Vermont Federal Credit Union is headquartered in South Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 454th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 171 employees and 57,213 members at 8 locations. Vermont Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Vermont Federal Credit Union is open to individuals who live, work, worship, or attend school in the Vermont counties of Addison, Bennington, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Washington, Windham, or Windsor. Relatives of existing members are also eligible for membership.
See current membership details
Vermont Federal Has HORRIBLE Website And App...Software Barely Works At All, Can NOT Transfer Money
vermont federal has HORRIBLE website and app...software barely works at all, can NOT transfer money
and they have almost NO ability to fix anything or find out what is wrong.... painful and BAD customer service (for weeks now, feb2025)
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24405 |
| Year Chartered | 1953 |
| Employees | 171 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 8.44% |
| Annual Interest Income | $11.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.03B$946.4MM |
| Loans | Q1 2025vs Q1 2024 | $804MM$745.9MM |
| Deposits | Q1 2025vs Q1 2024 | $882MM$838.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $91.1MM$77.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.6MM$3.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3MM$2.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |