ValleyStar Credit Union

Overview / Commentary
35 Dupont Rd
Martinsville, VA 24112-4618

ValleyStar Credit Union is headquartered in Martinsville and is the 19th largest credit union in the state of Virginia. It is also the 605th largest credit union in the nation. It was established in 1953 and as of September of 2020, it had grown to 130 employees and 54,087 members at 10 locations. ValleyStar Credit Union has an A health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
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Health Grade Components

NCUA #66924
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.59%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$542.6MM$502.1MM
LoansQ3 2020vs Q3 2019$335.2MM$307.4MM
DepositsQ3 2020vs Q3 2019$475.4MM$433.8MM
Equity CapitalQ3 2020vs Q3 2019$62.1MM$60.3MM
Loan Loss AllowanceQ3 2020vs Q3 2019$2.5MM$2.9MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.6MM$3.2MM
Real Estate OwnedQ3 2020vs Q3 2019$125.00K$296.00K
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Always verify rates and promotions with the bank or credit union. We are not ValleyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ValleyStar Credit Union Savings Account Rates

0.05%--Savings Account
0.05%--Vacation Club Account
0.05%--IRA Shares
0.05%--Business Savings
0.05%--Christmas Club Account

ValleyStar Credit Union Money Market Rates

0.15%*$100k*-Performance Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k
0.15%*$100k*-Business Performance Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k

ValleyStar Credit Union Checking Account Rates

0.01%--Checking Account
0.01%$2.5k-Business Checking

ValleyStar Credit Union CD Rates

0.55%$2.5k-60 Month CD
0.55%$2.5k-Business 60 Month CD
0.42%$2.5k-48 Month CD
0.42%$2.5k-Business 48 Month CD
0.40%$2.5k-36 Month CD
0.40%$2.5k-Business 36 Month CD
0.27%$2.5k-24 Month CD
0.27%$2.5k-Business 24 Month CD
0.17%$2.5k-12 Month CD
0.17%$2.5k-Business 12 Month CD
0.15%$2.5k-6 Month CD
0.15%$2.5k-Business 6 Month CD

ValleyStar Credit Union IRA Rates

0.55%$500-60 Month IRA
0.42%$500-48 Month IRA
0.40%$500-36 Month IRA
0.27%$500-24 Month IRA
0.17%$500-12 Month IRA
0.15%$500-6 Month IRA

Cities: Collinsville, Danville, Martinsville, Richmond, Roanoke, Rocky Mount, South Boston, Waynesboro

Collinsville Branches
Branch Office41 Wheeler AveCollinsville, VA 24078-2417

Danville Branches
Branch Office212 Holt Garrison PkwyDanville, VA 24540-5955
Branch Office366 Piney Forest RdDanville, VA 24540
Branch Office3240 Franklin TpkeDanville, VA 24540-8262

Martinsville Branches
Branch Office35 Dupont RdMartinsville, VA 24112-4618

Richmond Branches
Branch Office1801 Dabney RdRichmond, VA 23230

Roanoke Branches
Branch Office3452 Buck Mountain RdRoanoke, VA 24018

Rocky Mount Branches
Branch Office1081 Old Franklin TpkeRocky Mount, VA 24151-2806

South Boston Branches
Branch Office4027 Halifax RdSouth Boston, VA 24592

Waynesboro Branches
Branch Office501 W Broad StWaynesboro, VA 22980

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