Valley Central Bank
LOCATIONS
2
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HEALTH RATING
A+
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CURRENT TOP RATE
1.35% APY
3 Year IRA
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 1 Year CD |
| 0.35% | Savings | Statement Savings |
| 1.15% | 3-year CD | 3 Year CD |
Overview / Commentary
Valley Central Bank is headquartered in Liberty Township and is the 128th largest bank in the state of Ohio. It is also the 4,147th largest bank in the nation. It was established in 1884 and as of December of 2017, it had grown to 22 employees at 2 locations. Valley Central Bank has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28555 |
| Year Established | 1884 |
| Employees | 22 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 0.77% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $106.9MM$109.6MM |
| Loans | Q4 2017vs Q4 2016 | $94.5MM$97.6MM |
| Deposits | Q4 2017vs Q4 2016 | $70.5MM$71.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $27.7MM$27.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $917.00K$830.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $157.00K$288.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $35.00K$0 |
Rates
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Valley Central Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $20 | - | Statement Savings |
Valley Central Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $2,500 | - | Money Market |
Valley Central Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Interest Checking |
Valley Central Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $1k | - | 3 Year CD | |
| 1.00% | $10k | - | 13 Month CD Special | |
| 0.90% | $1k | - | 2 Year CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 1 Year CD | |
| 0.35% | $2,500 | - | 6 Month CD |
Valley Central Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $100 | - | 3 Year IRA | |
| 1.10% | $100 | - | 2 Year IRA | |
| 0.80% | $100 | - | 18 Month IRA | |
| 0.70% | $100 | - | 1 Year IRA | |
| 0.55% | $100 | - | 6 Month IRA |
Locations
| Valley Central Bank Locations | ||
|---|---|---|
| Valley Central Savings Bank | 6550 Princeton Glendale Road | Liberty Township, OH 45011 |
| Liberty Township Branch | 115 W. Benson St. | Reading, OH 45215 |