Valley Federal Credit Union


Overview / Commentary
956-546-3108
183 E Price Rd
Brownsville, TX 78521

Valley Federal Credit Union is headquartered in Brownsville and is the 139th largest credit union in the state of Texas. It is also the 1,763rd largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 34 employees and 9,307 members at 2 locations. Valley Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron County or Willacy County, Texas.
See current membership details

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Health

Health Grade Components

Overall
NCUA #850
Year Chartered1935
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.04%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$107.5MM$104.3MM
LoansQ1 2024vs Q1 2023$60.5MM$58.6MM
DepositsQ1 2024vs Q1 2023$93.2MM$90.5MM
Equity CapitalQ1 2024vs Q1 2023$13.4MM$12.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$382K$502K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$290K$209K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$25-IRA Share Account
0.35%$25-Roth IRA Share Account
0.35%$25-Educational IRA Share Account
0.15%$500-Regular Share Account
0.15%$100-Youth Share Account
0.15%$1-Christmas Club Account

Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$2.5k-Money Market Fund

Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-STAR Checking Account

Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.54%$10k-6 Month Jumbo Share Certificate Special
3.85%$10k-60 Month Jumbo Share Certificate
3.14%$10k-48 Month Jumbo Share Certificate
3.04%$10k-36 Month Jumbo Share Certificate
2.94%$10k-24 Month Jumbo Share Certificate
2.85%$10k-12 Month Jumbo Share Certificate
2.02%$10k-18 Month Jumbo Share Certificate
1.71%$10k-6 Month Jumbo Share Certificate
1.06%$1k-36 Month CD
1.01%$1k-30 Month CD
0.95%$1k-24 Month CD
0.90%$1k-18 Month CD
0.85%$1k-12 Month CD
0.80%$1k-6 Month CD

Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%$1k-30 Month IRA Certificate
2.55%$1k-30 Month Roth IRA Certificate
2.55%$500-30 Month Educational IRA Certificate
2.50%$1k-18 Month Roth IRA Certificate
2.50%$1k-18 Month IRA Certificate
2.50%$500-18 Month Educational IRA Certificate
2.45%$1k-12 Month IRA Certificate
2.45%$1k-12 Month Roth IRA Certificate
2.45%$500-12 Month Educational IRA Certificate
Locations


Valley Federal Credit Union Locations
Branch OfficePO Box 4700Brownsville, TX 78523-4700
Branch Office1613 W Filmore AveHarlingen, TX 78550-6270

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