Overview / Commentary
Valwood Park Federal Credit Union is headquartered in Carrollton and is the 246th largest credit union in the state of Texas. It is also the 3,169th largest credit union in the nation. It was established in 1974 and as of December of 2021, it had grown to 6 employees and 2,752 members at 1 location. Valwood Park Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Valwood Park Federal Credit Union is open to anyone who lives, works, worships or goes to school in the cities of Addison, Branch, Carrollton or Farmers. Residents of Metrocrest, and immediate family members are also eligible to join.
See current membership details
Reviews (1)
Health
B+
Data as of Q4 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valwood Park Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 21788 |
| Year Chartered | 1974 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 4.46% |
| Annual Interest Income | $674.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $26.9MM$24.9MM |
| Loans | Q4 2021vs Q4 2020 | $16.0MM$13.4MM |
| Deposits | Q4 2021vs Q4 2020 | $23.5MM$21.3MM |
| Equity Capital | Q4 2021vs Q4 2020 | $3.8MM$3.7MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $35.00K$32.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $6.00K$27.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |