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Vermilion Valley Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.vvb91.com
815-686-2258
4 East Peoria
Piper City, IL 60959-0128

Vermilion Valley Bank is headquartered in PIPER CITY and is the 216th largest bank in the state of Illinois. It is also the 3,204th largest bank in the nation. It was established in 1913 and as of March of 2025, it had grown to 19 employees at 5 locations. Vermilion Valley Bank's CD rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11667
Year Established1913
Employees19
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD10.89%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$178.3MM$176.2MM
LoansQ1 2025vs Q1 2024$106.2MM$97.9MM
DepositsQ1 2025vs Q1 2024$146.6MM$139.1MM
Equity CapitalQ1 2025vs Q1 2024$27.4MM$25.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$130K$331K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Vermilion Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Savings Account

Vermilion Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Hi-Fi MMA

Vermilion Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-Super Now Acct
0.20%$500-Now Acct

Vermilion Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$2k-13 Month CD Special
3.67%$2k-26 Month CD Special
2.33%$500-36 Month CD
2.28%$500-30 Month CD
2.22%$500-24 Month CD
2.12%$500-18 Month CD
2.02%$500-12 Month CD
1.87%$500-182 Day CD
1.51%$500-91 Day CD
0.75%$500-7-31 Day CD

Vermilion Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$2k-13 Month IRA Special
3.67%$2k-26 Month IRA Special
2.38%$500-60 Month Roth IRA
2.33%$500-36 Month IRA
2.28%$500-30 Month IRA
2.22%$500-24 Month IRA
2.12%$500-18 Month IRA
2.02%$500-12 Month IRA
1.87%$500-182 Day IRA
1.51%$500-91 Day IRA
0.75%$500-7-31 Day IRA
Locations


Vermilion Valley Bank Locations
Cullom Branch111 West Hack StreetCullom, IL 60929
Vermilion Valley Bank4 E Peoria StPiper City, IL 60959
Chatsworth Branch509 S 4th StChatsworth, IL 60921
Roberts BranchGreen StreetRoberts, IL 60962
Kempton BranchMain & Railroad StKempton, IL 60946

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