Valley Central Bank


Overview / Commentary
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in Liberty Township and is the 105th largest bank in the state of Ohio. It is also the 3,395th largest bank in the nation. It was established in 1884 and as of June of 2020, it had grown to 38 employees at 4 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees38
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD3.32%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$156.3MM$119.4MM
LoansQ2 2020vs Q2 2019$135.2MM$106.6MM
DepositsQ2 2020vs Q2 2019$113.3MM$71.1MM
Equity CapitalQ2 2020vs Q2 2019$36.8MM$28.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.0MM$917.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$168.00K$150.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates

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Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215
4455 Roosevelt Blvd Branch4455 Roosevelt BlvdMiddletown, OH 45044
University Avenue Branch6550 Princeton Glendale RoadLiberty Township, OH 45011

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