Valley Central Bank


Overview / Commentary
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in LIBERTY TOWNSHIP and is the 108th largest bank in the state of Ohio. It is also the 3,388th largest bank in the nation. It was established in 1884 and as of March of 2023, it had grown to 29 employees at 3 locations. Valley Central Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD0.7%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$155.6MM$155.0MM
LoansQ1 2023vs Q1 2022$127.4MM$107.8MM
DepositsQ1 2023vs Q1 2022$110.7MM$115.7MM
Equity CapitalQ1 2023vs Q1 2022$36.1MM$36.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$1.8MM$989.00K
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$91.00K$137.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0
Rates

Rates for Valley Central Bank are currently being reviewed.

Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215
University Avenue Branch6550 Princeton Glendale RoadLiberty Township, OH 45011

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