Valley Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

vfcu.net

956-546-3108

183 E Price Rd
Brownsville, TX 78521

Valley Federal Credit Union is headquartered in Brownsville and is the 137^th largest credit union in the state of Texas. It is also the 1,732^nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 35 employees and 9,279 members at 2 locations. Valley Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron County or Willacy County, Texas.
See current membership details

Reviews

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	850
Year Chartered	1935
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	0.44%
Return on Equity - YTD	3.39%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$112.6MM$107.5MM
Loans	Q1 2025vs Q1 2024	$65.8MM$60.5MM
Deposits	Q1 2025vs Q1 2024	$97.1MM$93.2MM
Equity Capital	Q1 2025vs Q1 2024	$14.1MM$13.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$530K$382K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$379K$290K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Valley Federal Credit Union are currently being reviewed.

Locations

Valley Federal Credit Union Locations
Corporate Office	183 E Price Rd	Brownsville, TX 78521
Branch Office	1613 W Filmore Ave	Harlingen, TX 78550-6270

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