Overview / Commentary
Valley Federal Credit Union is headquartered in Brownsville and is the 140th largest credit union in the state of Texas. It is also the 1,785th largest credit union in the nation. It was established in 1935 and as of September of 2022, it had grown to 31 employees and 9,385 members at 2 locations. Valley Federal Credit Union has an A health rating.
Field of Membership Restrictions
Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron or Willacy counties.
See current membership details
Health
A
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 850 |
| Year Chartered | 1935 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 2.65% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $104.9MM$107.9MM |
| Loans | Q3 2022vs Q3 2021 | $57.4MM$50.9MM |
| Deposits | Q3 2022vs Q3 2021 | $91.1MM$94.3MM |
| Equity Capital | Q3 2022vs Q3 2021 | $13.0MM$12.7MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $165.00K$240.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $21.00K$56.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |