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VAPR Federal Credit Union


Overview / Commentary
www.vaprfcu.com
787-773-7600
2400 Carr.177
San Juan, PR 00926

VAPR Federal Credit Union is headquartered in San Juan and is the 2nd largest credit union in the state of PR. It is also the 1,090th largest credit union in the nation. It was established in 1950 and as of June of 2024, it had grown to 63 employees and 19,731 members at 3 locations. VAPR Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

VAPR Federal Credit Union is open anyone who lives, works, worships, or goes to school in Guyama, Puerto Rico or members of the following: the Paralized Veterans of America, American Legion, Disabled American Veterans Chapter 1 San Juan, US Coast Guard Veteran Administration, US Coast Guard Auxiliary Division 1, or any of the more than 35 groups.
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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #6918
Year Chartered1950
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD10.53%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$263.2MM$234.7MM
LoansQ2 2024vs Q2 2023$136.6MM$121.4MM
DepositsQ2 2024vs Q2 2023$241.5MM$217.5MM
Equity CapitalQ2 2024vs Q2 2023$20.8MM$16MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.6MM$2.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$601K$439K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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VAPR Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25k-Regular Share Account

VAPR Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$0-12 Month CD
3.56%$0-24 Month CD
3.56%$0-30 Month CD
3.30%$0-60 Month CD
3.30%$0-36 Month CD
3.30%$0-48 Month CD

VAPR Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-120 Month IRA CD
0.65%$500-60 Month IRA CD
0.45%$500-36 Month IRA CD
0.35%$500-24 Month IRA CD
0.25%$500-12 Month IRA CD
Locations


VAPR Federal Credit Union Locations
Branch Office150 Ave Carlos Chardon Ste 227San Juan, PR 00918-1703
Corporate OfficeAve Los Filtros Bo Monacillos Carretera 177 KM 3.8San Juan, PR 00926
Branch OfficeStreet 54 La Fuente Town CenterGuayama, PR 00785

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