Valley Oak Credit Union is headquartered in Three Rivers and is the 166th largest credit union in the state of California. It is also the 2,054th largest credit union in the nation. It was established in 1944 and as of June of 2024, it had grown to 21 employees and 6,034 members at 3 locations. Valley Oak Credit Union has a B+ health rating.
Membership is open to those who live, work, worship, or attend school in the California counties of Madera or . Membership is also open to federal, USPS employees, or military personnel in the California counties of Fresno, Kings, Madera, or Tulare, and other select employee groups.
See current membership details
Overall | |
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NCUA # | 64122 |
Year Chartered | 1944 |
Employees | 21 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.23% |
Return on Equity - YTD | -3.37% |
Annual Interest Income | $1.6MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $77.9MM$76.4MM |
Loans | Q2 2024vs Q2 2023 | $55.4MM$56.5MM |
Deposits | Q2 2024vs Q2 2023 | $71.8MM$70.3MM |
Equity Capital | Q2 2024vs Q2 2023 | $5.3MM$5.2MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $320K$496K |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $126K$544K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Rates for Valley Oak Credit Union are currently being reviewed.
Valley Oak Credit Union Locations | ||
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Branch Office | 255 E King Ave | Tulare, CA 93274 |
Branch Office | 40870 Sierra Dr | Three Rivers, CA 93271-9696 |
Branch Office | 600 W Main St | Visalia, CA 93291-6148 |