ValueBank Texas is headquartered in Corpus Christi and is the 210th largest bank in the state of Texas. It is also the 2,355th largest bank in the nation. It was established in 1967 and as of June of 2022, it had grown to 92 employees at 9 locations. ValueBank Texas has an A health rating.
I banked with ValueBank Texas for 5 years. During that time I neevr had any complaints. Any time that I would have an overdraft, or any other issue, the bank would call me personally to allow me the chance to come in and fix it before it went through on their system. I avoided a lot of fees that way and would absolutely recommend a small, local bank to anyone looking for a new bank.
In reading the fine print for this bank, one fee caught my eye. If you do not meet the rewards checking account's qualifications, you are charged a $8.99 monthly service fee. Other than that, the rest of the requirements and benefits are pretty much standard.
|FDIC Certificate #||19700|
|Return on Assets - YTD||1.31%|
|Return on Equity - YTD||13.91%|
|Annual Interest Income||$4.9MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$326.1MM$303.1MM|
|Loans||Q2 2022vs Q2 2021||$147.9MM$150.3MM|
|Deposits||Q2 2022vs Q2 2021||$295.0MM$269.8MM|
|Equity Capital||Q2 2022vs Q2 2021||$28.6MM$30.7MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$1.7MM$1.7MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$0$0|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Always verify rates and promotions with the bank or credit union. We are not ValueBank Texas; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|3.00%||-||-||Value Checking W/Rewards|
|ValueBank Texas Locations|
|Ingleside Branch||2900 North Main Street||Ingleside, TX 78362|
|Orange Grove Branch||204 South Eugenia Street||Orange Grove, TX 78372|
|Valuebank Texas||3649 Leopard St||Corpus Christi, TX 78408|
|Midtown Branch||3757 S. Staples||Corpus Christi, TX 78411|
|Port Aransas Branch||500 S. Alister||Port Aransas, TX 78373|
|South Staples Branch||7110 South Staples Street||Corpus Christi, TX 78413|
|Aransas Pass Branch||925 South Commercial Street||Aransas Pass, TX 78336|
|Valuebank Texas||9710 S. Mason Road||Richmond, TX 77407|
|Horseshoe Bay Branch||9712 W. Fm 2147, Suite 103||Horseshoe Bay, TX 78657|