Vantage Point Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.90% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
| 1.61% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
Vantage Point Federal Credit Union is headquartered in HOPEWELL and is the 69th largest credit union in the state of Virginia. It is also the 2,676th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 9 employees and 3,482 members at 1 location. Vantage Point Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17630 |
| Year Chartered | 1966 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 7.85% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $35.3MM$34.4MM |
| Loans | Q4 2018vs Q4 2017 | $11.9MM$12.0MM |
| Deposits | Q4 2018vs Q4 2017 | $30.2MM$29.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $5.0MM$4.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $162.00K$148.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $33.00K$38.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Vantage Point Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vantage Point Federal Credit Union Savings Account Rates
Vantage Point Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.35% → $2k - $25k | 0.55% → $25k - $75k | |||||
Vantage Point Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Share Draft Checking Account |
Vantage Point Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 36 Month CD | |
| 1.11% | $1k | - | 24 Month CD | |
| 0.90% | $1k | - | 12 Month CD | |
| 0.70% | $1k | - | 6 Month CD |
Vantage Point Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 36 Month IRA | |
| 1.11% | $1k | - | 24 Month IRA | |
| 0.90% | $1k | - | 12 Month IRA | |
| 0.70% | $1k | - | 6 Month IRA |
| Vantage Point Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3600 OAKLAWN BLVD | HOPEWELL, VA 23860 |