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Ventura County Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.vccuonline.net
805-477-4000
2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 46th largest credit union in the state of California. It is also the 329th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 183 employees and 77,143 members at 9 locations. Ventura County Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura County or Santa Barbara County, California or belong to one to one of the select employer groups.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68458
Year Chartered1950
Employees183
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.74%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.45B$1.37B
LoansQ1 2025vs Q1 2024$942.5MM$884MM
DepositsQ1 2025vs Q1 2024$1.3B$1.24B
Equity CapitalQ1 2025vs Q1 2024$124.7MM$109.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.9MM$12.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.1MM$10.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Holiday Club Account
0.10%$0-Get Fit Savings Plan Account
0.10%$25-Savings Account
0.10%$25-Business Share Account

Ventura County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$200k*-Money Market Maximizer
OTHER TIERS: 1.00% → $25k - $50k | 1.10% → $50k - $100k | 1.75% → $100k - $200k
1.00%*$100k*-Money Market Access
OTHER TIERS: 0.10% → $0 - $2.5k | 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k
1.00%*$100k*-Business Money Market Access
OTHER TIERS: 0.10% → $0 - $2.5k | 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k

Ventura County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$10k*-Simply Earn Checking
OTHER TIERS: 0.10% → $500 - $2.5k | 0.30% → $2.5k - $10k

Ventura County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-6 Month Get Fit Basic CD
3.60%$2.5k-6 Month Get Fit Plus CD
3.50%$1k-6 Month CD
3.50%$1k-12 Month CD
3.50%$1k-13 Month No Penalty Certificate
3.50%$1k-Business 6 Month CD
3.50%$1k-Business 12 Month CD
3.25%$1k-24 Month CD
3.25%$1k-36 Month CD
3.25%$1k-48 Month CD
3.25%$1k-60 Month CD
3.25%$1k-Business 24 Month CD
3.25%$1k-Business 36 Month CD
3.25%$1k-Business 48 Month CD
3.25%$1k-Business 60 Month CD
3.00%$5k-18 Month Jump-Up CD
3.00%$5k-24 Month Jump-Up CD

Ventura County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$1k-1 Year Get Fit IRA
3.60%$1k-1 Year IRA
3.35%$1k-2 Year IRA
3.35%$1k-3 Year IRA
3.35%$1k-4 Year IRA
3.35%$1k-5 Year IRA
3.00%$1k-18 Month Jump Up IRA
3.00%$1k-24 Month Jump Up IRA
0.25%*$1k*-Variable Rate IRA Savings
OTHER TIERS: 0.20% → $0 - $1k
0.10%$0$1kGet Fit IRA Savings Account
Locations


Ventura County Credit Union Locations
Branch Office2160 N Rose AveOxnard, CA 93036-5058
Branch Office711 E Daily Dr Ste 100Camarillo, CA 93010-6081
Branch Office18 W Thousand Oaks BlvdThousand Oaks, CA 91360-4458
Branch Office2680 Tapo Canyon RdSimi Valley, CA 93063-2308
Branch Office6026 Telephone RdVentura, CA 93003-5332
Branch Office687 W Channel Islands BlvdPort Hueneme, CA 93041-2138
Branch Office510 New Los Angeles AveMoorpark, CA 93021-2063
Corporate Office2575 Vista Del Mar Dr Suite 100Ventura, CA 93001
Branch Office691 Town Center DrOxnard, CA 93036

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