 2018vs Q1 2017$27.6MM$27.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$917.00K$860.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$155.00K$282.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Valley Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$20-Statement Savings

Valley Central Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2,500-Money Market

Valley Central Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Interest Checking

Valley Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-3 Year CD
1.00%$10k-13 Month CD Special
0.90%$1k-2 Year CD
0.60%$1k-18 Month CD
0.50%$1k-1 Year CD
0.35%$2,500-6 Month CD

Valley Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$100-3 Year IRA
1.10%$100-2 Year IRA
0.80%$100-18 Month IRA
0.70%$100-1 Year IRA
0.55%$100-6 Month IRA
Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215

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