Overview / Commentary
Valwood Park Federal Credit Union is headquartered in Carrollton and is the 247th largest credit union in the state of Texas. It is also the 3,206th largest credit union in the nation. It was established in 1974 and as of December of 2020, it had grown to 6 employees and 2,640 members at 1 location. Valwood Park Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Valwood Park Federal Credit Union is open to anyone who lives, works, worships or goes to school in the cities of Addison, Branch, Carrollton or Farmers. Residents of Metrocrest, and immediate family members are also eligible to join.
See current membership details
Reviews (1)
Health
B+
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valwood Park Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 21788 |
| Year Chartered | 1974 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 3.74% |
| Annual Interest Income | $728.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $24.9MM$22.6MM |
| Loans | Q4 2020vs Q4 2019 | $13.4MM$14.4MM |
| Deposits | Q4 2020vs Q4 2019 | $21.3MM$19.1MM |
| Equity Capital | Q4 2020vs Q4 2019 | $3.7MM$3.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $32.00K$34.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $27.00K$56.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |