ValueBank Texas is headquartered in CORPUS CHRISTI and is the 219th largest bank in the state of Texas. It is also the 2,495th largest bank in the nation. It was established in 1967 and as of June of 2023, it had grown to 96 employees at 9 locations. ValueBank Texas has a B+ health rating.
Great local bank
I banked with ValueBank Texas for 5 years. During that time I neevr had any complaints. Any time that I would have an overdraft, or any other issue, the bank would call me personally to allow me the chance to come in and fix it before it went through on their system. I avoided a lot of fees that way and would absolutely recommend a small, local bank to anyone looking for a new bank.
Fine Print Fee
In reading the fine print for this bank, one fee caught my eye. If you do not meet the rewards checking account's qualifications, you are charged a $8.99 monthly service fee. Other than that, the rest of the requirements and benefits are pretty much standard.
Terrible Bank
Employees are super rude and unprofessional, minimum effort to help the situation. I would rate 0 stars if I could. This may not include all branches but 100% the branch in Richmond off west bellfort and mason.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19700 |
| Year Established | 1967 |
| Employees | 96 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.64% |
| Return on Equity - YTD | 15.52% |
| Annual Interest Income | $7.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $292.4MM$326.1MM |
| Loans | Q2 2023vs Q2 2022 | $142.7MM$147.9MM |
| Deposits | Q2 2023vs Q2 2022 | $256.4MM$295.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $32.6MM$28.6MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $1.7MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $0$0 |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |