Ventura County Credit Union

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CURRENT TOP RATE

6 Month Get Fit Basic CD

Overview / Commentary

www.vccuonline.net

805-477-4000

2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 48^th largest credit union in the state of California. It is also the 329^th largest credit union in the nation. It was established in 1950 and as of June of 2024, it had grown to 172 employees and 76,037 members at 9 locations. Ventura County Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura County or Santa Barbara County, California or belong to one to one of the select employer groups.
See current membership details

Related Posts

Ventura County Credit Union (CA) Adds Competitive 13-Mo No Penalty CD - 2/17/2024

Ventura County Credit Union (CA) has added a limited-time 13-month No Penalty CD with a competitive APY and unlimited withdrawals. $1k minimum opening deposit.

View all posts from:

2024
2007
2006

2/17 - Ventura County Credit Union (CA) Adds Competitive 13-Mo No Penalty CD

7/27 - 10% 12-Month CD at a California CU - $1K Max (Ventura County)
3/4 - 7.70% 7-Month CD at a California CU - $15K Max (Ventura County)
1/31 - 6.00% 12-Month CD at a California CU Continues (Ventura County).

11/18 - 6.00% 12-Month CD at a California CU (Ventura County)

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Health

A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68458
Year Chartered	1950
Employees	172
Primary Regulator

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	12.08%
Annual Interest Income	$32.7MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.4B$1.34B
Loans	Q2 2024vs Q2 2023	$901.7MM$790.3MM
Deposits	Q2 2024vs Q2 2023	$1.25B$1.2B
Equity Capital	Q2 2024vs Q2 2023	$112.5MM$102.7MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$11.4MM$4.5MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$3.2MM$2.8MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Ventura County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$1k^*	-	Variable Rate IRA Savings
OTHER TIERS: 0.20% → $0 - $1k
0.20%	$25	-	Holiday Club Account
0.10%	$0	-	Get Fit Savings Plan Account
0.10%	$0	$1k	Get Fit IRA Savings Account
0.10%	$25	-	Savings Account
0.10%	$25	-	Business Share Account

Ventura County Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$200k^*	-	Money Market Maximizer
OTHER TIERS: 1.00% → $25k - $50k \| 1.10% → $50k - $100k \| 1.75% → $100k - $200k
1.00%^*	$100k^*	-	Money Market Access
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.60% → $2.5k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k
1.00%^*	$100k^*	-	Business Money Market Access
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.60% → $2.5k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k

Ventura County Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$10k^*	-	Simply Earn Checking
OTHER TIERS: 0.10% → $500 - $2.5k \| 0.30% → $2.5k - $10k

Ventura County Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.10%	$500	-	6 Month Get Fit Basic CD
4.10%	$2.5k	-	6 Month Get Fit Plus CD
4.00%	$1k	-	6 Month CD
4.00%	$1k	-	Business 6 Month CD
3.75%	$1k	-	12 Month CD
3.75%	$1k	-	24 Month CD
3.75%	$1k	-	60 Month CD
3.75%	$1k	-	Business 12 Month CD
3.75%	$1k	-	Business 24 Month CD
3.75%	$1k	-	Business 60 Month CD
3.50%	$1k	-	36 Month CD
3.50%	$1k	-	48 Month CD
3.50%	$5k	-	18 Month Jump-Up CD
3.50%	$5k	-	24 Month Jump-Up CD
3.50%	$1k	-	Business 36 Month CD
3.50%	$1k	-	Business 48 Month CD
3.25%	$1k	-	13 Month No Penalty Certificate

Ventura County Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.95%	$1k	-	1 Year Get Fit IRA
3.85%	$1k	-	1 Year IRA
3.85%	$1k	-	2 Year IRA
3.85%	$1k	-	5 Year IRA
3.60%	$1k	-	3 Year IRA
3.60%	$1k	-	4 Year IRA
3.60%	$1k	-	18 Month Jump Up IRA
3.60%	$1k	-	24 Month Jump Up IRA

Locations

Ventura County Credit Union Locations
Branch Office	2160 N Rose Ave	Oxnard, CA 93036-5058
Branch Office	711 E Daily Dr Ste 100	Camarillo, CA 93010-6081
Branch Office	18 W Thousand Oaks Blvd	Thousand Oaks, CA 91360-4458
Branch Office	2680 Tapo Canyon Rd	Simi Valley, CA 93063-2308
Branch Office	6026 Telephone Rd	Ventura, CA 93003-5332
Branch Office	687 W Channel Islands Blvd	Port Hueneme, CA 93041-2138
Branch Office	510 New Los Angeles Ave	Moorpark, CA 93021-2063
Corporate Office	2575 Vista Del Mar Dr Suite 100	Ventura, CA 93001
Branch Office	691 Town Center Dr	Oxnard, CA 93036

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