Valley Credit Union (MT)


Overview / Commentary
406-656-9100
1541 Custer Ave
Billings, MT 59102

Valley Credit Union (MT) is headquartered in Billings and is the 4th largest credit union in the state of Montana. It is also the 849th largest credit union in the nation. It was established in 1949 and as of September of 2020, it had grown to 93 employees and 32,720 members at 10 locations. Valley Credit Union (MT) has an A+ health rating.

Field of Membership Restrictions

Valley Credit Union is open to anyone who lives, works, worships, or attends school or in the Montana counties of Big Horn, Carbon, Gallatin, Golden Valley, Musselshell, Park, Stillwater, Sweet Grass, Treasure, or Yellowstone, or Park County, Wyoming. Business and other legal entities, retirees and their immediate family of the above are also eligible.
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Health
A+

Health Grade Components

Overall
NCUA #68689
Year Chartered1949
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.36%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$332.4MM$294.6MM
LoansQ3 2020vs Q3 2019$225.3MM$221.8MM
DepositsQ3 2020vs Q3 2019$290.8MM$257.7MM
Equity CapitalQ3 2020vs Q3 2019$38.9MM$34.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$2.3MM$1.8MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.4MM$1.0MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Valley Credit Union (MT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Valley Credit Union (MT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$25-Christmas Club
0.50%*-$20kRewards Savings
OTHER TIERS: 0.20% $20k+
0.25%--IRA Variable Rate Share
0.15%$25-Business Savings
0.05%$25-Regular Savings
0.05%$25-Stash Savings

Valley Credit Union (MT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market Savings
OTHER TIERS: 0.07% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k | 0.30% $75k - $100k

Valley Credit Union (MT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kRewards Checking
OTHER TIERS: 0.05% $10k+
1.00%-$1kStudent Checking (with E-Statements)
0.50%*$25k*-Business Interest Checking
OTHER TIERS: 0.10% Up to $5k | 0.25% $5k - $25k
0.50%*$2.5k*$10kPremier High Rate Checking (with Direct Deposit)
OTHER TIERS: 0.20% $10k+
0.20%*$2.5k*$10kPremier High Rate Checking (no Direct Deposit)
OTHER TIERS: 0.10% $10k+

Valley Credit Union (MT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month Share Certificate
0.65%$500-48 Month Share Certificate
0.60%$500-36 Month Share Certificate
0.55%$500-30 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.40%$500-18 Month Share Certificate
0.40%$500-21 Month Share Certificate
0.40%$500-24 Month Step-Up Share Certificate
0.35%$500-12 Month Share Certificate
0.35%$500-15 Month Share Certificate
0.35%$100-12 Month Youth Share Certificate
0.30%$1k-9 Month Share Certificate
0.25%$1k-6 Month Share Certificate

Valley Credit Union (MT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month IRA Certificate
0.65%$500-48 Month IRA Certificate
0.60%$500-36 Month IRA Certificate
0.55%$500-30 Month IRA Certificate
0.50%$500-24 Month IRA Certificate
0.40%$500-18 Month IRA Certificate
0.40%$500-21 Month IRA Certificate
0.40%$500-24 Month Step-Up IRA Certificate
0.35%$500-12 Month IRA Certificate
0.35%$500-15 Month IRA Certificate
0.30%$1k-9 Month IRA Certificate
0.25%$1k-6 Month IRA Certificate
Locations


Cities: Billings, Bozeman, Cody, Columbus, Roundup

Billings Branches
Branch Office2955 Grand AveBillings, MT 59102
Branch Office1541 Custer AveBillings, MT 59102
Branch Office3025 King Ave WBillings, MT 59102
Branch Office1445 Main StBillings, MT 59105
Branch Office207 N 28th St Suite 105Billings, MT 59101
Corporate Office207 N 28th StBillings, MT 59101

Bozeman Branches
Branch Office1707 Oak St Ste ABozeman, MT 59715-2125

Cody Branches
Branch Office1902 Cougar AveCody, WY 82414

Columbus Branches
Branch Office400 W Pike AveColumbus, MT 59019-7190

Roundup Branches
Branch Office216 8th Ave ERoundup, MT 59072-2347

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