ValleyStar Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.valleystar.org

276-632-1679

35 Dupont Rd
Martinsville, VA 24112

ValleyStar Credit Union is headquartered in Martinsville and is the 19^th largest credit union in the state of Virginia. It is also the 691^st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 163 employees and 37,871 members at 7 locations. ValleyStar Credit Union has a C+ health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
See current membership details

Reviews

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66924
Year Chartered	1953
Employees	163
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.2%
Return on Equity - YTD	-15.66%
Annual Interest Income	$7.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$576MM$648.4MM
Loans	Q1 2025vs Q1 2024	$416MM$485.7MM
Deposits	Q1 2025vs Q1 2024	$461MM$510.3MM
Equity Capital	Q1 2025vs Q1 2024	$44.5MM$53.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$4.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6MM$5.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for ValleyStar Credit Union are currently being reviewed.

Locations

ValleyStar Credit Union Locations
Branch Office	1080 Old Franklin Tpke	Rocky Mount, VA 24151
Branch Office	41 Wheeler Ave	Collinsville, VA 24078-2417
Branch Office	35 Dupont Rd	Martinsville, VA 24112-4618
Branch Office	212 Holt Garrison Pkwy	Danville, VA 24540-5955
Branch Office	19 Myers Corner Dr Ste A01	Staunton, VA 24401-6348
Branch Office	3452 Buck Mountain Rd	Roanoke, VA 24018
Corporate Office	150 Pleasant Breeze Dr	Rocky Mount, VA 24151

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