Featured Savings Rates
Featured Accounts

Valley Credit Union (AL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%1-year CD12 Month CD
0.30%SavingsDaily Interest Account
1.45%4-year CD48 Month CD

Overview / Commentary
256-381-4800
200 E 6TH ST
TUSCUMBIA, AL 35674

Valley Credit Union (AL) is headquartered in TUSCUMBIA and is the 37th largest credit union in the state of Alabama. It is also the 1,958th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 22 employees and 6,651 members at 5 locations. Valley Credit Union (AL) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Franklin, Colbert, Lauderdale or Lawrence Counties in Alabama.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Credit Union (AL) has a relatively low asset base.

Health Grade Components

Overall
NCUA #60930
Year Chartered1956
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD2.85%
Annual Interest Income$568.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$71.8MM$69.3MM
LoansQ1 2017vs Q1 2016$28.4MM$27.9MM
DepositsQ1 2017vs Q1 2016$60.0MM$57.7MM
Equity CapitalQ1 2017vs Q1 2016$11.7MM$11.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$230.00K$196.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$240.00K$311.00K
Real Estate OwnedQ1 2017vs Q1 2016$752.00K$1.1MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Valley Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.

Valley Credit Union (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Daily Interest Account
0.25%--IRA Club Account

Valley Credit Union (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Preferred Checking

Valley Credit Union (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-48 Month CD
1.25%$500-36 Month CD
1.06%$500-30 Month CD
1.05%$500-24 Month CD
0.80%$500-18 Month CD
0.70%$500-12 Month CD
0.50%$500-6 Month CD
0.22%$500-3 Month CD

Valley Credit Union (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-48 Month IRA
1.25%$500-36 Month IRA
1.06%$500-30 Month IRA
1.05%$500-24 Month IRA
0.80%$500-18 Month IRA
0.70%$500-12 Month IRA
0.50%$500-6 Month IRA
0.22%$500-3 Month IRA
Locations


Valley Credit Union (AL) Locations
Branch Office2500 AVALON AVEMUSCLE SHOALS, AL 35661
Branch Office111 LAUDERDALE ST NERUSSELLVILLE, AL 35653
Branch Office200 E 6TH STTUSCUMBIA, AL 35674
Branch Office180 MAIN STCHEROKEE, AL 35616
Branch Office323 N NASHVILLE AVESHEFFIELD, AL 35660