Overview / Commentary
ValueBank Texas is headquartered in Corpus Christi and is the 221st largest bank in the state of Texas. It is also the 2,556th largest bank in the nation. It was established in 1967 and as of December of 2020, it had grown to 99 employees at 9 locations. ValueBank Texas has an A+ health rating.
Reviews (1)
Great local bank
Posted by: ireneharris | Feb 13, 2018
I banked with ValueBank Texas for 5 years. During that time I neevr had any complaints. Any time that I would have an overdraft, or any other issue, the bank would call me personally to allow me the chance to come in and fix it before it went through on their system. I avoided a lot of fees that way and would absolutely recommend a small, local bank to anyone looking for a new bank.
Health
A+
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19700 |
| Year Established | 1967 |
| Employees | 99 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 9.66% |
| Annual Interest Income | $10.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $270.1MM$237.6MM |
| Loans | Q4 2020vs Q4 2019 | $150.6MM$131.7MM |
| Deposits | Q4 2020vs Q4 2019 | $238.4MM$208.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $29.8MM$27.2MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.7MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $698.00K$0 |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |