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Overview / Commentary
5000 California Avenue, Suite 110
Bakersfield, CA 93309

Valley Republic Bank is headquartered in Bakersfield and is the 93rd largest bank in the state of California. It is also the 1,401st largest bank in the nation. It was established in 2009 and as of December of 2015, it had grown to 68 employees at 2 locations. Valley Republic Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58828
Year Established2009
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.1%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$490.5MM$421.3MM
LoansQ4 2015vs Q4 2014$316.3MM$244.4MM
DepositsQ4 2015vs Q4 2014$435.5MM$375.9MM
Equity CapitalQ4 2015vs Q4 2014$45.7MM$41.9MM
Loan Loss AllowanceQ4 2015vs Q4 2014$4.7MM$3.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$0$0
Real Estate OwnedQ4 2015vs Q4 2014$0$0

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Valley Republic Bank Locations
Valley Republic Bank5000 California Avenue, Suite 110Bakersfield, CA 93309
Grand Island Village Branch11330 Ming Avenue, Suite 400Bakersfield, CA 93311