Valley Federal Credit Union


Overview / Commentary
956-546-3108
183 E Price Rd
Brownsville, TX 78521

Valley Federal Credit Union is headquartered in Brownsville and is the 137th largest credit union in the state of Texas. It is also the 1,732nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 35 employees and 9,279 members at 2 locations. Valley Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Valley Federal Credit Union is open to anyone who lives, works, or attends school in Cameron County or Willacy County, Texas.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #850
Year Chartered1935
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.39%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$112.6MM$107.5MM
LoansQ1 2025vs Q1 2024$65.8MM$60.5MM
DepositsQ1 2025vs Q1 2024$97.1MM$93.2MM
Equity CapitalQ1 2025vs Q1 2024$14.1MM$13.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$530K$382K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$379K$290K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Valley Federal Credit Union are currently being reviewed.

Locations


Valley Federal Credit Union Locations
Corporate Office183 E Price RdBrownsville, TX 78521
Branch Office1613 W Filmore AveHarlingen, TX 78550-6270

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