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VAPR Federal Credit Union


Overview / Commentary
www.vaprfcu.com
787-773-7600
Ave Los Filtros Bo Monacillos Carretera 177 Km 3.8
San Juan, PR 00926

VAPR Federal Credit Union is headquartered in San Juan and is the 2nd largest credit union in the state of PR. It is also the 1,144th largest credit union in the nation. It was established in 1950 and as of June of 2022, it had grown to 54 employees and 18,809 members at 3 locations. VAPR Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

VAPR Federal Credit Union is open anyone who lives, works, worships, or goes to school in Guyama, Puerto Rico or members of the following: the Paralized Veterans of America, American Legion, Disabled American Veterans Chapter 1 San Juan, US Coast Guard Veteran Administration, US Coast Guard Auxiliary Division 1, or any of the more than 35 groups.
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Health
B+

Data as of Q2 2022

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Health Grade Components

Overall
NCUA #6918
Year Chartered1950
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD5.36%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$239.0MM$242.9MM
LoansQ2 2022vs Q2 2021$102.1MM$96.4MM
DepositsQ2 2022vs Q2 2021$220.2MM$218.7MM
Equity CapitalQ2 2022vs Q2 2021$17.4MM$23.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.4MM$772.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$312.00K$117.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$56.00K
Rates
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VAPR Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$3k-Regular Share Account

VAPR Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$1k-60 Month CD
2.78%$1k-48 Month CD
2.53%$1k-36 Month CD
2.02%$1k-12 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD

VAPR Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-120 Month IRA CD
0.65%$500-60 Month IRA CD
0.45%$500-36 Month IRA CD
0.35%$500-24 Month IRA CD
0.25%$500-12 Month IRA CD
Locations


VAPR Federal Credit Union Locations
Branch Office150 Ave Carlos Chardon Ste 227San Juan, PR 00918-1703
Corporate OfficeAve Los Filtros Bo Monacillos Carretera 177 KM 3.8San Juan, PR 00926
Branch OfficeStreet 54 La Fuente Town CenterGuayama, PR 00785

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