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VAPR Federal Credit Union


Overview / Commentary
www.vaprfcu.com
787-773-7600
Carretera 21 Bo. Monacillos Anexo Hospital De Veteranos
Río Piedras, PR 00926

VAPR Federal Credit Union is headquartered in San Juan and is the 2nd largest credit union in the state of PR. It is also the 1,065th largest credit union in the nation. It was established in 1950 and as of December of 2020, it had grown to 54 employees and 19,534 members at 3 locations. VAPR Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

VAPR Federal Credit Union is open anyone who lives, works, worships, or goes to school in Guyama, Puerto Rico or members of the following: the Paralized Veterans of America, American Legion, Disabled American Veterans Chapter 1 San Juan, US Coast Guard Veteran Administration, US Coast Guard Auxiliary Division 1, or any of the more than 35 groups.
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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #6918
Year Chartered1950
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.63%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$235.2MM$207.4MM
LoansQ4 2020vs Q4 2019$99.8MM$114.7MM
DepositsQ4 2020vs Q4 2019$211.6MM$185.4MM
Equity CapitalQ4 2020vs Q4 2019$22.6MM$21.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.4MM$2.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$312.00K$760.00K
Real Estate OwnedQ4 2020vs Q4 2019$58.00K$146.00K
Rates
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VAPR Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$3k-Regular Share Account

VAPR Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-60 Month CD
0.30%$1k-24 Month CD
0.15%$1k-12 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD

VAPR Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-120 Month IRA CD
0.65%$500-60 Month IRA CD
0.45%$500-36 Month IRA CD
0.35%$500-24 Month IRA CD
0.25%$500-12 Month IRA CD
Locations


VAPR Federal Credit Union Locations
Branch Office150 Ave Carlos Chardon Ste 227San Juan, PR 00918-1703
Corporate OfficeAve Los Filtros Bo Monacillos Carretera 177 KM 3.8San Juan, PR 00926
Branch OfficeStreet 54 La Fuente Town CenterGuayama, PR 00785

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