Veritas Federal Credit Union

Overview / Commentary
685 Ken Pilkerton Dr
Smyrna, TN 37167

Veritas Federal Credit Union is headquartered in Smyrna and is the 67th largest credit union in the state of Tennessee. It is also the 2,601st largest credit union in the nation. It was established in 1973 and as of June of 2021, it had grown to 19 employees and 5,506 members at 4 locations. Veritas Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee of Nissan North America or any of its regional office in North America, Infiniti Regional Office, Parts Distribution Center (PDC), Distribution Auto Service (DAS) or any Tier 1 or Tier 2 Supplier in North America.
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Reviews (2)

Unfortunately, One Star Is The Lowest I Rate Them

Posted by: |

How is it possible for so many incompetent people to be working in such close proximity? Anyone with any value or sense of customer service seems to be either fired or they find a way to escape for better employment as soon as they figure it out. The turn over in that place is amazing. Obviously the CEO breeds this type of environment without any concern to the ramifications of it's members. Where is the oversight? With this lackadaisical attitude of "don't bother me...can't you see I'm on Facebook?" it's a wonder that the doors are still open. Anywhere else, these people would be in the unemployment line. My advise is to take your money and run!


This credit union formely known as Nissan FCU now Veritas is ran by a bunch of complete idiots and there customer service is the worst, I was a customer for 12 years until they changed to Veritas.


Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Veritas Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21354
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD-0.25%
Return on Equity - YTD-2.91%
Annual Interest Income$850.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$45.7MM$44.3MM
LoansQ2 2021vs Q2 2020$28.3MM$26.1MM
DepositsQ2 2021vs Q2 2020$41.2MM$39.6MM
Equity CapitalQ2 2021vs Q2 2020$4.1MM$4.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$287.00K$329.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$130.00K$235.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Veritas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Veritas Federal Credit Union Savings Account Rates

0.30%$5-IRA Share Account
0.30%$25-Educational IRA Account
0.25%$50-Christmas Club Account
0.10%$25-Share Savings Account
0.10%$25-Youth Account

Veritas Federal Credit Union Money Market Rates

0.30%*$100k*-Money Market
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Veritas Federal Credit Union Checking Account Rates

0.15%*$10k*-Maximizer Tiered Checking Account
OTHER TIERS: 0.05% $2.5k - $5k | 0.10% $5k - $10k

Veritas Federal Credit Union CD Rates

0.50%$1k-60 Month Certificate
0.35%$1k-36 Month Certificate
0.30%$1k-24 Month Certificate
0.25%$1k-18 Month Certificate
0.20%$1k-12 Month Certificate
0.15%$1k-6 Month Certificate

Veritas Federal Credit Union IRA Rates

0.45%$500-36 Month IRA Certificate
0.35%$500-18 Month IRA Certificate
0.35%$500-12 Month Roth IRA Certificate
0.35%$500-12 Month Roth Convertible Certificate

Veritas Federal Credit Union Locations
Branch Office1 Nissan WayFranklin, TN 37067
Branch Office276 Nissan Pkwy Ste ACanton, MS 39046
Corporate Office685 Ken Pilkerton DrSmyrna, TN 37167-3812
Branch Office983 Nissan DrSmyrna, TN 37167

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