Valley Federal Credit Union

Overview / Commentary
183 E Price Rd
Brownsville, TX 78521

Valley Federal Credit Union is headquartered in Brownsville and is the 140th largest credit union in the state of Texas. It is also the 1,786th largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 33 employees and 9,318 members at 2 locations. Valley Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron County or Willacy County, Texas.
See current membership details


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Health Grade Components

NCUA #850
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.22%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$103.5MM$108.3MM
LoansQ2 2023vs Q2 2022$59.1MM$56.6MM
DepositsQ2 2023vs Q2 2022$89.3MM$94.3MM
Equity CapitalQ2 2023vs Q2 2022$13.1MM$12.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$193.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$158.00K$128.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Valley Federal Credit Union are currently being reviewed.


Valley Federal Credit Union Locations
Branch OfficePO Box 4700Brownsville, TX 78523-4700
Branch Office1613 W Filmore AveHarlingen, TX 78550-6270

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