Overview / Commentary
Valley Central Bank is headquartered in LIBERTY TOWNSHIP and is the 108th largest bank in the state of Ohio. It is also the 3,388th largest bank in the nation. It was established in 1884 and as of March of 2023, it had grown to 29 employees at 3 locations. Valley Central Bank has an A health rating.
Health
A
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28555 |
| Year Established | 1884 |
| Employees | 29 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 0.7% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $155.6MM$155.0MM |
| Loans | Q1 2023vs Q1 2022 | $127.4MM$107.8MM |
| Deposits | Q1 2023vs Q1 2022 | $110.7MM$115.7MM |
| Equity Capital | Q1 2023vs Q1 2022 | $36.1MM$36.8MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $1.8MM$989.00K |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $91.00K$137.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |