Advertising Disclosure
  1. Home
  2. Banks
  3. Vermont Federal Credit Union

Vermont Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.vermontfederal.org
802-658-0225
84 Pine St
Burlington, VT 05402

Vermont Federal Credit Union is headquartered in South Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 454th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 171 employees and 57,213 members at 8 locations. Vermont Federal Credit Union's savings rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Vermont Federal Credit Union is open to individuals who live, work, worship, or attend school in the Vermont counties of Addison, Bennington, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Washington, Windham, or Windsor. Relatives of existing members are also eligible for membership.
See current membership details

Reviews (1)

Vermont Federal Has HORRIBLE Website And App...Software Barely Works At All, Can NOT Transfer Money

Posted by: |

vermont federal has HORRIBLE website and app...software barely works at all, can NOT transfer money

and they have almost NO ability to fix anything or find out what is wrong.... painful and BAD customer service (for weeks now, feb2025)

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24405
Year Chartered1953
Employees171
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.44%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.03B$946.4MM
LoansQ1 2025vs Q1 2024$804MM$745.9MM
DepositsQ1 2025vs Q1 2024$882MM$838.3MM
Equity CapitalQ1 2025vs Q1 2024$91.1MM$77.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.6MM$3.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Vermont Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vermont Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*$0$3kHigh Yield Savings Special
OTHER TIERS: 0.10% → $3k+
0.10%$0-Share Savings
0.10%$0-Special Account
0.10%$0-Vacation Club Account
0.10%$0-Holiday Savings
0.10%$0-Business Savings

Vermont Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$500k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2k | 1.20% → $2k - $10k | 1.45% → $10k - $25k | 1.50% → $25k - $50k | 1.95% → $50k - $100k | 2.50% → $100k - $500k
2.75%*$500k*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2k | 1.20% → $2k - $10k | 1.45% → $10k - $25k | 1.50% → $25k - $50k | 1.95% → $50k - $100k | 2.50% → $100k - $500k

Vermont Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$0$25kReward Checking
OTHER TIERS: 0.25% → $25k+
0.10%$0-IOLTA/ IORTA

Vermont Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$5-19 Month Variable CD Special
3.75%$5-9 Month Share Certificate Special
3.50%$5-60 Month Share Certificate
3.50%$5-60 Month Youth Advantage CD
3.25%$5-48 Month Share Certificate
3.15%$5-36 Month Share Certificate
2.95%$5-24 Month Share Certificate
2.75%$5-18 Month Share Certificate
2.65%$5-12 Month Share Certificate
2.50%$5-6 Month Share Certificate

Vermont Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$5-19 Month Variable IRA Special
3.75%$5-9 Month IRA Certificate Special
3.50%$5-60 Month IRA Certificate
3.25%$5-48 Month IRA Certificate
3.15%$5-36 Month IRA Certificate
2.95%$5-24 Month IRA Certificate
2.75%$5-18 Month IRA Certificate
2.65%$5-12 Month IRA Certificate
2.50%$5-6 Month IRA Certificate
0.10%$0-IRA Share Account
Locations


Vermont Federal Credit Union Locations
Branch Office4 Centre DrMilton, VT 05468
Branch Office84 Pine StBurlington, VT 05401-4441
Branch Office1 Court StMiddlebury, VT 05753
Branch Office55 Old Orchard RdSaint Albans, VT 05478-2053
Branch Office100 Panton RdVergennes, VT 05491
Branch Office1 Carmichael StEssex Jct, VT 05452
Corporate Office275 Kennedy DrSouth Burlington, VT 05403-6706
Branch Office315 N Main StBarre, VT 05641

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.