Overview / Commentary
804-541-1473
3600 Oaklawn Blvd
Hopewell, VA 23860

Vantage Point Federal Credit Union is headquartered in HOPEWELL and is the 69th largest credit union in the state of Virginia. It is also the 2,676th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 9 employees and 3,482 members at 1 location. Vantage Point Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vantage Point Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17630
Year Chartered1966
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD7.85%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$35.3MM$34.4MM
LoansQ4 2018vs Q4 2017$11.9MM$12.0MM
DepositsQ4 2018vs Q4 2017$30.2MM$29.7MM
Equity CapitalQ4 2018vs Q4 2017$5.0MM$4.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$162.00K$148.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$33.00K$38.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Vantage Point Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vantage Point Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$5k*-IRA Shares
OTHER TIERS: 0.60% $100 - $5k
0.25%*$5k*-Share Savings
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*-VUTMA (Virginia Uniform Transfer to Minors)
OTHER TIERS: 0.15% $100 - $5k
0.25%*$5k*-Christmas Club
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*$100mVacation Club
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*-Easy Saver Club
OTHER TIERS: 0.15% $500 - $5k

Vantage Point Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$75k*-Money Market
OTHER TIERS: 0.35% $2k - $25k | 0.55% $25k - $75k

Vantage Point Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Checking Account

Vantage Point Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-36 Month CD
1.11%$1k-24 Month CD
0.90%$1k-12 Month CD
0.70%$1k-6 Month CD

Vantage Point Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-36 Month IRA
1.11%$1k-24 Month IRA
0.90%$1k-12 Month IRA
0.70%$1k-6 Month IRA
Locations


Vantage Point Federal Credit Union Locations
Branch Office3600 OAKLAWN BLVDHOPEWELL, VA 23860

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