Valley Oak Credit Union


Overview / Commentary
559-561-4471
40870 Sierra Dr
Three Rivers, CA 93271

Valley Oak Credit Union is headquartered in Three Rivers and is the 166th largest credit union in the state of California. It is also the 2,054th largest credit union in the nation. It was established in 1944 and as of June of 2024, it had grown to 21 employees and 6,034 members at 3 locations. Valley Oak Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the California counties of Madera or . Membership is also open to federal, USPS employees, or military personnel in the California counties of Fresno, Kings, Madera, or Tulare, and other select employee groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Oak Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64122
Year Chartered1944
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-3.37%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$77.9MM$76.4MM
LoansQ2 2024vs Q2 2023$55.4MM$56.5MM
DepositsQ2 2024vs Q2 2023$71.8MM$70.3MM
Equity CapitalQ2 2024vs Q2 2023$5.3MM$5.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$320K$496K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$126K$544K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Rates for Valley Oak Credit Union are currently being reviewed.

Locations


Valley Oak Credit Union Locations
Branch Office255 E King AveTulare, CA 93274
Branch Office40870 Sierra DrThree Rivers, CA 93271-9696
Branch Office600 W Main StVisalia, CA 93291-6148

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.