Valley Central Bank

Overview / Commentary
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in LIBERTY TOWNSHIP and is the 108th largest bank in the state of Ohio. It is also the 3,388th largest bank in the nation. It was established in 1884 and as of March of 2023, it had grown to 29 employees at 3 locations. Valley Central Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #28555
Year Established1884
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD0.7%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$155.6MM$155.0MM
LoansQ1 2023vs Q1 2022$127.4MM$107.8MM
DepositsQ1 2023vs Q1 2022$110.7MM$115.7MM
Equity CapitalQ1 2023vs Q1 2022$36.1MM$36.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$1.8MM$989.00K
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$91.00K$137.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0

Rates for Valley Central Bank are currently being reviewed.


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215
University Avenue Branch6550 Princeton Glendale RoadLiberty Township, OH 45011

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.