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Overview / Commentary
35 Dupont Rd
Martinsville, VA 24112-4618

ValleyStar Credit Union is headquartered in Martinsville and is the 25th largest credit union in the state of Virginia. It is also the 781st largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 75 employees and 26,902 members at 3 locations. ValleyStar Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the Virginia counties of Pittsylvania, Henry, Patrick, Franklin and Roanoke, North Carolina counties of Rockingham, Stokes, and Caswell, the Virginia cities of Danville, Martinsville, Salem, and Roanoke, and the North Carolina cities of Reidsville, King and Eden.
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Health Grade Components

NCUA #66924
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.16%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$283.3MM$276.1MM
LoansQ2 2016vs Q2 2015$167.8MM$144.2MM
DepositsQ2 2016vs Q2 2015$238.7MM$233.2MM
Equity CapitalQ2 2016vs Q2 2015$43.6MM$41.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$897.00K$760.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.8MM$2.0MM
Real Estate OwnedQ2 2016vs Q2 2015$220.00K$911.00K

Rates for ValleyStar Credit Union are currently being reviewed.


ValleyStar Credit Union Locations
Branch Office1081 Old Franklin TpkeRocky Mount, VA 24151-2806
Branch Office41 Wheeler AveCollinsville, VA 24078-2417
Branch Office35 Dupont RdMartinsville, VA 24112-4618