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Valley Central Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.35%SavingsStatement Savings
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
1.15%3-year CD3 Year CD
1.85% - Synchrony Bank 36 Month CDAdvertisement
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Overview / Commentary
www.valleycentral.org
513-821-3335
6550 Princeton Glendale Rd.
Liberty Township, OH 45011

Valley Central Bank is headquartered in Liberty Township and is the 128th largest bank in the state of Ohio. It is also the 4,161st largest bank in the nation. It was established in 1884 and as of March of 2017, it had grown to 22 employees at 2 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD1.13%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$111.2MM$109.8MM
LoansQ1 2017vs Q1 2016$99.0MM$91.1MM
DepositsQ1 2017vs Q1 2016$72.4MM$69.4MM
Equity CapitalQ1 2017vs Q1 2016$27.5MM$27.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$860.00K$740.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$282.00K$192.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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Valley Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$20-Statement Savings

Valley Central Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2,500-Money Market

Valley Central Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Interest Checking

Valley Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-3 Year CD
1.00%$10k-13 Month CD Special
0.90%$1k-2 Year CD
0.60%$1k-18 Month CD
0.50%$1k-1 Year CD
0.35%$2,500-6 Month CD

Valley Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$100-3 Year IRA
1.10%$100-2 Year IRA
0.80%$100-18 Month IRA
0.70%$100-1 Year IRA
0.55%$100-6 Month IRA
Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215