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Ventura County Credit Union


Overview / Commentary
www.vccuonline.net
805-477-4000
2575 Vista Del Mar Dr Suite 100
Ventura, CA 93001

Ventura County Credit Union is headquartered in Ventura and is the 50th largest credit union in the state of California. It is also the 346th largest credit union in the nation. It was established in 1950 and as of September of 2022, it had grown to 168 employees and 73,786 members at 9 locations. Ventura County Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups. (Membership requirements are listed in the credit union's online application)
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Health
B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68458
Year Chartered1950
Employees168
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD12.34%
Annual Interest Income$27.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$1.29B$1.25B
LoansQ3 2022vs Q3 2021$735.5MM$642.5MM
DepositsQ3 2022vs Q3 2021$1.18B$1.12B
Equity CapitalQ3 2022vs Q3 2021$91.9MM$100.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$4.2MM$4.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$4.3MM$2.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ventura County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ventura County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1k*-Variable Rate IRA Savings
OTHER TIERS: 0.20% → Up to $1k
0.20%$25-Holiday Club Account
0.10%--Get Fit Savings Plan Account
0.10%-$1kGet Fit IRA Savings Account
0.10%$25-Savings Account
0.10%$25-Business Share Account

Ventura County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$200k*-Money Market Maximizer
OTHER TIERS: 0.80% → $25k - $50k | 0.90% → $50k - $100k | 1.25% → $100k - $200k
1.00%*$100k*-Money Market Access
OTHER TIERS: 0.10% → Up to $2.5k | 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k
1.00%*$100k*-Business Money Market Access
OTHER TIERS: 0.10% → Up to $2.5k | 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k

Ventura County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month CD
3.49%$1k-60 Month CD
3.25%$1k-48 Month CD
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$5k-18 Month Jump-Up CD
2.90%$5k-24 Month Jump-Up CD
2.50%$1k-6 Month CD
2.10%$500-6 Month Get Fit Basic CD
2.10%$2.5k-6 Month Get Fit Plus CD

Ventura County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.09%$1k-1 Year IRA
3.60%$1k-5 Year IRA
3.35%$1k-4 Year IRA
3.10%$1k-2 Year IRA
3.10%$1k-3 Year IRA
3.10%$1k-18 Month Jump Up IRA
3.00%$1k-24 Month Jump Up IRA
2.95%$1k-1 Year Get Fit IRA
Locations


Ventura County Credit Union Locations
Branch Office2160 N Rose AveOxnard, CA 93036-5058
Branch Office711 E Daily Dr Ste 100Camarillo, CA 93010-6081
Branch Office18 W Thousand Oaks BlvdThousand Oaks, CA 91360-4458
Branch Office2680 Tapo Canyon RdSimi Valley, CA 93063-2308
Branch Office6026 Telephone RdVentura, CA 93003-5332
Branch Office687 W Channel Islands BlvdPort Hueneme, CA 93041-2138
Branch Office510 New Los Angeles AveMoorpark, CA 93021-2063
Corporate Office2575 Vista Del Mar Dr Suite 100Ventura, CA 93001
Branch Office691 Town Center DrOxnard, CA 93036

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