Overview / Commentary
Valley Credit Union (MT) is headquartered in Billings and is the 3rd largest credit union in the state of Montana. It is also the 796th largest credit union in the nation. It was established in 1949 and as of June of 2022, it had grown to 101 employees and 35,421 members at 10 locations. Valley Credit Union (MT) has an A+ health rating.
Field of Membership Restrictions
Valley Credit Union is open to anyone who lives, works, worships, or attends school or in the Montana counties of Big Horn, Carbon, Gallatin, Golden Valley, Musselshell, Park, Stillwater, Sweet Grass, Treasure, or Yellowstone, or Park County, Wyoming. Business and other legal entities, retirees and their immediate family of the above are also eligible.
See current membership details
Health
A+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68689 |
| Year Chartered | 1949 |
| Employees | 101 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 7.26% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $422.4MM$376.3MM |
| Loans | Q2 2022vs Q2 2021 | $278.4MM$220.5MM |
| Deposits | Q2 2022vs Q2 2021 | $373.9MM$332.2MM |
| Equity Capital | Q2 2022vs Q2 2021 | $45.6MM$41.9MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.5MM$2.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $684.00K$795.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |