Ventura County Credit Union

Overview / Commentary
2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 51st largest credit union in the state of California. It is also the 342nd largest credit union in the nation. It was established in 1950 and as of December of 2023, it had grown to 172 employees and 75,328 members at 9 locations. Ventura County Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura County or Santa Barbara County, California or belong to one to one of the select employer groups.
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Health Grade Components

NCUA #68458
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD12.75%
Annual Interest Income$56MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.35B$1.29B
LoansQ4 2023vs Q4 2022$865.4MM$756.2MM
DepositsQ4 2023vs Q4 2022$1.18B$1.17B
Equity CapitalQ4 2023vs Q4 2022$105.1MM$93.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$11.8MM$4.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.9MM$4.8MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Ventura County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

0.25%*$1k*-Variable Rate IRA Savings
OTHER TIERS: 0.20% Up to $1k
0.20%$25-Holiday Club Account
0.10%--Get Fit Savings Plan Account
0.10%-$1kGet Fit IRA Savings Account
0.10%$25-Savings Account
0.10%$25-Business Share Account

Ventura County Credit Union Money Market Rates

2.25%*$200k*-Money Market Maximizer
OTHER TIERS: 1.00% $25k - $50k | 1.10% $50k - $100k | 1.75% $100k - $200k
1.00%*$100k*-Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k
1.00%*$100k*-Business Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k

Ventura County Credit Union Checking Account Rates

0.35%*$10k*-Simply Earn Checking
OTHER TIERS: 0.10% $500 - $2.5k | 0.30% $2.5k - $10k

Ventura County Credit Union CD Rates

5.00%$1k-13 Month No Penalty Certificate
4.25%$1k-24 Month CD
4.25%$5k-18 Month Jump-Up CD
4.25%$5k-24 Month Jump-Up CD
4.25%$1k-Business 24 Month CD
4.10%$500-6 Month Get Fit Basic CD
4.10%$2.5k-6 Month Get Fit Plus CD
4.00%$1k-6 Month CD
4.00%$1k-12 Month CD
4.00%$1k-60 Month CD
4.00%$1k-Business 6 Month CD
4.00%$1k-Business 12 Month CD
4.00%$1k-Business 60 Month CD
3.75%$1k-36 Month CD
3.75%$1k-48 Month CD
3.75%$1k-Business 36 Month CD
3.75%$1k-Business 48 Month CD

Ventura County Credit Union IRA Rates

5.20%$1k-1 Year Get Fit IRA
4.35%$1k-2 Year IRA
4.35%$1k-18 Month Jump Up IRA
4.35%$1k-24 Month Jump Up IRA
4.10%$1k-1 Year IRA
4.10%$1k-3 Year IRA
4.10%$1k-4 Year IRA
4.10%$1k-5 Year IRA

Ventura County Credit Union Locations
Branch Office2160 N Rose AveOxnard, CA 93036-5058
Branch Office711 E Daily Dr Ste 100Camarillo, CA 93010-6081
Branch Office18 W Thousand Oaks BlvdThousand Oaks, CA 91360-4458
Branch Office2680 Tapo Canyon RdSimi Valley, CA 93063-2308
Branch Office6026 Telephone RdVentura, CA 93003-5332
Branch Office687 W Channel Islands BlvdPort Hueneme, CA 93041-2138
Branch Office510 New Los Angeles AveMoorpark, CA 93021-2063
Corporate Office2575 Vista Del Mar Dr Suite 100Ventura, CA 93001
Branch Office691 Town Center DrOxnard, CA 93036

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