Ventura County Credit Union

Overview / Commentary
2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 51st largest credit union in the state of California. It is also the 344th largest credit union in the nation. It was established in 1950 and as of June of 2023, it had grown to 173 employees and 74,562 members at 9 locations. Ventura County Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura County or Santa Barbara County, California or belong to one to one of the select employer groups. (Membership requirements are listed in the credit union's online application)
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68458
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD13.59%
Annual Interest Income$25.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.34B$1.32B
LoansQ2 2023vs Q2 2022$790.3MM$719.4MM
DepositsQ2 2023vs Q2 2022$1.20B$1.21B
Equity CapitalQ2 2023vs Q2 2022$102.7MM$93.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.5MM$3.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.8MM$7.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ventura County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

0.25%*$1k*-Variable Rate IRA Savings
OTHER TIERS: 0.20% Up to $1k
0.20%$25-Holiday Club Account
0.10%--Get Fit Savings Plan Account
0.10%-$1kGet Fit IRA Savings Account
0.10%$25-Savings Account
0.10%$25-Business Share Account

Ventura County Credit Union Money Market Rates

2.50%*$200k*-Money Market Maximizer
OTHER TIERS: 0.80% $25k - $50k | 0.90% $50k - $100k | 1.50% $100k - $200k
1.00%*$100k*-Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k
1.00%*$100k*-Business Money Market Access
OTHER TIERS: 0.10% Up to $2.5k | 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $100k

Ventura County Credit Union CD Rates

5.00%$1k-12 Month CD
5.00%$5k-18 Month Jump-Up CD
5.00%$1k-Business 12 Month CD
4.85%$500-6 Month Get Fit Basic CD
4.85%$2.5k-6 Month Get Fit Plus CD
4.75%$1k-6 Month CD
4.75%$1k-Business 6 Month CD
4.25%$1k-24 Month CD
4.25%$5k-24 Month Jump-Up CD
4.25%$1k-Business 24 Month CD
4.00%$1k-36 Month CD
4.00%$1k-Business 36 Month CD
3.25%$1k-60 Month CD
3.25%$1k-Business 60 Month CD
3.00%$1k-48 Month CD
3.00%$1k-Business 48 Month CD

Ventura County Credit Union IRA Rates

5.20%$1k-1 Year Get Fit IRA
5.10%$1k-1 Year IRA
4.35%$1k-2 Year IRA
4.35%$1k-18 Month Jump Up IRA
4.35%$1k-24 Month Jump Up IRA
4.10%$1k-3 Year IRA
3.35%$1k-5 Year IRA
3.10%$1k-4 Year IRA

Ventura County Credit Union Locations
Branch Office2160 N Rose AveOxnard, CA 93036-5058
Branch Office711 E Daily Dr Ste 100Camarillo, CA 93010-6081
Branch Office18 W Thousand Oaks BlvdThousand Oaks, CA 91360-4458
Branch Office2680 Tapo Canyon RdSimi Valley, CA 93063-2308
Branch Office6026 Telephone RdVentura, CA 93003-5332
Branch Office687 W Channel Islands BlvdPort Hueneme, CA 93041-2138
Branch Office510 New Los Angeles AveMoorpark, CA 93021-2063
Corporate Office2575 Vista Del Mar Dr Suite 100Ventura, CA 93001
Branch Office691 Town Center DrOxnard, CA 93036

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.