ValueBank Texas is headquartered in CORPUS CHRISTI and is the 220th largest bank in the state of Texas. It is also the 2,509th largest bank in the nation. It was established in 1967 and as of December of 2024, it had grown to 85 employees at 9 locations. ValueBank Texas has an A+ health rating.
Fine Print Fee
In reading the fine print for this bank, one fee caught my eye. If you do not meet the rewards checking account's qualifications, you are charged a $8.99 monthly service fee. Other than that, the rest of the requirements and benefits are pretty much standard.
Terrible Bank
Employees are super rude and unprofessional, minimum effort to help the situation. I would rate 0 stars if I could. This may not include all branches but 100% the branch in Richmond off west bellfort and mason.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19700 |
| Year Established | 1967 |
| Employees | 85 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.77% |
| Return on Equity - YTD | 15.22% |
| Annual Interest Income | $16.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $297.2MM$292MM |
| Loans | Q4 2024vs Q4 2023 | $159.8MM$145.6MM |
| Deposits | Q4 2024vs Q4 2023 | $259.4MM$255.2MM |
| Equity Capital | Q4 2024vs Q4 2023 | $34.5MM$33.2MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $2MM$2MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $117K$0 |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |