Overview / Commentary
Valley Central Bank is headquartered in Liberty Township and is the 101st largest bank in the state of Ohio. It is also the 3,313th largest bank in the nation. It was established in 1884 and as of December of 2019, it had grown to 40 employees at 4 locations. Valley Central Bank has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28555 |
| Year Established | 1884 |
| Employees | 40 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.01% |
| Return on Equity - YTD | 0.03% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $152.1MM$112.5MM |
| Loans | Q4 2019vs Q4 2018 | $133.3MM$98.1MM |
| Deposits | Q4 2019vs Q4 2018 | $98.2MM$74.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $36.1MM$27.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $944.00K$917.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $199.00K$149.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |