Valley Credit Union (AL)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.valleycreditunion.net

256-381-4800

200 E 6TH ST
TUSCUMBIA, AL 35674

Valley Credit Union (AL) is headquartered in TUSCUMBIA and is the 34^th largest credit union in the state of Alabama. It is also the 1,795^th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 22 employees and 5,912 members at 6 locations. Valley Credit Union (AL) has an A health rating.

Field of Membership Restrictions

Valley Credit Union is open to those who live, work, or attend in the Alabama counties of Colbert, Franklin, Lauderdale, Lawrence, Marion, or Winston.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60930
Year Chartered	1956
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	4.28%
Annual Interest Income	$1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$104.8MM$102.5MM
Loans	Q1 2025vs Q1 2024	$35.1MM$34.1MM
Deposits	Q1 2025vs Q1 2024	$91.3MM$90.3MM
Equity Capital	Q1 2025vs Q1 2024	$13.1MM$11.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$209K$165K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$120K$61K
Real Estate Owned	Q1 2025vs Q1 2024	$25K$52K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Valley Credit Union (AL) are currently being reviewed.

Locations

Valley Credit Union (AL) Locations
Branch Office	2500 AVALON AVE	MUSCLE SHOALS, AL 35661
Branch Office	111 LAUDERDALE ST NE	RUSSELLVILLE, AL 35653
Branch Office	200 E 6TH ST	TUSCUMBIA, AL 35674
Branch Office	180 MAIN ST	CHEROKEE, AL 35616
Branch Office	323 N NASHVILLE AVE	SHEFFIELD, AL 35660
Branch Office	304 S PINE ST	FLORENCE, AL 35630

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