Valley Oak Credit Union is headquartered in Three Rivers and is the 193rd largest credit union in the state of California. It is also the 2,244th largest credit union in the nation. It was established in 1944 and as of September of 2020, it had grown to 20 employees and 6,299 members at 3 locations. Valley Oak Credit Union has a B+ health rating.
Membership is open to those who live, work, attend school or worship in Tulare or Madera Counties. Membership is also open to federal, USPS employees or military personnel in Tulare, Fresno, Kings and Madera Counties and other select employee groups.
See current membership details
Overall | |
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NCUA # | 64122 |
Year Chartered | 1944 |
Employees | 20 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.11% |
Return on Equity - YTD | -1.32% |
Annual Interest Income | $1.5MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $60.7MM$52.5MM |
Loans | Q3 2020vs Q3 2019 | $37.1MM$38.9MM |
Deposits | Q3 2020vs Q3 2019 | $55.4MM$47.3MM |
Equity Capital | Q3 2020vs Q3 2019 | $4.9MM$4.9MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $381.00K$522.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $99.00K$278.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $25 | - | Junior Share Account | |
0.15% | $5 | - | Vacation Club | |
0.15% | $5 | - | Holiday Club | |
0.05% | $250 | - | Regular Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $2k | - | Premium Plus Checking Account |
Valley Oak Credit Union Locations | ||
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Branch Office | 255 E King Ave | Tulare, CA 93274 |
Branch Office | 40870 Sierra Dr | Three Rivers, CA 93271-9696 |
Branch Office | 600 W Main St | Visalia, CA 93291-6148 |