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ValleyStar Credit Union

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Overview / Commentary

www.valleystar.org

276-632-1679

35 Dupont Rd
Martinsville, VA 24112-4618

ValleyStar Credit Union is headquartered in Martinsville and is the 19^th largest credit union in the state of Virginia. It is also the 583^rd largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 138 employees and 53,847 members at 10 locations. ValleyStar Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, attend school, or worship in the Virginia counties of Amherst, Appomattox, Augusta, Bedford, Campbell, Franklin, Halifax Henry, Pittsylvania, Patrick, and Roanoke, and the Virginia cities of Danville, Lynchburg, Martinsville, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, attend school, or worship in the North Carolina counties of Caswell, Rockingham, and Stokes, and the North Carolina cities of Eden, King, and Reidsville, also qualify for membership.
See current membership details

Related Posts

View all posts from:

2018
2006

7/9 - ValleyStar Credit Union (VA/NC) Ups 60-Month CD APY

10/11 - 6.17% 6-Month CD at a Virginia CU (Martinsville DuPont)

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Health

A+

Data as of Q2 2019

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Health Grade Components

Overall
NCUA #	66924
Year Chartered	1953
Employees	138
Primary Regulator

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	6.02%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$502.8MM$391.7MM
Loans	Q2 2019vs Q2 2018	$302.0MM$232.6MM
Deposits	Q2 2019vs Q2 2018	$435.8MM$342.3MM
Equity Capital	Q2 2019vs Q2 2018	$59.5MM$47.3MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$1.6MM$3.3MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$3.8MM$4.9MM
Real Estate Owned	Q2 2019vs Q2 2018	$212.00K$115.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ValleyStar Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	IRA Shares
0.25%	-	-	Savings Account
0.25%	-	-	Vacation Club Account
0.25%	-	-	Business Savings
0.25%	-	-	Christmas Club Account

ValleyStar Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^*	$100k^*	-	Performance Money Market
OTHER TIERS: 0.25% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k
1.26%^*	$100k^*	-	Business Performance Money Market
OTHER TIERS: 0.25% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.60% → $25k - $50k \| 0.80% → $50k - $100k

ValleyStar Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Checking Account
0.10%	$2.5k	-	Business Checking

ValleyStar Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%	$2.5k	-	60 Month CD
3.04%	$2.5k	-	Business 60 Month CD
2.68%	$2.5k	-	30 Month CD Special
2.68%	$2.5k	-	Business 30 Month CD Special
2.12%	$2.5k	-	48 Month CD
2.12%	$2.5k	-	Business 48 Month CD
2.02%	$2.5k	-	14 Month CD Special
2.02%	$2.5k	-	Business 14 Month CD Special
1.87%	$2.5k	-	36 Month CD
1.87%	$2.5k	-	Business 36 Month CD
1.71%	$2.5k	-	24 Month CD
1.71%	$2.5k	-	Business 24 Month CD
1.51%	$2.5k	-	12 Month CD
1.51%	$2.5k	-	Business 12 Month CD
1.00%	$2.5k	-	6 Month CD
1.00%	$2.5k	-	Business 6 Month CD

ValleyStar Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%	$500	-	60 Month IRA
2.68%	$500	-	30 Month IRA Special
2.12%	$500	-	48 Month IRA
2.02%	$500	-	14 Month IRA Special
1.87%	$500	-	36 Month IRA
1.71%	$500	-	24 Month IRA
1.51%	$500	-	12 Month IRA
1.00%	$500	-	6 Month IRA

Locations

Cities: Collinsville, Danville, Martinsville, Richmond, Roanoke, Rocky Mount, South Boston, Waynesboro

Collinsville Branches
Branch Office	41 Wheeler Ave	Collinsville, VA 24078-2417

Danville Branches
Branch Office	212 Holt Garrison Pkwy	Danville, VA 24540-5955
Branch Office	366 Piney Forest Rd	Danville, VA 24540
Branch Office	3240 Franklin Tpke	Danville, VA 24540-8262

Martinsville Branches
Branch Office	35 Dupont Rd	Martinsville, VA 24112-4618

Richmond Branches
Branch Office	1801 Dabney Rd	Richmond, VA 23230

Roanoke Branches
Branch Office	3452 Buck Mountain Rd	Roanoke, VA 24018-8957

Rocky Mount Branches
Branch Office	1081 Old Franklin Tpke	Rocky Mount, VA 24151-2806

South Boston Branches
Branch Office	4027 Halifax Rd	South Boston, VA 24592

Waynesboro Branches
Branch Office	501 W Broad St	Waynesboro, VA 22980

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