Valley Oak Credit Union is headquartered in Three Rivers and is the 180th largest credit union in the state of California. It is also the 2,116th largest credit union in the nation. It was established in 1944 and as of September of 2022, it had grown to 21 employees and 6,177 members at 3 locations. Valley Oak Credit Union has a B+ health rating.
Membership is open to those who live, work, attend school or worship in Tulare or Madera Counties. Membership is also open to federal, USPS employees or military personnel in Tulare, Fresno, Kings and Madera Counties and other select employee groups.
See current membership details
|Return on Assets - YTD||1.3%|
|Return on Equity - YTD||19.06%|
|Annual Interest Income||$1.7MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$76.8MM$71.7MM|
|Loans||Q3 2022vs Q3 2021||$53.2MM$45.2MM|
|Deposits||Q3 2022vs Q3 2021||$71.1MM$66.3MM|
|Equity Capital||Q3 2022vs Q3 2021||$5.2MM$4.8MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$312.00K$322.00K|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$240.00K$81.00K|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for Valley Oak Credit Union are currently being reviewed.
|Valley Oak Credit Union Locations|
|Branch Office||255 E King Ave||Tulare, CA 93274|
|Branch Office||40870 Sierra Dr||Three Rivers, CA 93271-9696|
|Branch Office||600 W Main St||Visalia, CA 93291-6148|