Valley Central Bank
LOCATIONS
2
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HEALTH RATING
A
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CURRENT TOP RATE
1.35% APY
3 Year IRA (Traditional, Roth)
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.50% | 1-year CD | 2.60% - Capital One 12 Month 360 CD |
| 0.35% | Savings | |
| 1.15% | 3-year CD | 1.73% - National Average |
Overview / Commentary
Valley Central Bank is headquartered in Liberty Township and is the 124th largest bank in the state of Ohio. It is also the 4,000th largest bank in the nation. It was established in 1884 and as of June of 2018, it had grown to 28 employees at 2 locations. Valley Central Bank has an A health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28555 |
| Year Established | 1884 |
| Employees | 28 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.02% |
| Return on Equity - YTD | 0.07% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $111.0MM$111.5MM |
| Loans | Q2 2018vs Q2 2017 | $98.7MM$100.7MM |
| Deposits | Q2 2018vs Q2 2017 | $73.5MM$72.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $27.6MM$27.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $917.00K$917.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $152.00K$162.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$89.00K |
Rates
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Valley Central Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $20 | - | Statement Savings |
Valley Central Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $2.5k | - | Money Market |
Valley Central Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Interest Checking |
Valley Central Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $1k | - | 3 Year CD | |
| 1.00% | $10k | - | 13 Month CD Special | |
| 0.90% | $1k | - | 2 Year CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 1 Year CD | |
| 0.35% | $2.5k | - | 6 Month CD |
Valley Central Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $100 | - | 3 Year IRA | |
| 1.10% | $100 | - | 2 Year IRA | |
| 0.80% | $100 | - | 18 Month IRA | |
| 0.70% | $100 | - | 1 Year IRA | |
| 0.55% | $100 | - | 6 Month IRA |
Locations
| Valley Central Bank Locations | ||
|---|---|---|
| Valley Central Savings Bank | 6550 Princeton Glendale Road | Liberty Township, OH 45011 |
| Liberty Township Branch | 115 W. Benson St. | Reading, OH 45215 |