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Overview / Commentary
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in Liberty Township and is the 128th largest bank in the state of Ohio. It is also the 4,147th largest bank in the nation. It was established in 1884 and as of December of 2017, it had grown to 22 employees at 2 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees22
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD0.77%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$106.9MM$109.6MM
LoansQ4 2017vs Q4 2016$94.5MM$97.6MM
DepositsQ4 2017vs Q4 2016$70.5MM$71.0MM
Equity CapitalQ4 2017vs Q4 2016$27.7MM$27.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$917.00K$830.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$157.00K$288.00K
Real Estate OwnedQ4 2017vs Q4 2016$35.00K$0
Rates
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Valley Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$20-Statement Savings

Valley Central Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2,500-Money Market

Valley Central Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Interest Checking

Valley Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-3 Year CD
1.00%$10k-13 Month CD Special
0.90%$1k-2 Year CD
0.60%$1k-18 Month CD
0.50%$1k-1 Year CD
0.35%$2,500-6 Month CD

Valley Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$100-3 Year IRA
1.10%$100-2 Year IRA
0.80%$100-18 Month IRA
0.70%$100-1 Year IRA
0.55%$100-6 Month IRA
Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215

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