Valley Oak Credit Union is headquartered in Three Rivers and is the 177th largest credit union in the state of California. It is also the 2,089th largest credit union in the nation. It was established in 1944 and as of June of 2023, it had grown to 20 employees and 6,095 members at 3 locations. Valley Oak Credit Union has a C+ health rating.
Membership is open to those who live, work, worship, or attend school in the California counties of Madera or . Membership is also open to federal, USPS employees, or military personnel in the California counties of Fresno, Kings, Madera, or Tulare, and other select employee groups.
See current membership details
Overall | |
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NCUA # | 64122 |
Year Chartered | 1944 |
Employees | 20 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.38% |
Return on Equity - YTD | 5.64% |
Annual Interest Income | $1.4MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $76.4MM$75.9MM |
Loans | Q2 2023vs Q2 2022 | $56.5MM$51.2MM |
Deposits | Q2 2023vs Q2 2022 | $70.3MM$70.7MM |
Equity Capital | Q2 2023vs Q2 2022 | $5.2MM$4.8MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$322.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $544.00K$166.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Rates for Valley Oak Credit Union are currently being reviewed.
Valley Oak Credit Union Locations | ||
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Branch Office | 255 E King Ave | Tulare, CA 93274 |
Branch Office | 40870 Sierra Dr | Three Rivers, CA 93271-9696 |
Branch Office | 600 W Main St | Visalia, CA 93291-6148 |