Valley Credit Union (MT) is headquartered in Billings and is the 4th largest credit union in the state of Montana. It is also the 723rd largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 124 employees and 37,610 members at 12 locations. Valley Credit Union (MT) has an A+ health rating.
Valley Credit Union is open to anyone who lives, works, worships, or attends school or in the Montana counties of Big Horn, Carbon, Carter, Cascade, Chouteau, Custer, Dawson, Fallon, Fergus, Gallatin, Garfield, Golden Valley, Judith Basin, Madison, McCone, Meagher, Musselshell, Park, Petroleum, Powder River, Prairie, Richland, Rosebud, Stillwater, Sweet Grass, Treasure, Wheatland, Wibaux or Yellowstone, or Park County, Wyoming. Business and other legal entities, retirees and their immediate family of the above are also eligible.
See current membership details
Overall | |
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NCUA # | 68689 |
Year Chartered | 1949 |
Employees | 124 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 7.9% |
Annual Interest Income | $6.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $526.1MM$462.9MM |
Loans | Q1 2025vs Q1 2024 | $386.2MM$331.7MM |
Deposits | Q1 2025vs Q1 2024 | $461.8MM$402.2MM |
Equity Capital | Q1 2025vs Q1 2024 | $58.9MM$53.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.6MM$3.2MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.6MM$1.3MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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