ValueBank Texas is headquartered in Corpus Christi and is the 215th largest bank in the state of Texas. It is also the 2,469th largest bank in the nation. It was established in 1967 and as of June of 2021, it had grown to 96 employees at 9 locations. ValueBank Texas has an A+ health rating.
Great local bank
I banked with ValueBank Texas for 5 years. During that time I neevr had any complaints. Any time that I would have an overdraft, or any other issue, the bank would call me personally to allow me the chance to come in and fix it before it went through on their system. I avoided a lot of fees that way and would absolutely recommend a small, local bank to anyone looking for a new bank.
Fine Print Fee
In reading the fine print for this bank, one fee caught my eye. If you do not meet the rewards checking account's qualifications, you are charged a $8.99 monthly service fee. Other than that, the rest of the requirements and benefits are pretty much standard.
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19700 |
| Year Established | 1967 |
| Employees | 96 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 8.68% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $303.1MM$283.9MM |
| Loans | Q2 2021vs Q2 2020 | $150.3MM$141.0MM |
| Deposits | Q2 2021vs Q2 2020 | $269.8MM$251.9MM |
| Equity Capital | Q2 2021vs Q2 2020 | $30.7MM$29.0MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $1.7MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $0$0 |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |