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Vantage Point Federal Credit Union

Popular Accounts at this Credit Union

0.60%1-year CD12 Month CD
0.25%SavingsShare Savings
1.00%3-year CD36 Month CD

Overview / Commentary
3600 Oaklawn Blvd
Hopewell, VA 23860

Vantage Point Federal Credit Union is headquartered in HOPEWELL and is the 71st largest credit union in the state of Virginia. It is also the 2,693rd largest credit union in the nation. It was established in 1966 and as of September of 2017, it had grown to 9 employees and 3,562 members at 2 locations. Vantage Point Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vantage Point Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17630
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD4.69%
Annual Interest Income$753.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$35.7MM$33.7MM
LoansQ3 2017vs Q3 2016$11.8MM$11.1MM
DepositsQ3 2017vs Q3 2016$31.1MM$29.1MM
Equity CapitalQ3 2017vs Q3 2016$4.6MM$4.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$185.00K$84.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$31.00K$150.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vantage Point Federal Credit Union Savings Account Rates

0.80%*$5k*-IRA Shares
OTHER TIERS: 0.70% $100 - $5k
0.25%*$5k*-Share Savings
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*-VUTMA (Virginia Uniform Transfer to Minors)
OTHER TIERS: 0.15% $100 - $5k
0.25%*$5k*-Christmas Club
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*$100mVacation Club
OTHER TIERS: 0.15% $500 - $5k
0.25%*$5k*-Easy Saver Club Accounts
OTHER TIERS: 0.15% $500 - $5k

Vantage Point Federal Credit Union Checking Account Rates

0.05%$500-Share Draft Checking Account

Vantage Point Federal Credit Union CD Rates

1.00%$1k-36 Month CD
0.60%$1k-12 Month CD
0.35%$1k-6 Month CD

Vantage Point Federal Credit Union Locations
Branch Office3600 OAKLAWN BLVDHOPEWELL, VA 23860
Branch Office227 E BROADWAYHOPEWELL, VA 23860