ValleyStar Credit Union


Overview / Commentary
276-632-1679
35 Dupont Rd
Martinsville, VA 24112

ValleyStar Credit Union is headquartered in Martinsville and is the 19th largest credit union in the state of Virginia. It is also the 665th largest credit union in the nation. It was established in 1953 and as of June of 2024, it had grown to 164 employees and 45,638 members at 7 locations. ValleyStar Credit Union has a C+ health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
See current membership details

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Health
C+

Health Grade Components

Overall
NCUA #66924
Year Chartered1953
Employees164
Primary Regulator
Profit Margin
Return on Assets - YTD-1.05%
Return on Equity - YTD-13.31%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$601.5MM$675.5MM
LoansQ2 2024vs Q2 2023$472.9MM$528.1MM
DepositsQ2 2024vs Q2 2023$499.6MM$559.5MM
Equity CapitalQ2 2024vs Q2 2023$49.3MM$53.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6MM$5.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$6.2MM$5.8MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations


ValleyStar Credit Union Locations
Branch Office1080 Old Franklin TpkeRocky Mount, VA 24151
Branch Office41 Wheeler AveCollinsville, VA 24078-2417
Branch Office35 Dupont RdMartinsville, VA 24112-4618
Branch Office212 Holt Garrison PkwyDanville, VA 24540-5955
Branch Office19 Myers Corner Dr Ste A01Staunton, VA 24401-6348
Branch Office3452 Buck Mountain RdRoanoke, VA 24018
Corporate Office150 Pleasant Breeze DrRocky Mount, VA 24151

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