Overview / Commentary
VAPR Federal Credit Union is headquartered in Guaynabo and is the 2nd largest credit union in the state of PR. It is also the 1,077th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 63 employees and 19,843 members at 3 locations. VAPR Federal Credit Union has an A health rating.
Field of Membership Restrictions
VAPR Federal Credit Union is open anyone who lives, works, worships, or goes to school in Guyama, Puerto Rico or members of the following: the Paralized Veterans of America, American Legion, Disabled American Veterans Chapter 1 San Juan, US Coast Guard Veteran Administration, US Coast Guard Auxiliary Division 1, or any of the more than 35 groups.
See current membership details
Health
A
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6918 |
| Year Chartered | 1950 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 9.6% |
| Annual Interest Income | $9.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $271.8MM$239.8MM |
| Loans | Q3 2024vs Q3 2023 | $145.6MM$123.7MM |
| Deposits | Q3 2024vs Q3 2023 | $246.9MM$222.4MM |
| Equity Capital | Q3 2024vs Q3 2023 | $23.9MM$16.5MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $2.8MM$2.5MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $313K$194K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |