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ValleyStar Credit Union


Overview / Commentary
www.valleystar.org
276-632-1679
35 Dupont Rd
Martinsville, VA 24112

ValleyStar Credit Union is headquartered in Martinsville and is the 19th largest credit union in the state of Virginia. It is also the 579th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 145 employees and 45,452 members at 7 locations. ValleyStar Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
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Health
B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #66924
Year Chartered1953
Employees145
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.85%
Annual Interest Income$19.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$685.2MM$575.7MM
LoansQ3 2022vs Q3 2021$516.3MM$372.7MM
DepositsQ3 2022vs Q3 2021$563.7MM$507.2MM
Equity CapitalQ3 2022vs Q3 2021$49.2MM$61.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$3.0MM$2.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$3.5MM$1.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not ValleyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ValleyStar Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Savings Account
0.03%--Vacation Club Account
0.03%--IRA Shares
0.03%--Business Savings
0.03%--Christmas Club Account

ValleyStar Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%*$100k*-Business Performance Money Market
OTHER TIERS: 0.05% → $2.5k - $10k | 0.07% → $10k - $25k | 0.10% → $25k - $50k | 3.56% → $50k - $100k
0.15%*$100k*-Performance Money Market
OTHER TIERS: 0.05% → $2.5k - $10k | 0.07% → $10k - $25k | 0.10% → $25k - $50k | 0.12% → $50k - $100k

ValleyStar Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Checking Account
0.01%$2.5k-Business Checking

ValleyStar Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$10k-2 Year CD Special
3.04%$10k-Business 2 Year CD Special
2.02%$10k-1 Year CD Special
2.02%$10k-Business 1 Year CD Special
0.55%$2.5k-60 Month CD
0.55%$2.5k-Business 60 Month CD
0.42%$2.5k-48 Month CD
0.42%$2.5k-Business 48 Month CD
0.40%$2.5k-36 Month CD
0.40%$2.5k-Business 36 Month CD
0.27%$2.5k-24 Month CD
0.27%$2.5k-Business 24 Month CD
0.17%$2.5k-12 Month CD
0.17%$2.5k-Business 12 Month CD
0.15%$2.5k-6 Month CD
0.15%$2.5k-Business 6 Month CD

ValleyStar Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month IRA
0.42%$500-48 Month IRA
0.40%$500-36 Month IRA
0.27%$500-24 Month IRA
0.17%$500-12 Month IRA
0.15%$500-6 Month IRA
Locations


ValleyStar Credit Union Locations
Branch Office1080 Old Franklin TpkeRocky Mount, VA 24151
Branch Office41 Wheeler AveCollinsville, VA 24078-2417
Branch Office35 Dupont RdMartinsville, VA 24112-4618
Branch Office212 Holt Garrison PkwyDanville, VA 24540-5955
Branch Office501 W Broad StWaynesboro, VA 22980
Branch Office3452 Buck Mountain RdRoanoke, VA 24018
Branch Office1801 Dabney RdRichmond, VA 23230

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