Valley Federal Credit Union
LOCATIONS
3
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HEALTH RATING
A
View health report
CURRENT TOP RATE
1.92% APY
60 Month Jumbo Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.92% | 5-year CD | 60 Month Jumbo Share Certificate 2.03% - National Average |
| 0.30% | 1-year CD | 12 Month CD 2.45% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Regular Share Account |
Overview / Commentary
Valley Federal Credit Union is headquartered in Brownsville and is the 148th largest credit union in the state of Texas. It is also the 1,899th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 30 employees and 10,029 members at 3 locations. Valley Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work attend school, and worship in Cameron or Willacy County.
See current membership details
Related Posts
Health
A
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 850 |
| Year Chartered | 1935 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 5.57% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $75.6MM$71.5MM |
| Loans | Q2 2018vs Q2 2017 | $40.7MM$41.0MM |
| Deposits | Q2 2018vs Q2 2017 | $64.0MM$60.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.7MM$10.1MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $501.00K$661.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $254.00K$437.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Rates
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Valley Federal Credit Union Savings Account Rates
Valley Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Money Market Fund |
Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | STAR Checking Account |
Valley Federal Credit Union CD Rates
Valley Federal Credit Union IRA Rates
Locations
| Valley Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | PO Box 4700 | Brownsville, TX 78523-4700 |
| Branch Office | 700 FM 3168 | Raymondville, TX 78580 |
| Branch Office | 1613 W Filmore Ave | Harlingen, TX 78550-6270 |