ValleyStar Credit Union

Overview / Commentary
35 Dupont Rd
Martinsville, VA 24112

ValleyStar Credit Union is headquartered in Martinsville and is the 19th largest credit union in the state of Virginia. It is also the 618th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 163 employees and 45,432 members at 7 locations. ValleyStar Credit Union's CD rates are 2X the national average, but it has a C- health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, worship, or attend school in the Virginia counties of Amelia, Amherst, Appomattox, Augusta, Bedford, Campbell, Caroline, Charles, Chesterfield, Cumberland, Dinwiddie, Franklin, Goochland, Hanover, Henry, King and Queen, King William, Louisa, New Kent, Patrick, Pittsylvania, Powhatan, Prince George, Roanoke, or Sussex, and the Virginia cities of Colonial Heights, Danville, Hopewell, Lynchburg, Martinsville, Peterburg, Richmond, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, worship, or attend school in the North Carolina counties of Caswell, Halifax, Rockingham, or Stokes, and the North Carolina cities of Eden, King, or Reidsville, also qualify for membership.
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Health Grade Components

NCUA #66924
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.92%
Annual Interest Income$35MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$659.9MM$679.5MM
LoansQ4 2023vs Q4 2022$513.2MM$523.1MM
DepositsQ4 2023vs Q4 2022$519.6MM$556.1MM
Equity CapitalQ4 2023vs Q4 2022$53.5MM$50.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.4MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$13.1MM$3.2MM
Real Estate OwnedQ4 2023vs Q4 2022$97K$59K
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Always verify rates and promotions with the bank or credit union. We are not ValleyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ValleyStar Credit Union Savings Account Rates

0.03%--Savings Account
0.03%--Vacation Club Account
0.03%--IRA Shares
0.03%--Business Savings
0.03%--Christmas Club Account

ValleyStar Credit Union Money Market Rates

0.15%*$100k*-Performance Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k - $100k
0.10%*$25k*$50kBusiness Performance Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.07% $10k - $25k

ValleyStar Credit Union Checking Account Rates

1.00%--Checking Account
0.01%$2.5k-Business Checking

ValleyStar Credit Union CD Rates

3.04%$10k-2 Year CD Special - New Money
3.04%$10k-Business 2 Year CD Special - New Money
2.02%$10k-1 Year CD Special - New Money
2.02%$10k-Business 1 Year CD Special - New Money
0.55%$2.5k-60 Month CD
0.55%$2.5k-Business 60 Month CD
0.42%$2.5k-48 Month CD
0.42%$2.5k-Business 48 Month CD
0.40%$2.5k-36 Month CD
0.40%$2.5k-Business 36 Month CD
0.27%$2.5k-24 Month CD
0.27%$2.5k-Business 24 Month CD
0.17%$2.5k-12 Month CD
0.17%$2.5k-Business 12 Month CD
0.15%$2.5k-6 Month CD
0.15%$2.5k-Business 6 Month CD

ValleyStar Credit Union IRA Rates

0.55%$500-60 Month IRA
0.42%$500-48 Month IRA
0.40%$500-36 Month IRA
0.27%$500-24 Month IRA
0.17%$500-12 Month IRA
0.15%$500-6 Month IRA

ValleyStar Credit Union Locations
Branch Office1080 Old Franklin TpkeRocky Mount, VA 24151
Branch Office41 Wheeler AveCollinsville, VA 24078-2417
Branch Office35 Dupont RdMartinsville, VA 24112-4618
Branch Office212 Holt Garrison PkwyDanville, VA 24540-5955
Branch Office19 Myers Corner Dr Ste A01Staunton, VA 24401-6348
Branch Office3452 Buck Mountain RdRoanoke, VA 24018
Corporate Office150 Pleasant Breeze DrRocky Mount, VA 24151

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