Valley Credit Union (MT)

Overview / Commentary
1541 Custer Ave
Billings, MT 59102

Valley Credit Union (MT) is headquartered in Billings and is the 3rd largest credit union in the state of Montana. It is also the 796th largest credit union in the nation. It was established in 1949 and as of March of 2022, it had grown to 94 employees and 34,667 members at 10 locations. Valley Credit Union (MT) has an A+ health rating.

Field of Membership Restrictions

Valley Credit Union is open to anyone who lives, works, worships, or attends school or in the Montana counties of Big Horn, Carbon, Gallatin, Golden Valley, Musselshell, Park, Stillwater, Sweet Grass, Treasure, or Yellowstone, or Park County, Wyoming. Business and other legal entities, retirees and their immediate family of the above are also eligible.
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Health Grade Components

NCUA #68689
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.38%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$420.1MM$373.2MM
LoansQ1 2022vs Q1 2021$253.8MM$219.8MM
DepositsQ1 2022vs Q1 2021$372.2MM$330.0MM
Equity CapitalQ1 2022vs Q1 2021$44.7MM$40.8MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.4MM$2.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$784.00K$1.1MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Valley Credit Union (MT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Valley Credit Union (MT) Savings Account Rates

0.75%$25-Christmas Club
0.50%*-$20kRewards Savings
OTHER TIERS: 0.20% $20k+
0.25%--IRA Variable Rate Share
0.15%$25-Business Savings
0.05%$25-Regular Savings
0.05%$25-Stash Savings

Valley Credit Union (MT) Money Market Rates

0.20%*$100k*-Money Market Savings
OTHER TIERS: 0.05% $1k - $25k | 0.07% $25k - $50k | 0.10% $50k - $75k | 0.15% $75k - $100k

Valley Credit Union (MT) Checking Account Rates

2.00%*-$10kRewards Checking
OTHER TIERS: 0.05% $10k+
1.00%-$1kStudent Checking (with E-Statements)
0.50%*$25k*-Business Interest Checking
OTHER TIERS: 0.10% Up to $5k | 0.25% $5k - $25k
0.50%*$2.5k*$10kPremier High Rate Checking (with Direct Deposit)
OTHER TIERS: 0.20% $10k+
0.20%*$2.5k*$10kPremier High Rate Checking (no Direct Deposit)
OTHER TIERS: 0.10% $10k+

Valley Credit Union (MT) CD Rates

0.55%$500-60 Month Share Certificate
0.50%$500-48 Month Share Certificate
0.45%$500-36 Month Share Certificate
0.40%$500-30 Month Share Certificate
0.35%$500-24 Month Share Certificate
0.30%$500-18 Month Share Certificate
0.30%$500-21 Month Share Certificate
0.30%$500-24 Month Step-Up Share Certificate
0.25%$500-12 Month Share Certificate
0.25%$500-15 Month Share Certificate
0.25%$100-12 Month Youth Share Certificate
0.20%$1k-9 Month Share Certificate
0.15%$1k-6 Month Share Certificate

Valley Credit Union (MT) IRA Rates

0.55%$500-60 Month IRA Certificate
0.50%$500-48 Month IRA Certificate
0.45%$500-36 Month IRA Certificate
0.40%$500-30 Month IRA Certificate
0.35%$500-24 Month IRA Certificate
0.30%$500-18 Month IRA Certificate
0.30%$500-21 Month IRA Certificate
0.30%$500-24 Month Step-Up IRA Certificate
0.25%$500-12 Month IRA Certificate
0.25%$500-15 Month IRA Certificate
0.20%$1k-9 Month IRA Certificate
0.15%$1k-6 Month IRA Certificate

Cities: Billings, Bozeman, Cody, Columbus, Roundup

Billings Branches
Branch Office2955 Grand AveBillings, MT 59102
Branch Office1541 Custer AveBillings, MT 59102
Branch Office3025 King Ave WBillings, MT 59102
Branch Office1445 Main StBillings, MT 59105
Branch Office207 N 28th St Suite 105Billings, MT 59101
Corporate Office207 N 28th StBillings, MT 59101

Bozeman Branches
Branch Office1707 Oak St Ste ABozeman, MT 59715-2125

Cody Branches
Branch Office1902 Cougar AveCody, WY 82414

Columbus Branches
Branch Office400 W Pike AveColumbus, MT 59019-7190

Roundup Branches
Branch Office216 8th Ave ERoundup, MT 59072-2347

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