Vermont Federal Credit Union

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CURRENT TOP RATE

60 Month Youth Advantage CD

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.00%	Reward Checking	1.25% - Axos Bank Rewards Checking - 3 Qualifications
2.75%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.60%	4-year CD	2.85% - Barclays 48 Month Online CD

View all Vermont Federal Credit Union rates »

Overview / Commentary

www.vermontfederal.org

802-658-0225

84 Pine St
Burlington, VT 05402

Vermont Federal Credit Union is headquartered in Burlington and is the 4^th largest credit union in the state of Vermont. It is also the 517^th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 122 employees and 39,186 members at 6 locations. Vermont Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to individuals who live, work, worship, or attend school in one of six north western Vermont counties: Addison, Chittenden, Franklin, Grand Isle, Lamoille, and Washington. Relatives of existing members are also eligible for membership.
See current membership details

Related Posts

View all posts from:

2016
2011
2009
Earlier

8/3 - Vermont FCU Raises Rate On ReWARD Checking

6/3 - Top Long-Term CD Rates at Vermont Federal Credit Union - Local Only

9/7 - High-Yield Reward Checking Account at Vermont Federal Credit Union

6/7/06 - 6% 60-Month CD at a Vermont CU

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Health

B+

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	24405
Year Chartered	1953
Employees	122
Primary Regulator

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	10.97%
Annual Interest Income	$9.5MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$546.4MM$505.8MM
Loans	Q2 2018vs Q2 2017	$377.0MM$321.3MM
Deposits	Q2 2018vs Q2 2017	$488.4MM$454.2MM
Equity Capital	Q2 2018vs Q2 2017	$45.2MM$43.1MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.9MM$1.7MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$2.5MM$1.9MM
Real Estate Owned	Q2 2018vs Q2 2017	$203.00K$101.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vermont Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25	-	Share Savings
0.10%	-	-	Special Account
0.10%	-	-	Vacation Club Account
0.10%	-	-	Holiday Savings
0.10%	-	-	IRA (Accumulator) Share Account
0.10%	$25	-	Business Savings
0.10%	-	-	IRA Share Account
0.10%	-	-	Business Shares

Vermont Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $2k \| 0.25% → $2k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k \| 0.75% → $50k - $100k
1.05%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → Up to $2k \| 0.25% → $2k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k \| 0.75% → $50k - $100k

Vermont Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$25k	ReWARD Checking
OTHER TIERS: 0.55% → $25k+
0.10%	-	-	IOLTA/ IORTA

Vermont Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$50	-	60 Month Youth Advantage CD
2.75%	$500	-	60 Month CD
2.40%	$500	-	30 Month Flex CD - Limited Time Offer
2.15%	$500	-	9 Month CD Special
1.60%	$500	-	48 Month CD
1.50%	$500	-	12 Month CD
1.50%	$500	-	18 Month CD
1.50%	$500	-	24 Month CD
1.50%	$500	-	36 Month CD
0.75%	$500	-	6 Month CD

Vermont Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.85%	$500	-	60 Month IRA Certificate
2.40%	$500	-	30 Month IRA Flex CD - Limited Time Offer
2.25%	$500	-	9 Month IRA Certificate Special
1.70%	$500	-	48 Month IRA Certificate
1.60%	$500	-	12 Month IRA Certificate
1.60%	$500	-	18 Month IRA Certificate
1.60%	$500	-	24 Month IRA Certificate
1.60%	$500	-	36 Month IRA Certificate
0.75%	$500	-	6 Month IRA Certificate

Locations

Vermont Federal Credit Union Locations
Branch Office	4 Centre Dr	Milton, VT 05468
Branch Office	84 Pine St	Burlington, VT 05401-4441
Branch Office	1 Court St	Middlebury, VT 05753
Branch Office	55 Old Orchard Rd	Saint Albans, VT 05478-2053
Branch Office	80 Midas Dr Ste 100	South Burlington, VT 05403-6374
Branch Office	100 Panton Rd	Vergennes, VT 05491

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