Overview / Commentary
Valley Federal Credit Union is headquartered in Brownsville and is the 140th largest credit union in the state of Texas. It is also the 1,786th largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 33 employees and 9,318 members at 2 locations. Valley Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron County or Willacy County, Texas.
See current membership details
Health
B+
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 850 |
| Year Chartered | 1935 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.22% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $103.5MM$108.3MM |
| Loans | Q2 2023vs Q2 2022 | $59.1MM$56.6MM |
| Deposits | Q2 2023vs Q2 2022 | $89.3MM$94.3MM |
| Equity Capital | Q2 2023vs Q2 2022 | $13.1MM$12.9MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$193.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $158.00K$128.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |