VeraBank


Overview / Commentary
877-566-2621
201 W Main St
Henderson, TX 75652

VeraBank is headquartered in HENDERSON and is the 27th largest bank in the state of Texas. It is also the 314th largest bank in the nation. It was established in 1930 and as of March of 2025, it had grown to 555 employees at 40 locations. VeraBank's money market rates are 8X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #3250
Year Established1930
Employees555
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD13.7%
Annual Interest Income$55.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.35B$4.12B
LoansQ1 2025vs Q1 2024$2.83B$2.75B
DepositsQ1 2025vs Q1 2024$3.86B$3.65B
Equity CapitalQ1 2025vs Q1 2024$455.2MM$430.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$35.5MM$33.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.8MM$9.4MM
Real Estate OwnedQ1 2025vs Q1 2024$384K$165K
Rates
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Always verify rates and promotions with the bank or credit union. We are not VeraBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VeraBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Statement Savings
0.10%$0-Launch Savings

VeraBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*$15m*-Platinum Money Market
OTHER TIERS: 0.25% $0 - $25k | 0.75% $25k - $100k | 1.00% $100k - $250k | 1.26% $250k - $1m | 2.78% $1m - $5m | 3.30% $5m - $15m
0.10%*$1.5k*-Money Market Savings
OTHER TIERS: 0.05% $0 - $1.5k

VeraBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Elite Checking
OTHER TIERS: 0.05% $5k - $50k

VeraBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.24%*$250k*-24 Month CD
OTHER TIERS: 2.73% $1k - $10k | 2.98% $10k - $250k
3.14%*$250k*-18 Month CD
OTHER TIERS: 2.63% $1k - $10k | 2.88% $10k - $250k
3.09%*$250k*-12 Month CD
OTHER TIERS: 2.57% $1k - $10k | 2.83% $10k - $250k
2.93%*$250k*-36 Month CD
OTHER TIERS: 2.42% $1k - $10k | 2.68% $10k - $250k
2.77%*$250k*-6 Month CD
OTHER TIERS: 2.26% $1k - $10k | 2.52% $10k - $250k
2.68%*$250k*-60 Month CD
OTHER TIERS: 2.17% $1k - $10k | 2.42% $10k - $250k
Locations

Availability



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