ValleyStar Credit Union is headquartered in Martinsville and is the 19th largest credit union in the state of Virginia. It is also the 579th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 145 employees and 45,452 members at 7 locations. ValleyStar Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
See current membership details
Overall | |
---|---|
NCUA # | 66924 |
Year Chartered | 1953 |
Employees | 145 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 7.85% |
Annual Interest Income | $19.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $685.2MM$575.7MM |
Loans | Q3 2022vs Q3 2021 | $516.3MM$372.7MM |
Deposits | Q3 2022vs Q3 2021 | $563.7MM$507.2MM |
Equity Capital | Q3 2022vs Q3 2021 | $49.2MM$61.9MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $3.0MM$2.6MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $3.5MM$1.6MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not ValleyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.03% | - | - | Savings Account | |
0.03% | - | - | Vacation Club Account | |
0.03% | - | - | IRA Shares | |
0.03% | - | - | Business Savings | |
0.03% | - | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | - | - | Checking Account | |
0.01% | $2.5k | - | Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $500 | - | 60 Month IRA | |
0.42% | $500 | - | 48 Month IRA | |
0.40% | $500 | - | 36 Month IRA | |
0.27% | $500 | - | 24 Month IRA | |
0.17% | $500 | - | 12 Month IRA | |
0.15% | $500 | - | 6 Month IRA |
ValleyStar Credit Union Locations | ||
---|---|---|
Branch Office | 1080 Old Franklin Tpke | Rocky Mount, VA 24151 |
Branch Office | 41 Wheeler Ave | Collinsville, VA 24078-2417 |
Branch Office | 35 Dupont Rd | Martinsville, VA 24112-4618 |
Branch Office | 212 Holt Garrison Pkwy | Danville, VA 24540-5955 |
Branch Office | 501 W Broad St | Waynesboro, VA 22980 |
Branch Office | 3452 Buck Mountain Rd | Roanoke, VA 24018 |
Branch Office | 1801 Dabney Rd | Richmond, VA 23230 |