VAPR Federal Credit Union

Overview / Commentary
Ave Los Filtros Bo Monacillos Carretera 177 Km 3.8
San Juan, PR 00926

VAPR Federal Credit Union is headquartered in San Juan and is the 2nd largest credit union in the state of PR. It is also the 1,139th largest credit union in the nation. It was established in 1950 and as of December of 2022, it had grown to 63 employees and 18,862 members at 3 locations. VAPR Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

VAPR Federal Credit Union is open anyone who lives, works, worships, or goes to school in Guyama, Puerto Rico or members of the following: the Paralized Veterans of America, American Legion, Disabled American Veterans Chapter 1 San Juan, US Coast Guard Veteran Administration, US Coast Guard Auxiliary Division 1, or any of the more than 35 groups.
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Health Grade Components

NCUA #6918
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD11.06%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$238.9MM$243.4MM
LoansQ4 2022vs Q4 2021$114.1MM$94.3MM
DepositsQ4 2022vs Q4 2021$222.3MM$219.2MM
Equity CapitalQ4 2022vs Q4 2021$15.7MM$23.5MM
Loan Loss AllowanceQ4 2022vs Q4 2021$1.4MM$567.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$230.00K$180.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$4.00K
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VAPR Federal Credit Union Savings Account Rates

0.05%$3k-Regular Share Account

VAPR Federal Credit Union CD Rates

3.04%$1k-60 Month CD
2.78%$1k-48 Month CD
2.53%$1k-36 Month CD
2.02%$1k-12 Month CD
0.05%$1k-3 Month CD
0.05%$1k-6 Month CD

VAPR Federal Credit Union IRA Rates

0.90%$500-120 Month IRA CD
0.65%$500-60 Month IRA CD
0.45%$500-36 Month IRA CD
0.35%$500-24 Month IRA CD
0.25%$500-12 Month IRA CD

VAPR Federal Credit Union Locations
Branch Office150 Ave Carlos Chardon Ste 227San Juan, PR 00918-1703
Corporate OfficeAve Los Filtros Bo Monacillos Carretera 177 KM 3.8San Juan, PR 00926
Branch OfficeStreet 54 La Fuente Town CenterGuayama, PR 00785

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