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  2. Verity Credit Union

Verity Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingCartwheel Checking
1.82% - National Average
1.39%5-year CD60 Month Share Certificates
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.35%1-year CD12 Month Savers Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
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Overview / Commentary
www.veritycu.com
206-440-9000
11027 Meridian Ave N
Seattle, WA 98133

Verity Credit Union is headquartered in Seattle and is the 21st largest credit union in the state of Washington. It is also the 510th largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 137 employees and 30,659 members at 8 locations. Verity Credit Union has an A health rating.

Field of Membership Restrictions

Verity membership eligibility is extended to: (1) anyone that lives, works, worships or goes to school in any county within Washington state; (2) family members of an existing member •any member or employee of one of our Select Employee Group (membership requirements are listed in the credit union's online application).
See current membership details

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Reviews (3)

Great local credit union

Posted by: Crunchyfrog | Dec 10, 2015

This is the third credit union I've been with and is definitely the best. They have really good interest rates on their checking accounts, if you use your debit card 12 times a month, that is competitive even with online only banks (right now it's 1.05%). I don't go into a branch very often but the times I have they have had good customer service. I also like that they have a coin counting machine in the branches that is free to use for members (which saves the fees you would otherwise pay with something like Coinstar). I don't pay any fees on the checking or savings accounts I have with them (including two for my kids).

1

I Love Verity Credit Union

Posted by: Anonymous | Jan 13, 2010

I love Verity Credit Union. I could get a slightly higher interest rate opening an account online with some nation-wide bank and never seeing a branch in person, but Verity's customer service is worth the slightly lower interest rate.

The first time I walked into a branch to make a deposit, I spent a long time looking for deposit slips to fill out. I finally went to the teller to ask for one, and he just replied "we don't use those" and proceeded to ask my name and take my deposit. No need to carry a card with my account number, or fill out useless paperwork. It's a great example of thinking out of the traditional brick and motor box to make the customer experience better.

Another similar experience was one time when I walked in to get coin rolls to roll up all my loose change before depositing it. He then pointed out a machine over in the corner where I can dump all of my loose change and it will automatically count it and deposit it into my account, with no fees. Once again I was surprised at the effort they put out to make my banking experience better.

I have never experienced such a nice bank before coming to Verity Credit Union, and it's made me a very loyal customer to them.

3

Disappointing And Frustrating

Posted by: Andrew_W | Dec 24, 2015

Verity looked so good on paper, but in practice has been a nightmare.
The "Customer protection" that Verity uses is frustrating, the customer service has been frustrating or absent. This might be an OK institution for parking your money, or getting a loan, it is not useful as a primary debit account holder.
The only reason I still have money with them is their useless customer service, which makes it hard to get issues sorted to the point you can get away.

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68517
Year Chartered1933
Employees137
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.55%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$523.9MM$489.6MM
LoansQ1 2017vs Q1 2016$356.9MM$340.0MM
DepositsQ1 2017vs Q1 2016$459.7MM$411.9MM
Equity CapitalQ1 2017vs Q1 2016$45.2MM$46.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.9MM$2.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$841.00K$1.4MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Verity Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$20k*-Variable IRA Share Account
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $20k
0.10%--Prime Shares
0.10%--Business Savings
0.10%--Youth Savings
0.10%--Secondary Savings

Verity Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Premium Money Market
OTHER TIERS: 0.10% → Up to $50k | 0.25% → $50k - $100k
0.30%*$100k*-Business Premium Money Market
OTHER TIERS: 0.10% → Up to $50k | 0.25% → $50k - $100k
0.15%*$50k*-Money Market
OTHER TIERS: 0.10% → Up to $50k
0.15%*$50k*-Business Money Market
OTHER TIERS: 0.10% → Up to $50k

Verity Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kCartwheel Checking
OTHER TIERS: 0.10% → $10k+
0.35%*$50k*-Business Interest Checking
OTHER TIERS: 0.15% → Up to $20k | 0.25% → $20k - $50k
0.10%--Verity Checking
0.10%--Value Checking
0.10%--Youth Checking

Verity Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%*$75k*-60 Month Share Certificates
OTHER TIERS: 1.29% → $1k - $25k | 1.34% → $25k - $75k
0.95%*$75k*-36 Month Share Certificates
OTHER TIERS: 0.85% → $1k - $25k | 0.90% → $25k - $75k
0.60%*$75k*-24 Month Share Certificates
OTHER TIERS: 0.50% → $1k - $25k | 0.55% → $25k - $75k
0.45%*$75k*-12 Month Share Certificates
OTHER TIERS: 0.35% → $1k - $25k | 0.40% → $25k - $75k
0.35%*$75k*-6 Months Share Certificates
OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $75k
0.35%$100$1k12 Month Savers Certificate
0.30%*$75k*-90 Days Share Certificates
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $75k
0.30%*$75k*-Business 30 Day CD
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $75k
0.25%$100$1k6 Months Savers Certificate

Verity Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%*$75k*-60 Month IRA Certificate
OTHER TIERS: 1.29% → $1k - $25k | 1.34% → $25k - $75k
0.95%*$75k*-36 Month IRA Certificate
OTHER TIERS: 0.85% → $1k - $25k | 0.90% → $25k - $75k
0.60%*$75k*-24 Month IRA Certificate
OTHER TIERS: 0.50% → $1k - $25k | 0.55% → $25k - $75k
0.53%*$75k*-18 Month IRA Certificate
OTHER TIERS: 0.43% → $1k - $25k | 0.48% → $25k - $75k
0.45%*$75k*-12 Month IRA Certificate
OTHER TIERS: 0.35% → $1k - $25k | 0.40% → $25k - $75k
0.45%*$75k*-12 Month Education IRA
OTHER TIERS: 0.35% → $1k - $25k | 0.40% → $25k - $75k
Locations


Verity Credit Union Locations
Branch Office1660 S Columbian Way Bldg 35Seattle, WA 98108-1532
Branch Office11027 Meridian Ave N Ste 101Seattle, WA 98133
Branch Office1424 Outlet Collection Way SW Ste 200Auburn, WA 98001-6527
Branch Office4545 Stone Way NSeattle, WA 98103-6647
Branch Office11027 Meridian Ave NSeattle, WA 98133
Branch Office18530 33rd Ave WLynnwood, WA 98037
Branch Office8533 Greenwood Ave NSeattle, WA 98103
Branch Office5711 24th Ave NWSeattle, WA 98107