Veritas Federal Credit Union


Overview / Commentary
855-663-8328
685 Ken Pilkerton Dr
Smyrna, TN 37167

Veritas Federal Credit Union is headquartered in Smyrna and is the 59th largest credit union in the state of Tennessee. It is also the 2,356th largest credit union in the nation. It was established in 1973 and as of March of 2025, it had grown to 20 employees and 5,050 members at 2 locations. Veritas Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Veritas Federal Credit Union is open to employees of Nissan North America (NNA); contractors, vendors, or suppliers for NNA and have badge access to any NNA facility; employees of other Select Employer Groups; live, worship, work (or regularly conduct business in) or attend school in, and businesses and other legal entities located in Holmes and Yazoo Counties in Mississippi, and the prescribed underserved communities in Rutherford County, Tennessee and Madison County, Mississippi; and family members of current Veritas Federal Credit Union members.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Veritas Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21354
Year Chartered1973
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.56%
Annual Interest Income$899K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$55.2MM$53.9MM
LoansQ1 2025vs Q1 2024$42.6MM$40.9MM
DepositsQ1 2025vs Q1 2024$50.3MM$49MM
Equity CapitalQ1 2025vs Q1 2024$4.2MM$4.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$472K$339K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$235K$325K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Veritas Federal Credit Union Locations
Branch Office276 Nissan Pkwy Ste ACanton, MS 39046
Corporate Office685 Ken Pilkerton DrSmyrna, TN 37167-3812

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