Vantage Point Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month CD 0.62% - National Average
0.25%	Savings	Share Savings 1.30% - Synchrony Bank High Yield Savings
1.00%	3-year CD	36 Month CD 1.60% - Ally Bank High Yield 3 Year CD

View all Vantage Point Federal Credit Union rates »

Overview / Commentary

vantagepointfcu.org

804-541-1473

3600 Oaklawn Blvd
Hopewell, VA 23860

Vantage Point Federal Credit Union is headquartered in HOPEWELL and is the 71^st largest credit union in the state of Virginia. It is also the 2,740^th largest credit union in the nation. It was established in 1966 and as of June of 2017, it had grown to 9 employees and 3,576 members at 2 locations. Vantage Point Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vantage Point Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	17630
Year Chartered	1966
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	4.45%
Annual Interest Income	$492.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$34.7MM$32.8MM
Loans	Q2 2017vs Q2 2016	$11.8MM$11.4MM
Deposits	Q2 2017vs Q2 2016	$30.2MM$28.3MM
Equity Capital	Q2 2017vs Q2 2016	$4.5MM$4.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$168.00K$75.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$11.00K$61.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vantage Point Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$5k^*	-	IRA Shares
OTHER TIERS: 0.70% → $100 - $5k
0.25%^*	$5k^*	-	Share Savings
OTHER TIERS: 0.15% → $500 - $5k
0.25%^*	$5k^*	-	VUTMA (Virginia Uniform Transfer to Minors)
OTHER TIERS: 0.15% → $100 - $5k
0.25%^*	$5k^*	-	Christmas Club
OTHER TIERS: 0.15% → $500 - $5k
0.25%^*	$5k^*	$100m	Vacation Club
OTHER TIERS: 0.15% → $500 - $5k
0.25%^*	$5k^*	-	Easy Saver Club Accounts
OTHER TIERS: 0.15% → $500 - $5k

Vantage Point Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Share Draft Checking Account

Vantage Point Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	36 Month CD
0.60%	$1k	-	12 Month CD
0.35%	$1k	-	6 Month CD

Locations

Vantage Point Federal Credit Union Locations
Branch Office	3600 OAKLAWN BLVD	HOPEWELL, VA 23860
Branch Office	227 E BROADWAY	HOPEWELL, VA 23860