Valley Oak Credit Union is headquartered in Three Rivers and is the 184th largest credit union in the state of California. It is also the 2,128th largest credit union in the nation. It was established in 1944 and as of December of 2021, it had grown to 21 employees and 6,267 members at 3 locations. Valley Oak Credit Union has a B+ health rating.
Membership is open to those who live, work, attend school or worship in Tulare or Madera Counties. Membership is also open to federal, USPS employees or military personnel in Tulare, Fresno, Kings and Madera Counties and other select employee groups.
See current membership details
Overall | |
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NCUA # | 64122 |
Year Chartered | 1944 |
Employees | 21 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.08% |
Return on Equity - YTD | 1.17% |
Annual Interest Income | $1.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $74.8MM$63.2MM |
Loans | Q4 2021vs Q4 2020 | $45.8MM$38.5MM |
Deposits | Q4 2021vs Q4 2020 | $69.5MM$58.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $4.9MM$4.9MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $296.00K$350.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $51.00K$69.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $25 | - | Junior Share Account | |
0.15% | $5 | - | Vacation Club | |
0.15% | $5 | - | Holiday Club | |
0.05% | $250 | - | Regular Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $2k | - | Premium Plus Checking Account |
Valley Oak Credit Union Locations | ||
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Branch Office | 255 E King Ave | Tulare, CA 93274 |
Branch Office | 40870 Sierra Dr | Three Rivers, CA 93271-9696 |
Branch Office | 600 W Main St | Visalia, CA 93291-6148 |