Valley Central Bank


Overview / Commentary
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in Liberty Township and is the 112th largest bank in the state of Ohio. It is also the 3,496th largest bank in the nation. It was established in 1884 and as of December of 2021, it had grown to 38 employees at 4 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees38
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD0.38%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$153.9MM$153.7MM
LoansQ4 2021vs Q4 2020$105.3MM$125.4MM
DepositsQ4 2021vs Q4 2020$114.1MM$110.6MM
Equity CapitalQ4 2021vs Q4 2020$37.2MM$37.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.0MM$1.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$140.00K$201.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates

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Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215
4455 Roosevelt Blvd Branch4455 Roosevelt BlvdMiddletown, OH 45044
University Avenue Branch6550 Princeton Glendale RoadLiberty Township, OH 45011

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