Valley Federal Credit Union
LOCATIONS
3
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.92% APY
60 Month Jumbo Share Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.92% | 5-year CD | 60 Month Jumbo Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 0.30% | 1-year CD | 12 Month CD |
| 0.15% | Savings | Regular Share Account |
Overview / Commentary
Valley Federal Credit Union is headquartered in Brownsville and is the 153rd largest credit union in the state of Texas. It is also the 1,931st largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 31 employees and 10,197 members at 3 locations. Valley Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work attend school, and worship in Cameron or Willacy County.
See current membership details
Related Posts
Health
A
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 850 |
| Year Chartered | 1935 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 5.81% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $72.1MM$65.5MM |
| Loans | Q4 2017vs Q4 2016 | $40.9MM$42.4MM |
| Deposits | Q4 2017vs Q4 2016 | $61.3MM$55.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $10.4MM$9.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $623.00K$723.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $453.00K$482.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Valley Federal Credit Union Savings Account Rates
Valley Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2,500 | - | Money Market Fund |
Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | STAR Checking Account |
Valley Federal Credit Union CD Rates
Valley Federal Credit Union IRA Rates
Locations
| Valley Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | PO Box 4700 | Brownsville, TX 78523-4700 |
| Branch Office | 700 FM 3168 | Raymondville, TX 78580 |
| Branch Office | 1613 W Filmore Ave | Harlingen, TX 78550-6270 |