1. Banks
  2. ValleyStar Credit Union

ValleyStar Credit Union


Overview / Commentary
www.valleystar.org
276-632-1679
35 Dupont Rd
Martinsville, VA 24112-4618

ValleyStar Credit Union is headquartered in Martinsville and is the 20th largest credit union in the state of Virginia. It is also the 587th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 135 employees and 53,974 members at 10 locations. ValleyStar Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

ValleyStar Credit Union offers membership to those who live, work, attend school, or worship in the Virginia counties of Amherst, Appomattox, Augusta, Bedford, Campbell, Franklin, Halifax Henry, Pittsylvania, Patrick, and Roanoke, and the Virginia cities of Danville, Lynchburg, Martinsville, Roanoke, Salem, Staunton, and Waynesboro. Individuals who live, work, attend school, or worship in the North Carolina counties of Caswell, Rockingham, and Stokes, and the North Carolina cities of Eden, King, and Reidsville, also qualify for membership.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #66924
Year Chartered1953
Employees135
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.35%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$499.5MM$400.5MM
LoansQ4 2019vs Q4 2018$311.7MM$247.1MM
DepositsQ4 2019vs Q4 2018$435.7MM$349.2MM
Equity CapitalQ4 2019vs Q4 2018$59.2MM$49.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.7MM$2.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.1MM$3.3MM
Real Estate OwnedQ4 2019vs Q4 2018$136.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not ValleyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ValleyStar Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--IRA Shares
0.05%--Savings Account
0.05%--Vacation Club Account
0.05%--Business Savings
0.05%--Christmas Club Account

ValleyStar Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Performance Money Market
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k
0.50%*$100k*-Business Performance Money Market
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k

ValleyStar Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Checking Account
0.01%$2.5k-Business Checking

ValleyStar Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$2.5k-60 Month CD
1.21%$2.5k-Business 60 Month CD
1.11%$2.5k-48 Month CD
1.11%$2.5k-Business 48 Month CD
1.00%$2.5k-36 Month CD
1.00%$2.5k-Business 36 Month CD
0.90%$2.5k-24 Month CD
0.90%$2.5k-Business 24 Month CD
0.80%$2.5k-12 Month CD
0.80%$2.5k-Business 12 Month CD
0.40%$2.5k-6 Month CD
0.40%$2.5k-Business 6 Month CD

ValleyStar Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-60 Month IRA
1.11%$500-48 Month IRA
1.00%$500-36 Month IRA
0.90%$500-24 Month IRA
0.80%$500-12 Month IRA
0.40%$500-6 Month IRA
Locations


Cities: Collinsville, Danville, Martinsville, Richmond, Roanoke, Rocky Mount, South Boston, Waynesboro

Collinsville Branches
Branch Office41 Wheeler AveCollinsville, VA 24078-2417

Danville Branches
Branch Office212 Holt Garrison PkwyDanville, VA 24540-5955
Branch Office366 Piney Forest RdDanville, VA 24540
Branch Office3240 Franklin TpkeDanville, VA 24540-8262

Martinsville Branches
Branch Office35 Dupont RdMartinsville, VA 24112-4618

Richmond Branches
Branch Office1801 Dabney RdRichmond, VA 23230

Roanoke Branches
Branch Office3452 Buck Mountain RdRoanoke, VA 24018

Rocky Mount Branches
Branch Office1081 Old Franklin TpkeRocky Mount, VA 24151-2806

South Boston Branches
Branch Office4027 Halifax RdSouth Boston, VA 24592

Waynesboro Branches
Branch Office501 W Broad StWaynesboro, VA 22980

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.