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Valley Central Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Overview / Commentary
www.valleycentral.org
513-821-3335
115 West Benson Street
Reading, OH 45215

Valley Central Bank is headquartered in LIBERTY TOWNSHIP and is the 108th largest bank in the state of Ohio. It is also the 3,200th largest bank in the nation. It was established in 1884 and as of September of 2024, it had grown to 29 employees at 3 locations. Valley Central Bank has an A+ health rating.

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Health
A+

Data as of Q3 2024

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Health Grade Components

Overall
FDIC Certificate #28555
Year Established1884
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.07%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$177.5MM$165.1MM
LoansQ3 2024vs Q3 2023$148.9MM$139.4MM
DepositsQ3 2024vs Q3 2023$128.5MM$113.6MM
Equity CapitalQ3 2024vs Q3 2023$36.8MM$36MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.8MM$1.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$316K$157K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Rates
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Valley Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$0$10kStudent Savers
Locations


Valley Central Bank Locations
Valley Central Savings Bank6550 Princeton Glendale RoadLiberty Township, OH 45011
Liberty Township Branch115 W. Benson St.Reading, OH 45215
University Avenue Branch6550 Princeton Glendale RoadLiberty Township, OH 45011

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