Ventura County Credit Union

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CURRENT TOP RATE

5 Year IRA (Traditional, Roth, SEP, CESA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.25%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.95%	1-year CD	2.65% - Barclays 12 Month Online CD
0.05%	Savings	2.00% - Ally Bank Online Savings Account

View all Ventura County Credit Union rates »

Overview / Commentary

www.vccuonline.net

805-477-4000

2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 56^th largest credit union in the state of California. It is also the 350^th largest credit union in the nation. It was established in 1950 and as of September of 2018, it had grown to 159 employees and 77,717 members at 9 locations. Ventura County Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups. (Membership requirements are listed in the credit union's online application)
See current membership details

Related Posts

View all posts from:

2007
2006

7/27 - 10% 12-Month CD at a California CU - $1K Max (Ventura County)
3/4 - 7.70% 7-Month CD at a California CU - $15K Max (Ventura County)
1/31 - 6.00% 12-Month CD at a California CU Continues (Ventura County).

11/18 - 6.00% 12-Month CD at a California CU (Ventura County)

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Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68458
Year Chartered	1950
Employees	159
Primary Regulator

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	11.59%
Annual Interest Income	$24.8MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$867.0MM$835.4MM
Loans	Q3 2018vs Q3 2017	$623.0MM$593.3MM
Deposits	Q3 2018vs Q3 2017	$774.0MM$753.3MM
Equity Capital	Q3 2018vs Q3 2017	$76.8MM$69.4MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$6.9MM$7.7MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$4.7MM$5.3MM
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$1k^*	-	Variable Rate IRA Savings
OTHER TIERS: 0.20% → Up to $1k
0.20%	$25	-	Holiday Club Account
0.05%	-	-	Get Fit Savings Plan Account
0.05%	-	$1k	Get Fit IRA Savings Account
0.05%	$25	-	Savings Account
0.05%	$25	-	Business Share Account

Ventura County Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$100k^*	-	Money Market Access
OTHER TIERS: 0.05% → $500 - $10k \| 0.10% → $10k - $25k \| 0.25% → $25k - $50k \| 0.45% → $50k - $100k
0.55%^*	$100k^*	-	Business Money Market Access
OTHER TIERS: 0.05% → $500 - $10k \| 0.10% → $10k - $25k \| 0.25% → $25k - $50k \| 0.45% → $50k - $100k

Ventura County Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$1k	-	60 Month CD
2.20%	$1k	-	48 Month CD
2.10%	$1k	-	24 Month CD
2.10%	$1k	-	36 Month CD
2.00%	$5k	-	24 Month Jump-Up CD
1.95%	$1k	-	12 Month CD
1.85%	$5k	-	18 Month Jump-Up CD
0.90%	$500	-	6 Month Get Fit Basic CD
0.90%	$2.5k	-	6 Month Get Fit Plus CD
0.80%	$1k	-	6 Month CD

Ventura County Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.35%	$1k	-	5 Year IRA
2.30%	$1k	-	4 Year IRA
2.20%	$1k	-	2 Year IRA
2.20%	$1k	-	3 Year IRA
2.15%	$1k	-	1 Year Get Fit IRA
2.10%	$1k	-	24 Month Jump Up IRA
2.05%	$1k	-	1 Year IRA
1.95%	$1k	-	18 Month Jump Up IRA

Locations

Ventura County Credit Union Locations
Branch Office	2160 N Rose Ave	Oxnard, CA 93036-5058
Branch Office	711 E Daily Dr Ste 100	Camarillo, CA 93010-6081
Branch Office	18 W Thousand Oaks Blvd	Thousand Oaks, CA 91360-4458
Branch Office	2680 Tapo Canyon Rd	Simi Valley, CA 93063-2308
Branch Office	6026 Telephone Rd	Ventura, CA 93003-5332
Branch Office	687 W Channel Islands Blvd	Port Hueneme, CA 93041-2138
Branch Office	510 New Los Angeles Ave	Moorpark, CA 93021-2063
Corporate Office	2575 Vista Del Mar Dr Suite 100	Ventura, CA 93001
Branch Office	691 Town Center Dr	Oxnard, CA 93036

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