Ventura County Credit Union

Overview / Commentary
2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 49th largest credit union in the state of California. It is also the 345th largest credit union in the nation. It was established in 1950 and as of December of 2022, it had grown to 172 employees and 73,796 members at 9 locations. Ventura County Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups. (Membership requirements are listed in the credit union's online application)
See current membership details


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Health Grade Components

NCUA #68458
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD12.35%
Annual Interest Income$38.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$1.29B$1.28B
LoansQ4 2022vs Q4 2021$756.2MM$672.4MM
DepositsQ4 2022vs Q4 2021$1.17B$1.16B
Equity CapitalQ4 2022vs Q4 2021$93.7MM$99.3MM
Loan Loss AllowanceQ4 2022vs Q4 2021$4.7MM$4.8MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$4.8MM$3.5MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

0.25%*$1k*-Variable Rate IRA Savings
OTHER TIERS: 0.20% Up to $1k
0.20%$25-Holiday Club Account
0.10%--Get Fit Savings Plan Account
0.10%-$1kGet Fit IRA Savings Account
0.10%$25-Savings Account
0.10%$25-Business Share Account

Ventura County Credit Union Money Market Rates

2.50%*$200k*-Money Market Maximizer
OTHER TIERS: 0.80% $25k - $50k | 0.90% $50k - $100k | 1.50% $100k - $200k
1.00%*$100k*-Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k
1.00%*$100k*-Business Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k

Ventura County Credit Union CD Rates

4.35%$500-6 Month Get Fit Basic CD
4.35%$2.5k-6 Month Get Fit Plus CD
4.00%$1k-6 Month CD
4.00%$1k-12 Month CD
4.00%$5k-18 Month Jump-Up CD
4.00%$1k-Business 6 Month CD
4.00%$1k-Business 12 Month CD
3.75%$1k-24 Month CD
3.75%$5k-24 Month Jump-Up CD
3.75%$1k-Business 24 Month CD
3.25%$1k-60 Month CD
3.25%$1k-Business 60 Month CD
3.00%$1k-36 Month CD
3.00%$1k-48 Month CD
3.00%$1k-13 Month No Penalty Certificate
3.00%$1k-Business 36 Month CD
3.00%$1k-Business 48 Month CD

Ventura County Credit Union IRA Rates

4.60%$1k-1 Year IRA
4.60%$1k-1 Year Get Fit IRA
4.60%$1k-18 Month Jump Up IRA
4.10%$1k-2 Year IRA
4.10%$1k-24 Month Jump Up IRA
3.60%$1k-3 Year IRA
3.60%$1k-4 Year IRA
3.60%$1k-5 Year IRA

Ventura County Credit Union Locations
Branch Office2160 N Rose AveOxnard, CA 93036-5058
Branch Office711 E Daily Dr Ste 100Camarillo, CA 93010-6081
Branch Office18 W Thousand Oaks BlvdThousand Oaks, CA 91360-4458
Branch Office2680 Tapo Canyon RdSimi Valley, CA 93063-2308
Branch Office6026 Telephone RdVentura, CA 93003-5332
Branch Office687 W Channel Islands BlvdPort Hueneme, CA 93041-2138
Branch Office510 New Los Angeles AveMoorpark, CA 93021-2063
Corporate Office2575 Vista Del Mar Dr Suite 100Ventura, CA 93001
Branch Office691 Town Center DrOxnard, CA 93036

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